Sadly, evidence does exist for negligence, corruption, and methods that border on extortion. Part exposé, part memoir, and part financial detective story, this is the account of a one-time true believer whose decade in the industry turned him into a heretic.Hugh Sinclair worked with several microfinance institutions around the world. He couldn’t help but notice that even with a booming $70 billion industry on their side, the poor didn’t seem any better off. Exorbitant interest rates led borrowers into never-ending debt spirals, and aggressive collection practices resulted in cases of forced prostitution, child labor, suicide, and nationwide revolts against the microfinance community.Sinclair weaves a shocking tale of a system increasingly focused on maximizing profits—particularly once large banks got involved. He details his discovery of several scandals, one of the most disturbing involving a large African microfinance institution of questionable legality that charged interest rates in excess of 100 percent per year, and whose investors and supporters included some of the most celebrated leaders of the microfinance sector. Sinclair’s objections were first met with silence, then threats, attempted bribery, and a court case, and eventually led him to become a principle whistleblower in a sector that had lost its soul.Microfinance can work—Sinclair describes moving experiences with several ethical and effective organizations and explains what made them different. But without the fundamental reforms that Sinclair recommends here, microfinance will remain an “investment opportunity” that will leave the poor with hollow promises and empty pockets.

     KPOP BTS QUIZ BOOK covers various quiz questions about each member of the group, as well as many interesting facts as a group, such as... "On the November 22, BTS was announced to be officially recognized by THIS organization as a musical group with the most Twitter engagement." "On the very first Episode of American Hustle Life, BTS travels to THIS CITY to learn Hip Hop." "THIS member was an underground rapper in Daegu." "J-Hope said that the kind of super power he would like to have is...?" "When Jimin was asked to describe and compare Rap Monster to something other than a human, he said Rap Monster is like..." "When V celebrated his Birthday (2013.12.30 at MBC Gayo Daejun), he shared birthday with THIS famous singer. He said to V “Hey, is it your Birthday today? It’s mine too! Let’s blow the candle together.” "True or False...? Jungkook's dream when he was little is to become a badminton player, but changed his mind after listening to..." Can you answer the questions? If you can't, that's totally fine cause that's the best way of getting to know your favorite BTS oppa's!

    Inspired by the way "Amazing Grace" continues to change and grow in popularity, acclaimed music writer Steve Turner embarks on a journey to trace the life of the hymn, from Olney, England, where it was written by former slave trader John Newton, to tiny Plantain Island off the coast of Africa, where Newton was held captive for almost a year, to the Kentucky-Tennessee border and other parts of the South, where the hymn first began to spread.Newton had been rescued from Africa by a merchant ship when, during an eleven-hour storm on the Atlantic, he converted to Christianity. Years later, as a minister, he wrote the hymn for use among his congregation. Through the nineteenth century, "Amazing Grace" appeared in more and more hymn books, and in the twentieth century it rose to a gospel and folk standard before exploding into pop music. It has been recorded by artists as varied as Elvis Presley, Ladysmith Black Mambazo, Tiny Tim, Al Green, Johnny Cash, Rod Stewart, Chet Baker, and Destiny's Child. Amazing Grace closely examines this modern history of the hymn through personal interviews with recording artists.From John Newton's incredible life story to the hymn's role in American spirituality and culture, Amazing Grace is an illuminating, thorough, and unprecedented musical history.

    What next? The professional marketplace is flooded with outstanding musicians, forced to compete for a shrinking number of ""traditional"" opportunities. The Savvy Musician helps balance three overriding aspects of your professional musical life: (1) building a career, (2) earning a living, and (3) making a difference. Filled with clearly articulated concepts, detailed strategies, and 165 vignettes about actual musicians working to create a meaningful and prosperous career, this book examines critical elements often overlooked or misunderstood by musicians, and helps you take control of your career. Discover how to build an immediately recognizable ""brand,"" capitalize on technology—from Internet tools to the new recording paradigm, expand your network, and raise money to fund your dreams. The Savvy Musician is an invaluable resource for performers, composers, educators, students, administrators, industry employees, and others interested in a thriving musical future.

    Just as we celebrate diversity in nature and cultures, so too do we need to honor the diversity of brains among our students who learn, think, and behave differently. In Neurodiversity in the Classroom, best-selling author Thomas Armstrong argues that we should embrace the strengths of such neurodiverse students to help them and their neurotypical peers thrive in school and beyond.This innovative book focuses on five categories of special needs: learning disabilities, attention deficit hyperactivity disorder, autism, intellectual disabilities, and emotional and behavioral disorders. For each category, Armstrong provides an in-depth discussion of * The positive attributes associated with that category, * Acclaimed neurodiverse adults who have excelled in their chosen fields, * Computer programs and applications that allow students with special needs to overcome obstacles and achieve success, * Rich networks of human resources both inside and outside of school that educators can draw upon to support the social and emotional lives of neurodiverse students, * Innovative learning strategies that are tailored to each student's unique strengths, * Future career paths for which a student's particular gifts might be a good fit, * Modifications in the school environment that allow for seamless inclusion of neurodiverse students in the regular classroom, and * Timely information about how to integrate the strategies and assessments for each category with the Common Core State Standards.It's time that we focused on celebrating rather than pathologizing our students with special needs so that they can fully realize their potential in school and life. This practical and thought-provoking book will inspire teachers and administrators everywhere to make sure that all students with special needs get the support and strength-based instruction they deserve.

    Her appetites—for men, for food, for attention—are gargantuan, and her ability to irritate is similarly outsized. So when someone electrocutes the bombastic Australian contralto, few tears are shed at the Northern Opera Company. In fact, most of the company members are dancing a jig, and it falls on Superintendent Nichols to determine which of them might have helped Gaylene along to her just reward. With so many potential suspects, Nichols has his hands full, but Barnard and his readers have a deliciously malicious good time.

    Beatles.

    As the composer, lyricist, actors and director prepare their performance, and a blizzard cuts off any possible retreat, bodies start to drop in plain sight, knives spring out of nowhere, masked figures drag their victims behind swiveling bookcases, and accusing fingers point in all directions. However, and with no thanks to the bumbling police inspector who snowshoes in to investigate, the mystery is solved in the nick of time and the "Slasher" unmasked-but not before the audience has been treated to a sidesplitting good time and a generous serving of the author's biting, satiric and refreshingly irreverent wit.

    But the dark side of rock stardom took its toll: his marriage, chronicled for an MTV reality show, fell apart. Constant touring concealed a serious drug addiction. A reckoning did not truly come until he was forced to face mortality: His life nearly ended in a horrifying plane crash, and then his close friend, collaborator, and fellow crash survivor DJ AM died of an overdose.In this blunt, driving memoir, Barker ruminates on rock stardom, fatherhood, death, loss, and redemption, sharing stories shaped by decades’ worth of hard-earned insights. His pulsating memoir is as energetic as his acclaimed beats. It brings to a close the first chapters of a well-lived life, inspiring readers to follow the rhythms of their own hearts and find meaning in their lives.

       A great cover only makes a song stronger. Jimi Hendrix’s version of Bob Dylan’s “All Along the Watchtower.” The Beatles rocking out with “Twist and Shout.” Aretha Franklin demanding “Respect.” Without covers, the world would have lost many unforgettable performances. This is the first book to explore the most iconic covers ever, from Elvis’s “Hound Dog” and the Rolling Stones’ “Not Fade Away” to Led Zeppelin’s “Dazed and Confused,” the Talking Heads’ “Take Me to the River,” and Adele’s “Make You Feel My Love.” Written by the founder of the website covermesongs.com, each of the 20 chapters investigates the origins of a classic cover—and uses it as a framework to tell the larger story of how cover songs have evolved over the decades. Cover Me is packed with insight, photography, and music history.

    . . These poems literally vibrate with Kearney's precocious intellect and passion. They hum, they bang, they bite. What else can I say? I have never encountered poetry like this before."—Terrance Hayes

    And when he grows sick, she takes care of him with as much love as he always showed her.

    In this book, readers will discover how he got his start in the entertainment industry through fascinating facts and a timeline of his career so far. Exciting concert photographs and cute close-ups enhance the accessible text. Reluctant readers will have Bieber fever after reading this high-interest book.

    Nominated for a whopping 10 Tony Awards in 2005, Wicked is an undeniable Broadway smash! A prequel to the all-American classic The Wizard of Oz , this new musical is a character study of Elphaba and Glinda, school roommates who grow up to become the Wicked Witch and the Good Witch, respectively. This songbook, in standard piano/vocal format with the melody in the piano part, feature a color photos from the production, a note from composer/lyricist Stephen Schwartz, and these fantastic tunes: As Long as You're Mine * Dancing Through Life * Defying Gravity * For Good * I Couldn't Be Happier * I'm Not That Girl * No Good Deed * No One Mourns the Wicked * One Short Day * Popular * What Is This Feeling? * The Wizard and I * Wonderful.