This book discuses various major types of financial institutions and financial instruments present along with how and why the system of money and capital markets is changing. It also provides a descriptive explanation of how interest rates and security values are determined.

    The sheer number of distractions threaten our ability to think clearly and make good decisions. If we react to these stimuli, moving mindlessly from one task to another, we will fail to accomplish the things that matter most in our professional and personal lives. In this book, readers will learn how to make the five fundamental choices that will increase their ability to achieve what matters most to them. Backed by science and FranklinCovey's years of experience and research in this field, The 5 Choices helps readers increase their productivity and develop an inner sense of fulfillment and peace. The five choices are simple but require a radical shift in mindset and will lead to increased personal and professional success.

    Includes label stickers to help girls get organized with style. Full color. Consumable.

    But Don Casey shows us that it doesn't need to be that way. You can learn what you need to know by rapping,poking,looking,and listening. But you must be able to recognize problem symptoms when they arise. This book shows you how. Hull,deck,rig,interior,engine,electrical system—it's all here. You'll still want to hire a surveyor before buying a boat,and Casey guides you through that,too. In the meantime,though,whether you're maintaining or shopping,you can save hundreds,even thousands of dollars in survey fees. The Tolerance of Fiberglass For Neglect And Abuse Is Legendary—And An Astounding Number Of Sailboats Built In The Last 35 Years Are Still Around. There Are Bargains Aplenty—And The Best One Of All,With Some Overdue Attention,Just Might Be The Boat You Already Own Are those cracks in the gelcoat? Should the deck yield underfoot like that? Are those rivets in the toerail,and why are they loose? Why doesn't the head door close? Should there be rust on the keel bolts? What is that bulge in the hull? If any of these indicate real trouble,it is or could become your trouble. Here is all you'll need to learn where to look and what to look for. Whether you're shopping or prioritizing maintenance tasks,this book will save you money and perhaps even disaster.

    You can crochet these slippers in about 2 hours dependingon how fast you crochet using bulky yarn and a J, K, or L hook.The pattern instructions are for 4 styles of ladies slippers in three sizes. Patterns for threeflower embellishments and 2 bows are included.This crochet pattern is suitable for beginners.You should know how to chain, single crochet,half double crochet, double crochet, and sew seams together with yarn. Ariana - These slippers are so soft and comfortable with just the right amount of stretch. You can crochet these in less than 2 hours and they make great gifts. Carrie - Super simple to make, these soft and cozy slippers are just right for lounging around. Flora - A pretty pair of slippers that fit your feet quite cozily! Isabell -This pretty ballerina style slipper can be made in two colors or just use one. I hope you enjoy my patterns for these easy to crochet slippers.

    This is the book for you because it will help you hit the ground running once you get your license. It is written by an actual, active Realtor. Mario Jannatpour is with RE/MAX Alliance in Louisville, Colorado and what he writes about is based on his experience of what it takes to be successful today as a Realtor. Mario has been a Realtor since 2002. Reader Review: Are you green in real estate or a veteran? Do you know what buyers and sellers are looking for when they are looking at you? What qualities differenciate you from your competition? Mario has helped pin point what today's buyers and sellers are looking for in their real estate agent giving relavent information as well as insight on how you should handle different situations. We all know that honesty is the best policy yet the profession of representation is riddled with pot holes where one can stray. This book will help any new agent or seasoned agent gain a true north when dealing with clients. Mario's first book, Must See Inside, was a great introduction to the real estate business and with this book, The Honest Real Estate Agent, Mario dives deeper on how to "be" a real estate agent which means doing the right thing, always! I sincerely recommend this book for anyone who is getting into the business and wants to get a firm handle of how to "be" great at your job. Addy Saeed, RE/MAX Active Realty (Toronto, Canada)

    While no two are identical, Brandel Chamblee, the highly regarded television analyst and former PGA Tour professional, once noticed that the best players of all time have shared similar positions in each part of the swing, from the grip and setup to the footwork, backswing, and follow-through. Since then, Chamblee, a student of the game’s history, has used scientific precision and thoroughness to make a study of the common swing positions of the greats. Now, in The Anatomy of Greatness, he shares what he has learned, offering hundreds of photographs as proof, to show us how we can easily incorporate his findings into our own swings to hit the ball farther, straighter, and more consistently. What does it tell us that the majority of the greats—from Jack Nicklaus and Byron Nelson to modern masters like Tiger Woods—employ a “strong” grip on the club? How did legends like Ben Hogan, Sam Snead, Mickey Wright, and Gary Player unlock hidden power and control by turning in the right knee at address? Why are some modern teachers preaching quiet footwork when forty-eight of the top fifty golfers of all time lifted their left heels on the backswing, allowing them to build power? At the same time that Chamblee is encouraging certain swing virtues, he also debunks a number of popular—but misguided—swing philosophies that have been hindering golfers for years. The result is perhaps the best and clearest explanation of how to hit a golf ball ever published. Golfers can take The Anatomy of Greatness to the driving range and use Chamblee’s clear explanations to build better swings—and get more speed and consistency into their swings—immediately. This book is like having a series of private lessons from the best golfers of all time, and it will help golfers build swings that make the game easier and more fun.

    The grace and elegance of the Japanese sensibility is reflected in both modern and traditional Japanese homes, from their fluid floor plans to their use of natural materials. In The Japanese House, renowned Japanese photographer Noboru Murata has captured this Eastern spirit with hundreds of vivid color photographs of 15 Japanese homes. As we step behind the lens with Murata, we're witness to the unique Japanese aesthetic, to the simple proportions modeled after the square of the tatami mat; to refined, rustic decor; to earthy materials like wood, paper, straw, ceramics, and textiles. This is a glorious house-tour readers can return to again and again, for ideas, inspiration, or simply admiration.

    Finally, you will find 10 beautiful crochet project patterns that can be completed in just one day. Note that these patterns will help you complete one project in just one day. If you want to create multiple copies of a certain project, you can expect that you will need more than one day to complete them.You can complete the following projects:- Heart hat- Throw pillow- Flower hair band- Scarf- Dishcloth- Pot holders- Rag bowl- Trivets- Minion hat- Evil minion hatFREE WITH KINDLE UNLIMITED! Are you ready to be creative? Scroll up to download your copy today and let’s get started…

    Complete with instructions for designing and presenting jewelry concepts as working drawings. Step-by-step color photos make every instruction and entry easy to understand.

    New in the Mountaineers Outdoor Expert Series: instruction for the beginning to intermediate rock climber by an internationally known guide.

    It has everything to do with embracing the natural imperfection and chaos of daily living.Drawing on her years of experience creating beauty in her 13 different homes, Myquillyn will show you how to think differently about the true purpose of your home and simply and creatively tailor it to reflect you and your unique style—without breaking the bank or stressing over comparisons. Full of easy tips, simple steps, and practical advice, The Nesting Place will give you the courage to take risks with your home and transform it into a place that’s inviting and warm for family and friends.There is beauty in the lived-in and loved-on and just-about-used-up, Myquillyn says, and welcoming that imperfection wholeheartedly just might be the most freeing thing you’ll ever do.

    They inspire dreams. They represent freedom: from adults or adulthood, from duties and responsibilities, from an earthbound perspective. If we can't fly with the birds, at least we can nest with them. With lively writing and beautiful photographs, Treehouses paints a fascinating portrait of this ingenious branch of architecture. It provides a brief history of treehouses, from Caligula through the Medici to Queen Victoria. It shows how to design and build a treehouse, from picking the right tree to shingling the roof. And it tells the stories of dozens of treehouses and the people who built them, from simple platforms nailed together by kids to arboreal palaces constructed and lived in by grown-ups. The centerpiece of the book is a photo essay showing Pete Nelson building a spectacular octagonal treehouse thirty feet up an old-growth fir on Saltspring Island in British Columbia. With two hundred square feet of floor space, cedar paneling, and leaded French doors, the Saltspring treehouse is one of the finest specimens of the treehouse builder's art. Anyone who has ever built a treehouse, or dreamed of it, or read Swiss Family Robinson, will find Treehouses irresistible.

    This boxed set offers you information on the types and history of coconut oil as well as internal and external uses for coconut oil.

    If you’ve ever made jam or jelly at home, you know most recipes require more sugar than fruit—oftentimes 4 to 7 cups!—causing many people to look for other ways to preserve more naturally and with less sugar. Pomona’s Pectin is the answer to this canning conundrum. Unlike other popular pectins, which are activated by sugar, Pomona’s is a sugar- and preservative-free citrus pectin that does not require sugar to jell. As a result, jams and jellies can be made with less, little, or no sugar at all and also require much less cooking time than traditional recipes, allowing you to create jams that are not only healthier and quicker to make, but filled with more fresh flavor. If you haven’t tried Pomona’s already (prepare to be smitten), you can easily find the pectin at your local natural foods store, hardware store, or online. With Preserving with Pomona's Pectin, you’ll learn how to use this revolutionary product and method to create marmalades, preserves, conserves, jams, jellies, and more. From sweet offerings like Maple, Vanilla, and Peach Jam to savory favorites like Red Pepper and Jalapeno Chutney, you’ll find endless combinations sure to delight all year round!