Whether you are a rookie or an established Broker, this is the guide you need to lay the foundations for long-term success. Author Dustan Woodhouse has packed this book with dozens of tips and lessons gleaned from personal experience processing over 1,300 mortgage files and taking in over 2,000 applications verbally. You'll learn... - The old-school piece of technology that's every broker's best friend - How to have a complete application built by the time the very first phone call ends - When smart brokers decide to walk away from a file - Where to invest your marketing dollars (and where you'd just be throwing that money away) - How to trade cold-calling for warm-calling - How the "paycheque mentality" can sink your business, and what to do about it Every step, every tip, every process is aimed at building long-term relationships with clients and referral partners alike. It's all designed to get you to the holy grail of a referral-only business. Your mantra? Get the application. Here's how to do it.

    In the London office my new boss Victor tells me I shall be working in a regional office - and he wants me to drive there. I am to deliver Victor's shiny Jaguar: his pride and joy. The office is in Calcutta. This all sounds like fun to me. A month long holiday. How bad can that be I think and decide to invite my friend Douglas to come along for the ride. This will be a road trip to die for I tell him. Victor's P.A. Shirley is the all seeing eye. Nothing gets past here. I have to report in on my progress at key points on the route. Shirley is going to be watching me. 'If you so much as scratch it you're dead.' I laugh, what could possibly go wrong....? well just about everything. We were OK up till Trieste; then a goat got in the car - after that it was downhill all the way to Calcutta.

    

    A book that offers highly actionable ideas on how every Indian - from a child to a senior citizen can participate in nation building. Gender, age, education, socio economic status does not matter. You don't even have to be within the geographic borders of India. You can be anywhere on the planet and contribute towards making a positive difference in India.From food to environment to water to Swachh Bharat and many more aspects where we can make a positive difference to the country as we go about our daily lives.Stories of unsung heroes from across India will leave you enormously inspired. Citizens have shared their action ideas. The youngest contributor is 7.5 years. The oldest is 104 years.The author invites you to read, reflect and write your ideas and bring them to life with your actions. Inspire India with your actions. Get inspired by the actions of fellow citizens. Join the journey to be an #IndiaPositiveCitizen

    

    You may find it for free on the web. Purchase of the Kindle edition includes wireless delivery.

    This is what I've always thought it meant to be a writer. Writing, knowing in part that no matter how trivial your words may seem, someday, somewhere, someone may risk his or her life to read them." — Create DangerouslyIn this deeply personal book, the celebrated Haitian-American writer Edwidge Danticat reflects on art and exile, examining what it means to be an immigrant artist from a country in crisis. Inspired by Albert Camus' lecture, "Create Dangerously," and combining memoir and essay, Danticat tells the stories of artists, including herself, who create despite, or because of, the horrors that drove them from their homelands and that continue to haunt them. Danticat eulogizes an aunt who guarded her family's homestead in the Haitian countryside, a cousin who died of AIDS while living in Miami as an undocumented alien, and a renowned Haitian radio journalist whose political assassination shocked the world. Danticat writes about the Haitian novelists she first read as a girl at the Brooklyn Public Library, a woman mutilated in a machete attack who became a public witness against torture, and the work of Jean-Michel Basquiat and other artists of Haitian descent. Danticat also suggests that the aftermaths of natural disasters in Haiti and the United States reveal that the countries are not as different as many Americans might like to believe.Create Dangerously is an eloquent and moving expression of Danticat's belief that immigrant artists are obliged to bear witness when their countries of origin are suffering from violence, oppression, poverty, and tragedy.

    A college track star and budding entomologist, Nnedi’s lifelong battle with scoliosis was just a bump in her plan—something a simple operation would easily correct. But when Nnedi wakes from the surgery to find she can’t move her legs, her entire sense of self begins to waver. Confined to a hospital bed for months, unusual things begin to happen. Psychedelic bugs crawl her hospital walls; strange dreams visit her nightly. Nnedi begins to put these experiences into writing, conjuring up strange, fantastical stories. What Nnedi discovers during her confinement would prove to be the key to her life as a successful science fiction author: In science fiction, when something breaks, something greater often emerges from the cracks.In Broken Places & Outer Spaces, Nnedi takes the reader on a journey from her hospital bed deep into her memories, from her painful first experiences with racism as a child in Chicago to her powerful visits to her parents’ hometown in Nigeria. From Frida Kahlo to Mary Shelly, she examines great artists and writers who have pushed through their limitations, using hardship to fuel their work. Through these compelling stories and her own, Nnedi reveals a universal truth: What we perceive as limitations have the potential to become our greatest strengths—far greater than when we were unbroken.A guidebook for anyone eager to understand how their limitations might actually be used as a creative springboard, Broken Places & Outer Spaces is an inspiring look at how to open up new windows in your mind.

    The celebrated author of Things Fall Apart delivers his first book in more than 20 years--a new collection of autobiographical essays that offers a vivid portrait of growing up in colonial Nigeria and inhabiting its middle ground.

    Unsettled explores racism, ableism, abuse and resistance as well as the bonds of community, family and friendship. As an Irish Traveller writing from a feminist perspective, McDonagh’s essays are rich and complex, raw and honest, and, above all else, uncompromising.Praise for UnsettledDon’t read this memoir in sorrow and outrage, read it because Rosaleen McDonagh is so proud, smart and ingenious, she will make you feel more properly alive. Beautifully written, this book beats back the darkness. It brings us all further on. — Anne EnrightMoving and eloquent, this collection is both the story of one woman’s life and a work of profound literary activism. — Emilie PineRosaleen’s story is her story. It’s a very important story and she has a right to tell it. Rosaleen demonstrates, contrary to some settled people’s opinion, that our community is matriarchal, our mothers are so resourceful, and we are not victims. The book is a testimony to the importance of identity and belonging. — Anne BurkeLike James Baldwin before her, this work is a ferociously honest exploration of the intricacies of racism, identity, sexuality, disability, grief, sensuality and marginalisation. It is also a beautiful piece of prose; honest and difficult and deeply moving. This book sees Rosaleen McDonagh masterfully taking all the parts of her life and fitting them together brilliantly for us. A must read. — Mark O’HalloranEmotive, honest and raw. Rosaleen McDonagh takes us on a journey of self acceptance, a journey that sees her face challenging obstacles and setbacks; as well as meeting friends and allies who help her to carve out a place in which she belongs. Unsettled is not only the recount of personal experiences but an authentic glimpse of Traveller life and culture as well as Rosaleen’s very sense of identity. — Michael Power

    She has made it central to this book about love of the majestic power of words and love of the magnificence of Black life.Griffin has spent years rooted in the culture of Black genius and the legacy of books that her father left her. A beloved professor, she has devoted herself to passing these works and their wisdom on to generations of students.Here, she shares a lifetime of discoveries: the ideas that inspired the stunning oratory of Frederick Douglass and Malcolm X, the soulful music of Marvin Gaye and Stevie Wonder, the daring literature of Phillis Wheatley and Toni Morrison, the inventive artistry of Romare Bearden, and many more. Exploring these works through such themes as justice, rage, self-determination, beauty, joy, and mercy allows her to move from her aunt’s love of yellow roses to Gil Scott-Heron’s "Winter in America."Griffin entwines memoir, history, and art while she keeps her finger on the pulse of the present, asking us to grapple with the continuing struggle for Black freedom and the ongoing project that is American democracy. She challenges us to reckon with our commitment to all the nation’s inhabitants and our responsibilities to all humanity.

    L. Hughley The American dream is in dire need of a wake-up call. A f*cked up society is like an addict: if you are in denial, then things are going to keep getting worse until you hit bottom. According to D. L. Hughley, that's the direction in which America is headed. In "I Want You to Shut the F*ck Up," D.L. explains how we've become a nation of fat sissies playing Chicken Little, but in reverse: The sky is falling, but we're supposed to act like everything's fine. D.L. just points out the sobering facts: there is no standard of living by which we are the best. In terms of life expectancy, we're 36th--tied with Cuba; in terms of literacy, we're 20th--behind Kazakhstan. We sit here laughing at Borat, but the Kazakhs are sitting in their country reading. Things are bad now and they're only going to get worse. Unless, of course, you sit down, shut the f*ck up, and listen to what D. L. Hughley has to say. "I Want You to Shut the F*ck Up" is a slap to the political senses, a much needed ass-kicking of the American sense of entitlement. In these pages," " D. L. Hughley calls it like he sees it, offering his hilarious yet insightful thoughts on: - Our supposedly post-racial society- The similarities between America the superpower and the drunk idiot at the bar- Why Bill Clinton is more a product of a black upbringing than Barack Obama - That apologizing is not the answer to controversy, especially when you meant what you said - Why civil rights leaders are largely to blame for black people not being represented on television- Why getting your ghetto pass revoked should be seen as a good thing, not something to be ashamed of - And how hard it is to be married to a black woman

    They frequently recreate the actions of presidents, military leaders, and soldiers. From Captain America punching Hitler in the jaw on his very first cover, to The Punisher surviving the battle of Firebase Valley Forge, there are countless instances when the military has crossed over to the pages of comic books.Soldiers and superheroes: A veteran of Operation Iraqi Freedom, Jason Inman re-discovered his childhood love of comic books during long days at the Tallil Air Base in southern Iraq. He couldn’t help but ask why so many comic books are filled with service members. Maybe it’s their loyalty to everyday citizens and the never-ending quest for justice. The men and women who lace up their books and sacrifice their lives know that battle can change a person. What kinds of soldiers were these fictional characters, and how were they changed by war?Discover the super soldiers in Marvel comics, DC comics and beyond: Super Soldiers: A Salute to the Comic Book Heroes and Villains Who Fought for Their Country looks at the intersection between war and pop culture to understand these questions and more. Each chapter revisits military comic book characters and compares them to personal stories from Inman’s military career. Describing superhero soldiers from DC comics and Marvel comics, including lesser-known characters lost to time.

    In Black Men, an integral text for anyone with vested interest in building healthy, thriving Black families and communities, Madhubuti takes aim at some of the critical issues facing the African American family. He offers useful, pointed, practical solutions for overcoming these obstacles and challenges.

    But behind the closed doors was a story of drugs, orgies, physical and sexual assault, and constant fear...Book voyeurs who are able to tackle tough subject matter will love this tale." --Kim Cantrell True Crime Book Reviews~~~~~~~~~~BESTSELLING, AWARD WINNING AUTHOR, SHERRIE LUEDER'S GRIPPING TRUE STORY OF A SON AND DAUGHTER'S PAINFUL MEMORIES AND FIGHT FOR SURVIVAL WHILE GROWING UP IN AN ABUSIVE HOME IN THE SUBURBS OF DENVER--THEIR OWN INVESTIGATION INTO THEIR MOTHER'S MYSTERIOUS DEATH--AND RELENTLESS QUEST FOR JUSTICE. This book is the first to explore the mysterious death of Janyce "Janny" Hansen, a former top model from Denver, Colorado. She, along with her husband and children, live in an upscale home in the suburbs. The community sees an affluent, glamorous family. The reality is far different. An abused wife who can't let go. A husband who beats and sexually assaults his adopted children--while running gambling and prostitution businesses from their home. In the early morning hours of September 21, 1984, her husband returns home to discover her lifeless body in his Mercedes convertible parked in the garage--or so he says. Her family is led to believe she committed suicide. Now, 25 years later, her son and daughter set out to prove their mother was killed by her husband, a successful real estate developer rumored to have strong ties to city officials and underworld crime. Many believe the investigation into Janny's death was a cover-up--starting with the coroner's office--and that her husband got away with murder. As their investigation continues, they are led to believe their suspicions are true. Especially, since evidence increases almost daily and points to only one killer--Janny's husband.