It feels creative and satisfying and will set you up for a lifetime of good habits, no matter the age you are starting from. My wish for this book is that it encourages you to think about money in a way that makes you feel in control, uplifted and inspired to steer yourself towards a joyous and prosperous future. I want to share my contagious beliefs that dealing with your money can be fun and exciting. I know many women have a fractious relationship with their finances and can often be quite scared of dealing with things. I have felt that way in the past too. I do hope you will join me in this journey because it feels so much better to have a good relationship with your money than not. I love the saying Look after your money, and your money will look after you. It does not have to be scary, and you do not have to worry about becoming greedy if you focus on your finances; all that will happen is that this important area of your life will feel happier, freer and more bountiful. It is a glorious feeling and it is well within your reach. I hope that by the end of this book you will be eager and enthusiastic about your own finances, in fact, I am sure you will. ~~ Fiona Ferris Contents: Introduction How I became interested in personal finance About this book Chapter 1. Start from the beginning What do you believe about money? Make your finances fun and enjoyable Simplify your life Chapter 2. Be savvy and a good steward of your money Living well on a moderate income Add up what your vice is costing you Try out cheaper options ‘The free part’ Cap limits in your life Decide for yourself what you splurge and save on Spend more time at home Make your own meals most of the time Do not be afraid to ask for gifts Slim down your magazine choices Chapter 3. Live like a millionaire now and feel rich every day Do not wait to be rich to feel good Use your good things Surround yourself with beauty Keep only what your future self would have in her beautiful home Visit five-star luxury and soak it in Replace broken items with quality, cherish the rest Feel luxurious in budget-friendly ways Curate your wardrobe Cultivate an expensive-looking personal style Have an elegant personal demeanour ‘Expensive’ décor on a budget Chapter 4. See how you rich are already Know where your finances are at Speak positively about your finances Cultivate a happy and relaxed feeling around money Contentment as a financial tool Think beyond a purchase to its exit Chapter 5. Inspire yourself to a wealthy future Keep your vibration high Share your dreams with your other half Commit to being debt-free Take inspiration from expensive stores Read inspirational money books and find fun ways to educate yourself Think as if you were creating your own personal brand Have role models Chapter 6.

    Here too is expert information on feeding, bathing, communicating, proper equipment, plus safe interactions with children and other pets. Twenty-eight full-color photos and line drawings.

    This C Level manual builds on material covered in The United States Pony Club Manual of Horsemanship: Basics for Beginners/D Level. Whether you are a Pony Clubber who has passed the D Level tests or simply a rider who has mastered the same basics, this manual will enable you to increase your skills and teach you what you must know in order to ride independently and correctly with good position, balance, and use of the aids on the flat, over fences, and in the open. At the intermediate level you are expected to take more responsibility for the care and management of your pony, and you will learn how to do this as well. In addition, you will learn the skills needed for conditioning and preparing your pony and yourself for competitions and special events. From the C Level, you may go on to higher Pony Club ratings such as B, H A, or A Ratings, or specialize in such disciplines as dressage, show jumping, eventing, and showing. Or you may just want to have the pleasure of caring for your horse or pony and participating in your favorite riding activities. Either way, The United States Pony Club Manual of Horsemanship: Intermediate Horsemanship/C Level will give you an excellent basis in horsemanship for the lifelong enjoyment of horses and horse sports.

     Veteran golfers know that the secret to a lower score is a solid short game, but mastering those small strokes can be maddening?even for the pros. One of golf?s most revered instructors, Stan Utley now reveals the step-by-step tactics behind his revolutionary short-game techniques in The Art of the Short Game. After introducing readers to his groundbreaking philosophy that explains why most players don?t see all the shots available to them near the green, Utley moves on to shatter conventional wisdom about stance, grip, and ball position. From choosing the right clubs (including a checklist of must-haves that should always be in your bag) to spin reduction during chipping and fearless sand play, The Art of the Short Game demystifies the most aggravating shots on the links. Though Utley?s primer features a full set of drills, accompanied by more than seventy-five photos, his approach is far removed from the monotonous, mechanical instruction of yesteryear. Giving a time-tested secret weapon to every golfer at every level, Utley?s short-game methods turn trouble shots into triumph.

    The book covers all the worthwhile hiking destinations throughout the county - including the coast, foothills, mountains, and desert - in trips ranging from the short family excursions to multi-day backpacks. This long-awaited fourth edition of San Diego County's most recognized and comprehensive hiking guide has been fully updated and expanded to cover 250 hikes and all new maps.

    Since then, he's logged more than 200,000 sea miles. Along the way, Roth also has authored eight voyaging classics, including the 1978 bestseller After 50,000 Miles.Taking that book as its starting point, this handsome new volume incorporates the new technologies and discoveries of the last quarter century along with another 150,000 miles of experience.A compendium of mature, time-tested sea wisdom from one of the world's most respected sailing writers, How to Sail Around the World will tell the reader:How to choose and equip a sailboat for long-distance cruising, with an emphasis on simplicity and a modest budgetHow to plan and conduct a voyage anywhere in the worldHow to master the arts of navigation, anchoring, and daily life aboard in exotic placesHow to cope with storms at sea--the most complete and authoritative treatise on this critical topic ever published

    Quinn must learn how to exist in his mother's troubled world, without being consumed by her selfishness. Written with fervor and affection for a wounded past, Lyla is an intense and personal epic about a restless woman, and the children caught in her spurring draft. Set during the Great Depression, on the upper coast of Florida, this touching story is about growing up in an achingly anguished household, and finding a way to survive. A stirring memoir that delivers the reader to a sepia-tinted world that is heartbreaking, at times shocking, and triumphant.

    Includes extensive nutrition charts, seed resources, and questions and answers with Sproutman.

    In this revised edition, Merlin D. Tuttle, founder and science director of Bat Conservation International in Austin, Texas, offers bat aficionados the most up-to-date bat facts, including a wealth of new information on attracting bats and building bat houses and a totally revamped key to the identification of common North American species.

    Created exclusively to address syncopation, it has earned its place as a standard tool for teaching beginning drummers syncopation and strengthening reading skills. This book includes many accented eighths, dotted eighths and sixteenths, eighth-note triplets and sixteenth notes for extended solos. In addition, teachers can develop many of their own examples from it.

    In this handy guide to breeds, feed, coops, and care, the Litts take you under their experienced wings and share the secrets to: Picking the breeds that are right for you • Building a sturdy coop in one weekend for $100 • Raising happy and hearty chicks • Feeding your flock for optimal health and egg nutrition • Preventing and treating common chicken diseases • Planning ahead for family, neighborhood, and legal considerations • Whipping up tasty egg recipes from flan to frittata With everything that first-timers will need to get started—along with expert tips for more seasoned keepers—this colorful, nuts-and-bolts manual proves that keeping chickens is all it’s cracked up to be.

    His new book, The A Swing, is his first for a decade and is an evolution of his swing theories that have successfully helped thousands of golfers globally. His tour players, whom he has coached over the years, have amassed 19 major golf championships. David has been prolific during his 30+ year career in producing books, videos, teaching aids that have inspired golfers of every level to reach their potential.The A Swing - A stands for Alternative - is a simple way to swing the club, which follows biomechanically sound, scientific principles, and only requires minimal practice. The A Swing has been thoroughly tested with a wide range of players, from tour level to beginner, junior to senior, and the results overall have been nothing short of dramatic.The A Swing is a way to develop a consistent, repetitive motion which will improve accuracy and distance, and is easy on the body. It will fix many of golf's common faults, and the book takes you through an easy, step-by-step approach. With over 200 illustrations, easy drills, and the 7-Minute Practice Plan, golfers now have the opportunity to play the way they've always dreamed of. Golf is a frustrating game, even for the top players, but the A Swing will make it easier and more fun. It could really change the way the game has been taught, which hasn't changed for years - it is not an exact method, and has leeway for individualism.David is excited that the A Swing will help golfers the world over enjoy the game more. In essence, the A Swing is a shortcut to great golf. Whatever your level of play is now, whatever your goals, however you've been struggling with the game, the A Swing could change your golfing life.

    Scott doesn’t just show you which sliders do what (every Lightroom book will do that). Instead, by using the following three simple, yet brilliant, techniques that make it just an incredible learning tool, this book shows you how to create your own photography workflow using Lightroom: Throughout the book, Scott shares his own personal settings and studiotested techniques. Each year he trains thousands of Lightroom users at his live seminars and through that he’s learned what really works, what doesn’t, and he tells you flat out which techniques work best, which to avoid, and why. The entire book is laid out in a real workflow order with everything step by step, so you can begin using Lightroom like a pro from the start. What really sets this book apart is the last chapter. This is where Scott dramatically answers his #1 most-asked Lightroom question, which is: “Exactly what order am I supposed to do things in, and where does Photoshop fit in?” You’ll see Scott’s entire start-to-finish Lightroom 5 workflow and learn how to incorporate it into your own workflow. Plus, this book includes a downloadable collection of some of the hottest Lightroom Develop module presets to give you a bunch of amazing effects with just one click! Scott knows first-hand the challenges today’s digital photographers are facing, and what they want to learn next to make their workflow faster, easier, and more fun. He has incorporated all of that into this major update for Lightroom 5. It’s the first and only book to bring the whole process together in such a clear, concise, and visual way. Plus, the book includes a special chapter on integrating Adobe Photoshop seamlessly right into your workflow, and you’ll also learn some of Scott’s latest Photoshop portrait retouching techniques and special effects, which take this book to a whole new level. There is no faster, more straight-to-the-point, or more fun way to learn Lightroom than with this groundbreaking book.

    But there is an important and simple step toward reversing this alarming trend: Everyone with access to a patch of earth can make a significant contribution toward sustaining biodiversity.There is an unbreakable link between native plant species and native wildlife—native insects cannot, or will not, eat alien plants. When native plants disappear, the insects disappear, impoverishing the food source for birds and other animals. In many parts of the world, habitat destruction has been so extensive that local wildlife is in crisis and may be headed toward extinction.Bringing Nature Home has sparked a national conversation about the link between healthy local ecosystems and human well-being, and the new paperback edition—with an expanded resource section and updated photos—will help broaden the movement. By acting on Douglas Tallamy's practical recommendations, everyone can make a difference.

    A comprehensive guide to preparing for and hiking the Appalachian Trail