In the first episode of her “Bad With Money” podcast, Gaby Dunn asked random people at a coffee shop two questions: First, what’s your favorite sex position? Everyone was game to answer, even the barista. No holds barred. Then, she asked them how much money was in their bank accounts. Deathly silence. People were aghast. “That’s a very personal question!” they cried. And therein lies the problem.Gaby argues that our inability to speak honestly about money is our #1 barrier to understanding it, nurturing a stigma that leads to our shame, embarrassment, and anxiety, which in turn prevents us from taking ownership over this important part of our lives. She wants you to know that there are real reasons to feel helpless when it comes to managing your money, and that the patronizing know-it-alls on TV who blow air horns in your face and charge you up the wazoo for their self-help seminars do not have the answers.But despair not, there is a light at the end of this dark, moneyless tunnel. Through her own journey toward “financial literacy,” Gaby uncovers the real reasons that we feel so disempowered when it comes to finance—deeply rooted habits we inherited from our families, systemic imbalances, and intentionally-complicated terminology that makes it impossible for regular people to feel competent. Bad With Money isn’t going to tell you how to get rich or erase your debt, nor will it offer up a litany of humiliating confessions about horrible financial decisions that Gaby has made (okay, maybe some): it is an invitation from a friend who is just as clueless as you are. Equal parts memoir and journalistic investigation, Gaby covers topics like the financial dynamics of dating, the costs of mental health, and how to maintain your self-respect as a freelancer. In addition to debunking the “entitled millennial” stereotype, Gaby reveals essential truths like how “401K” is not the name of a sci-fi movie, why it feels like your bank teller is speaking a foreign language, and how to decide whether to take an unpaid internship.Weaving her own stories with the perspectives of various researchers, artists, students, her parents, a financial psychologist, her exes, and more, she reveals the ways that money makes us feel confused, hopeless, and terrified, and what it might look like to start taking control of our financial futures.

     A relatable must-read for anyone who has lost a loved one, this memoir lights the way to afterlife and afterdeath where forgiveness supersedes pain, blame, remorse and regret. In her effort to understand the generational effects of alcoholism and subsequent dysfunctional adult relationships, Marlayna takes her youngest son and her father's ashes on a personal journey, embarking on an emotional voyage to both physical and mental states of being. She confronts her own existence as a mother and a daughter, seeking and ultimately finding peace with her disappointment, anger, failed marriage, and complex relationships with her own four children.

    We all do. It's not a question of discovering it, it's a question of claiming it. Being it. And that's actually easier done than said. We're all just one decision away from The Essential Path. It's a path that could change a world that deeply yearns for a new direction." -- Neale Donald Walsch, author, The Essential PathOur modern era is plagued by increasing alienation--we are seeing an "us against them" world. Everywhere we turn, we find ourselves divided from each other as never before across political, economic, social, and spiritual lines. As humanity is being torn apart right before our eyes--separating many of us from our friends and even our loved ones, from our hopes and dreams, from the natural world, and from so much that gives meaning and value to our lives--people are blaming everyone and everything around them for the collective problems that we have created ourselves. We are turning against each other, rather than to each other, just when we need each other the most.Bestselling author of Conversations with God Neale Donald Walsch offers a radical solution to the growing problem of humanity's alienation. He invites us to question our basic assumptions about ourselves, about each other, about life and how it works, and about God, and to rethink the very definition of humanity. The Essential Path challenges every human to make a Daring Decision--to look at who we are and how we can choose to be, in a planet-altering new way.With insight and spiritual perceptivity, Walsch peers into the heart of a broken, divided society, prompting us to ask the critical questions that have the power to transform our world.

    but this is NOT a typical blah-blah-blah memoirPlanning is for sissies. A solo bike ride across the country will be filled with sunshine, lollipops, rainbows, and 80 degree temps every day, right? Not so much. The Great Plains, Rocky Mountains, an alkaline desert, and the Sierra Nevadas lay miles and days ahead. Disappointment with unrealized potential, and the thirst for what’s next drew farther away in the rotating wide-angle shockproof convex rear-view mirror.I will ride my bike down a never-ending ribbon of asphalt wearing a backpack.Cory Mortensen began his bike ride across the United States from Chaska, Minnesota, to Truckee, California, without a route, a timeline, or proper equipment. Along the way, he gained more than technical skills required for a ride that would test every fiber of his physical being and mental toughness. Ride along as he meets “unusual” characters, dangerous animals, and sweet little old ladies with a serious vendetta for strangers in their town.Humor ■ Insight ■ Adventure ■ Gratitude ■ PeaceFrom long stretches of road ending in a vanishing point at the distant horizon, to stunning vistas, terrifying close calls, grueling conditions, failed equipment, and joyous milestones he stayed the course and gained an appreciation for the beauty of the land, the genius of engineering and marvel of nature.

    Pensions have almost completely disappeared and the financial future of Social Security has many worried. This book shows you how to take control of your own future by teaching you the fundamentals of investing.Many people are afraid to put their hard earned money in the stock market because they don’t want to lose it all. This book shows you how to invest your money for growth instead of treating the stock market like a slot machine and just hoping to get lucky. Inside the book you will discover: The basics of what the stock market is and how it works The differences between passive and active investing The differences between stocks, bonds, and cash All about mutual funds and other types of funds What you need to know about the economy to make good investments How to plan for retirement All about risk And Much More This quick start guide will help you go from knowing very little about investing to being confident in starting your own investment in your retirement.If you are looking for a get rich quick scheme, this book isn’t for you. But, if you want to learn about how to invest and the best ways to plan for your retirement, this book will start you on the path of taking control of your own future.The sooner you get your copy, the sooner you can start your personal investment education. Don’t wait another second. Get Your Copy Right Now

    We are unhappy even after achieving what we desire. Happiness is all we want! suggests that the source of peace and happiness is within us, if we know the secret. The book's objective is to help us unlock that secret and attain a high level of overall well-being in order to lead a happy and fulfilling life and be the healthiest we can be, mentally and physically. A wide variety of tools and techniques are explained in simple language. Many real life experiences of the author as well as other people are interspersed through the book. Demystifying the spiritual aspect of wellbeing, this book integrates it with your life objectives. You can immensely improve not only the peace and happiness in your life but your beauty and appearance as well.self-development; self-improvement; personality development; wellbeing; physical;mental;spiritual; happiness; health;emotional

    Margaret Combs shows how her Southern Baptist family coped with the lived reality of autism in an era of ignorance and shame, the 1950s through the 1970s, and shares her own tragedy and anguish of being torn between helping her brother and yearning for her own life. Like many siblings of disabled children, young Margaret drives herself to excel in order to make up for her family’s sorrow and ultimately flees her family for what she hopes is a “normal” life.Hazard is also a story of indelible bonds between siblings: the one between Combs and her sister, and the deep and rueful one she has with her disabled brother; how he and she were buddies; and how fervently she wanted to make him whole. Initially fueled by a wish that her brother had never been born, the author eventually arrives in a deeper place of gratitude for this same brother, whom she loves and who loves her in return.

    Because Gizelle wasn’t just a dog; she was a roommate, sister, confidante, dining companion, and everything in between. Together, Gizelle and Lauren went through boyfriends, first jobs, a mother’s struggle with addiction, and the ups and downs of becoming an adult in the big city. But when Gizelle got sick and Lauren realized her best friend might not be such a constant after all, she designed an epic bucket list to make the absolute most of the time they had left. Bursting with charm, this unique, coming-of-age story of a girl making her way through life is a testament to the special way pets inspire us to live better, love better, and appreciate the simple pleasures. Gizelle’s Bucket List is the humorous, poignant lesson our pets teach us: to embrace adventure, love unconditionally, and grow into the people we want to be.

    It’s love at first sight, a threat to them both, and a moment of self-discovery. Challenged by society’s rejection and Morise’s return to the US, Mortada takes to the page to understand himself.In his deeply affecting memoir, Mortada interweaves tales of his childhood work as a scrap-metal collector in a war zone and the indignities faced by openly gay artists in Iraq with his impossible love story and journey to the US. Marginalized by his own society, he is surprised to discover the racism he finds in a new one. At its heart, I’m in Seattle, Where Are You? is a moving tale of love and resilience.

    To you, I present An Altcoin Trader's HandbookThe exponential growth of the cryptosphere over the previous half-decade has brought with it a plethora of life-changing speculative opportunities. Where traditional financial markets seem inaccessible and ineffectual due to the prevalence of high fees and low returns, the emergence of a worldwide market of decentralised alternatives to Bitcoin allows for those unable (or unwilling) to navigate the often-slippery world of hedge funds and investment banks the chance to realise financial freedom.This, of course, is no effortless journey, and this book does not profess to be a get-rich-quick scheme of any sort. Instead, An Altcoin Trader's Handbook merges almost five years of tragicomic yet insightful anecdotes on the ever-evolving nature of the cryptosphere with a comprehensive strategy for profitable altcoin speculation. The book focuses on maximising the upside potential of capital whilst diminishing downside risks, both of which are possible with speculation on so-called 'microcap' and 'lowcap' altcoins, given the application of proper risk management. Above all, the reader will learn, in exhaustive detail, the three-stage process of research, accumulation and distribution that has been the bedrock of my own success in the space. The journey will be intensive - often arduous - but will, with some good fortune, result in an individual most well-equipped to capitalise on the greatest glut of financial opportunity the world has ever seen.

    Big Blue, as the company is known, tends to rely for its success on magical thinking but that magic ran out a long time ago. The company got in trouble back in the 1990s and had to hire for the first time an outside CEO, Lou Gerstner, to save the day. Gerstner pushed IBM into services with spectacular results but this hurt the company, too. As services have became commoditized IBM could only compete by offshoring the work and quality suffered. The other negative impact of Gerstner was his compensation which was for the first time in IBM history very high. Only the Watson family had become rich running IBM with later CEOs like John Opel and John Akers living comfortable lives with lots of perks, but they never got BIG RICH. That changed with Gerstner. Sam Palmisano an IBM lifer followed Gerstner as CEO and followed, too, the Gerstner playbook. Palmisano retired three years ago with a retirement package worth $241 million, replaced by IBM's first woman CEO, Ginni Rometty, who certainly expects a comparable golden parachute. In order to achieve these numbers, though, IBM has essentially sacrificed both its customers and employees. In order to have ever growing earnings per share the company has cut labor to the bone, off-shored everything it can, dropped quality, deliberately underbid contracts to win them then not performed. IBM's acquisition policy is one of buying companies to get their sales then cutting costs to the bone and under-delivering. This and share buybacks have kept earnings growing until this house of cards recently began to fall. Ginni Rometty, who will end up taking the fall for Palmisano's flawed strategy, has stated a very specific earnings goal for 2015 that she will destroy the company to achieve if she must. This book how IBM fell from grace, where it is headed, and what specifically can be done to save the company before it is too late.

    Users hold the crypto keys to their own money and transact directly with each other, with the help of a P2P network to check for double-spending.https://bitcoin.org/bitcoin.pdf

    How come the price keeps changing? Is Bitcoin a good investment? How does it even have value? Why do people keep talking about it like it’s going to change the world? The Little Bitcoin Book tells the story of what’s wrong with money today, and why Bitcoin was invented to provide an alternative to the current system. It describes in simple terms what Bitcoin is, how it works, why it’s valuable, and how it affects individual freedom and opportunities of people everywhere - from Nigeria to the Philippines to Venezuela to the United States. This book also includes a Q & A section with some of the most frequently asked questions about Bitcoin. If you want to learn more about this new form of money which continues to gain interest and adoption around the world, then this book is for you.

    On the hunt for a new job? This book will show you exactly how to ace your next interview. Learn what to say, how to act, what to wear, and how to prepare for common interview questions. Discover the questions you should ask your would-be employers, and how to present your strengths and weaknesses in the best possible light. Furthermore, learn eight ways you can immediately improve your body language - and understand how to make sure it doesn't sabotage you during your next interview. Steven Fies is a business consultant who advises human resources departments on hiring the right people. He is also a certified professional behaviors and motivators analyst with TTI Success Insights, a recognized leader in workplace performance research. Job Interview Tips For Winners is his concise, no-nonsense guide to acing your next interview and landing the job. If you're in the market for a new job and want a clear strategy for sharpening your interviewing skills, Job Interview Tips For Winners is for you. Simple and to the point, it will teach you the most critical interviewing skills in no time.

    In a lab filled with curiosities--beakers, microscopes, Bunsen burners, and hundreds upon hundreds of books--sat an investigator who would go on to crack at least two thousand cases in his forty-year career. Known as the "American Sherlock Holmes," Edward Oscar Heinrich was one of America's greatest--and first--forensic scientists, with an uncanny knack for finding clues, establishing evidence, and deducing answers with a skill that seemed almost supernatural.Heinrich was one of the nation's first expert witnesses, working in a time when the turmoil of Prohibition led to sensationalized crime reporting and only a small, systematic study of evidence. However with his brilliance, and commanding presence in both the courtroom and at crime scenes, Heinrich spearheaded the invention of a myriad of new forensic tools that police still use today, including blood spatter analysis, ballistics, lie-detector tests, and the use of fingerprints as courtroom evidence. His work, though not without its serious--some would say fatal--flaws, changed the course of American criminal investigation.Based on years of research and thousands of never-before-published primary source materials, American Sherlock captures the life of the man who pioneered the science our legal system now relies upon--as well as the limits of those techniques and the very human experts who wield them.