It feels creative and satisfying and will set you up for a lifetime of good habits, no matter the age you are starting from. My wish for this book is that it encourages you to think about money in a way that makes you feel in control, uplifted and inspired to steer yourself towards a joyous and prosperous future. I want to share my contagious beliefs that dealing with your money can be fun and exciting. I know many women have a fractious relationship with their finances and can often be quite scared of dealing with things. I have felt that way in the past too. I do hope you will join me in this journey because it feels so much better to have a good relationship with your money than not. I love the saying Look after your money, and your money will look after you. It does not have to be scary, and you do not have to worry about becoming greedy if you focus on your finances; all that will happen is that this important area of your life will feel happier, freer and more bountiful. It is a glorious feeling and it is well within your reach. I hope that by the end of this book you will be eager and enthusiastic about your own finances, in fact, I am sure you will. ~~ Fiona Ferris Contents: Introduction How I became interested in personal finance About this book Chapter 1. Start from the beginning What do you believe about money? Make your finances fun and enjoyable Simplify your life Chapter 2. Be savvy and a good steward of your money Living well on a moderate income Add up what your vice is costing you Try out cheaper options ‘The free part’ Cap limits in your life Decide for yourself what you splurge and save on Spend more time at home Make your own meals most of the time Do not be afraid to ask for gifts Slim down your magazine choices Chapter 3. Live like a millionaire now and feel rich every day Do not wait to be rich to feel good Use your good things Surround yourself with beauty Keep only what your future self would have in her beautiful home Visit five-star luxury and soak it in Replace broken items with quality, cherish the rest Feel luxurious in budget-friendly ways Curate your wardrobe Cultivate an expensive-looking personal style Have an elegant personal demeanour ‘Expensive’ décor on a budget Chapter 4. See how you rich are already Know where your finances are at Speak positively about your finances Cultivate a happy and relaxed feeling around money Contentment as a financial tool Think beyond a purchase to its exit Chapter 5. Inspire yourself to a wealthy future Keep your vibration high Share your dreams with your other half Commit to being debt-free Take inspiration from expensive stores Read inspirational money books and find fun ways to educate yourself Think as if you were creating your own personal brand Have role models Chapter 6.

    And back. Themes of art and creativity are woven together with stories from Patsy’s own life. And special features include quotes, suggested scripture readings, sample prayers, and recommended music.With candor tempered by wind-whipped wisdom, Patsy provides a new lens through which to view our lives. Stained Glass Hearts is a perspective that gives us the chance to see our potential for color, sparkle, and great purpose through the grace of God.

    Other conversation starters encourage you to dream about the future. There are also spiritual questions to help you grow your faith.Whether you are newly dating or nearing your golden anniversary, these questions for couples are for you! The Couples Questions Book Story Before Jenny and I married, I kept a conversation starters book in the glove compartment of my car. The two of us worked through these relationships questions--one by one--at coffee shops, while relaxing on the beach, and over dinner dates. Now, I am honored to pass on a new conversation starters book! How to Use This Dating Book Download this book on your phone and never have a boring date again. Keep a copy on your coffee table, and stir-up inspiring conversations at home. Ask these relationship questions on road trips, dinner dates, or go through the questions around a summer bonfire! These creative, Christ-honoring, questions for couples are sure to lead to create an abundance of happy memories! Conversation Starters Include: Imagine you could send a letter back in time to your younger self. What would your message say, and to which year would you send it? What are you currently doing to nurture yourself spiritually? Are there spiritual activities that you did in the past that you miss? Would you rather be unable to have children at all, or only be able to birth quadruplets? Why? 131 Creative Conversations for Couples is a part of a relationship question series and is designed to help you speak your partners love language and deepen your relationship. Other books in The Creative Conversation Starters Series include: 131 Engaging Conversations for Couples 131 Necessary Conversations Before Marriage 131 Creative Conversations for Families 131 Conversations That Engage Kids 131 Conversations for Stepfamily Success 131 Creative Conversations for Couples is packed with excellent questions for Christian couples before marriage. It also contains thought-provoking relationship questions for couples who have been connected for decades.

    How to Wage Spiritual Warfare in the Last Days An important spiritual law was revealed by Jesus in Luke 11:21–22 and Matthew 12:29, “How can one enter into a strongman’s house, and spoil his goods, except he first bind the strongman? And then he will spoil his house.” Now, instead of “binding” symptoms, we can attack the sixteen strongmen or demonic spirits mentioned by name in the Bible! If God names them, they are real, and He has given us dominion over them through the Name of Jesus! In easy to understand language this book…Teaches how to zero in on and quickly identify the strongman in every situationIllustrates each strongman by a tree showing the fruits or symptoms for quick identificationInstructs how to bind the enemy and loose the power of God according to Matthew 18:18Provides instant recognition when and where Satan is attacking our lives and the lives of those around usShows that God wants us to be free from Satan’s hassles so that we can reach this world for Christ. Strongman's His Name...What's His Game offers a scriptural, balanced, and uplifting approach to present-day spiritual warfare.

    I hope it helps you too!

    Even in tough times they have a quiet sense of peace about them. Examining the Bible and her own life, Katie Orr has discovered that deep happiness and satisfaction are only possible when we are rooted in God and pursuing his good and specific purpose for each of us. Secrets of the Happy Soul is your invitation into a deeper, more fruitful relationship with God and his Word. As Katie walks you through key teachings from the book of Psalms, you will recognize how the world's definition of happiness pales compared to the daily delights God has in store for you. Draw closer to him, and your soul will go from lonely to connected, from overwhelmed to level and led, from aimless to commissioned and unique. God doesn't promise a storm-free life, but he is the anchor every happy soul needs.

    With this book, you’ll know where to start.You wake up tired. Your to-do list is too long. The commitments—and the laundry—are piling up, but your energy keeps dwindling. You feel like you're simply making it through the days, not living or enjoying any part of them.In Say Goodbye to Survival Mode, you'll find both practical ideas and big-picture perspective that will inspire you to live life on purpose. As a wife, mother of three, and founder of the wildly successful blog MoneySavingMom.com, Crystal Paine has walked the road from barely surviving to living with intention. With the warmth and candor of a dear friend, she shares what she's learned along the way, helping you: - feel healthier and more energetic by setting priorities and boundaries - eliminate stress with savvy management of your time, money, and home - get more done by setting realistic goals and embracing discipline - rediscover your passions—and the confidence to pursue them Packed with straightforward solutions you'll use today and inspirational stories you'll remember for years, Say Goodbye to Survival Mode is a must for any woman who's ever longed for the freedom to enjoy life, not just survive it.

    During the summer of his senior year at college, while earning a B.A. in Economics and Political Science, David P. Spears spent eighty hours undercover as a panhandler. Systematically recording every transaction at the exit ramp, Spears captured a rarely seen picture of how modern urban charity works.This book is the record of his adventures, part economic research, part investigative journalism. Both the numbers and the stories behind the numbers provide answers to the questions we’ve all been wondering: Who gives more to panhandlers—men or women? What percentage of drivers roll down their windows to donate? And most important of all, how much can a panhandler earn per hour?Get out your bi-weekly pay stub—by the end of this book you’ll know if you make more or less than the guy with the cardboard sign.

    Incorporating the analogy of pearls, this book uses humor and spiritual principles to bravely address difficult issues many in her audiences encounter within changing roles, self-actualization, and families.Bury Me with My Pearls addresses the importance of how to guard the countless gifts given by our Lord and that doing the right thing is the right thing, regardless of our feelings or circumstances. It is about trusting God in all things and how he can turn our irritants into to pearls. Bury Me with My Pearls encourages us to develop our pearls, protect our jewels, carefully wear them next to our hearts, and share with others. All of this with a good splash of humor.Explore how to walk in love while pruning the family tree in an environment filled with difficult people and how God's power is released when learning to trust Him, to embrace the lessons being taught, and to grow spiritually no matter how painful. Like the process of the pearl, so many women need to find and embrace their buried treasures.

    In The Complete Cheapskate, Mary puts all the very best money advice she has in one place. Becoming a classy, dignified cheapskate is not all that difficult, and Mary shows how with her user-friendly principles of saving, restraint, and living debt-free.This book will teach you how to: - Create--and stick to--a monthly spending plan - Live well off 80% of your income - Climb out--and stay out--of debt's hole - Stretch every dollar to its absolute maximum - Manage savings and investments - Lower bills on clothes, food, and gifts without lowering living standards - Live within a financial plan that includes a margin for fun and spontaneityWith hundreds of tips on cutting expenses, The Complete Cheapskate is the indispensable guide for people ready to regain control of their finances, relieve the stress money has created, and prepare for their future.

    Here is straight talk from a man who has sought authentic New Testament community for more than fifty years and who has discovered it in the most unlikely places.

    Encouragement. Sanity. On any number of homeschooling days, I've needed all three. It's not that homeschooling is an unwanted chore. Homeschooling my children is one of my greatest joys. It's a privilege. I'm so incredibly blessed by this undertaking. And I'm challenged. I'm pulled. I'm stretched. I'm growing. I'm finding my reheated coffee in the microwave at 2 p.m. wondering where the morning went. Trying hard to soak up the sweet and sacred moments with these souls and miss stepping on the Lego pile in the process. Friend, I'm sure you've felt the same. The pages of Hope for the Heart of the Homeschool Mom is a collection of encouragement to prayerfully strengthen your soul for this God-given journey. A journey that's beyond stretching and beyond worth it.

    . . . His children. Loved. Set free. Redeemed.I Am Redeemed is an open book of Mike Weaver's life, bringing into the light everything from his battle with self-hatred to the near death of his brother and bandmate, who ultimately had both feet amputated to save his life. Mike shares the lessons learned in the loss of his father and dealing with the spirit of suicide within his band, Big Daddy Weave.At the lowest of lows, with Mike feeling rejected and alone, God broke through to speak truth and life into him. Thankful for God's plan and timing and methods, he is especially grateful for the new identity Jesus had paid for on the cross. In spite of his faults and failures, Mike learned that only God can take the stuff you hate about yourself and use it to reach people.Through the million-selling song "Redeemed" and now the powerful story behind it, as well as inspiration from Scripture, you will be encouraged to embrace God's redeeming grace so you, too, have the opportunity to be beautiful offerings to the Lord.

    . . Are you imprisoned by the joy-sucking dully-funks? . . . Maybe it’s time for a healthy dose of truth gift-wrapped in humor.Kick back a moment and take this revealing true-or-false stress test for women: T F I am frequently grumpy and I don’t know why. T F I used to enjoy cooking, but now it’s only a necessary chore. T F I don’t feel appreciated for all the tasks that I do. T F I’m embarrassed if caught relaxing or being "unproductive." T F The volume in my voice increases to MAKE MY POINT! T F I feel like I live in my car. T F I can’t remember the last time I laughed till I cried. T F A "free" day is exhausting because I must complete all my home duties. T F I tend to eat when feeling tense or overwhelmed. T F I feel like I’m constantly on the defensive. T F I often have unexplained headaches or stomachaches. T F My to-do lists have footnotes. Now count the answers that you marked "true" and check out your status: 4–6: Yellow Alert! You are at risk of becoming stressed out. 7–9: Orange Alert! Look out, girlfriend, you’re at toxic stress levels. 10–12: Red Alert!!! You are a bonified Stress Mess and need immediate help! If you often find yourself struggling with the stresses of finances, health, career, relationships, self-image, or family, then this humor-filled volume is just what you need. With simple, practical tips for attaining the peace you crave—the peace that passes all understanding—you’ll discover healing, refreshment, and revitalization for your spirit, body, and mind.<!--?xml:namespace prefix = o ns = "urn:schemas-microsoft-com:office:office" /-->

    In-depth answers to the most frequently asked questions about life and death, from the author of Embraced by the Light.