Debt sucks. Period. And that includes student loan debt. No matter what you believed—or were told—when you took out your loans, you need to get serious about getting rid of your debt fast, because it’s costing you more than you know. That’s why bestselling author Anthony ONeal wrote this motivating 64-page Quick Read—to show you why you need to dump your debt fast and how to do it.If you have student loan debt and have never heard of Ramsey Solutions or the 7 Baby Steps, this 64-page Quick Read is for you. Anthony will walk you step-by-step through Baby Steps 1 and 2 to show you how to dump your debt forever. You’ll learn:The ugly truth about how debt hurts youThe importance of an emergency fund and how to budget (Baby Step 1)The power of the debt snowball (Baby Step 2)Exactly what to do to pay off your student loans fasterHow to control your money so it doesn’t control youYou’ll also hear stories from real people about how they paid off their debt fastYou don’t need relief from your debt, you need to get mad at it. Because the truth is, when you get mad enough, you can pay off your loans faster than you ever thought possible—and take control of your money, and your life, for good! Don’t let anything stand in the way of your future. This plan has helped millions get out of debt and you’re next. You can do this!(Ramsey Press)

    James is too late for Orville's funeral, but just in time to become ensnared in the deadly repercussions of his younger brother Rabbit's life of petty crime.When Rabbit is double crossed by his cousin in a robbery-turned-murder, James and a local bartender, the unsettling and alluring Marlena Bell, must come up with a plan to save Rabbit's skin. A whirlwind road trip across the desolate Florida panhandle ensues as James tries to stay one step ahead of the vengeful Alligator Mafia and keep his brother alive. With bullets in the air and the ghosts of heartache, betrayal and unspeakable rage haunting him at every turn, James must decide just how much he is willing to risk to protect his family and find a way home.

    The 16-year-old witch has always been an outcast, in her home back in England, and now in the village of East Hampton, New York, where her family has settled. No one but her family has ever cared for Margo, but now the most important witch in the magic world wants her as an apprentice, giving her a chance to bring her family out of poverty. Before long, Margo realizes things aren't what they seem, least of all, what kind of witch she really is. Now, the young witch must face a terrifying monster on her own, and the reverberations will reach farther than she could have ever imagined. More than three hundred years later, in 1984 Emerald Kipp is a high school senior in New York City. A troubled teen with a rebellious streak, Emerald can't seem to figure out what to do with her life, and unfortunately for her, “witch” isn’t one of the available career choices in her guidance counselor’s office. As she struggles to figure herself out, Emerald is faced with the threat of being stuck in school and missing her final summer with her three best friends. Her last year of high school is turning out to be the worst yet, and Emerald thinks it can’t possibly get any worse. Unfortunately for her, she’s dead wrong. And there’s something else, something far more sinister stirring in Emerald’s world, and she’ll have to believe in herself if she wants to get through it alive. Two witches, three hundred years apart, one inescapable fate. The Skinwalker's Apprentice is a companion novella l to the upcoming novel, Emerald Kipp and The Riddle of The Timekeeper, a terrifying magical scavenger hunt through the gritty streets of 1980’s New York City,set to a killer soundtrack

    Laurie Hudson gave up "normal" a long time ago. Isolated from friends and family, she becomes a bartender for an upscale restaurant while she fights to suppress her strange affinity for fire. Around new owner Mikhail Petrov, her careful control disintegrates. She is at once drawn to his urbane, cool demeanor and irritated by his overbearing manner. Now she finds all of her hard won choices being taken away as she is catapulted into a world of Mages, Darks, and mysterious Elementals, all working just below the surface of humanity. As she learns to survive, Laurie realizes her freedom could mean the destruction of the frustrating man she's come to care for.A formidable figure in this strange world, Tri-Elemental Mikhail Petrov commands earth, air, and water. He doesn’t give a damn what the untrained Fire Elemental Laurie wants. Her rare power is the key to his freedom, and he doesn’t hesitate to seize her for his use—an act that propels him into a war he isn’t ready to fight. The cost could mean his life and the destruction of his people. With the Mages closing in, Mikhail faces a choice: destroy the fledgling relationship with Laurie to gain his coveted freedom, or sacrifice himself for hers.

    From shopping sprees to pension plans, ISAs to investments, money plays a crucial role in our present and future comfort. We may not like to admit it, but diamonds – or cold, hard cash – really can be a girl's best friend.So why, when women have much to celebrate, are we reluctant to talk about it? Why, when we have more wealth in our own names than ever before, do women take less interest in money than men? And why do we still feel that demonstrating an interest in finance is somehow…unfeminine? Because let's face it – for most of us, Prince Charming and his bank balance just aren't coming. If we want to secure our futures we're going to have to do it ourselves.The good news is that it's not hard to do. Dealing with our personal finances is much, much easier than the financial industry would have us believe. Women tend to make better investors than men too – our instincts, so to speak, are on the money. All we need is a bit of know-how and the confidence to put it into practice.Combining years of financial expertise with a healthy dose of scepticism and an easy sense of humour, Merryn Somerset Webb's sharp, witty and appealing guide to personal wealth for sassy women provides the answers. Whether you're drowning in debt, negotiating a higher salary or tackling the thorny issue of a pre-nup, just one read through and you'll be in a position to sort your finances out for good, transforming them from a constant worry into a source of peace of mind.

    One false step and you’re trapped. One slip-up in your choice of words and you ruin a friendship forever. That is what they say. They say I lost. I do not believe them. At the end of the summer after graduation, Adrienne wonders what happened to cause her life to be in ruins. She isn’t getting along with her mom, her stepsister isn’t talking to her, and, to top it off, the boy she’s been in love with doesn’t want anything to do with her. She believes the turning point was a choice she made at graduation. When she wakes up the next day, she has been transported back three months to that moment, the one where everything started to fall apart. Adrienne realizes she has been given a second chance—and this time she doesn’t want to mess anything up. Reliving the entire summer, though, turns out to be a lot harder than she thought. As the same days and weeks go by, she starts to see how simple decisions can make a huge impact on the world around her. Despite knowing some of what lies ahead, there are some things she didn’t anticipate. She thought she knew what mistake led her to where she ended up the first time. She was wrong. And by the time summer is over, she discovers what was really at stake.

    When I was seven years old the bullies in my class almost killed me; my father was angry that I let it happen but he always hated me.At thirteen I went to prison for a crime I didn’t commit; it was the worst experience of my life.Living on the streets was hard; being part of a gang was harder.Oh, and I did find people to love along the way…and, I would do anything to protect them. Anything.**WARNING** 18+ Readers Only. Graphic content and subject matter. (This is a standalone novel)NOTE: Mean Little People was previously titled Born Mobster. The content remains the same.

    That is why a typical investor loses more than one million dollars in his/her investing career (see pages 172-175). The GOOD news is that you can smile now because finally there is a simple solution. Robert Rolih will share with you the details and secret subtleties that will enable you to fire your financial adviser, take control of your money and investments and outperform the pros - while spending only a few hours per year. By reading The Million Dollar Decision, you'll finally discover how to make sure your invested money works for you - and not for the financial industry: The Six Dark Forces of Investing: if you don't learn what these forces are, you will never be able to invest profitably. Get to know them, and Darth Vader will seem like a good guy to you. The Commission Camouflage Effect: learn how the financial industry takes most of your future returns - without you even being aware of it. The most important formula of your financial life: Financial Success Formula. This is an entirely new philosophy on personal finance and investing that will, quite literally, save you financially. If you have adult children, you will want to share it with them right away. Financial safety with the A.R.M.O.R. Formula: even if you are the kindest and most positive person, something unforeseen can happen that turns everything around. Use this simple formula to prevent financial disasters from disrupting your financial security. Selecting the right financial products and minimizing risk: stocks, bonds, mutual funds, index funds, gold, silver. Get a clear answer on how to make the right choices. Investing for retirement or to grow your wealth simply can't get easier! How to beat Richard Branson's speed of creating wealth with one smart move? No hype. Just facts. This will come as a total surprise for you. Short-Term Investing Slaughterhouse: learn the sad truth about short-term trading. If you are thinking about trading stocks, Forex, binary options and other instruments, this chapter will be a life saver. How to get out of the rigged game of investing and add a million to your net worth in just a couple of hours per year? By reading this book you'll have total confidence in yourself when investing and outperform even the experts in just a couple of hours per year. Add this book to cart now and make your Million Dollar Decision! "Being a doctor of medicine I have never enjoyed books about personal finance and investing.

    Money Magic offers a clear path to a richer, happier, and safer financial life. Whether you’re making education, career, marriage, lifestyle, housing, investment, retirement, or Social Security decisions, Kotlikoff provides a clear framework for readers of all ages and income levels to learn tricks like:How to choose a career to maximize your lifetime earnings (hint: you may want to consider picking up a plunger instead of a stethoscope).How to buy a superior education on the cheap and graduate debt-free.Why it’s smarter to cash out your IRA to pay off your mortgage.Why delaying retirement for two years can reap dividends and how to lower your average lifetime tax bracket.    Money Magic’s most powerful act is transforming your financial thinking, explaining not just what to do, but why to do it. Get ready to discover the economics approach to financial planning—the fruit of a century’s worth of research by thousands of cloistered economic wizards whose now-accessible collective findings turn conventional financial advice on its head. Kotlikoff uses his soft heart, hard nose, dry wit, and flashing wand to cast a powerful spell, leaving you eager to accomplish what you formerly dreaded: financial planning.

    When a mysterious assassin burns his home to the ground, Gabriel’s father reveals the truth of why they are always on the move: Gabriel is one of four archangels, born human and sent to stop Armageddon. Now Gabe must set aside dreams of attending NYU to try to fulfill his newly discovered role.Racing against time, Gabe and his father travel to the English university town of Durham, hoping the last surviving member of an ancient religious sect can guide them. With the assassin in pursuit, Gabe must shoulder the weight of his new life and an impossible destiny as protector of the entire human race.

    An indispensable counterpart to both his classic Biographical Dictionary of Film (called “a miracle” by Sight and Sound) and his lauded recent history, The Big Screen (“a pungently written, brilliant book” according to David Denby), Moments takes readers on an unprecedented visual tour, where the specifics of the imagery the reader is seeing are inextricably tied to the text. Thomson’s moments range from a set of Eadweard Muybridge’s pioneering photographs to sequences in films from the classic—Citizen Kane, Sunset Boulevard, The Red Shoes—to the unexpected—The Piano Teacher, Burn After Reading.The excitement of Moments’s dynamic visuals will be matched only by the discussion it incites in film circles, as readers revisit their own list of memorable moments and then re-experience the films—both those included on Thomson's list and from their own life—as never before. Moments That Made the Movies will undoubtedly reaffirm Thomson's place as—according to John Banville—“the greatest living writer on the movies.”

    Tethered by love.Lainey Bloom’s high school senior year is a complete disaster. The popular clique, led by mean girl Wynter Woods, bullies her constantly. The principal threatens not to let her graduate with the class of 1997 unless she completes a major research project. And everyone blames her for the death of Wynter’s boyfriend, Danny Obregon.Danny, a gorgeous musician, stole Lainey’s heart when he stole a kiss at a concert. But a week later, he was run down on a dangerous stretch of road. When he dies in her arms, she fears she’ll never know if he really would have broken up with Wynter to be with her.Then his ghost shows up, begging her to solve his murder. Horrified by the dismal fate that awaits him if he never crosses over, Lainey seeks the dark truth amidst small town secrets, family strife, and divided loyalties. But every step she takes toward discovering what really happened the night Danny died pulls her further away from the beautiful boy she can never touch again.

    . .Lucy Day, 15 years old, is murdered on her very first date. Not one to take that kind of thing lying down, she awakens a day later with a seemingly human body and more than a little confusion. Lucy tries to return to her normal life, but the afterlife keeps getting in the way.Zack, her crush-maybe-boyfriend, isn't exactly excited that she ditched him on their first date. Oh, and Abraham -- Lucy’s personal Grim Reaper -- begins hunting her, dead-set on righting the error that dropped her back into the spongy flesh of a living girl. Lucy must put her mangled life back together, escape re-death, and learn to control her burgeoning powers while staying one step ahead of Abraham.But when she learns the devastating price of coming back from the dead, Lucy is forced to make the hardest decision of her re-life — can she really sacrifice her loved ones to stay out of the grave?

    Gathered from the latest research on dyslexia along with early practices which have been overlooked in the test-intensive school environment, a successful dyslexia tutor shares the tools of her trade because she believes that it's a crime to let bright children grow up illiterate!

    When her friend Marcie formulates an impossibly detailed rating system for acceptable men--the Los Angeles Eco-Chain of Dating--Courtney goes on a self-destructive binge that doesn’t stop until she gets thrown out of group therapy for insulting a former child actress.Courtney is mortified as she watches her best friends give up stellar careers in law and the arts to marry entertainment royalty and civilian overachievers. Worse, they expect Courtney to do the same. So they hatch plots to get her to give up her career, break her addiction to fake cheese, marry into high-orbit wealth and rule the stratosphere alongside them.But Courtney resists. She doesn’t want to be a poster child for the Opt-Out Generation. And she certainly doesn’t want to be molded into date bait for the top rung of L.A. society. All Courtney wants is to be left alone so she can search beneath the surface for a meaningful life. But between a meddling, narcissistic mother, a self-absorbed therapist and friends trying to send her to dating re-education camps, it seems that fake cheese is the only genuine thing left in the city. Social ambition combats self-actualization in this biting tale of one woman’s search for certainty in a city full of mirages.