Whether it's through mortgages, student loans, or credit card debt, nearly all of us (especially real estate investors!) are in the note business. The trouble is, most people are on the other side of it: writing checks to note owners rather than cashing checks as note owners. Understanding how to utilize basic note and financing concepts explained in this book will help real estate investors like you to:Borrow smarter by making debt your friend. Raise money for your investments easier by understanding and appealing to private investors. Squeeze more profits out of the deals you're already doing by utilizing creative offers and multiple financing strategies. Scale your investing through a passive investment vehicle that is backed by hard real estate without the tenants, termites, or toilets. Use note investing to pay for expenses like student loans and life insurance, or simply to provide additional cash flow for you into retirement. Become the bank and begin to use every form of leverage you have available! Not another cookie-cutter "how to" book, Dave instead takes readers on a journey with him as he looks back over lessons learned across three decades of real estate investing, and the path that led him to his success today in the note industry. He teaches by example, illustrates with real-life stories, and gives a 30,000 ft. view of the note space, introducing readers to a new way of investing.So whether you're a wholesaler, rehabber, landlord, or even turnkey investor, reading this book will help you turn your focus to the "other side" of real estate. For both new and experienced investors alike, no matter where you are in the real estate business, the strategies in this book can help you build sustainable wealth today and for years to come.

    Financial journalist Hobson tears away the mystique and jargon that surrounds the stock market and takes readers step-by-step through the most basic concepts of investing.

    O'Neil + Company made mad money using O'Neil's trading strategies, and how you can, too From the successes and failures of two William O'Neil insiders, Trade Like an O'Neil Disciple: How We Made Over 18,000% in the Stock Market in 7 Years is a detailed look at how to trade using William O'Neil's proven strategies and what it was like working side-by-side with Bill O'Neil. Under various market conditions, the authors document their trades, including the set ups, buy, add, and sell points for their winners. Then, they turn the magnifying glass on themselves to analyze their mistakes, including how much they cost them, how they reacted, and what they learned.Presents sub-strategies for buying pocket pivots and gap-ups Includes a market direction timing model, as well as updated tools for selling stocks short Provides an inside view of the authors' experiences as proprietary, internal portfolio managers at William O'Neil + Company, Inc. from 1997-2005 Detailing technical information and the trading psychology that has worked so well for them, Trade Like an O'Neil Disciple breaks down what every savvy money manager, trader and investor needs to know to profit enormously in today's stock market.

     "Such and entertaining read, Mark digs deep within himself and shows the true spirit of an ultra-runner. An inspiration to everyone showing it's all about mind over matter" Oh no I hear you sigh, another book promoting from fat to thin, from coach potato to elite athlete, from don't do this to you must do that, that running is awesome ! It’s not meant to be any of that – it’s simply meant to be an inspirational book, detailing a year in my life which happened to involve running. It covers why I took it up, what goals I set myself, what did I experience along the way, and what did I achieve at the end of it. It's not a complex read, it's meant to be short, motivational, inspiring, fun, easy going - just how I like to be seen myself. The end goal of the book isn't to encourage others to run; it's to share my experiences and to show that by setting goals, following the Churchill phrase "never, ever, give up", we can push limits and achieve things we might previously have thought impossible. I want this book to give thanks to all those who have helped me along the way, and to in turn motivate and inspire other people. If you enjoy it please look also try second book "If you want to run far, run together". If you didn't enjoy it please give me a second chance, like my running I keep improving. http://www.amazon.co.uk/want-together... All the best Mark

    Full Iron-Distance races require such painstaking planning and sacrifice that it’s difficult to keep life in balance. The Half Iron-Distance is accessible, while remaining challenging.    Also known as the “70.3” for the sum of its 1.2 mile swim, 56 mile bike ride, and 13.1 mile run, the half-iron triathlon is not simply a race for which an athlete can use a full-iron training regimen chopped in half. Doing so would in no way approach maximizing an athlete’s performance. The races are performed at completely different intensity levels, with completely different approaches. As a result, the training is completely different.       IronFit Secrets to Half Iron-Distance Triathlon Success does for the half-iron what Be IronFit has done for the full-iron. It provides three sixteen-week training programs—Competitive, Intermediate, and “Just Finish”—and details everything an athlete needs to know to successfully prepare for and maximize performance at this racing distance. In as little as four months, any athlete can be physically and mentally ready for the world’s most popular triathlon challenge.

    It is important for every person to save for one’s retirement as one can expect to live for twenty years after one retires as life expectancy of an Indian is going up steadily due to lower infant mortality and better medical care. There is a complete absence of social security safety net for most Indians today, even for those working in Government sector, there is no inflation adjusted pension available anymore. I have tried to simplify the advantages and disadvantages involved in investing your savings in various asset classes. I have deliberately left out two of the most popular forms of investment among middle class Indians 1) Life insurance 2) Real estate Let us consider life insurance first most of us confuse insurance as an instrument of savings, it is not. We have this wrong view because of the tax breaks given to income tax assesses by the Central Government. Insurance is a product that mitigates risk and is sold by the rich to the middle class and is always skewed in the favour of the insurer rather than the insured. A substantial portion of the total money invested by you goes towards paying agent’s commission and premium for insuring you for the risk of mortality. The balance left out is invested in government securities and other securities. Hence the amount of money invested out of the total premium paid is less than half paid by the insurer. The return on money invested by the policy holder is less than half of the money he would have earned either in bonds or fixed deposits. A person who needs insurance is a person whose family will need support in the event of his untimely death. Alternately insurance is required for a person who has debt in form of mortgage and does not want to burden his family in the event of his passing. The product which covers these risks is called term insurance. One should not buy insurance to avoid taxes as there is better tax saving tools available. Real estate is also considered as a good investment by several retail investors but nothing can be further from the truth. Nobody makes money by buying plots in the middle of nowhere. The easy availability of mortgages from the nineties and the tax breaks given by the Central Government on housing loans has created an unparalleled boom in the residential market. There is now a painful correction process under way in that sector. The price of land is reflexively connected to availability of money. The lower the cost of money, greater the returns in real estate. Buying plots in the middle of nowhere is similar to buying lottery tickets as investment. Land cannot be liquidated immediately into cash at a short notice to meet urgent requirements. Cost of maintenance and protection of real estate from illegal occupation is prohibitive and time consuming. Verification of title deeds to the property is a complex process and needs sound legal advice. You should have a house to live and another to collect rent as rent is equivalent of inflation adjusted pension. The return on investment generated in the three different asset classes over 25 years would be in the following order 1) Equities 2) Gold and finally 3) Debt instruments. I enjoyed writing this book as a companion volume to my first book. It is my fond hope that you enjoy reading this book.

    Today, the approach of using the dividend yield to identify values in blue chip stocks still outperforms most investment methods on a risk-adjusted basis.Written by Kelley Wright, Managing Editor of Investment Quality Trends, with a new Foreword by Geraldine Weiss, this book teaches a value-based strategy to investing, one that uses a stock's dividend yield as the primary measure of value. Rather than emphasize the price cycles of a stock, the company's products, market strategy or other factors, this guide stresses dividend-yield patterns.Details a straightforward system of investing in stick-to-quality blue-chip stocks with reliable dividend histories Discusses how to buy and sell when dividend yields instruct you to do so Investors looking for safety and transparency will quickly discover how dividends offer the yields they desire With Dividends Still Don't Lie, you'll gain the confidence to make sophisticated stock market decisions and obtain solid value for your investment dollars.

    The secret to helping babies to sleep through the night is understanding their sleep cycles and the feeding/sleeping balance. This book provides simple and effective techniques to help parents establish positive sleep habits and tackle sleep problems without feeling under pressure to resort to rigid, inflexible strategies. Lucy Wolfe, the Sleep Fixer and Ireland's best-known sleep consultant, has developed a 'stay and support' approach with an emphasis on a child's emotional well-being, which has helped thousands of parents and babies around the world to achieve better sleep, with most parents reporting improvements within the first seven days of implementing the recommendations. Discover the issues that prevent a child from sleeping through the night. Learn about biological sleep rhythms and how feeding can affect them. Create a customised, step-by-step plan to get your baby to sleep. Use Lucy's unique two-fold sleep strategy which combines biological time keeping and gentle support to develop positive sleeping habits.

    And how do you do that? By learning to Push in the Orangetheory Fitness workout. By doing so, you also learn to do the same in your life - to take on new challenges, to pursue your biggest goals, and to become the best version of you.What makes Orangetheory different from every workout you’ve tried? Why is it one of the fastest-growing fitness franchises today? And how can it change your life? In Push, you’ll learn the amazing story behind Orangetheory, the journey Ellen Latham took to create it, and how to apply the elements of Base, Push, and All Out from the workout studio to your own life.

    In Almost Damned, little does Sam know that his most challenging cases are all leading up to one monumental trial, in which he will lay before the Court the visceral complexities of good vs. evil.As Sam navigates his cases in Bennet County, it becomes increasingly apparent that his clients-old and new-are surprisingly interconnected, especially when old clients rise from the dead. Literally. He and his office are besieged by death threats and mysterious invitations, each one a clue that compels him to dig deeper into his own past. With each new discovery, Sam leads himself and his team deeper into a nether world in an attempt to bring redemption to his toughest clients of all-the descendants of the biblical Fallen Angels who have been walking the earth as humans for centuries, unable to find peace.

    It covered jazz, of course, but it also included Davis’s ruminations on race, politics and culture. Fascinated, Hef sent the writer—future Pulitzer-Prize-winning author Alex Haley, an unknown at the time—back to glean even more opinion and insight from Davis. The resulting exchange, published in the September 1962 issue, became the first official Playboy Interview and kicked off a remarkable run of public inquisition that continues today—and that has featured just about every cultural titan of the last half century.To celebrate the Interview’s 50th anniversary, the editors of Playboy have culled 50 of its most (in)famous Interviews and will publish them over the course of 50 weekdays (from September 4, 2012 to November 12, 2012) via Amazon’s Kindle Direct platform. Here is that first Interview with Miles Davis.

    It is a fascinating study of determination and courage, pain and triumph over tragedy. From the beginning of her life in a crowded terrace in Tyneside to her days as a best-selling writer able to offer thousands to charity as a Dame of the British Empire, Catherine Cookson’s own story is as extraordinary as any of her novels. It is hard to think of any writer, living or dead, who has produced — and continued to produce — such overwhelmingly popular fiction as Catherine Cookson. Between June, 1950, and the end of 1993, ninety million copies of her novels, children’s books and personal recollections had been sold worldwide. An average of 5,800 every day — 241 books every single hour. Cookson novels have been adapted into award winning television films. Musicals and plays based on her books have sold out within days and ran for weeks. Goodwin explores the intriguing, and at times distressing, life of the celebrated writer, Catherine Cookson and the novels that were inspired by her early experiences in Tyneside. Praise for the author: ‘Even Catherine Cookson couldn't have written a novel with as much drama as her own life story ... the full saga has not been told until now.’ - TODAY ‘As riveting as any of her famous novels.’ - SUNDAY EXPRESS ‘Cliff Goodwin has written a book which is hard to put down and which leaves you in greater admiration of its intriguing and enigmatic subject ... amazing and compulsive as any of her bestsellers.’ - NEWCASTLE JOURNAL ‘A cracking story ... essential for her fans, and a good read for everyone.’ - MANCHESTER EVENING NEWS Cliff Goodwin was born in London in 1950. He was educated in Slough, Berkshire, and joined the town's weekly newspaper as a trainee journalist in 1968. Since then he has worked as a reporter, feature writer and sub-editor for various newspapers and magazines. His coverage of the 1988 Lockerbie air crash earned him a regional press award. A regular freelance writer — he has published features in more than 200 newspapers and magazines worldwide — Cliff Goodwin has also worked as a radio producer and in public relations. In 1993, after 25 years in journalism, he decided it was time to concentrate on full-time writing. Endeavour Press is the UK’s leading independent publisher of digital books.

    Finally allowing herself to be vulnerable enough to open up to others, she learned that it’s worth risking possible rejection for a chance at genuine relationships.Ultimately, it was Amy’s faith, as well as the support and encouragement of her community of loving family and good friends, that saw her through the dark times and allowed her to realize her greatest dreams and beyond. Amy’s memoir is an inspiring and at times heart-wrenching account of resilience and the strength of the human spirit to overcome seemingly insurmountable obstacles.

    With a net worth of $77.1 billion, the billionaire investor's fabled business acumen has inspired everything from investment books to college courses. He is known to favor long-term investment strategies, like dollar cost averaging, which encourages the regular purchase of the same investment over time. He also has long-standing holdings in the Coca-Cola Company, Apple, and American Express among others. His now infamous letters to Berkshire Hathaway shareholders help shed light into how the man they call the “Oracle of Omaha,” reads the tealeaves.This book takes a look at Buffett’s life. From humble beginnings in Omaha, up to present day where the 86 year old is still going strong. We take a look at his first taste of business at the ripe old age of 6, following on with his major successes and failures along the way. The aim of this book is to be educational and inspirational with actionable principles you can incorporate into your own life straight from the great man himself. *INCLUDING*  25 Most Memorable Quotes & 15 Success Principles to Live by Don't wait, grab your copy today!

    These are the men, and one day soon the women, who stand out from their peers as being part of one of the most elite military groups in the world. They have proven that they have what it takes but the question is, do you? Walk with us through the training regimen of the most feared and respected military force in the world as we take you through initial training to graduation day. Along the way you’ll learn some lessons about integrity, perseverance, and honor. You don’t have to be a SEAL to take these lessons and apply them to your daily life. You just need the right motivation and we’re here to give it to you. Here’s just a few thing you’ll learn about: • The Navy SEAL Fitness regimen • How to train your mind for everyday battle • Being aware of what’s happening around you • How the tough keep mentally strong Do you think you have what it takes to be a Navy SEAL? You might not be boot camp ready but when you’re done with Navy SEAL Self-Discipline you’ll be ready to take on life! What are you waiting for? Grab your copy today and start on the path to a new, more confident you! DOWNLOAD NOW! Scroll up to Buy with One-Click!