Fundamentals of Financial Management is the route to understanding the financial decision-making process and to interpreting the impacts that financial decisions have on value creation. Ideal for those new to financial management, this sparklingly clear text cuts through the mire of the financial decision-making process. A practical and reliable book, free from technical errors, backed up by a wealth of award-winning support material.

    Retirement: The Psychology of Reinvention uses psychological research and a unique visual style of infographics and illustrations to provide readers with a retirement roadmap just right for them.Fully illustrated, with constructive advice for all retirees - whatever the age and circumstances - and inspirational guidance from a wealth of sources, Retirement: The Psychology of Reinvention answers all the questions readers are likely to ask at any stage of retirement.Reviews:"For readers who want a well-researched field guide... this will be a valuable armchair resource, with its many points to consider and discuss." - Publishers Weekly"The book's big-picture perspective takes in all aspects of what goes into choosing what comes next, from work and money to values, interests, skills, talents and aspiration." - The Wall Street Journal"Presenting practical advice and research-based findings, this work provides readers with a dress rehearsal as they prepare for their next role in this play called life." - Library Journal

    However, many do not realize that it is a promise of protection for all who are willing to dwell in the secret place of the Most High...You see, God offers us many promises. Sadly, we never learn about the clauses: our part in how to obtain the promises...In this book, the promise and the way to obtain it is revealed. The verses are broken down and explained in detail. It is an easy read and well worth the few minutes it will take to complete. The knowledge you will gain mixed with a bit of faith is sure to open the eyes of the reader to the wondrous blessing of God's promise of protection!!

    This indispensable book is packed with tried-and-tested solutions, clever life hacks, bright ideas, and tricks of the trade that will save you time, effort, and money, making your life a little easier.

    Blending theory with practice, the book helps pre-service and in-service teachers develop the knowledge, skills, attitudes, and beliefs they'll need to construct learning environments that make it possible for all students to reach their potential.

    But when it comes to turning those dreams into reality, women's retirement confidence and know-how is low. According to a 2012 survey, 92 percent of women of all ages in this country don't feel they're educated enough to reach their retirement savings goals. For the woman who doesn't know where to start or would like a knowledgeable guide who speaks her language, financial expert Mary Hunt offers a comprehensive but approachable resource for saving and planning for retirement. Whether she feels entitled to retire at age 65, hopes she'll be able to stop working "someday," or is convinced she'll never be able to retire, every woman will find real help in these pages. With her signature no-nonsense, energetic style, Hunt assures women that it's only too late if they don't start now. She clearly covers every aspect of retirement planning during every season of a woman's life, giving women the confidence they need to shape their futures.

    With the aid of store-bought mixes and seasoning packets sensational meals home-cooked meals can be made with a minimum of kitchen prep time and effort.Recipes Include: Italian Sausage Bread Light 'n' Crispy Waffles Black Forest Cake Chicken 'n' Biscuits Creole Shrimp & Rice Puffed Pizza Casserole Dreamy Creamy Peanut Butter Pie Buttery Almond Green Beans Easy Spanish Rice Ranch Pretzels

    

    This is not true. In fact, chess is accessible and can be played by anyone with a brain, a pair of eyes, and imagination. The ultimate guide for beginnersIf you've never played the game of chess or are still discovering it, this book is for you. It is a basic and comprehensive guide that will introduce you to the game and teach you everything you need to know, from the setup of a chess board to the delivery of checkmate. It is filled with advice for beginners, basic tactics, strategies, and diagrams to help you visualize every step of your progress. The start of a lifelong King's huntThe objective of this book is not to make you a chess master. That is an accomplishment that takes decades of research, regular practice, and an insane amount of talent. The goal here is for you to become a decent chess player. After reading this book, you will be able to play games with anyone, practice regularly, and sharpen your chess muscles until you reach a decent level of play. The more you'll play, the better you'll get. But it all starts with the basics which you will acquire in this book. So don't hesitate. If you've always wanted to learn to play chess, now is the time. Just scroll up and grab your copy now!

    Fully updated and revised to deal with recent changes to the GMAT, they were designed with a content-based approach.The Critical Reasoning Guide demystifies critical reasoning by teaching a clear, consistent, and effective approach to understanding an argument’s logic and choosing the best answer to the given question. Unlike other guides that attempt to convey everything in a single tome, the Critical Reasoning Strategy Guide is designed to provide deep, focused coverage of one specialized area tested on the GMAT. As a result, students benefit from thorough and comprehensive subject material, clear explanations of fundamental principles, and step-by-step instructions of important techniques. In-action practice problems and detailed answer explanations challenge the student, while topical sets of Official Guide problems provide the opportunity for further growth. Used by itself or with other Manhattan GMAT Strategy Guides, the Critical Reasoning Guide will help students develop all the knowledge, skills, and strategic thinking necessary for success on the GMAT. Purchase of this book includes one year of access to Manhattan GMAT’s online computer-adaptive practice exams and Critical Reasoning Question Bank. All of Manhattan Prep’s GMAT Strategy Guides are aligned with both the 2015 Edition and 13th Edition GMAC Official Guide.

    This book contains first hand accounts of life in the workhouse, enabling you to see the workhouse through the eyes of people who experienced it.CONTENTSFOODI am fond of gruelSaltless gruel and dry breadSweetened gruel and diarrhoeaSour gruelSICKNESSRaw, festering soresThe tramp with diarrhoeaAsking for the doctorBATHING, UNDRESSING AND DRESSINGDirty looking bathsOur clothes were taken from us“Hurry up, women”Wet clothesThe condition of the clothesCONDITIONS AND PEOPLEDo I look like a prostitute?We were “only tramps”Coming into contact with other men’s fleshThirst“Your neighbour breathed right into your face”Being woken up throughout the nightPunished for being cheekyBEDS AND BEDDINGThe wire mattressThe wire pillow – a cruel inventionDirty blankets and hard bedsLABOURPicking oakumStone-breaking in Paddington work houseA NIGHT IN A WORKHOUSEYou’ve missed your gruelA stain of blood bigger than a man's handFilthy anecdotesThe swearing clubChecking for liceThree fourths of a pint of gruel in a yellow basinMilling with the crank-handleTHE CRAWLERS: THE WOMAN UNABLE TO GET ADMISSION TO THE WORKHOUSEA CHILD'S MEMORIES OF BEING PUT IN THE WORKHOUSE

    Included are definitions of common Spanish words arranged by such categories as foods, numbers, days of the week, months, colors, the seasons, and family. The heart of the book is a dictionary, from a to zapato, in which each word is used in a Spanish sentence (with English translation) demonstrating its proper use. This useful learning and teaching tool was compiled by Seymour Resnick, a noted language teacher. It belongs at the fingertips of anyone studying the Spanish language.

    This book has detailed information on everything to do with coconut oil, the benefits, uses, recipes and many other wonderful facts. See below for an outline of what you will find in this book:INTRODUCTION TO COCONUT OILHOW IS COCONUT OIL MADE?How to Make Home-made Coconut OilSKIN CARE WITH COCONUT OILCoconut Oil Skin Care RecipesCoconut Bath MeltsWhipped Coconut Oil Body ButterCoconut Oil FacemaskCoconut and Lavender Body ScrubCoconut Oil DeodorantNatural Coconut Oil Diaper Rash CreamHAIR CARE WITH COCONUT OILCoconut Oil Hair Care RecipesCoconut Oil Deep ConditionerCoconut Oil for Dry Hair and Split EndsCoconut Oil for DandruffCoconut Oil to Remove Head LiceDIETARY BENEFITS OF COCONUT OILSATURATED FAT AND COCONUT OILMONO-UNSATURATED FATTY ACIDS VS. POLY-UNSATURATED FATTY ACIDSMono-unsaturated Fatty AcidPoly-unsaturated Fatty AcidsCOCONUT OIL AS MEDICINEPreventative Uses of Coconut OilMedicinal Uses (Post-Sickness) of Coconut OilAilments Proven to be Helped by Coconut Oil - Namely MonolaurinCOMMON MISCONCEPTIONS OF COCONUT OILCoconut Oil and DiabetesThe Taste and Expiration Date of Coconut OilCholesterol and Coconut OilHealthy Proportions of Coconut OilCOCONUT OIL RECIPESCoconut Oil SmoothiesCoconut Oil Breakfast RecipesCoconut Oil Lunch RecipesCoconut Oil Dinner RecipesCoconut Oil Dessert RecipesBONUS CHAPTER: HOW TO MAKE YOUR OWN FRESH COCONUT MILK OR COCONUT CREAM

    (The ones with the designer shoes…and maxed-out credit cards.) With a hip, “I’ve been there” voice along with worksheets and exercises, she helps women evaluate why they spend, get out of debt, and create a savings and retirement plan that even allows for the occasional splurge. Among the topics she covers: student loans, car payments, investing, saving for a home, and more.

    Amazon has created and entire new industry, a revolution in fact with Kindle.In this book publisher Ryan Deiss will show you the ropes and help you to get published or even start your own publishing company leveraging the Amazon Kindle.Ryan is a master marketer and his promotional strategies will defiantly give you an edge while operating inside Amazon Kindle TOS.Grab this book today and you could be on your way to Author fame with Amazon Kindle publishing.