Like most people Lisa Gellers never believed in ghosts or hauntings.  But all that changed when she moved into her first apartment.  It wasn’t long before strange things began to happen: objects moving on their own, things disappearing, disembodied voices, and a dark shadow that followed her wherever she went.Now a true believer in the paranormal, Lisa has decided to share her story.  For any who have suffered from a real haunting, hopefully this will provide you some confort and the knowledge that you are not alone.

    Increasingly frustrated with the inertia within the industry she decided to shake things up herself by doing something totally radical - setting up her own bank.In this awe-inspiring story Anne reveals how she broke through bureaucracy, tackled prejudice and successfully countered widespread suspicion to realise her vision for the future of consumer banking. She fulfilled that dream by founding Starling, the winner of Best British Bank at the British Bank Awards 2018 and in doing so has triggered a new movement that is revolutionising the entire banking industry.

     Everything in this book is based on real strategies currently used by top-earning bloggers. Whether you're new to blogging or an advanced blogger, if there was some magic pill that could take you from nothing to earning a full-time income from a blog, then this book is the closest thing in existence to that magic pill. If you're serious about earning an income blogging, then this book will be the best book which you've ever read on the subject.

    Conservatively, Rs. 15 lakh crore (10 per cent of Rs. 150 lakh crore, our GDP in 2016-17). As for Indian money in tax havens around the world? Around Rs. 65 lakh crores. Truly astounding figures. Black money or kala dhan is a topic that has elicited much debate in recent times. The debate has been mostly marked by mud-slinging and name-calling and the discussions that have ensued often have no basis in fact. While most people have a hazy notion of black money, only a few understand it in its entirety. The issue of tax havens is perhaps even more misunderstood. Most people fail to see the connection between tax havens and black money. Black Money and Tax Havens is the first work that discusses both of these issues in depth and offers a 360-degree view to the reader. In this work, Prof. R. Vaidyanathan provides the reader with a brief overview of black money—its generation, its estimates and how and why it is spirited away to tax havens. He also lays bare the danger that is posed to world financial well-being on account of the lack of political will to tackle them. A unique and timely work that packs in much information in an accessible manner.

    Mass starvation, long predicted for the fast-growing population, was about to become a reality. A call went out to the world’s scientists to find a solution. This is the story of the two enormously gifted, fatally flawed men who found it: the brilliant, self-important Fritz Haber and the reclusive, alcoholic Carl Bosch. Together they discovered a way to make bread out of air, built city-sized factories, controlled world markets, and saved millions of lives. Their invention continues to feed us today; without it, more than two billion people would starve.But their epochal triumph came at a price we are still paying. The Haber-Bosch process was also used to make the gunpowder and high explosives that killed millions during the two world wars. Both men were vilified during their lives; both, disillusioned and disgraced, died tragically. Today we face the other un­intended consequences of their discovery—massive nitrogen pollution and a growing pandemic of obesity.The Alchemy of Air is the extraordinary, previously untold story of two master scientists who saved the world only to lose everything and of the unforseen results of a discovery that continues to shape our lives in the most fundamental and dramatic of ways.

    No matter how much cash or experience you currently have, this book will take you on a journey through buying your first multifamily investment property and give you a framework for turning that into long-term financial freedom. Millionaires are created every day—isn’t it time you joined the ranks? It won’t happen overnight and it won’t always be easy, but The Multifamily Millionaire series will make sure it happens sooner than you ever thought possible! Inside this book, you’ll discover:• How to create a million-dollar net worth in five years using the stack method • The seven different types of small multifamily real estate and which make the best rental properties• How to quickly and accurately analyze your investment, whether its two units or twenty units • Three creative no and low money down strategies that work in any market• A game-changing algorithm for estimating your ongoing repair and reserve expenses • The powerful Multifamily Millionaire Model that illustrates how a million dollars can be created from one single deal• Six off-market acquisition strategies to help you land incredible deals, even in a competitive market• How the BRRRR strategy can help you supercharge your small multifamily portfolio• Detailed instructions for managing your growing portfolio (hint: find five-star tenants!)• And so much more

    David Frum urges a Republican party that is culturally modern, economically inclusive, and environmentally responsible - a party that can meet the challenges of the Obama years and lead a diverse America to a new age of freedom and prosperity.

    Learn about the components of a BI architecture, how to choose the appropriate tools and technologies, and how to roll out a BI strategy throughout the organisation.

    Whether you are... -A student struggling with reams of lecture notes, references, and recordings of talks -A journalist who needs to compile ideas, log interviews, and communicate on the move -A busy individual who wants to keep and share photos, store business cards and notes “Evernote is your new, virtual filing cabinet.” Mastering Evernote will show you how to navigate and enhance your experience of this wonderful tool in just two hours. Start slicing through the multi-layered functions and various possibilities within Evernote. Discover the tool that will change the way you remember things forever. Whether you are an advanced user wanting to push Evernote to its limits or a beginner ready to explore the impact of this free app on your life, Mastering Evernote will evolve your proficiency by stacking up tip after trick till you reach the top. We are committed to providing an up-to-date experience. Buy the book once and get access to unlimited updates as they are released. Keep reading to see how the book has already been improved and expanded since the original release in October 2012. Let us know what you think should be added in future editions! What's included in Mastering Evernote? -Amazing and creative ways to use Evernote to its fullest -Charts, and illustrations for understanding the inner workings of Evernote -How to use both the web, Desktop, and Mobile version of the Evernote application -Evernote vs. OneNote, Google Docs and other systems of organization and why it crushes the competition -How to use Evernote along with other social media including Facebook, Twitter, and blogs -How to use Evernote as file storage facilitator - never use file trees again! -How to dominate the Evernote search feature to find everything in your digital library including office documents or personal pictures -How to set up an "Evernote scanner" to get rid of all the paper in your life -How to set up the perfect Evernote user interface -Tagging best practices -The "Temporary Notebook System" that organizes any project -BONUS: The Evernote Cheat Sheet! A quick look guide for advanced searches Each section of the book takes you deeper into the functionality and inner workings of Evernote, making this book an excellent reference guide. If you’re an advanced Evernote user skip the beginner sections and jump straight to the advanced. If you’re new to Evernote just read the book front to back as each new strategy, technique, and Evernote tip builds on the one before it.

    We've begun to fall back in love with the very analog goods and ideas the tech gurus insisted that we no longer needed. Businesses that once looked outdated, from film photography to brick-and-mortar retail, are now springing with new life. Notebooks, records, and stationery have become cool again. Behold the Revenge of Analog. David Sax has uncovered story after story of entrepreneurs, small business owners, and even big corporations who've found a market selling not apps or virtual solutions but real, tangible things. As e-books are supposedly remaking reading, independent bookstores have sprouted up across the country. As music allegedly migrates to the cloud, vinyl record sales have grown more than ten times over the past decade. Even the offices of tech giants like Google and Facebook increasingly rely on pen and paper to drive their brightest ideas. Sax's work reveals a deep truth about how humans shop, interact, and even think. Blending psychology and observant wit with first-rate reportage, Sax shows the limited appeal of the purely digital life-and the robust future of the real world outside it.

    This is the first book to look at fracking from both economic and environmental perspectives."

    In the past 30 years, there has been an incredible amount of research and growth in the sales profession to help modern sales professionals better serve their customers. However, after reading Rory Vaden's New York Times Bestseller "Take The Stairs" and learning that "95% of all books that are purchased are never completely read" and "70% of all books ever purchased are never even opened" we wanted to write a book that everyone could read and take action on immediately.This book is a step-by-step guide for the modern sales professional. We want to give you the framework, knowledge, and skills to fill a sales pipeline with highly qualified opportunities. It's all practical advice - no cutesy stories, no rants, and no product pitches.There are really only two ways to fill a funnel: inbound leads or outbound prospecting. We focus this book exclusively on outbound prospecting, because it's the half of the formula that an individual sales rep can control (that's why so many sales job descriptions include the phrase "we're looking for a hunter").

    It is for us the living, rather, to be dedicated here to the unfinished work which they

    But for Catholics, who were already struggling with the abuse crisis and a dramatic rise in disaffiliation, this trial is not only economic, social, or medical; it is spiritual. Plunged into a time of darkness and separated from the sacraments and their parish communities, the faithful are feeling isolated, disheartened, and uncertain about what the future holds.This new book from Word on Fire Institute Fellow Dr. Stephen Bullivant is an insightful and encouraging analysis of the coronavirus, shedding light not only on the Church’s present moment or similar crises of the past but also on the immediate future. A former Oxford professor and expert in Catholic disaffiliation, Dr. Bullivant looks at the impact of the coronavirus pandemic on the Church from both the spiritual and secular perspectives, weaving in his own personal reflections as a Catholic convert and a husband and father. It is a unique roadmap for this challenging time, one that will help to bring clarity, focus, and energy to Catholics everywhere.

    Using real-world examples and simple language, it lucidly illustrates what derivatives are and why they are so powerful. This second edition of "All About Derivatives" provides a rock-solid foundation on: The most common contracts available to you in today's marketKey concepts such as cost of carry, settlement, valuation, and payoffProven methods for establishing fair valueHow leverage can work for you--and against youThe various derivative contracts traded today, including forwards, futures, swaps, and optionsPricing methods and mathematics for determining fair valueHedging strategies for managing and reducing different types of riskINCLUDES A BRAND-NEW CHAPTER ON THE ROLEDERIVATIVES PLAYED IN THE 2008 FINANCIAL MELTDOWN