In Confessions of a Subprime Lender: An Insider's Tale of Greed, Fraud, and Ignorance, he reveals the truth about how the subprime lending business spiraled out of control, pushed home prices to unsustainable levels, and turned unqualified applicants into qualified borrowers through creative financing. Learn about the ways the mortgage industry can be fixed with his twenty suggestions for critical change.

    Now updated to include the results of new research, together with significant contributions from the 1990s. Includes writings by critics, philosophers, politicians and literary figures. The editors provide contextual introductions to 340 texts. Complements Art in Theory, 1648–1815 and Art in Theory, 1815–1900 to create a complete survey of the theories underpinning the development of art in the modern period.

    Each turning point and breakthrough of modernism and postmodernism is explored in depth, as are the frequent anti-modernist reactions that proposed alternative visions of art and the world. Art Since 1900 introduces students to the key theoretical approaches to modern and contemporary art in a way that enables them to comprehend the many “voices” of art in the twentieth and twenty-first centuries.

    Ramzi Yousef, the young British-educated terrorist who masterminded the attack, had been seeking to topple the twin towers and cause tens of thousands of fatalities. An intensive FBI investigation into the crime quickly developed into a man-hunt that took top FBI agents across the globe. But even with the FBI on his trail, Yousef continued with his campaign of terror. He bombed an airplane and an Iranian shrine. He tried to kill Benazir Bhutto, the former Pakistani Prime Minister, and planned to assassinate the Pope, President Clinton and simultaneously destroy 11 airliners over the Pacific Ocean using tiny undetectable bombs. He also plotted an attack on the CIA headquarters with a plane loaded with chemical weapons. His pursuers dubbed Yousef "an evil genius." During their investigation, FBI agents discovered that Yousef was funded and sent on some of his attacks by Osama bin Laden, a mysterious Saudi millionaire. By the mid-1990s they realized bin Laden had become the most influential sponsor of terrorism in the world, and agents now conclude that since the early 1990s a small group of terrorists supported by bin Laden have dominated international terrorism. These "Afghan Arabs" helped defeat the Soviets in Afghanistan before killing thousands of people in campaigns against governments in the West, Africa, the Middle East and Asia. When bin Laden's followers attacked American embassies in Kenya and Tanzania on 7 August 1998, killing 224 people, the U.S. finally launched cruise missile strikes in an attempt to destroy his secret organization. Drawing on unpublished reports, interrogation files, interviews with senior FBI agents who hunted Yousef, intelligence sources and government figures including Benazir Bhutto, Simon Reeve gives a harrowing account of Yousef's bombings, offers a revealing insight into his background, and details the FBI's man-hunt to catch him. Reeve explains how Yousef was one of bin Laden's first operatives and documents bin Laden's life and emergence as the leader of a potent terrorist organization, giving fascinating insights into the man President Clinton has called "the pre-eminent organizer and financier of international terrorism in the world today." Highly detailed and yet immensely readable, The New Jackals sheds new light on two of the world's most notorious terrorists. Reeve warns that Yousef and bin Laden are just the first of a new breed of terrorist, men with no restrictions on mass killing. Reeve also offers evidence that bin Laden's organization may already have chemical and nuclear weapons and explains why the world could soon face attacks by terrorists with weapons of mass destruction.

    Why did the southern states secede from the Union? What did the north hope to achieve by fighting against the south? Was Abraham Lincoln really an abolitionist? Why is Ulysses S. Grant the most famous Union general, when he didn’t take command of all the Union armies until near the very end of the war? How did Robert E. Lee end up having to deal with issues left unresolved by George Washington’s will, and was he a hero or a traitor?This book provides an exhaustive summary, not just of the major battles and major personalities of the Civil War, but of the political issues that brought the United States to the point of a terrible internal conflict. You’ll learn how the founding fathers predicted a great national conflict over slavery, and how Thomas Jefferson’s political philosophies influenced secessionist thinking in the south. From the history of the abolitionist movement to the election of 1860 and the creation of the Republican party, this book will give you all the facts you need to understand how the Civil War started, why Lincoln was so fed up with his generals, and how the war affects American society today.

    The most famous introduction to the history of printing ever published.

    He changed his position as the men on death row became real people to him, and as he came to witness the profound injustices they endured: from coerced confessions to disconcertingly incompetent lawyers; from racist juries and backward judges to a highly arbitrary death penalty system.It is these concrete accounts of the people Dow has known and represented that prove the death penalty is consistently unjust, and it's precisely this fundamental-and lethal-injustice, Dow argues, that should compel us to abandon the system altogether.

    An institution at a moment of transition, the Court now stands at a crucial point, with major changes in store on such issues as abortion, civil rights, and church-state relations. Based on exclusive interviews with the justices and with a keen sense of the Court’s history and the trajectory of its future, Jeffrey Toobin creates in The Nine a riveting story of one of the most important forces in American life today.

    What is not known is that Trump provided Woodward a window into his mind through a series of exclusive interviews.At key decision points, Rage shows how Trump’s responses to the crises of 2020 were rooted in the instincts, habits and style he developed during his first three years as president.Rage draws from hundreds of hours of interviews with firsthand witnesses, as well as participants’ notes, emails, diaries, calendars and confidential documents.Woodward obtained 25 personal letters exchanged between Trump and North Korean leader Kim Jong Un that have not been public before. Kim describes the bond between the two leaders as out of a “fantasy film,” as the two leaders engage in an extraordinary diplomatic minuet.Rage will be the foundational account of the Trump presidency, its turmoil, contradictions and risks. It is an essential document for any voter seeking an accurate inside view of the Trump years—volatile and vivid.

    House Beautiful Style Essentials: What Every Room Needs is an inspiring and hardworking handbook that shows readers how to create the rooms of their dreams by revealing what “every room needs.” Chapters like “Every Room Needs a Hiding Place” provide clever ideas for storage and organization, while sections like “Every Room Needs Something Shiny” give examples of how reflective surfaces can enhance and enlarge any space. Simple yet elegant advice from some of the biggest names in the interiors world is paired throughout with stunning photography of the best and most beautiful rooms featured in the magazine. From a room’s overall look and color down to its smallest details, House Beautiful Style Secrets provides tips, tricks, and secrets on how to cultivate a comfortable home and uncover the potential of every living space.

    Each work of literature featured here is a seminal work key to understanding and appreciating the written word.The featured works have been handpicked by a team of international critics and literary luminaries, including Derek Attridge (world expert on James Joyce), Cedric Watts (renowned authority on Joseph Conrad and Graham Greene), Laura Marcus (noted Virginia Woolf expert), and David Mariott (poet and expert on African-American literature), among some twenty others.Addictive, browsable, knowledgeable--1001 Books You Must Read Before You Die will be a boon companion for anyone who loves good writing and an inspiration for anyone who is just beginning to discover a love of books. Each entry is accompanied by an authoritative yet opinionated critical essay describing the importance and influence of the work in question. Also included are publishing history and career details about the authors, as well as reproductions of period dust jackets and book designs.

    Rowling, magical illustrations from Jim Kay and weird, wonderful and inspiring artefacts that have been magically released from the archives at the British Library. This spellbinding book takes readers on a journey through the Hogwarts curriculum, including Herbology, Defence Against the Dark Arts, Astronomy, Divination and more. Discover the truth behind making the Philosopher's Stone, create your very own potion and uncover the secret of invisible ink. Learn all about the history of mandrake roots and dragons, discover what witches really used their brooms for, pore over incredible images of actual mermaids and read about real-life potions, astronomers and alchemists. The perfect gift for aspiring witches and wizards and any Harry Potter fan. Celebrating twenty years of Harry Potter magic, and produced in association with the British Library to support their major exhibition, Harry Potter: A History of Magic.Contents:The magical world of Harry Potter --The journey --Potions and alchemy --Herbology --Charms --Astronomy --Divination --Defence against the dark arts --Care of magical creatures --Past, present, future --The British Library --J. K. Rowling.

    For millions, the Galápagos Islands represent nature at its most unspoiled, an inviolate place famed for its rare flora and fauna. But soon today’s 30,000 human residents could surpass 50,000. Add invasive species, floods of tourists, and unresolved conflicts between Ecuadorian laws and local concerns, and it’s easy to see why the Galápagos were recently added to UNESCO’s World Heritage in Danger list. Each chapter in this provocative, perceptive book focuses on a specific person or group with a stake in the Galápagos’ natural resources—from tour companies whose activities are often illegal and not always green, to creationist guides who lead tours with no mention of evolution, from fishermen up in arms over lobster quotas, to modern-day pirates who poach endangered marine species. Bassett presents a perspective as readable as it is sensible. Told with wit, passion, and grace, the Galápagos story serves as a miniature model of Earth itself, a perfect example of how an environment can be destroyed-- and what is being done to preserve these islands before it's too late.

    The electrifying behind-the-scenes account of a year that brought Ireland to the brink and back - the inside story of Ireland’s struggle to contain Covid-19.Based on a wealth of original research and over a hundred interviews with cabinet members, public health officials, frontline workers, and ordinary people on whom the crisis exacted a personal toll, A State of Emergency is the incendiary untold story of Ireland’s response to the biggest public health emergency of the past century.Ranging from the halls of Government Buildings, where conflict between the new Cabinet and its public health advisors threatened to derail the official response, to the frontlines of the containment effort itself, where doctors, nurses, and the communities they served found themselves pushed to breaking point, A State of Emergency is a landmark work of journalism and a riveting insider account of the struggle to bring Ireland back from the brink.

    The History of the World, but not as you know it.A new type of history is here – all 13.8 billion years of it, exploded into a visually jaw-dropping feast of facts, trends and timelines that tell you everything you’d ever want to know about the history of the world.From the primordial soup to the technological revolution of the 21st century, interesting stuff has been going on; and ever since prehistoric man scratched the first tally markings into a damp cave wall, we’ve been counting and measuring it all.Which historic warriors conquered the most territory, killed the most people, or had the largest empire?When did everything evolve?Which languages are related to which?What’s been invented and when?Where are we being born, and what are we dying of?Which countries are eating all the food, causing all the pollution and taking all the drugs?A story of civilisation and barbarism, of war and peace, this is history done in a new way – a beautifully designed collection of the most insightful and revealing trends that tell us what the human race has been up to, and where we’re heading.