By way of background, a family office is a company, or group of people, who manage the wealth a family has gained over generations. The term 'family office' has an element of cachet, and even mystique, because it is usually associated with the mega-wealthy. However, practically speaking, virtually any family that manages its investments—independent of the size of the investment pool—could be considered a family office. The difference is mainly semantic. DIY Financial Advisor outlines a step-by-step process through which investors can take control of their hard-earned wealth and manage their own family office. Our research indicates that what matters in investing are minimizing psychology traps and managing fees and taxes. These simple concepts apply to all families, not just the ultra-wealthy. But can—or should—we be managing our own wealth? Our natural inclination is to succumb to the challenge of portfolio management and let an 'expert' deal with the problem. For a variety of reasons we discuss in this book, we should resist the gut reaction to hire experts. We suggest that investors maintain direct control, or at least a thorough understanding, of how their hard-earned wealth is managed. Our book is meant to be an educational journey that slowly builds confidence in one's own ability to manage a portfolio. We end our book with a potential solution that could be applicable to a wide-variety of investors, from the ultra-high net worth to middle class individuals, all of whom are focused on similar goals of preserving and growing their capital over time. DIY Financial Advisor is a unique resource. This book is the only comprehensive guide to implementing simple quantitative models that can beat the experts. And it comes at the perfect time, as the investment industry is undergoing a significant shift due in part to the use of automated investment strategies that do not require a financial advisor's involvement. DIY Financial Advisor is an essential text that guides you in making your money work for you—not for someone else!

    Between us, we’ve written over 60 novels and have been nominated for (and even won) numerous awards, including the Edgar, the Anthony, the Agatha, the Macavity, the Barry, the Lovey, and the CWA Dagger. Killer Femmes presents: Easy Innocence by Libby Fischer Hellmann Cross Current by Christine Kling The Flower Master by Sujata Massey Killer Instinct by Zoë Sharp Louisiana Hotshot by Julie Smith Easy Innocence by Libby Fischer Hellmann When pretty, smart Sara Long is found bludgeoned to death, it's easy to blame the man with the bat. But Georgia Davis — former cop and newly-minted PI — is hired to look into the incident, what she finds hints at a much different, darker answer: how far teen girls will go for approval from their peers. Winner of the Lovey Award, Best PI novel, 2008. Library Journal (Starred Review): “Hellmann brings to life the reality of bullying among teenage girls with enough twists and turns to keep you reading. Highly recommended.” Cross Current by Christine Kling Fort Lauderdale tug and salvage captain Seychelle Sullivan is en route to pick up a tow when she discovers a swamped boat. Inside are a murdered woman and a half-dead Haitian girl in a blood-stained white dress. Determined to protect the child, and somehow keep her from being sent back to Haiti, Seychelle explores the hidden world of Florida’s Haitian community. Booklist: “Kling adds swift plotting, convincing nautical detail, voodoo lore, and tropical scenery . . . Florida's answer to Grafton and Barr.” The Flower Master by Sujata Massey A suspenseful, hilarious mystery about spirited California girl Rei Shimura on the loose in modern Tokyo. While studying flower arranging at a posh ikebana school. a high-ranking teacher is stabbed to death. Rei is then stalked by the mysterious killer. Winner of the Macavity Award for Best Mystery of 2001. Publisher’s Weekly:“…a harmonious mix … enhanced greatly by the richly detailed Tokyo setting, from ancient tea houses to arcane rituals involving the cherry blossom festival.” Killer Instinct by Zoë Sharp When Susie Hollins dies only hours after foolishly taking on Charlotte ‘Charlie’ Fox at the New Adelphi Club, it gains Charlie attention she well could do without. As a former Special Forces trainee now teaching women’s self-defence, Charlie might seem an ideal target to a lunatic looking for a challenge. But she’s been a victim before and this time she’s not going down without a fight… Marilyn Stasio, NY Times: “Sharp means business. The bloody bar fights are bloody brilliant, and Charlie's skills are both formidable and for real.” Louisiana Hotshot by Julie Smith Talba’s got the beauty, the brains, the computer savvy, the poetic soul, the youth, the right demographic, and the sass. Eddie’s got the detective agency. (Also a short fuse and a bad attitude.) They're the perfect team to ferret out a pedophile on the edge of New Orleans' freewheeling rap scene. The Times-Picayune: “A stroke of genius … Louisiana Hotshot is fresh, fast, and touching.

    Truth: Debt isn't used by wealthy people nearly as much as we are led to believe.Debt is dumb. Most normal people are just plain broke because they are in debt up to their eyeballs with no hope of help. If you're in debt, then you're a slave because you do not have the freedom to use your money to help change your family tree.It takes a lot of will, discipline, courage and help to slay the debt monster. But it can be done. Imagine how much you could put toward retirement if you just didn't have a stinking car payment? This is how the wealthy really build their wealth. Debt is dumb. Welcome to the real world!The myth has been sold that we should use OPM (other people's money) to prosper. The academic garbage is spread really thick on this issue. My contention is that debt brings on enough risk to offset any advantage that could be gained through leverage of debt.

    It busts popular myths and misconceptions as well. A thorough reading of this book will enable you to chart your own investment plans, and soon, you’ll be all set for your personal-wealth-creation journey through equity investment. Investonomy is an initiative to empower existing, as well as potential, investors like you.

    Not only faced with a life of adversity, Ruth and her mother Caitlin also share a secret, one that no one else must ever know. Ruth and Caitlin's wages are barely enough to put food on the table let alone pay the rent. And an increasingly neglected young Glynis runs wild. When Caitlin contracts tuberculosis and dies they have no option but to move into an even more squalid neighbourhood. But Ruth is still determined to keep their secret, at all costs. That is, until their father dies unexpectedly and an ever more desperate Ruth and Glynis find themselves living hand-to-mouth...

    This is usually because the right questions are not asked. In the world of investing, where honest and common sense advice is scarce, here is a book that simplifies key concepts in money management and guides you to invest with a specific goal in mind. ‘You can be rich –With Goal Based Investing’ arms you with the relevant questions to ask. It also gives you access to a bouquet of practical yet enlightening calculators that enable you develop personalized investment solutions. If used regularly, these mirror the progress of your investment plans and help you gauge if are going in the intended direction. Investors who have the discipline to follow the simple steps suggested in this book could attain results that are vastly superior to even those achieved by professionals. Most importantly, successfully securing goals due to appropriate investing delivers an improved life with more time to spend on what is really important for you and your loved ones.. If you are in the process of creating wealth – irrespective of whether you are a beginner, mid-way through your journey or almost there – you can find nuggets of simple, practical wisdom in the pages of this book.

    Save time and money and download this 8 page summary now!Forget everything you know about money. Too many of us base our financial decisions on emotions, such as fear, worry, or guilt. It’s time to learn a new approach. Think like a CEO. Use your money to make more money. Know when it’s time to take a risk. We’ll outline the basics, and give you tips to help you reach your family’s financial goals.

    A New York City Detective. Cocaine flooding the streets. Colombian Cartels in control. The Mob has been cut out. Someone must be killed. Everybody has a motive. Nobody can be trusted.Born and raised in New York City, Michael served as a police officer with the Fairfax County VA police department on patrol, in plain clothes and as hostage negotiator on the SWAT Team, before joining the FBI. Michael, a 24 year FBI veteran, investigated crimes ranging from white collar to bank robberies, organized crime, drug trafficking and money laundering. He rose through the ranks reaching the level of Special Agent in Charge. His professional travels took him to Israel, Russia, Vietnam, Singapore, Malaysia and Thailand. He has been interviewed and quoted on national and local media on matters ranging from workplace violence to fraud and street crimes. Michael is the author of two books, Walking the Corporate Beat: Police School for Business People and crime novel, Midnight Sin. He has a Crime and Security Blog and can be followed on Twitter.

    While talking with numerous clients, investment manager Hilliard Macbeth realized that Canadians have far too much of their investment capital and savings tied up in expensive real estate when better opportunities are about to appear in other asset classes. He argues that Canada is in the midst of a real estate bubble, and there will soon be a crash in house prices.What can Canadians do to be prepared financially for retirement and to take advantage of the "once in a lifetime" buying opportunity that will follow the bubble bursting? All these answers can be found in When the Bubble Bursts.

    Based on more than 20 years in the derivatives arena, and having served time at Salomon Bros, Bear Stearns and Goldman Sachs, she knows that of what and who she speaks. Should anyone ever display the slightest interest in criminalizing the criminals who led us down this path, a prosecutor could do worse than ordering up copies for the grand jury." – Seeking AlphaFrom the publisher (John Wiley & Sons): Janet Tavakoli takes you into the world of Warren Buffett by way of the recent mortgage meltdown. In correspondence and discussion with him over 2 years, they both saw the writing on the wall, made clear by the implosion of Bear Stearns. Tavakoli, in clear and engaging prose, explains how the credit mess happened beginning with the mortgage lending Ponzi schemes funded by investment banks, the Fed bailout and its impact on the dollar. Through her narrative, we hear from Warren Buffett and learn how his enduring principles caused him to see the mess that was coming well in advance and kept him and his investors well out of the way.

    But Black does not take the ambush lying down and while defending himself kills two of the three attackers. After being interviewed, the police decide not to press charges against Black. Unbeknownst to Black, the men who assaulted him have links to a vicious criminal, Peter Grant, who swears revenge.Black is not a man to mess with. But neither is Peter Grant and when he begins a campaign of terror against Black, his wife and daughter, Black refuses to be intimidated.But at what cost?

    Then his body is discovered. Her cousin Michael is found guilty of his murder and incarcerated in a secure psychiatric unit.Four years later, now divorced and back in the police force, Rachel discovers that Michael is being released to a less secure step-down unit, with his freedom a likely eventuality. Unable to cope with this, she decides upon revenge, assuming a new identity to hunt him down and kill him. However, as she closes in on her target, her friend Jonathan, a journalist, uncovers some unnerving information about her mother and others in her family and begins to suspect that Rachel’s perception of the truth might not be as accurate as she thinks – that she might be about to murder the wrong man…

    All that jargon, all those calculations – it’s a hard game to break into and even harder to get right from the start. On the other hand, learning the ropes opens the door to an exciting new way to calculate risk, find the right investments and ultimately make your bank balance happy.This book is here to teach you how to understand the options market from scratch. By the time you finish reading, you’ll know exactly how to navigate your choices – and how to make them with wisdom. Let's Get Started With Option Trading! Options trading is all about understanding what lies beneath the market and this guide will walk you through that exciting process.Give it ONE WEEK and you'll TRIPLE your chances of making a profit on the options market. Give it a month and you'll see you're not just confident enough to make investments at will, you’re doing so in the right way to make a tidy deposit into your trading account. In this book, we’ll cover: ·         The types of trade and how each one can bring you a profit.·         Strategies to make the very best use of your investment capital.·         How to see patterns in the market, how to spot great investments – and how to make money.·         And much, MUCH more. If You Don't Read This Guide, You Risk LOSING YOUR LIFE SAVINGS on the Options Market These methods has been proven to work – a hundred times over. This book will show you that understanding the basic principles of the options market is not nearly so unfathomable as it appeared from a distance. All it takes is a few easy steps and you’ll start to feel a difference within a few short days – and all for less than the cost of a pocket calculator. See the Difference in Less Than a Week... or Your Money Back! If you follow the chapters in this guide and you find they don't work (not gonna happen) or you feel like they’re not for you, simply click one button within 7 days and Amazon will return 100% of your money. That’s how confident I am the answer to your problem is found inside – You will learn how to successfully trade options.Just scroll up now and click the BUY NOW button to start making a profit, today!

    Authored by wealth management expert Anthony Scaramucci, and providing a comprehensive overview of this shadowy corner of high finance, the book is written in a straightforward and entertaining style. Packed with introspective commentary, highly applicable advice, and engaging anecdotes, this Little Book: Explains why the future of hedge funds lies in their ability to provide greater transparency and access in order to attract investors currently put off because they do not understand how they work Shows that hedge funds have grown in both size and importance in the investment community and why individual investors need to be aware of their activities Demystifies hedge fund myths, by analyzing the infamous 2 and 20 performance fee and addressing claims that there is an increased risk in investing in hedge funds Explores a variety of financial instruments--including leverage, short selling and hedging--that hedge funds use to reduce risk, enhance returns, and minimize correlation with equity and bond markets Written to provide novice investors, experienced financiers, and financial institutions with the tools and information needed to invest in hedge funds, this book is a must read for anyone with outstanding questions about this key part of the twenty-first century economy.

    How to lead a "rich" life during trying economic timesIn The Secret of Shelter Island, nationally renowned financial analyst and bestselling author Alexander Green explores the complicated relationship we all have with money and reveals the road map to a rich life.Drawing on some of today's best minds and many of history's greatest thinkers, The Secret of Shelter Island is both a much-needed source of inspiration and an insightful look at the role of both money and values in the pursuit of the good life.Addresses what really matters when it comes to money and how to make smarter decisions with what you have Describes the profound connection between money, character, personal philosophy, and outlook Other bestselling titles by Green: The Gone Fishin' PortfolioIf you want to understand what ultimately provides meaning, contentment, and the satisfaction of a life well-lived, then read The Secret of Shelter Island.