They make saving seem like a punishment, and force their children to view reckless spending as their only rational choice. To most kids, a savings account is just a black hole that swallows birthday checks. David Owen, a New Yorker staff writer and the father of two children, has devised a revolutionary new way to teach kids about money. In The First National Bank of Dad, he explains how he helped his own son and daughter become eager savers and rational spenders. He started by setting up a bank of his own at home and offering his young children an attractively high rate of return on any amount they chose to save. "If you hang on to some of your wealth instead of spending it immediately," he told them, "in a little while, you'll be able to double or even triple your allowance." A few years later, he started his own stock market and money-market fund for them. Most children already have a pretty good idea of how money works, Owen believes; that's why they are seldom interested in punitive savings schemes mandated by their parents. The first step in making children financially responsible, he writes, is to take advantage of human nature rather than ignoring it or futilely trying to change it. "My children are often quite irresponsible with my money, and why shouldn't they be?" he writes. "But they are extremely careful with their own." The First National Bank of Dad also explains how to give children real experience with all kinds of investments, how to foster their charitable instincts, how to make them more helpful around the house, how to set their allowances, and how to help them acquire a sense of value that goes far beyond money. He also describes at length what he feels is the best investment any parent can make for a child -- an idea that will surprise most readers.

    Meanwhile, Kris Krohn and investors in his Real Estate Investment Companies are basking in record profits. Their secret? Strait Path real estate, which Kris created after analyzing and experiencing virtually every form of real estate investing. The proprietary system incorporates the strengths and eliminates the flaws of all other strategies. It takes the least time, effort, and risk, creates the most value for society, and generates the greatest profits. Best of all, the system is proven to work in every market, especially down markets. In The Strait Path to Real Estate Wealth, Kris explains the system in depth. He demonstrates why other strategies and systems fail and reveals how to escape their pitfalls. He also exposes the flaws of Americas traditional retirement advice and products and offers a refreshing, practical, and safe alternative. His advice will empower you to move beyond simple education to actual implementation. Read this book to learn why the next ten years could be the most profitable years of your life, regardless of economic conditions. Testimonial: My previous experiences in real estate have involved a lot of time and disorganization, and the results have been very poor, losing my money and my familys money. Strait Path real estate looks at the big picture and has minimized my time, effort, and risk while providing superior returns, independent of market conditions.--Dennis N.

     The Barefoot Investor: The Only Money Guide You'll Ever Need is a phenomenon, sprinting through one million copies to become one of the best selling Australian books ever. Why is it so successful? It's simple, funny and practical. And it has changed people's lives. The eagerly anticipated follow-up, The Barefoot Investor for Families, sticks to the same script. It's aimed fairly and squarely at parents, grandparents, and basically anyone who read that book and said: 'Why the hell wasn't I taught this years ago?' Scott lays out ten money milestones kids need to have nailed before they leave home, and it's all structured around one family 'money meal' each week (so roughly 20 minutes). If you follow the roadmap, with tailor-made lessons for each age group, your kids will know how to do things like: Learn the life-changing value of hard work Set up a fee-free bank account (or jam jars!) Go on a Treasure Hunt around the house, and sell some of their 'stuff' second-hand Save your parents $100 on household bills Even ... Learn to cook at least two low-cost, delicious, nutritious meals from scratch. Scott's mission is to make sure your kids are financially strong so they never, ever get sucked into the traps that middle-aged bankers have devised to rob them of their money and their confidence. There are only ten things every kid needs to know about money, and you can teach them over dinner, once a week. It's that simple. Start now - it's never too early or too late.

    Many of us begin our twenties burdened with college loan payments, and it's not unusual to end them with even more debt, often in the form of a costly home mortgage. In this debt-bracketed decade, it's crucial to develop solid money-management skills that will see you into your thirties in sound financial shape. The more you learn about saving, budgeting, and other money matters during your twenties, the more solid a foundation you can create--a foundation that will support your financial life for the next seventy years! In this lively and fun book, personal finance expert Peter Dunn offers practical tips and strategies created specifically to address the financial concerns and goals of readers in their twenties. Learn to master the challenges of this crucial decade with YOUR MONEY LIFE: YOUR 20s.

    Lays a positive foundation for parenting with practical strategies and illustrations; teaching how to create a warm, grace-filled home.

    

    But every time, when he just made a new friend, he despawns and spawns again to a new area away from his friends! Why does this keep happened and will he ever be able to stop it? Find out in the Diary of a Despawning Endermite! - - - - - - - - - - - - - - - - - - - - - - -Tags: minecraft stories, minecraft fanfiction, minecraft books, minecraft diaries, minecraft tales, minecraft short stories, minecraft short story, minecraft story, minecraft creepypasta, minecraft diary of a wimpy, game fanfiction, kids books, minecraft free, minecraft books for kids, minecraft games, minecraft xbox, minecraft tips, minecraft game, minecraft comics, minecraft story book, minecraft journal book, herobrine, villager. minecraftales, game fiction, game stories, game books, game story books.

    Thereafter, he was his worst enemy. A tough-as-nails father who firmly enforces his old-fashioned ways, a mother who has little or no say, and a son with a penchant for getting into misadventures. The boy tries to convince his parents that something is wrong with him, and he is really physically ill. He suffers three years of humiliation, agony, and punishment from the school and his father. The school principal, gave him swats, detention and isolation, where he spent all day locked up in an empty storage room. His emotionally unstable father spanked him ferociously. The boy was also whipped shirtless with his shorts on leaving him with welts all over his body from head to toe. He suffered other cruel punishments as well. The school and his parents misjudge him almost costing him his life. The parents get a divorce. The mother and brothers moved back to Wisconsin from Texas. They found themselves in an all-black housing project, being the only whites there for almost four years. He grows up quick and learns that life isn't as simple as black and white. When he turns 18, he decides to move back to Texas to seek vengeance from his father in a small country town with his father and his new mother. He hasn't seen or talked to his father in almost four years. Things fall apart fast. The young man and his younger brother end up out on the streets being homeless for two months and encounters unpredictable adventures. A raw, uncut true story.

    Words are the most powerful things in the universe today. They can defeat you or they can bring you life. They can make the difference in your finances and your well-being. God created the universe by speaking it into existence and He has given you that same ability. Learn to turn your financial situation around by following the powerful principles of faith contained in this book. Don’t live another day in lack – start releasing the ability of God through faith-filled words!

    Where we don't, we read, we ask, we learn and then, we solve! What happens when there are no answers though? When nobody in the world knows! When we see the need to invent Gods even if we can't discover Him. Through a string of poems, the author narrates such an experience with his non-verbal and autistic daughter, Enya. What started as a week of babysitting for him soon became a seeking to change her into 'normal'. But, that seeking ended up transforming the seeker!The narrative in the form of poetry touches upon the revelation that comes out of desperation of not finding an answer at all and therefore, the thoughts getting tired of themselves and the mind taking a back seat. In that silence, the author says, things become clear and all aspects of life show their inter-relation! The intellect gives way to the intelligence, the body and mind as 'me' gives way to the world as 'me'! The mind map once seen, one starts to see the true nature of the 'me' and that perspective and clarity make everything clear and possible in life...

    Foster children live in nearly every community, waiting in silent anonymity for someone to welcome them into their life.Sometimes all it takes is exposure to prompt change.Faith to Foster is a candid and vulnerable look into the life of ordinary foster parents TJ and Jenn Menn. It is a comprehensive journey chronicling their decision making process, how the children arrived, the birth parents' struggle to rehabilitate, help from friends and family, emotional goodbyes, and how faith in Jesus empowered them through it all. This is a story they wished they'd read before starting their foster parenting adventure.TJ and Jenn share of their experiences and feelings in a way that encourages readers to serve their neighbors. Faith to Foster reminds Christians how God can use them to make a difference in their community. He can strengthen our congregations to change lives and redeem innocent children from harmful situations.Indeed, Faith to Foster inspires believers to rely on the mighty power of our God as they seek to change their neighborhoods one child at a time.

    

    Determined to liberate five quirky, ragtag orphans not likely to be adopted by caring people, they vowed the children would not end up as they had fourteen years ago. Back then, Merry and Polly and the two boys adopted with them from that orphan train worked as slaves. They received little food, substandard living quarters, and insufficient clothing to protect against the cold winters. Mary and Polly’s children love their new home and family at the sisters’ Mockingbird boarding house. The rescue idea appears to have been a great success—until the supervisor from the Children’s Protection Society arrives. Single women are not allowed to adopt. Merry and Polly each has five days to find a suitable husband who won’t steal her share of the boarding house. Two award winning and bestselling authors conspired to bring readers these two heartwarming stories, A Family For Merry and A Family For Polly in the duet, Orphan Train Brides. In addition to Orphan Train Brides, the authors have in their future projects a duet about the two brothers, Bart and Newton Bird.(The two novellas in Orphan Train Brides are expanded from previous inclusion in the Under A Mulberry Moon anthology.)

    My twelve-year-old daughter frequently moans that Ballycarrick is the most boring town in Ireland.Nothing ever happens here.She’s right.And as the local police sergeant, this is something I’m delighted about.I’ve enough to worry about - the polar ice-caps, the evil monster that’s shrinking my trousers, not to mention the hot flushes - without having to be like one of those gritty Netflix cops, chasing criminals down alleyways and busting drug deals.So, life is calm and fairly predictable.Until something unthinkable happens in our sleepy backwater.A crime, but not like anything I've ever seen before.It's a complete mystery.And it's up to me to solve it.

    That's why you need to learn to think and trade like an institution. In this book you will learn: • How to work with Price Action • Price Action strategies that you can immediately put to use • How Volume Profile works • My favorite Volume Profile strategies • How to find your own trading style and what are the best trading instruments to trade • How to manage trading around macroeconomic news • How to do your market analysis from A to Z • How to manage your positions • How to do a proper money management • How to deal with trading psychology • How to do a proper backtest and how to get started with trading your backtested strategies • What are the most common trading mistakes and how to avoid them • The exact ways and rules I apply to my own trading You will learn all this in a simple, poignant way along with many examples and pictures. Book has 195 pages.