Whether you are a rookie or an established Broker, this is the guide you need to lay the foundations for long-term success. Author Dustan Woodhouse has packed this book with dozens of tips and lessons gleaned from personal experience processing over 1,300 mortgage files and taking in over 2,000 applications verbally. You'll learn... - The old-school piece of technology that's every broker's best friend - How to have a complete application built by the time the very first phone call ends - When smart brokers decide to walk away from a file - Where to invest your marketing dollars (and where you'd just be throwing that money away) - How to trade cold-calling for warm-calling - How the "paycheque mentality" can sink your business, and what to do about it Every step, every tip, every process is aimed at building long-term relationships with clients and referral partners alike. It's all designed to get you to the holy grail of a referral-only business. Your mantra? Get the application. Here's how to do it.

    But who would have thought that the slim and pale looking boy would become one of the most successful fighter pilots of the war? Almost unknown outside the RAF, Sgt. Pilot J.H. Lacey shot down more enemy aircraft in the Battle of Britain than any other fighter pilot. He shot down the Heinkel 111 which had just bombed Buckingham Palace and had the highest score (twenty-three) of enemy aircraft destroyed, as late as 1941. Thereafter commissioned, early in 1941, he was for a time an instructor at an operational training unit, passing on to others the knowledge that he had won in the toughest series of air battles ever fought. Returning to operations, he served under another fabulous air fighter, ‘Paddy’ Finucane; then was posted to rocket (airborne weapons) development, a task almost as dangerous as combat flying. Later he commanded a famous fighter squadron in the Far East. and shot down the first Japanese he encountered. Unorthodox, autocratic in his command but resentful of unreasonable interference from those above him, Ginger Lacey was a boyish-looking figure with a fantastic gift for leadership, and sharp eyes, bravery and an innate sense of timing. He died in 1989, but his amazing story was recorded by an experienced writer who was a fellow officer in the RAF until 1951 and knew him well. It is a memorable and stirring biography. ‘The best all action war story yet produced.’ - Yorkshire Post ‘A top-scoring story.’ - Evening Standard ‘Fast-moving biography.’ - Sunday Times ‘The best biography of a fighter pilot ever written.’ - Yorkshire Evening Post Richard Townsend Bickers volunteered for the RAF on the outbreak of the second world war and served, with a Permanent Commission, for eighteen years. He wrote a range of military fiction and non-fiction books, including ‘Torpedo Attack’, ‘My Enemy Came Nigh’, ‘Bombing Run’, ‘Fighters Up’ and ‘Summer of No Surrender’. Endeavour Press is the UK's leading independent publisher of digital books.

    They did not know that the war they were fleeing had in fact ended—25 years earlier. Corinne Purtill was one of the first journalists to meet the families upon their incredible return to society. Years later she returned to Cambodia to learn the truth about their time on the run. What she found was a darker and more complicated tale than the one they first shared, a story of terror, isolation, fierce loyalty, appalling choices and murder. The result is a story that examines the unyielding human need for family and connection and the meaning of survival. Corinne Purtill is a journalist who has reported around the world for publications including Quartz, GlobalPost, CNN, Salon and the Cambodia Daily. She lives in California with her family. Cover design by Hannah Perrine Mode

    There’s Killer of the Cloth, The Baby in the Convent, Mosquito Point Road, Death of a First Baseman, The Blue Gardenia, and Pure/Evil. Three of the killers are female.

    Its essence is sharing. Therefore, Bill W. and Dr. Bob are always referred to within the Fellowship as the co-founders. So far, among the majority of A.A. members, the Ohio surgeon has been less well known than his partner. He died in 1950, when A.A. was only 15 years old. But his influence on the whole A.A. program is permanent and profound. This book gives a portrait of Dr. Bob as full-sale and balanced as possible—for the most part, in the words of those who knew him personally. The young man who grew up in Vermont became a hard-drinking college boy, then a medical student fighting the onset of his own alcoholism, a respected physician, a loving but increasingly unreliable family man, and at last a desperately ill drunk. He was without hope until he met a stockbroker from New York—Bill W., who urgently needed a fellow alcoholic to help him maintain his own sobriety. His story then becomes inextricably entwined with that of Alcoholics Anonymous: from a fledgling Fellowship to a powerful spiritual movement with a worldwide reach. Dr. Bob’s story remains instructional and inspiring to those who read it today.

    The move fulfilled a Tory campaign promise to deliver greater government transparency and accountability. He was later denounced by the same people who appointed him to scrutinize their spending. When he challenged the government on several issues--most notably about the true costs of the F-35 fighter planes--and publicly claimed the government was misleading Canadians, Page was vilified. He was called "unbelievable, unreliable and incredible" by then-Finance Minister Jim Flaherty. Page's term was not extended and he retired from the civil service.     Page's assessment of the F-35 procurement was proven right, a major embarrassment to the Harper government. But Page's overriding concern is that Parliament does not get the information and analysis it needs to hold the executive (the prime minister and cabinet) to account. Parliament, he argues, is broken, with power centralized in the PMO. The civil service appears cowed, and members of parliament almost never see enough financial analysis to support the policy decisions they make. That was true at various times on the tough-on-crime legislation, new military procurement as well as changes to the Canada Health Transfer and Old Age Security.      In this shocking insider's account, Page argues that democracy is being undermined by an increasingly autocratic government that does not respect facts that run counter to its political agenda. Elected officials need accurate, independently verified data to support the implementation of policies and programs. In Unaccountable, Page tells all Canadians why we should be concerned.

    But an astonishing 540 of them closed down between 2004 and 2008. Last Shop Standing lifts the lid on an industry in tatters. Graham Jones has worked at the heart of record retailing since the golden era of the 1980s. He was there during the years of plenty and has witnessed the tragic decline of a business blighted by corruption and corporate greed. Undertaking a tour of the last remaining independent record shops in Britain, he has collected a wealth of entertaining stories that explain why the best are still standing, and how the worst of them blew it. In telling the tale of the industry's sad decline Graham Jones has unearthed wry anecdotes about dozens of rock stars and music industry figures, including The Beatles, Led Zeppelin, Jimi Hendrix, Queen, David Bowie, The Sex Pistols, Joy Division, Oasis, John Peel and many others. Last Shop Standing is a hilarious yet harrowing account by a man who has been there and sold that. It is a book that will bring a wry smile to the face of anyone who has ever bought a CD or attended a concert, and still has the T-shirt to prove it.

    Madoff was taken away from his posh Manhattan apartment in handcuffs, accused of swindling thousands of innocent victims-including friends and family-out of billions of dollars in the world's largest Ponzi scheme. Madoff went to jail; he will spend the rest of his life there. But what happened to his devoted wife and sons? The people closest to him, the public reasoned, must have known the truth behind his astounding success. Had they been tricked, too? With unprecedented access to the surviving family members -- wife Ruth, son Andrew and his fiancéee Catherine Hooper -- journalist Laurie Sandell reveals the personal details behind the headlines. How did Andrew and Mark, the sons who'd spent their lives believing in and building their own families around their father's business first learn of the massive deception? How does a wife, who adored her husband since they were teenagers, begin to understand the ramifications of his actions? The Madoffs were a tight-knit and even claustrophobic clan, sticking together through marriages, divorces, and illnesses. But the pressures of enduring the massive scandal push them to their breaking points, most of all son Mark, whose suicide is one of the many tragedies that grew in the wake of the scandal. Muzzled by lawyers, vilified by the media and roundly condemned by the public, the Madoffs have chosen to keep their silence -- until now. Ultimately, theirs is one of the most riveting stories of our time: a modern-day Greek tragedy about money, power, lies, family, truth and consequences.

    Few could or would have predicted that the improvised raps and raw beats busting out of New York City's urban underclass would one day become a multimillion-dollar business and one of music's most lucrative genres. Among those few were two visionaries: Russell Simmons, a young black man from Hollis, Queens, and Rick Rubin, a Jewish kid from Long Island. Though the two came from different backgrounds, their all-consuming passion for hip-hop brought them together. Soon they would revolutionize the music industry with their groundbreaking label, Def Jam Records. Def Jam, Inc. traces the company's incredible rise from the NYU dorm room of nineteen-year-old Rubin (where LL Cool J was discovered on a demo tape) to the powerhouse it is today; from financial struggles and scandals-including The Beastie Boys's departure from the label and Rubin's and Simmons's eventual parting-to revealing anecdotes about artists like Slick Rick, Public Enemy, Foxy Brown, Jay-Z, and DMX. Stacy Gueraseva, former editor in chief of Russell Simmons's magazine, Oneworld, had access to the biggest players on the scene, and brings you real conversations and a behind-the-scenes look from a decade-and a company-that turned the music world upside down. She takes you back to New York in the '80s, when late-night spots such as Danceteria and Nell's were burning with young, fresh rappers, and Simmons and Rubin had nothing but a hunch that they were on to something huge. Far more than just a biography of the two men who made it happen, Def Jam, Inc. is a journey into the world of rap itself. Both an intriguing business history as well as a gritty narrative, here is the definitive book on Def Jam-a must read for any fan of hip-hop as well as all popular-culture junkies.

    

    His Labour government introduced sweeping new legislation that unchained the country from its old conservative bonds, established the world's first nuclear free state and let loose a free market economic agenda that radically transformed the country. It was a rapid climb to the very top for the overweight doctor's son from working class South Auckland. As leader during the final years of the Cold War he confronted the agendas of Ronald Reagan and Margaret Thatcher, and lived through the political upheavals of the fall of the Soviet Union, post-apartheid South Africa and Rajiv Ghandi's India. Along the way he memorably defeated the Reverend Jerry Falwell in a famous Oxford Union debate about the morality and sanity of the nuclear arms race, and negotiated the aftermath of the tragic bombing of the Rainbow Warrior by French agents in Auckland harbour.

    I try to tell what it was like for me and my brother Marines without fanfare or bravado and give the reader a vivid description of my 13 months.

    It is not a text book nor a full lenght biography, but more of a cheat sheet for reading on the bus or in the bathroom, so that you can pick out the most significant points without having to carry around a bag of weighty tomes. You can read it all in one sitting, or look up specific case studies as and when you are looking for inspiration or direction. The 50 lessons outlined here are drawn from interviews Trump has given, from the numerous blogs and books written about him, and, most importantly, from the successes and failures on his road to becoming one of the most significant business people of out time and maybe even a president one day, who knows. Additionally You Get 2 Bonus Ebooks - 69 Ways to Make Money From Home - Bitcoins Beginner’s Guide

    The front lines are collapsing all around, bombs are falling. On Thuringia too, a state in the centre-east of Germany. The Second World War is nearing its end. Boys of fifteen and sixteen from the Jungvolk and Hitler Youth movements set off in the belief that they can still save the fatherland – they are determined to defend it, bravely and loyally. Inadequately armed, however, they are forced to retreat from the advancing enemy in an entirely pointless march. They are taken prisoner and transferred to one of the infamous camps near Bad Kreuznach. Conditions in the camp are tough. The diarist is fortunate enough to survive and to be released relatively early, at the end of June 1945. Germany, spring 2005. The fatherland too has survived and has been reunified. It is a year of commemoration days, of monuments and memorials, and in the run-up to the sixtieth anniversary it is already being declared by all the media as a year of remembrance of the downfall of the ‘Third Reich’. Inspired by this, the diarist, now seventy-five years old, remembers the notes and diary entries kept at that time by his fifteen-year-old self. Originally written on scraps of toilet paper, he copied them out after his fortunate return in July 1945, and has not looked at them since. The notes are very personal and honest and, above all, authentic. They give an insight into the experiences and the thoughts of a young boy who by his own admission left as a ‘proud soldier’ and returned home as a ‘pitiful vagabond’. It is a historical document. It is not the story of an individual fate. Thousands had the same experiences. That is why the diarist decided, with some hesitation, to publish his diary as a part of the historical truth, even if there already existed numerous reports and publications about the camps in Bad Kreuznach, Bretzenheim, Dietersheim, Bingen, Heidesheim and the other ‘Rhine Meadows camps’. All these records are testament to the fact that tyranny often abounds when one group of people is given unchecked power over another. According to Livy, as many as 2400 years ago the Gaulish king Brennus called to the defeated Romans: ‘Vae victis!’ – woe to the vanquished! Herwarth Metzel

     With all that has been said about Dodge City no true account of conditions as they were in the early days was accessible until publication of Robert Wright's 1911 book "Dodge City, the Cowboy Capital." The author was especially well qualified to write a history of the "wicked city of the plains" since he had lived on the frontier for many years previous to the founding of the city and lived in the city from its opening. He had all the experience gleaned as a plainsman, explorer, scout, trader and as mayor of the town. His is a most interesting narrative of early days, as well as a very valuable contribution to western history. Prior to founding Dodge City in 1868, at 16 years old Wright came West to Missouri. In 1859 he made the first of six overland trips across the plains to Denver. He was later appointed post trader at Fort Dodge in 1867, when Kiowa, Comanche, Cheyenne, Arapahoe, and Prairie Apache abounded there. Wright was acquainted with old-school Western sheriff and gunfighter Bat Masterson, of whom he said, "Bat is a gentleman by instinct. He is a man of pleasant manners, good address and mild disposition, until aroused, and then, for God's sake, look out! "Bat was a most loyal man to his friends. If anyone did him a favor, he never forgot it. I believe that if one of his friends was confined in jail and there was the least doubt of his innocence, he would take a crow-bar and 'jimmy' and dig him out, at the dead hour of midnight; and, if there were determined men guarding him, he would take these desperate chances...." Wright describes a typical day in Dodge: "Someone ran by my store at full speed, crying out, 'Our marshal is being murdered in the dance hall!' I, with several others, quickly ran to the dance hall and burst in the door. The house was so dense with smoke from the pistols a person could hardly see, but Ed Masterson had corralled a lot in one corner of the hall, with his sixshooter in his left hand, holding them there until assistance could reach him...." Wright also describes one hair-raising encounter he witnessed from a roof on his ranch: "The savages circled around the poor Mexican again and again; charged him from the front and rear and on both sides. Presently the poor fellow's horse went down, and he lay behind it for awhile. Then he cut the girth, took off the saddle, and started for the river, running at every possible chance, using the saddle as a shield, stopping to show fight only when the savages pressed him too closely