Laid-back investing is not only easier, it can actually make you richer.Learn how to kill off debt, curb spending, find your best KiwiSaver fund, save painlessly, buy a house or be happy not buying one, and move confidently towards and through retirement (hint: you don't need $1 million). You'll also learn why it's best to 'set and forget' your investments. And why, beyond a certain point, having more money is not the key to happiness.Unlike many writers of finance books, Mary is not selling anything (except this book!). She just wants you to do well. She's on your side.'Mary has that rare ability to cut through the jargon to what really matters. She combines expert wisdom and real-world insights, with fantastic results!'DIANE MAXWELL, RETIREMENT COMMISSIONER'Mary Holm is in the first rank of New Zealanders offering simple and wise advice to those who want to take effective steps to secure their future financial wellbeing. This straightforward guide should help ordinary Kiwis navigate their way through the various traps they can fall into.'SIR MICHAEL CULLEN, FORMER DEPUTY PRIME MINISTER and MINISTER OF FINANCE

    Sometimes our mistakes take us down the wrong path and send us spiraling into destructive life patterns, and sometimes we learn a lesson and never make the same mistake again. But how? How do we recognize our destructive patterns, make new choices, and then follow through? In Never Go Back, bestselling author Dr. Henry Cloud shares ten doorways to success—and once we walk through these new pathways, we never go back again. His proven method—based on grace, not guilt—outlines ten common life patterns that sabotage success and lays out clear, concrete steps you can take to overcome them. You’ll see your relationships flourish, your personal life enhanced, and your faith strengthened. Dr. Cloud’s powerful message reveals doorways to understanding—once you enter them, you will get from where you were to where you want to be.With a winning combination of eternal principles, spiritual wisdom, and modern scientific data, Never Go Back will put your heart in the right place with yourself and with God.

    Visiting it almost daily for one year to trace nature’s path through the seasons, he brings the forest and its inhabitants to vivid life.Each of this book’s short chapters begins with a simple observation: a salamander scuttling across the leaf litter; the first blossom of spring wildflowers. From these, Haskell spins a brilliant web of biology and ecology, explaining the science that binds together the tiniest microbes and the largest mammals and describing the ecosystems that have cycled for thousands—sometimes millions—of years. Each visit to the forest presents a nature story in miniature as Haskell elegantly teases out the intricate relationships that order the creatures and plants that call it home.Written with remarkable grace and empathy, The Forest Unseen is a grand tour of nature in all its profundity. Haskell is a perfect guide into the world that exists beneath our feet and beyond our backyards.

    Legacy is a unique, inspiring handbook for leaders in all fields, and asks: What are the secrets of success – sustained success? How do you achieve world-class standards, day after day, week after week, year after year? How do you handle pressure? How do you train to win at the highest level? What do you leave behind you after you’re gone?What will be your legacy?

    It’s tough to go through, and painful to watch. Do you know someone who’s grieving and wish you could help? Are you the one grieving and wonder if what you’re going through is normal? Do you wish those around you understood you better? This book has answers. This practical and easy-to-read book provides the answers you need to make a difference - in your own life and in the lives of others. Bestselling author, hospice chaplain, and grief specialist Gary Roe gives you a look at the grieving heart – the thoughts, emotions, and struggles within. If you’re wanting to help someone who’s grieving, you’ll get a glimpse of what’s going on inside them and be better able to love and support them. If you’re in the midst of grief and loss, you’ll see yourself as you read, and be encouraged that you aren’t as weird or crazy as you thought. In Please Be Patient, I’m Grieving, you will learn… • How hurting, grieving people are feeling and thinking. • How to discover what they need and don’t need. • What to say and not to say. • How to be a help and not a hindrance in the grieving process. • How the grief and pain of others can affect you. • How helping others stimulates your own personal growth and healing. • How these skills can enhance all your relationships. Healing from loss is challenging. This book can help you develop a priceless ability– how to hear the heart of someone who’s hurting. The benefits for them, and for you, can be staggering. Scroll up and grab your copy of this book today. You can make more of a difference than you dreamed possible.

    Stressing the theme of accepting what life brings, it reveals what acceptance is and what stands in the way of being able to accept life's ups and downs. Four steps for combating resistance are also provided.

    With easy-to-read layouts and simple text, it runs the full ecological gamut, from geothermal heating to crop rotation to soap making. The Bridgewaters, well-regarded garden writers, help readers answer questions such as how much land they really require, whether or not to depend entirely on natural forms of energy, and which farm animals will best meet their needs. There’s practical information on building an insulated flue-pipe chimney, identifying edible wild plants, and composting with worms. In addition to recipes for jams, rhubarb wine, and other delicious foods, three A-Z sections offer planting and harvesting instructions for vegetables and salad crops, fruits, and herbs.

    Diagnosed with a heart condition at age forty-one, she was all too suddenly reminded that life is short, time is precious, and she wanted to be spending hers with the people and things she truly loved. That included the beautiful sprawling house in the Pacific Northwest she had painstakingly restored—but, increasingly, it did not include the mortgage payments, constant repairs, and general time-suck of home ownership. A new sense of clarity began to take hold: Just what was all this stuff for? Multiple extra rooms, a kitchen stocked with rarely used appliances, were things that couldn’t compare with the financial freedom and the ultimate luxury—time—that would come with downsizing.             Deciding to build an eighty-four-square-foot house—on her own, from the ground up—was just the beginning of building a new life. Williams can now list everything she owns on one sheet of paper, her monthly housekeeping bills amount to about eight dollars, and it takes her approximately ten minutes to clean the entire house. It’s left her with more time to spend with family and friends, and given her freedom to head out for adventure at a moment’s notice, or watch the clouds and sunset while drinking a beer on her (yes, tiny) front porch.             The lessons Williams learned from her “aha” moment post-trauma apply to all of us, every day, regardless of whether or not we decide to discard all our worldly belongings. Part how-to, part personal memoir, The Big Tiny is an utterly seductive meditation on the benefits of slowing down, scaling back, and appreciating the truly important things in life.

    At the same time, she can't shake the fact that she is the daughter of two back-to-the-land hippies who taught her to love nature and eat vegetables. Ambivalent about repeating her parents' disastrous mistakes, yet drawn to the idea of backyard self-sufficiency, Carpenter decided that it might be possible to have it both ways: a homegrown vegetable plot as well as museums, bars, concerts, and a twenty-four-hour convenience mart mere minutes away. Especially when she moved to a ramshackle house in inner city Oakland and discovered a weed-choked, garbage-strewn abandoned lot next door. She closed her eyes and pictured heirloom tomatoes, a beehive, and a chicken coop.What started out as a few egg-laying chickens led to turkeys, geese, and ducks. Soon, some rabbits joined the fun, then two three-hundred-pound pigs. And no, these charming and eccentric animals weren't pets; she was a farmer, not a zookeeper. Novella was raising these animals for dinner. Novella Carpenter's corner of downtown Oakland is populated by unforgettable characters. Lana (anal spelled backward, she reminds us) runs a speakeasy across the street and refuses to hurt even a fly, let alone condone raising turkeys for Thanksgiving. Bobby, the homeless man who collects cars and car parts just outside the farm, is an invaluable neighborhood concierge. The turkeys, Harold and Maude, tend to escape on a daily basis to cavort with the prostitutes hanging around just off the highway nearby. Every day on this strange and beautiful farm, urban meets rural in the most surprising ways.For anyone who has ever grown herbs on their windowsill, tomatoes on their fire escape, or obsessed over the offerings at the local farmers' market, Carpenter's story will capture your heart. And if you've ever considered leaving it all behind to become a farmer outside the city limits, or looked at the abandoned lot next door with a gleam in your eye, consider this both a cautionary tale and a full-throated call to action. Farm City is an unforgettably charming memoir, full of hilarious moments, fascinating farmers' tips, and a great deal of heart. It is also a moving meditation on urban life versus the natural world and what we have given up to live the way we do.(jacket)

    Based on nine core personality types, the enneagram reveals how your personality type and its associated traits can influence your relationships, work habits, and goals. With simple explanations and whimsical illustrations, Enneagram Empowerment gives you the tools to transform. • Identify your enneagram type • Learn about the defining characteristics of each type • Find out how your personality traits can influence your daily habits and interactions • Discover how to embrace the strengths of your type and overcome your weaknesses • Improve your relationships by deepening your understanding of others

    By teaching you to scrutinise your shopping habits and make sustainable purchases, she will inspire you to buy better, care more and reduce your carbon footprint by simply making your loved clothes last longer.Following Orsola's practical tips to lavish care and attention on the clothes you already own will not only have a positive environmental impact, but will be personally rewarding too: hand wash, steam and spot clean your clothes, air dry instead of tumble drying, or revive your clothes by sewing or crocheting.Fast fashion leaves behind a trail of human and environmental exploitation. Our wardrobes don't have to be the finish line; they can be a starting point. We can all care, repair and rewear. Do you accept the challenge?

    In the last half of The Resilient Gardener, Deppe extends and illustrates these principles with detailed information about growing and using five key crops: potatoes, corn, beans, squash, and eggs.In this book you'll learn how to:-Garden in an era of unpredictable weather and climate change-Grow, store, and use more of your own staple crops-Garden efficiently and comfortably (even if you have a bad back)-Grow, store, and cook different varieties of potatoes and save your own potato seed-Grow the right varieties of corn to make your own gourmet-quality fast-cooking polenta, cornbread, parched corn, corn cakes, pancakes and even savory corn gravy-Make whole-grain, corn-based breads and cakes using the author's original gluten-free recipes involving no other grains, artificial binders, or dairy products-Grow and use popbeans and other grain legumes-Grow, store, and use summer, winter, and drying squash-Keep a home laying flock of ducks or chickens; integrate them with your gardening, and grow most of their feed.The Resilient Gardener is both a conceptual and a hands-on organic gardening book, and is suitable for vegetable gardeners at all levels of experience. Resilience here is broadly conceived and encompasses a full range of problems, from personal hard times such as injuries, family crises, financial problems, health problems, and special dietary needs (gluten intolerance, food allergies, carbohydrate sensitivity, and a need for weight control) to serious regional and global disasters and climate change. It is a supremely optimistic as well as realistic book about how resilient gardeners and their vegetable gardens can flourish even in challenging times and help their communities to survive and thrive through everything that comes their way -- from tomorrow through the next thousand years. Organic gardening, vegetable gardening, self-sufficiency, subsistence gardening, gluten-free living.

    A pillar of Japanese culture for decades, Shinrin-Yoku is a way to reconnect with nature, from walking mindfully in the woods, to a break in your local park, to walking barefoot on your lawn.Forest Medicine expert, Dr Qing Li's research has proven that spending time around trees (even filling your home with house plants and vaporising essential tree oils) can reduce blood pressure, lower stress, boost energy, boost immune system and even help you to lose weight. Along with his years of ground-breaking research, anecdotes on the life-changing power of trees, Dr Li provides here the practical ways for you to try Shinrin-Yoku for yourself.

    She is the co-host of The High Low, the UK's most popular women's podcast. She is a broadcaster, a brand consultant, and a parent.But now Pandora turns her attention to authenticity. In her intimate, thought-provoking essay, The Authentic Lie, Pandora explores ideas about womanhood, mental health, social media, celebrity and the things that 'define' who we are. With the help of the brilliant author and journalist Elizabeth Day, who has written the foreword, we think it will get people talking.Why? Crucially, Pandora has taken a risk: placing her own experiences at the heart of this piece, readers are given an insight into someone who is acutely aware of the pressures we all face to ‘keep it real’.https://www.kickstarter.com/projects/...

    If you’re looking for practical information to answer all your “How?” “What?” and “Why?” questions about money, this book is for you. You’ll also learn all about insurance, mortgage options, marketing, bargain hunting and the most important element of all—giving. Now let’s be honest: This is the handbook of Financial Peace University.