This reassuring book debunks the generally-accepted claims about necessary savings rates, which can cause paranoia among those beginning to contemplate retirement. The authors offer greater insight into planning approaches that are not widely understood, demystifies retirement targets (age, savings, income), and outlines concrete approaches to maximizing retirement savings.Offers practical advice for dealing with the changes to Canada's retirement system Includes advice for calculating your Neutral Retirement Income Target Contains solid financial advice in accessible language Written by the Executive Chairman and Chief Actuary of Morneau Shepell Canada's national actuarial consulting firm The Real Retirement offers a down-to-earth guide for preparing for comfortable retirement and shows what it takes to achieve it.

    In these accounts, written with sensitivity as cautionary tales about what to do and what not to do in one of our wildest national parks, Whittlesey recounts deaths ranging from tragedy to folly—from being caught in a freak avalanche to the goring of a photographer who just got a little too close to a bison. Armchair travelers and park visitors alike will be fascinated by this important book detailing the dangers awaiting in our first national park.

    She ought to know: in thirty years she has personally trained 17,000 dogs and their owners in her weekend courses, teaching perfect obedience to basic commands in only six and a half hours. In this irresistible book, Barbara Woodhouse passes on to the reader the simple, effective techniques as well as the infectious, positive attitude that have enabled her to make the most unruly or nervous dog happily obedient -- sometimes within a few minutes, as astonished television audiences can attest. No Bad Dogs will leave every dog owner with both the skills and the indispensable attitude of love, firmness, and enthusiasm that gets results -- The Woodhouse Way.

    Lying by the road, he felt a tug whisking him off into a tunnel of light to meet his divine teacher in heaven. After several weeks in a coma, Tommy returned to earth to walk again with a heightened sense of connection to one and all.Around the same time, Dr. Stephen Sinatra, an integrative cardiologist, was dismantling the prevailing ideas of preventive pharmacology with his holistic approach to treatment. In their first encounter, Tommy got the intuitive message that Dr. Sinatra had an infection in his hip. Tommy s insight confirmed Dr. Sinatra s own suspicion. When Tommy shared with Dr. Sinatra the divine revelations of healing that he had learned, Dr. Sinatra was shocked the keys to solving the imbalance of energy that he had identified as the cause of most chronic illnesses were the same as those Tommy was relating.From this intersection of the divine and the scientific, Tommy Rosa and Dr. Sinatra began writing a prescriptive guide for healthy living. In "Health Revelations from Heaven and Earth," Tommy Rosa reveals the eight revelations, gleaned from God, that will lead you toward revitalized health, a newfound sense of purpose, and spiritual balance fully corroborated by Dr. Sinatra s four decades of medical expertise bringing heaven and earth a little bit closer.

    But according to naturalist Candace Savage, “bird brain,” as a pejorative expression, should be rendered obsolete by new research on the family of corvids: crows and their close relations.The ancients who regarded these remarkable birds as oracles, bringers of wisdom, or agents of vengeance were on the right track, for corvids appear to have powers of abstraction, memory, and creativity that put them on a par with many mammals, even higher primates. Bird Brains presents these bright, brassy, and surprisingly colorful birds in a remarkable collection of full-color, close-up photographs by some two dozen of the world’s best wildlife photographers.Savage’s lively, authoritative text describes the life and behavior of sixteen representative corvid species that inhabit North America and Europe. Drawing on recent research, she describes birds that recognize each other as individuals, call one another by “name,” remember and relocate thousands of hidden food caches, engage in true teamwork and purposeful play, and generally exhibit an extraordinary degree of sophistication.

    No matter if you use your RV just a few weekends and holidays a year or make it your full time home, you will find tips that will make your RV travels easier, safer and more enjoyable. You'll find tips that will save you time and money. You will find tips on getting your mail while traveling, internet access, boondocking, and work camping. You'll learn how to save money on camping fees just by choosing where to stay and staying longer. You will get tips on how you can customize your RV to make your home.Chapter TitlesRV Care & Maintenance TipsRV Boondocking – Dry-Camping – Overnighting TipsRV Camping TipsRV Park Reservation & Check-In ChecklistsRV Travel & Destination TipsRV Driving TipsRV Lifestyle TipsWork Camping TipsRV Accessories TipsRV Battery TipsRV Holding Tanks & Toilet TipsRV Fresh Water System TipsRV Electrical System TipsRV Refrigerator TipsMiscellaneous RV TipsTips for RVing With Dogs This book includes over 400 tips. You pay pennies for tips that can save you hundreds of dollars.About the Editors: As most folks do, we started out tent camping. In the late 1970s we ventured across the country from northern California to western Pennsylvania and back through Washington and Oregon in Steven’s boxy old 1965 Chevy van.   Those were the days, my friends. That trip had a lasting effect and over time we realized we were destined to be full time RVers. In 1995 we sold our house and a Recreational Vehicle became our home. An RV has been our home every since.

    He is the only remaining original member of the group since the inception of April Wine in 1969. Goodwyn grew up poor and is the classic “small-town kid makes good” success story. As a young teen, Goodwyn honed his skills, playing in bands such as East Gate Sanctuary and Woody’s Termites. From the very beginning, Goodwyn plotted the course of the band. His unique but classic rock voice gives April Wine a distinct and immediately recognizable sound. Ranging from hard rock classics to soulful ballads, his vocal range and style can really grab a hold of you. His songwriting skills are prolific. He has penned virtually every April Wine song. He has a knack with words and seems to have an ability to write a catchy tune at will. Through the ups and downs and changing faces of the band, the one thing that has remained constant is Myles Goodwyn. Even today and with their latest release and shift in direction, his voice is as strong and apparent as ever. Now in its fourth decade, April Wine continues to charge ahead as one of Canada’s very best rock bands. And as far as rock history goes, Myles Goodwyn is already a living legend (especially in the annals of Canadian rock history), being known as one of the all-time greats.In Just Between You and Me, Goodwyn shares the story of his upbringing, first at home in rural New Brunswick and then in the music business as the lead singer of one of Canada’s most popular bands ever, April Wine.

    . . . he has taken us on an unforgettable journey.” — Thomas McGuane, author of The Cadence of Grass and The Longest Silence: A Life in FishingThe New York Times has called James Prosek "the Audubon of the fishing world," and in Fly-Fishing the 41st, he uses his talent for descriptive writing to illuminate an astonishing adventure. Beginning in his hometown of Easton, Connecticut, Prosek circumnavigates the globe along the 41st parallel, traveling through Spain, Greece, Turkey, Armenia, Kyrgyzstan, China, and Japan. Along the way he shares some of the best fishing in the world with a host of wonderfully eccentric and memorable characters.

    The best-selling banjo method in the world! Earl Scruggs's legendary method has helped thousands of banjo players get their start. The Revised and Enhanced Edition features more songs, updated lessons, and many other improvements. It includes everything you need to know to start playing banjo, including: a history of the 5-string banjo, getting acquainted with the banjo, Scruggs tuners, how to read music, chords, how to read tablature, right-hand rolls and left-hand techniques, banjo tunings, exercises in picking, over 40 songs, how to build a banjo, autobiographical notes, and much more! The book/audio version includes recordings of Earl Scruggs playing and explaining over 60 examples! Audio is accessed online using the unique code inside the book and can be streamed or downloaded. The audio files include PLAYBACK+, a multi-functional audio player that allows you to slow down audio without changing pitch, set loop points, change keys, and pan left or right.

    Here too is expert information on feeding, bathing, communicating, proper equipment, plus safe interactions with children and other pets. Twenty-eight full-color photos and line drawings.

    Growing collections of adorable miniature plants in glass vessels is a great way to bring the indoors out and get back in touch with nature—no matter where you live and what time of year it is. Whether you reside in a tiny apartment, spend the bulk of your hours at an office desk, or just want to be better connected to green, living things, terrariums are the ticket. A wondrous combination of nature, gardening, and home decor, terrarium building and tending is both therapeutic and inspirational. Terrarium expert and teacher Maria Colletti makes designing your very own interior gardens easy with step-by-step photos of over twenty of her own terrarium designs. Plus, you'll get all the information you need about popular terrarium plants, such as tillandsias (air plants), orchids, mosses, cacti, succulents, and ferns. Transform basic glass containers, including vases, jars, vertical planters, hanging globes, tabletop greenhouses, and more, into miniature worlds of green. Once you know the basics (the plants, the vessels, and a basic understanding of soil, water, and humidity), you can mix and match for an endless exploration of your own creativity!

    In Africa, she slept in a tent, cooked over a campfire, and lived each day alongside the baboon colony her parents were studying. She could wield a spear as easily as a pencil, and it wasn't unusual to be chased by lions or elephants on any given day. But for the months of the year when her family lived in the United States, this brave kid from the bush was cowed by the far more treacherous landscape of the preppy, private school social hierarchy.Most girls Keena's age didn't spend their days changing truck tires, baking their own bread, or running from elephants as they tried to do their schoolwork. They also didn't carve bird whistles from palm nuts or nearly knock themselves unconscious trying to make homemade palm wine. But Keena's parents were famous primatologists who shuttled her and her sister between Philadelphia and Botswana every six months. Dreamer, reader, and adventurer, she was always far more comfortable avoiding lions and hippopotamuses than she was dealing with spoiled middle-school field hockey players. In Keena's funny, tender memoir, Wild Life, Africa bleeds into America and vice versa, each culture amplifying the other. By turns heartbreaking and hilarious, Wild Life is ultimately the story of a daring but sensitive young girl desperately trying to figure out if there's any place where she truly fits in.

    . .In You Are Here, bestselling author and celebrated astronaut Chris Hadfield creates a virtual orbit of Earth, giving us the really big picture: this is our home, from space. The millions of us who followed Hadfield's news-making Twitter feed from the ISS thought we knew what we were looking at when we first saw his photos. But we may have caught the beauty and missed the full meaning. Now, through photographs - many of which have never been shared - Hadfield unveils a fresh and insightful look at our planet. He sees astonishing detail and importance in these images, not just because he's spent months in space but because his in-depth knowledge of geology, geography and meteorology allows him to reveal the photos' mysteries.Featuring Hadfield's favourite images, You Are Here is divided by continent and represents one (idealized) orbit of the ISS. This planetary photo tour - surprising, playful, thought-provoking and visually delightful - provides a breathtakingly beautiful perspective on the wonders of the world. You Are Here opens a singular window on our planet, using remarkable photographs to illuminate the history and consequences of human settlement, the magnificence of newly uncovered landscapes, and the power of the natural forces shaping our world and the future of our species.

    Whether it's getting weeknight dinners on the table fairly fast (Basil Beef, Rhubarb Chops, or Carrot Juice Chicken) or leisurely cooking for dining at a slightly slower pace (Lamb Tagine, Holiday Hen, or Fennel Bass), Laura Calder shares recipes she's created at home in her own French kitchen.

    More than 770 basic phrases for everyday use enable you to communicate instantly on a host of topics: health and medical situations; essential services; boat, plane, and train travel; much more.