Best of
Poverty

2019

Home in the Woods


Eliza Wheeler - 2019
    Eliza Wheeler's book tells the story of what happens when six-year-old Marvel, her seven siblings, and their mom must start all over again after their father has died. Deep in the woods of Wisconsin they find a tar-paper shack. It doesn't seem like much of a home, but they soon start seeing what it could be. During their first year it's a struggle to maintain the shack and make sure they have enough to eat. But each season also brings its own delights and blessings—and the children always find a way to have fun. Most importantly, the family finds immense joy in being together, surrounded by nature. And slowly, their little shack starts feeling like a true home—warm, bright, and filled up with love.

Free Lunch


Rex Ogle - 2019
    As a poor kid in a wealthy school district, better-off kids crowd impatiently behind him as he tries to explain to the cashier that he’s on the free meal program. The lunch lady is hard of hearing, so Rex has to shout.Free Lunch is the story of Rex’s efforts to navigate his first semester of sixth grade—who to sit with, not being able to join the football team, Halloween in a handmade costume, classmates and a teacher who take one look at him and decide he’s trouble—all while wearing secondhand clothes and being hungry. His mom and her boyfriend are out of work, and life at home is punctuated by outbursts of violence. Halfway through the semester, his family is evicted and ends up in government-subsidized housing in view of the school. Rex lingers at the end of last period every day until the buses have left, so no one will see where he lives.Unsparing and realistic, Free Lunch is a story of hardship threaded with hope and moments of grace. Rex’s voice is compelling and authentic, and Free Lunch is a true, timely, and essential work that illuminates the lived experience of poverty in America.

The Bridge Home


Padma Venkatraman - 2019
    Life on the streets of the teeming city of Chennai is harsh for girls considered outcasts, but the sisters manage to find shelter on an abandoned bridge. There they befriend Muthi and Arul, two boys in a similar predicament, and the four children bond together and form a family of sorts. Viji starts working with the boys scavenging in trash heaps while Rukku makes bead necklaces, and they buy food with what little money they earn. They are often hungry and scared but they have each other--and Kutti, the best dog ever. When the kids are forced from their safe haven on the bridge, they take shelter in a graveyard. But it is now the rainy season and they are plagued by mosquitos, and Rukku and Muthu fall ill. As their symptoms worsen, Viji and Arul must decide whether to risk going for help--when most adults in their lives have proven themselves untrustworthy--or to continue holding on to their fragile, hard-fought freedom.

What Is Given from the Heart


Patricia C. McKissack - 2019
    "Misery loves company," Mama says to James Otis. It's been a rough couple of months for them, but Mama says as long as they have their health and strength, they're blessed. One Sunday before Valentine's Day, Reverend Dennis makes an announcement during the service-- the Temples have lost everything in a fire, and the church is collecting anything that might be useful to them. James thinks hard about what he can add to the Temple's "love box," but what does he have worth giving?

On the Clock: What Low-Wage Work Did to Me and How It Drives America Insane


Emily Guendelsberger - 2019
    There, the vending machines were stocked with painkillers, and the staff turnover was dizzying. In the new year, she traveled to North Carolina to work at a call center, a place where even bathroom breaks were timed to the second. And finally, Guendelsberger was hired at a San Francisco McDonald's, narrowly escaping revenge-seeking customers who pelted her with condiments.Across three jobs, and in three different parts of the country, Guendelsberger directly took part in the revolution changing the U.S. workplace. On the Clock takes us behind the scenes of the fastest-growing segment of the American workforce to understand the future of work in America--and its present. Until robots pack boxes, resolve billing issues, and make fast food, human beings supervised by AI will continue to get the job done. Guendelsberger shows us how workers went from being the most expensive element of production to the cheapest--and how low-wage jobs have been remade to serve the ideals of efficiency, at the cost of humanity.On the Clock explores the lengths that half of Americans will go to to make a living, offering not only a better understanding of the modern workplace, but also surprising solutions to make work more humane.

Stay


Bobbie Pyron - 2019
    She misses her house, her friends, and her privacy-and she hates being labeled the homeless girl at her new school. But while the shelter, Hope House, offers her new challenges, it also brings new friendships, like the girls in Firefly Girls Troop 423 and a sweet street dog named Baby. So when Baby's person goes missing, Piper knows she has to help. But helping means finding the courage to trust herself and her new friends, no matter what anyone says about them-before Baby gets taken away for good.Told in the alternating perspectives of Piper and Baby, this uplifting friendship tale celebrates the importance of hope, the power of story, and the true meaning of home.

The Prosperity Paradox: How Innovation Can Lift Nations Out of Poverty


Clayton M. Christensen - 2019
    Christensen, the author of such business classics as The Innovator’s Dilemma and the New York Times bestseller How Will You Measure Your Life, and co-authors Efosa Ojomo and Karen Dillon reveal why so many investments in economic development fail to generate sustainable prosperity, and offers a groundbreaking solution for true and lasting change.Global poverty is one of the world’s most vexing problems. For decades, we’ve assumed smart, well-intentioned people will eventually be able to change the economic trajectory of poor countries. From education to healthcare, infrastructure to eradicating corruption, too many solutions rely on trial and error. Essentially, the plan is often to identify areas that need help, flood them with resources, and hope to see change over time.But hope is not an effective strategy.Clayton M. Christensen and his co-authors reveal a paradox at the heart of our approach to solving poverty. While noble, our current solutions are not producing consistent results, and in some cases, have exacerbated the problem. At least twenty countries that have received billions of dollars’ worth of aid are poorer now.Applying the rigorous and theory-driven analysis he is known for, Christensen suggests a better way. The right kind of innovation not only builds companies—but also builds countries. The Prosperity Paradox identifies the limits of common economic development models, which tend to be top-down efforts, and offers a new framework for economic growth based on entrepreneurship and market-creating innovation. Christensen, Ojomo, and Dillon use successful examples from America’s own economic development, including Ford, Eastman Kodak, and Singer Sewing Machines, and shows how similar models have worked in other regions such as Japan, South Korea, Nigeria, Rwanda, India, Argentina, and Mexico.The ideas in this book will help companies desperate for real, long-term growth see actual, sustainable progress where they’ve failed before. But The Prosperity Paradox is more than a business book; it is a call to action for anyone who wants a fresh take for making the world a better and more prosperous place.

How the Other Half Learns: Equality, Excellence, and the Battle Over School Choice


Robert Pondiscio - 2019
    But that promise has seldom been kept for low-income children of color in America. In How the Other Half Learns, teacher and education journalist Robert Pondiscio focuses on Success Academy, the network of controversial charter schools in New York City founded by Eva Moskowitz, who has created something unprecedented in American education: a way for large numbers of engaged and ambitious low-income families of color to get an education for their children that equals and even exceeds what wealthy families take for granted. Her results are astonishing, her methods unorthodox.Decades of well-intended efforts to improve our schools and close the achievement gap have set equity and excellence at war with each other: If you are wealthy, with the means to pay private school tuition or move to an affluent community, you can get your child into an excellent school. But if you are poor and black or brown, you have to settle for equity and a lecture--about fairness. About the need to be patient. And about how school choice for you only damages public schools for everyone else. Thousands of parents have chosen Success Academy, and thousands more sit on waiting lists to get in. But Moskowitz herself admits Success Academy is not for everyone, and this raises uncomfortable questions we'd rather not ask, let alone answer: What if the price of giving a first-rate education to children least likely to receive it means acknowledging that you can't do it for everyone? What if some problems are just too hard for schools alone to solve?

Searching for Anna


Jenifer Carll-Tong - 2019
    A wealthy suitor. An entangled past that could tear them apart. A historical Christian romance from debut author Jenifer Carll-Tong. As the Great War rages in Europe, Anna Gibson struggles to make ends meet as a seamstress in a small dress shop in Lansing, Michigan. She is content with her life. Or, so she thinks. However, a handsome suitor from her former life unexpectedly reappears, and she finds herself questioning her future when he begins to open doors to her past. Warren Mallory has never taken life too seriously…until now. Suddenly, he is very serious about finding the amber-eyed beauty that has haunted his thoughts since she left him standing alone on that street corner. And once he has, he doesn’t plan to let her vanish again. But even as fate draws them together, the sparks of chemistry are doused when a mysterious package and a long-hidden secret threaten to drive them apart. Can Anna forgive the past in order to be with Warren, or will pride and misconceptions make her walk away from the only man she has ever loved? Buy Searching for Anna, the first book in the Love in Lansing series, today!

Skint Estate: A Memoir of Poverty, Motherhood and Survival


Cash Carraway - 2019
    She’s been moved around the system since she left home at sixteen. She’s also been called a stain on society. And she’s caught in a poverty trap.Skint Estate is the hard-hitting debut memoir about impoverishment, loneliness and violence – set against a grim landscape of sink estates, police cells, refuges and peepshows.

Becoming Whole: Why the Opposite of Poverty Isn't the American Dream


Brian Fikkert - 2019
    Families and communities are increasingly fragmented, loneliness is skyrocketing, and physical and mental health are on the decline. Our unprecedented wealth doesn’t seem to be doing us much good. Yet, when we try to help poor people at home or abroad, our implicit assumption is that the goal is to help them to become like us. "If they would just do things our way, they’d be fine!"But even when they seem to pursue our path, they too find that the American Dream doesn’t work for them. What if we have the wrong idea altogether? What if the molds we are using to help poor people don’t actually fit any of us? What if the goal isn’t to turn other countries into the United States or to turn America’s impoverished communities into its affluent suburbs?In Becoming Whole (building on the best-selling When Helping Hurts), Brian Fikkert and Kelly M. Kapic look at the true sources of brokenness and poverty and uncover the surprising pathways to human flourishing, for poor and non-poor alike. Exposing the misconceptions of both Western Civilization and the Western church about the nature of God, human beings, and the world, they redefine success and offer new ways of achieving that success. Through biblical insights, scientific research, and practical experience, they show you how the good news of the kingdom of God reshapes our lives and our poverty alleviation ministries, moving everybody involved towards wholeness.

It's a No-Money Day


Kate Milner - 2019
    Forced to visit the local foodbank, Mum feels ashamed that they have to rely on the kindness of others. Maybe one day things will be different but for now together they brighten up even the darkest of days.

Dignity: Seeking Respect in Back Row America


Chris Arnade - 2019
    Arnade's raw, deeply reported accounts cut through today's clickbait media headlines and indict the elitists who misunderstood poverty and addiction in America for decades.After abandoning his Wall Street career, Arnade decided to document poverty and addiction in the Bronx. He began interviewing, photographing, and becoming close friends with homeless addicts, and spent hours in drug dens and McDonald's. Then he started driving across America to see how the rest of the country compared. He found the same types of stories everywhere, across lines of race, ethnicity, religion, and geography.The people he got to know, from Alabama and California to Maine and Nevada, gave Arnade a new respect for the dignity and resilience of what he calls America's Back Row--those who lack the credentials and advantages of the so-called meritocratic upper class. The strivers in the Front Row, with their advanced degrees and upward mobility, see the Back Row's values as worthless. They scorn anyone who stays in a dying town or city as foolish, and mock anyone who clings to religion or tradition as naive.As Takeesha, a woman in the Bronx, told Arnade, she wants to be seen she sees herself: "a prostitute, a mother of six, and a child of God." This book is his attempt to help the rest of us truly see, hear, and respect millions of people who've been left behind.

Fatechanger: Penny Lost


L.M. Poplin - 2019
    But when Penn is robbed, and the pickpockets kidnap the head newsboy, she finds herself stuck in the middle of a dangerous rivalry, questioning her loyalties to either side and to herself.After a violent fistfight with a fellow pickpocket, Penn incurs a life-threatening infection. As her supposed enemy nurses her back to health—discovering she’s a girl and befriending her in the process—Penn realizes that someone else must have betrayed her. Her ensuing investigation reveals not only the truth of her betrayer’s identity but also her own.

Ruby's Hope: A Story of How the Famous "Migrant Mother" Photograph Became the Face of the Great Depression


Monica Kulling - 2019
    Behind this renowned portrait is the story of a family struggling against all odds to survive.Dust storms and dismal farming conditions force young Ruby's family to leave their home in Oklahoma and travel to California to find work. As they move from camp to camp, Ruby sometimes finds it hard to hold on to hope. But on one fateful day, Dorothea Lange arrives with her camera and takes six photographs of the young family. When one of the photographs appears in the newspaper, it opens the country's eyes to the reality of the migrant workers' plight and inspires an outpouring of much needed support.Bleak yet beautiful illustrations depict this fictionalized story of a key piece of history, about hope in the face of hardship and the family that became a symbol of the Great Depression.

Mail-Order Mishaps: 4 Brides Adapt When Marriage Plans Go Awry


Vickie McDonough - 2019
    Right Go Wrong in the Old West  The Bride’s Dilemma by Susan Page Davis Wyoming, 1883 Eve Martin arrives in Cheyenne to learn that man she came to marry is in jail, accused of a violent murder. Should she get on the next eastbound train, or has God brought her here to help save Caleb Blair’s life?  Romancing the Rancher by Linda Ford Montana, 1886 Amelia expects a safe home for herself and her niece as mail-order bride to Zach Taggerty. Only Zach has never heard of her, and the last thing he needs is more complications in his life.  The Marriage Sham by Vickie McDonough Texas, 1888 Mail-order bride Zola Bryant is devastated. Her newlywed husband is dead. But even worse, they were never truly married because the man who wed them was an outlaw not a preacher. What will she do now that her life and reputation are in tatters?  The Galway Girl by Erica Vetsch Kansas, 1875 A mail-order mix-up sends Irish lass Maeve O’Reilly to the Swedish community of Lindsborg, Kansas. Will Kaspar Sandberg consider it a happy accident or a disaster to be rectified as soon as possible?

The Truth of Things (Conkers)


Anthony McGowan - 2019
    

JUJU: Life on the East Side


Tamario Pettigrew - 2019
    It should be on summer reading lists and in high school libraries everywhere. BlueInk ReviewClarion Rating: 5 out of 5JuJu is a harrowing and hopeful novel, and Pettigrew's writing is diamond sharp. Foreword Clarion Reviews Pettigrew speaks with an authentic, compelling voice... Vivid and poignant... Kirkus ReviewsIt's a powerful book, based on palpable authenticity... Jack Foran, The PublicThirteen-year-old JuJu reluctantly moves into a shack with his mother and siblings. The move is a downgrade from the more welcoming working-class neighborhood he grew accustomed to before his mother lost her night job in the recession. Set on the East Side of Buffalo, NY, JuJu provides a window into the poverty stricken, segregated, urban childhood.Years of reading classic novels with his often-hospitalized younger sister gives JuJu a dream of writing his own stories about what it's actually like to live in the ghetto. His escape into novels can't prevent his reality on the primarily black East Side, which is filled with murder, drugs, incarceration, and blatant and continual police brutality. On the East Side, JuJu struggle to protect himself, his mother, and his sisters as they navigate his openly hostile, racially-divided city.

Girl of the Southern Sea


Michelle Kadarusman - 2019
    Now fourteen, Nia would love nothing more than to continue her education and become a writer. But high school costs money her family doesn’t have; everything her father earns selling banana fritters at the train station goes to their meager existence in the Jakarta slums―assuming he doesn’t drink it all away first.But Nia―forced to grow up too soon to take care of her baby brother following their mother’s death during childbirth―is determined to find a way to earn her school fees. After she survives a minibus accident unharmed and the locals say she is blessed with ‘good luck magic,’ Nia exploits the notion for all its worth by charging double for her fried bananas. Selling superstitions can be dangerous, and when the tide turns and she discovers her father’s secret plan to marry her off to a much older admirer, It becomes clear that Nia’s future is being mapped without her consent.If Nia is to write a new story for herself, she must overcome more obstacles than she could ever have conceived of for her mythical princess, and summon courage she isn’t sure she has.

Four Historical Adventures (White Spirit / Into the Americas / World Odyssey / Fiji: A Novel)


Lance Morcan - 2019
    FOUR HISTORICAL ADVENTURES spans over 2,000 action-packed pages. Each epic tale is set in the 19th Century and each has strong romantic themes.White Spirit (A novel based on a true story)Into the Americas (A novel based on a true story)World Odyssey (The World Duology, Book 1)Fiji: A Novel (The World Duology, Book 2)White Spirit (A novel based on a true story):This epic novel is based on the remarkable true story of Irish convict John Graham who escapes the notorious Moreton Bay Penal Settlement on Australia’s east coast to find sanctuary with the Kabi, a tribe of Aborigines who eventually accept him as one of their own. John is torn between two women – one black, one white – and is forced to choose between them.Into the Americas (A novel based on a true story):A gritty, real-life adventure based on one of history’s greatest wilderness survival stories. It’s a tale of two vastly different cultures – North America’s First Nations people and European civilization – colliding head on in the early 1800’s in the Pacific Northwest. One reviewer says the action is relentless. Another describes it as a Romeo and Juliet story set in the wilderness.World Odyssey (The World Duology, Book 1):This novel follows the fortunes of three young travelers. Their adventures span sixteen years and see them engage with Native Americans, Barbary Coast pirates, Aborigines, Maoris and Pacific Islanders as they travel around the world – from America to Africa, from England to the Canary Islands, to Australia, New Zealand and the Pacific Islands. Their adventures continue in Fiji.Fiji: A Novel (The World Duology, Book 2):A continuation of the dramatic adventures of the travelers who feature in book one in the duology, this novel is set entirely in Fiji. English missionary Susannah Drake wants to convert the Fijians while American adventurer Nathan Johnson wants to trade muskets to them. There’s conflict ahead. The unlikely pair soon have to depend on each other for their very survival.

Riding for Deliveroo: Resistance in the New Economy


Callum Cant - 2019
     His vivid account of the reality is grim. Workers are being tyrannised by algorithms and exploited for the profit of the few - but they are not taking it lying down. Cant reveals a transnational network of encrypted chats and informal groups which have given birth to a wave of strikes and protests. Far from being atomised individuals helpless in the face of massive tech companies, workers are tearing up the rulebook and taking back control. New developments in the workplace are combining to produce an explosive subterranean class struggle - where the stakes are high, and the risks are higher. Riding for Deliveroo is the first portrait of a new generation of working class militants. Its mixture of compelling first-hand testimony and engaging analysis is essential for anyone wishing to understand class struggle in platform capitalism.

Punishment: A Love Story


Eve Tushnet - 2019
     Desiree Schulman is home from federal prison—almost. When Des returns to Washington, DC under "conditional release," she wants three things: to repair her relationships, to practice humility, and to stay out of prison. So she reconnects with her local sadomasochists' group, and pursues an elusive ex. She takes a state-mandated job cleaning (and judging) other people's houses, flings a few prayers at whatever Higher Power might be listening, and spends her group therapy trying to justify her happy childhood to the women of her halfway house. But Des's downwardly-mobile skid through the gentrifying city is more dangerous than she realizes. Behind a high fence in wealthy Upper Northwest, a cult is preying on vulnerable women. And when Des discovers their secret, she'll have to find out whether she's willing to risk her own freedom for somebody else's. Set in the shadow of the 2016 elections, Punishment is a story about all the ways we surrender: the ridiculous ways and the sublime ways and the sad sordid ways; the ways which damage us and the ways which may, if we're lucky, heal us.

Escape This Book! Titanic


Bill Doyle - 2019
    You will have three chances to survive the Titanic's fateful voyage. Decide which path to take first.Passenger: Exploring the ship is fun! Just don't get caught on the wrong deck when there's an iceberg ahead!Crew Member: You work for a family in first class. Can you persuade them to save you along with their beloved dog?Stowaway: You snuck onto this ship. Can you draw your way onto a lifeboat?In the Escape This Book! series, YOU are the star of history! Doodle your way through adventures as you decide the best path for survival. Don't be afraid to rip or fold a page. . . . Your escape may depend on it!

Disney Junior Fancy Nancy: Nancy and the Nice List


Walt Disney Company - 2019
    But not just any bike...she wants one that’s fuchsia. That's fancy for pink and purple. Nancy needs to get on Santa's nice list, so she spends her holiday trying to be nice. But eventually, she learns the true meaning of Christmas.This deluxe storybook includes one sheet of stickers and two letters to Santa!Disney Junior’s Fancy Nancy is an animated children’s series starring six-year-old Nancy, a girl who is fancy in everything from her advanced vocabulary to her creative, elaborate attire. The show is based on the New York Times bestselling book series Fancy Nancy by Jane O’Connor and Robin Preiss Glasser.

Liberia & the Quest for Freedom (The Half That's Never Been Told Book 1)


C. Patrick Burrowes - 2019
    To a greater extent, that is true for Liberia, a country to which blacks from the Americas returned. Liberia’s recent civil war, the trans-Atlantic slave trade inflicted pains, traumas and losses that cannot be ignored out of existence. Driven beneath the surface, they corrode our conscience and erode our humanity. By pretending they did not happen, we destroy our ability to tell right from wrong, victims from villains. Echoes of the slavery era can be heard in the derogatory names we call each other like “Gio,” “Belle,” and “ex-slaves.” Liberians living today are called upon to build peace by doing away with relations of great inequality. They have no better examples than the first generation of Liberians, both repatriates and indigenous, who worked together to do just that.

Who Owns Poverty?


Martin Burt - 2019
    This is a story of a powerful data-driven methodology being used in a dozen countries across 5 continents. It’s a new approach that puts poor families in charge of defining and diagnosing their own unique, multidimensional poverty—who by owning the problem, own the solution. This book is for all the governments, development NGOs, charities, dreamers, thinkers, doers and leaders who are frustrated with limiting their aspirations to reducing poverty, or alleviating its effects—and the lack of progress we face in doing either. This is a book about unleashing trapped energy within poor families to do the unthinkable: eliminate global poverty once and for all.

Bowery Mission: Grit and Grace on Manhattan's Oldest Street


Jason Storbakken - 2019
    The Bowery has long been one of New York City's most notorious streets, a magnet for gangsters, hucksters, and hobos. And despite sweeping changes, it is still all too often the end of the road for troubled war veterans, drug addicts, the mentally ill, the formerly incarcerated, and others generally down on their luck. Against this backdrop, for 140 years, Christians of every stripe have been coming together at the Bowery Mission to offer hearty meals, hot showers, clean beds, warm clothes - and, for thousands of homeless over the years, the help they need to get off the streets and back on their feet.Jason Storbakken, a recent Bowery director, retraces that colorful history and profiles some of the illustrious characters that have made the Bowery an iconic New York institution. His book offers a lens through which to better understand the changing faces of homelessness, of American Christianity, and of New York City itself - all of which converge daily at the Bowery Mission's red doors.

Lena's Slippers


Ioana Hobai - 2019
    Despite this, nothing is going to stop Lena from dancing. As the day of the recital draws closer, Lena works hard come up with a creative solution and enjoys her shining moment on stage, learning along the way that what you do is more important than what you wear.Lena’s passion for performing will inspire readers, especially aspiring dancers. Parents will love that it teaches kids not to get caught up in artificial, materialistic ideals. With lovely illustrations, this heartwarming story highlights the power of perseverance and the joy of creativity.

Pluriverse: A Post–Development Dictionary


Ashish Kothari - 2019
    It offers critical essays on mainstream solutions that ‘greenwash’ development, and presents radically different worldviews and practices from around the world that point to an ecologically wise and socially just world.Ashish Kothari is with Kalpavriksh and Vikalp Sangam in India, and co-editor of Alternative Futures: India Unshackled.Ariel Salleh is an Australian scholar-activist, author of Ecofeminism as Politics and editor of Eco-Sufficiency and Global Justice. Arturo Escobar teaches at University of North Carolina, and is author of Encountering Development.Federico Demaria is with Autonomous University of Barcelona, and co-editor of Degrowth: A Vocubalary for a New Era. Alberto Acosta is an Ecuadorian economist and activist, and former President of the Constituent Assembly of Ecuador.

I Was Hungry: Cultivating Common Ground to End an American Crisis


Jeremy K Everett - 2019
    One in eight Americans struggles with hunger, and more than thirteen million children live in food insecure homes. As Christians we are called to address the suffering of the hungry and poor: "For I was hungry, and you gave me food . . ." (Matthew 25:35). However, the problems of hunger and poverty are too large and too complex for any one of us to resolve individually.I Was Hungry offers not only an assessment of the current crisis but also a strategy for addressing it. Jeremy Everett, a noted advocate for the hungry and poor, calls Christians to work intentionally across ideological divides to build trust with one another and impoverished communities and effectively end America's hunger crisis. Everett, appointed by US Congress to the National Commission on Hunger, founded and directs the Texas Hunger Initiative, a successful ministry that is helping to eradicate hunger in Texas and around the globe. Everett details the organization's history and tells stories of its work with communities from West Texas to Washington, DC, helping Christians of all political persuasions understand how they can work together to truly make a difference.

Poverty as Ideology: Rescuing Social Justice from Global Development Agendas


Andrew Fischer - 2019
    And yet our fundamental understanding of the causes of poverty has seen little progress. Despite the vast literature on poverty studies, this scholarship has not resolved, and often does not even address, the central debate around the creation and division of wealth within and across societies.   In Poverty as Ideology, Andrew Fischer shows that these shortcomings stem from ideologically driven views of poverty and anti-poverty policies, which have in turn shaped how it is conceived and measured. Poverty studies have, in effect, served to reinforce the prevailing neoliberal orthodoxy, and have too often ignored the wider interests of social justice. An effective and lasting solution to global poverty, Fischer argues, requires us to reclaim the development agenda from the ‘poverty industry’ this orthodoxy has created, and to reorient our efforts away from current fixations on productivity and towards the more equitable distribution of wealth and resources.   Offering a comprehensive and accessible critique of the key concepts and research methods within development and poverty studies, the book upends much of the received wisdom to provide an invaluable resource for students, teachers and researchers across the social sciences.

Credit Where It's Due: Rethinking Financial Citizenship


Frederick F. Wherry - 2019
    lack a credit score at time when credit invisibility can reduce one’s ability to rent a home, find employment, or secure a mortgage or loan. As a result, individuals without credit—who are disproportionately African American and Latino—often lead separate and unequal financial lives. Yet, as sociologists and public policy experts Frederick Wherry, Kristin Seefeldt, and Anthony Alvarez argue, many people who are not recognized within the financial system engage in behaviors that indicate their credit worthiness. How might institutions acknowledge these practices and help these people emerge from the financial shadows? In Credit Where It’s Due, the authors evaluate an innovative model of credit-building and advocate for a new understanding of financial citizenship, or participation in a financial system that fosters social belonging, dignity, and respect.   Wherry, Seefeldt, and Alvarez tell the story of the Mission Asset Fund, a San Francisco-based organization that assists mostly low- and moderate-income people of color with building credit. The Mission Asset Fund facilitates zero-interest lending circles, which have been practiced by generations of immigrants, but have gone largely unrecognized by mainstream financial institutions. Participants decide how the circles are run and how they will use their loans, and the organization reports their clients’ lending activity to credit bureaus. As the authors show, this system not only helps clients build credit, but also allows them to manage debt with dignity, have some say in the creation of financial products, and reaffirm their sense of social membership. The authors delve into the history of racial wealth inequality in the U.S. to show that for many black and Latino households, credit invisibility is not simply a matter of individual choices or inadequate financial education. Rather, financial marginalization is the result of historical policies that enabled predatory lending, discriminatory banking and housing practices, and the rollback of regulatory protections for first-time homeowners.   To rectify these inequalities, the authors propose common sense regulations to protect consumers from abuse alongside new initiatives that provide seed capital for every child, create affordable short-term loans, and ensure that financial institutions treat low- and moderate-income clients with equal respect. By situating the successes of the Mission Asset Fund in the larger history of credit and debt, Credit Where It’s Due shows how to prioritize financial citizenship for all.