Whether you are a rookie or an established Broker, this is the guide you need to lay the foundations for long-term success. Author Dustan Woodhouse has packed this book with dozens of tips and lessons gleaned from personal experience processing over 1,300 mortgage files and taking in over 2,000 applications verbally. You'll learn... - The old-school piece of technology that's every broker's best friend - How to have a complete application built by the time the very first phone call ends - When smart brokers decide to walk away from a file - Where to invest your marketing dollars (and where you'd just be throwing that money away) - How to trade cold-calling for warm-calling - How the "paycheque mentality" can sink your business, and what to do about it Every step, every tip, every process is aimed at building long-term relationships with clients and referral partners alike. It's all designed to get you to the holy grail of a referral-only business. Your mantra? Get the application. Here's how to do it.

    Even in Hell, love can bloom.

    It is the most slimmer-friendly eating system there is and is based on a deep understanding of the challenges faced by overweight people - no foods are banned, there is no calorie counting and there are hundreds of 'free foods' that can be eaten in unlimited amounts. Published to coincide with the 40th anniversary of Slimming World, Best Ever Recipes draws on Slimming World's 40 years of unrivalled experience in helping slimmers achieve their target weight. Packed with nutritional, lifestyle and diet information, as well as more than 120 new, healthy yet delicious recipes, it is the definitive guide to successful - and enjoyable - weight loss.

    Goodreads reviews for 100 Bible Facts About Jesus Reviews from Goodreads.com

    These memoirs take him from enjoying the odd cold beer sailing peacefully across the Indian Ocean to being trapped in a war zone. Here he sees life at sea changing from the leisurely days of general cargoes to the hectic computerised containerships. He seems to have done it all – rescuing drug runners from the ice, dredging aggregates in the North Sea and finally skippering a ‘steamer’ on a tranquil lake. This volume is the second of Bob’s memoirs covering his service as master on a wide variety of ships. The first book ‘I think I’ll go to sea’ relates to his experiences climbing up through the ranks. In this book he has to flee the USA to avoid arrest for drug smuggling, assists rescuing a ship’s crew when their ship sinks in pack ice and gets stuck in the middle of the Iraq/Iran war. He also experiences alcohol free ships which take away the pleasure of his ‘cold beer’

    The home was unkempt and rubbish was littered all over the floor. Dirty nappies were piled up in a corner of the room, which made the room have an awful stench. None of Jacksons bottles were being sterilised before use, and the water that was to make up the formula was tap water….straight from the tap and unboiled."

    Read on your PC, Mac, Smart Phone, Tablet or Kindle device. Discover facts and opinions about some of the most mysterious people that have ever lived. Did you know that a man considered one of the greatest psychics ever was on Adolph Hitler's death list? Did you know that the Public Information Officer at Roswell Air Force Base admitted he had seen alien bodies from the 1947 Roswell incident before he died in 2005? Kids will learn what is known and not known about many mysterious people. Were these people really as strange and mysterious as they seemed? Kids can make up their own minds after reading these exciting stories. Here is a Preview of What You Will Discover in This Book Did you know that only a small part of D.B. Cooper's hijack money has ever been discovered? Did he live to spend most of it? Did you know that two mysterious children suddenly appeared in an English village claiming to have lived in an underground world and that they were both green? It's strange but true that the "Man in the Iron Mask" may have been the twin brother of the King of France. Did you know that the rulers of Russia believed that Rasputin the Mad Monk had healing powers after he was able to heal their young son and stop his bleeding. Did you know that the National Geographic Channel reported that the 1962 Alcatraz escapees may have truly escaped and not drowned? Find out how this is possible and much, much more Download Your Copy Today! Take action today and download this book for a limited time discount of only $0.99!

    They fought in all the major air operations. Thousands lost their lives. Only one in four aircrews completed their bomber tours: some were killed in action, some in training, others became prisoners of war. All volunteered. These are the stories of the valiant Canadians who fought in this brutal war.

    James Bond isn't a secret agent. The funny bone isn't a bone. E-readers like the Kindle were invented in 1949. Slavery has never been more common as it is today. Neanderthals were extremely smart and were able to speak. Vikings invented rap battles. Natural oranges aren't orange. Rats didn't cause the Black Death. Halitosis doesn't exist. Buddhists don't worship Buddha. Everyone mispronounces "Nutella." St. Patrick wasn't Irish. There has never been 50 states in the United States. Selfies aren't a recent fad. They have existed since 1839. Guardian angels aren't mentioned in the Bible. A comatose person can speak and walk around. Nicotine doesn't cause cancer.

    

    He was 47 years old. During his time on the ground he kept a diary. Humorous, authentic and sad, it is a warts and all account of infantry soldiering in a hot and dangerous place. This is his storty.

    Lots of laughs and tears are part of the job. Combat, test flying and, as the title implies, high risk. A Silver Star recipient, much of my OV-10 combat time was in Laos. Started with the F-100 in Europe and finished my career as test director to make the F-100 a target.

    Into primary training, the voyage overseas, and being sunk in the Mediterranean sea. Resuming the voyage on a bluddy awful peacetime troop ship. Deolali, being held back for glasses. |No Jungle training, which it would seem most everyone else got. The siege of Imphal, then more than 500 miles chasing the Japs out of Burma. The dropping of the atom bomb which saved us from the invasion of Malaya.

    Bump to Birthday - a beautifully designed, colour illustrated, combined pregnancy and first year baby journal - will inspire any parent-to-be to capture the unique story of the journey of pregnancy and baby's precious first year.

    In this jam packed pages you’ll discover the secrets behind the masters of Manga and Anime drawing. From drawing Manga boys to Manga girls as well as Chibi and even dragons!You’ll learn awesome action poses and how to best draw the body and not just using standard methods but unique and different methods that will allow you to draw any body type in any pose. You’ll learn the secrets to drawing hands, ears and eyes as well emotions to really make your viewers connect with your characters. There’s no holding back in this tutorial and you can literally start learning to draw immediately. Just download now by scrolling up to download.Here is a detailed breakdown of what you will learn:• Drawing Resources• Drawing Eyes• Step By Step Guide To Drawing The Eye• Placing The Eyes• Drawing Eyes Part 2• Different Views of the Eyes• Drawing Emotions• Tips for Drawing Emotions• Examples of Emotions• Drawing Emotions Advanced Users• Drawing Ears• Step By Step Guide To Drawing The Ears• Placing The Ears• Drawing Ears Part Advanced Users• Different Views of the Ears• Drawing Boys & Shoujo• Step By Step Guide To Drawing Manga Boys• Drawing Girls & Shoujo• Step By Step Guide To Draw Manga Girls• How To Draw The Body• Step By Step Guide To Drawing Poses• Drawing a Sexy Pose• Drawing Action Poses• Action Poses Advanced Users• How To Draw Hands• Drawing Men• Step By Step Guide To Drawing Men• Drawing Women• Step By Step Guide To Drawing Women• How To Draw Clothes• How To Draw Chibi• Step By Step Guide To Drawing Chibi• Drawing Chibi Part 2• Drawing Chibi Eyes• Different Views of Chibi• Drawing Chibi Part 3• How To Draw A Dragon Anime StyleGrab this tutorial right now and you’ll be drawing Manga in hours. Scroll up and download.