There’s just one problem: those and many simi­lar statements are false. For the past few decades, Americans have spent billions of dollars on personal finance products. As salaries have stagnated and companies have cut back on benefits, we’ve taken matters into our own hands, embracing the can-do attitude that if we’re smart enough, we can overcome even daunting financial obstacles. But that’s not true. In this meticulously reported and shocking book, journalist and former financial columnist Helaine Olen goes behind the curtain of the personal finance industry to expose the myths, contradictions, and outright lies it has perpetuated. She shows how an industry that started as a response to the Great Depression morphed into a behemoth that thrives by selling us products and services that offer little if any help. Olen calls out some of the biggest names in the business, revealing how even the most respected gurus have engaged in dubious, even deceitful, prac­tices—from accepting payments from banks and corporations in exchange for promoting certain prod­ucts to blaming the victims of economic catastrophe for their own financial misfortune. Pound Foolish also disproves many myths about spending and saving, including:Small pleasures can bankrupt you: Gurus popular­ized the idea that cutting out lattes and other small expenditures could make us millionaires. But reduc­ing our caffeine consumption will not offset our biggest expenses: housing, education, health care, and retirement.Disciplined investing will make you rich: Gurus also love to show how steady investing can turn modest savings into a huge nest egg at retirement. But these calculations assume a healthy market and a lifetime without any setbacks—two conditions that have no connection to the real world.Women need extra help managing money: Product pushers often target women, whose alleged financial ignorance supposedly leaves them especially at risk. In reality, women and men are both terrible at handling finances.Financial literacy classes will prevent future eco­nomic crises: Experts like to claim mandatory sessions on personal finance in school will cure many of our money ills. Not only is there little evidence this is true, the entire movement is largely funded and promoted by the financial services sector.  Weaving together original reporting, interviews with experts, and studies from disciplines ranging from behavioral economics to retirement planning, Pound Foolish is a compassionate and compelling book that will change the way we think and talk about our money.

    And to do this wholeheartedly, energetically and joyfully.’ Finally! A book about saving our planet that is fast, funny and inspiring too. Isabel doesn’t bother with an examination of the problem but gets right on with the solutions. Her aim: to look for every single way that we can take care of the planet; how we live and work, travel, shop, eat, drink, dress, vote, play, volunteer, bank – everything. The feel-good book of the year for anyone who loves nature and knows that one person can make a HUGE difference. ‘This is the joy we need in our lives.’ - George Monbiot ‘She gave my spirit a lift and my feet somewhere to stand.’ - Sir Mark Rylance ‘Practical and realistic as well as visionary.’ - Dr Rowan Williams ‘A manifesto of brilliant advice offered with humility and good grace. A practical guide to empower us all.’ - Isabella Tree ISABEL LOSADA is the bestselling author of six previous books including The Battersea Park Road to Enlightenment.

    At the moment, the scales are unfairly balanced and I just want things to be fair for my children, my grandchildren and future generations.’On 13 June 2020, Patrick Hutchinson, a black man, was photographed carrying a white injured man to safety during a confrontation in London between Black Lives Matter demonstrators and counter-protestors. The powerful image was shared and discussed all around the world.Everyone versus Racism is a poignant letter from Patrick to his children and grandchildren. Writing from the heart, he describes the realities of life as a black man today and why we must unite to inspire change for generations to come.

    Wildfires rage across the American West. Glaciers collapse in the Artic. Politicians, activists, and the media espouse a common message: climate change is destroying the planet, and we must take drastic action immediately to stop it. Children panic about their future, and adults wonder if it is even ethical to bring new life into the world. Enough, argues bestselling author Bjorn Lomborg. Climate change is real, but it's not the apocalyptic threat that we've been told it is. Projections of Earth's imminent demise are based on bad science and even worse economics. In panic, world leaders have committed to wildly expensive but largely ineffective policies that hamper growth and crowd out more pressing investments in human capital, from immunization to education. False Alarm will convince you that everything you think about climate change is wrong -- and points the way toward making the world a vastly better, if slightly warmer, place for us all.

    Now New York Times bestselling author Arthur C. Brooks offers a bold new vision for conservatism as a movement for happiness, unity, and social justice—a movement of the head and heart that boldly challenges the liberal monopoly on "fairness" and "compassion."Many Americans today see two dispiriting political choices: ineffective compassion on one side and heartless pragmatism on the other. Progressives have always presented themselves as champions of the poor and vulnerable. But they have not succeeded—more and more people are hopeless and dependent on government. Meanwhile, conservatives possess the best solutions to the problems of poverty and declining mobility. Yet because they don't speak in a way that reflects their concern and compassion, many Americans don't trust them. Americans know that outmoded redistribution yields poor results and does little for the pursuit of happiness. But there seems to be no conservative alternative that looks out for those struggling to get by.Arthur Brooks, one of the country's leading policy experts and the president of the American Enterprise Institute, has considered these issues for decades. Drawing on years of research on the sources of happiness and the conditions of human flourishing, Brooks presents a social justice agenda for a New Right. Proposing a set of practical policies firmly grounded in the four "institutions of meaning"—family, faith, community, and meaningful work—Brooks describes a government safety net that actually lifts people up, and offers a vision of true hope through earned success.Brooks argues that it is time for a new kind of conservatism, one that fights poverty, promotes equal opportunity, and extols spiritual enlightenment. It is an inclusive, optimistic movement with a positive agenda to help people lead happier and more fulfilling lives.Clear, well-reasoned, accessible, and free of vituperative politics, The Conservative Heart is a welcome new strategy for conservatives looking for fresh, actionable ideas—and for politically independent citizens who believe that neither side is adequately addressing their needs or concerns.

    And as outbreaks of COVID-19, Ebola, MERS, and Zika have demonstrated, we are woefully underprepared to deal with the fallout. So what can -- and must -- we do in order to protect ourselves from mankind's deadliest enemy?Drawing on the latest medical science, case studies, policy research, and hard-earned epidemiological lessons, Deadliest Enemy explores the resources and programs we need to develop if we are to keep ourselves safe from infectious disease. The authors show how we could wake up to a reality in which many antibiotics no longer cure, bioterror is a certainty, and the threat of a disastrous influenza or coronavirus pandemic looms ever larger. Only by understanding the challenges we face can we prevent the unthinkable from becoming the inevitable.Deadliest Enemy is high scientific drama, a chronicle of medical mystery and discovery, a reality check, and a practical plan of action.

    Weakened from imprisonment and hunger strikes, she is nevertheless determined to invigorate the stagnant suffrage movement in her homeland. Nine states have already granted women voting rights, but only a constitutional amendment will secure the vote for all.To inspire support for the campaign, Alice organizes a magnificent procession down Pennsylvania Avenue in Washington, DC, the day before the inauguration of President-elect Woodrow Wilson, a firm antisuffragist.Joining the march is thirty-nine-year-old New Yorker Maud Malone, librarian and advocate for women’s and workers’ rights. The daughter of Irish immigrants, Maud has acquired a reputation—and a criminal record—for interrupting politicians’ speeches with pointed questions they’d rather ignore.Civil rights activist and journalist Ida B. Wells-Barnett resolves that women of color must also be included in the march—and the proposed amendment. Born into slavery in Mississippi, Ida worries that white suffragists may exclude Black women if it serves their own interests.On March 3, 1913, the glorious march commences, but negligent police allow vast crowds of belligerent men to block the parade route—jeering, shouting threats, assaulting the marchers—endangering not only the success of the demonstration but the women’s very lives.Inspired by actual events, The Women’s March offers a fascinating account of a crucial but little-remembered moment in American history, a turning point in the struggle for women’s rights.

    By focusing the majority of their message and resources on urban and coastal voters, Democrats have sacrificed entire regions of the country where there is more common ground and shared values than what appears on the surface.In Harvest the Vote, Jane Kleeb, chair of Nebraska’s Democratic Party and founder of Bold Nebraska, brings us a lively and sweeping argument for why the Democrats shouldn’t turn away from rural America. As a party leader and longtime activist, Kleeb speaks from experience. She’s been fighting the national party for more resources and building a grassroots movement to flex the power of a voting bloc that has long been ignored and forgotten.Kleeb persuasively argues that the hottest issues of the day can be solved hand in hand with rural people. On climate change, Kleeb shows that the vast spaces of rural America can be used to enact clean energy innovations. And issues of eminent domain and corporate overreach will galvanize unlikely alliances of family farmers, ranchers, small business owners, progressives, and tribal leaders, much as they did when she helped fight the Keystone XL pipeline. The hot-button issues of guns and abortion that the Republican Party uses to wedge voters against one another can be bridged by putting a megaphone next to issues critical to rural communities.Written with a fiery voice and commonsense solutions, Harvest the Vote is both a call to action and a much-needed balm for a highly divided nation.

    In Beloved Beasts, acclaimed science journalist Michelle Nijhuis traces the movement’s history: from early battles to save charismatic species such as the American bison and bald eagle to today’s global effort to defend life on a larger scale.She describes the vital role of scientists and activists such as Aldo Leopold and Rachel Carson as well as lesser-known figures in conservation history; she reveals the origins of vital organizations like the Audubon Society and the World Wildlife Fund; she explores current efforts to protect species such as the whooping crane and the black rhinoceros; and she confronts the darker side of conservation, long shadowed by racism and colonialism.As the destruction of other species continues and the effects of climate change escalate, Beloved Beasts charts the ways conservation is becoming a movement for the protection of all species—including our own.

    He quickly realized that Katrina was not the most interesting thing about New Orleans, not by a long shot. The most interesting question, which struck him as he watched residents struggling to return, was this: Why are New Orleanians—along with people from all over the world who continue to flock there—so devoted to a place that was, even before the storm, the most corrupt, impoverished, and violent corner of America?Here’s the answer. Nine Lives is a multivoiced biography of this dazzling, surreal, and imperiled city through the lives of nine characters over forty years and bracketed by two epic storms: Hurricane Betsy, which transformed the city in the 1960’s, and Katrina, which nearly destroyed it. These nine lives are windows into every strata of one of the most complex and fascinating cities in the world. From outsider artists and Mardi Gras Kings to jazz-playing coroners and transsexual barkeeps, these lives are possible only in New Orleans, but the city that nurtures them is also, from the beginning, a city haunted by the possibility of disaster. All their stories converge in the storm, where some characters rise to acts of heroism and others sink to the bottom. But it is New Orleans herself—perpetually whistling past the grave yard—that is the story’s real heroine. Nine Lives is narrated from the points of view of some of New Orleans’s most charismatic characters, but underpinning the voices of the city is an extraordinary feat of reporting that allows Baum to bring this kaleidoscopic portrait to life with brilliant color and crystalline detail. Readers will find themselves wrapped up in each of these individual dramas and delightfully immersed in the life of one of this country’s last unique places, even as its ultimate devastation looms ever closer. By resurrecting this beautiful and tragic place and portraying the extraordinary lives that could have taken root only there, Nine Lives shows us what was lost in the storm and what remains to be saved.

    Among their secrets: How Jack Kennedy tried to blame Ike for the Bay of Pigs. How Ike quietly helped Reagan win his first race in 1966. How Richard Nixon conspired with Lyndon Johnson to get elected and then betrayed him. How Jerry Ford and Jimmy Carter turned a deep enmity into an alliance. The unspoken pact between a father and son named Bush. And the roots of the rivalry between Clinton and Barack Obama. Time magazine editors and presidential historians Nancy Gibbs and Michael Duffy offer a new and revealing lens on the American presidency, exploring the club as a hidden instrument of power that has changed the course of history.

    Royal Tudor blood ran in her veins. Her mother was a Queen, her father an Earl, and she herself was the granddaughter, niece, cousin and grandmother of monarchs.Beautiful and tempestuous, she created scandal not just once but twice by falling in love with unsuitable men. Fortunately the marriage arranged for her turned into a love match.

    Though Neda grew up far from Iran and the revolution, she felt its undertow, suffering from PTSD and longing for her missing father. Eventually, she realized that in order to move forward, she needed to face the past head-on.

    What does it take to run the American supermarket? How do products get to shelves? Who sets the price? And who suffers the consequences of increased convenience and efficiency? In this exposé, author Benjamin Lorr pulls back the curtain on this highly secretive industry. Combining deep sourcing and immersive reporting, Lorr leads a wild investigation in which we learn the secrets of Trader Joe's success from Trader Joe himself, why truckers call their job "sharecropping on wheels," what it takes for a product to earn certification labels like "organic" and "fair trade," the struggles entrepreneurs face as they fight for shelf space, including essential tips, tricks, and traps for any new food business, the truth behind the alarming slave trade in the shrimp industry and much more.

    W. Bush explores exposes the economic, political, and cultural cracks that wealthy nations face and makes the case for transforming those same vulnerabilities into sources of strength—and the foundation of a national renewal.America and other developed countries, including Germany, Japan, France, and Great Britain are in desperate straits. The loss of community, a contracting jobs market, immigration fears, rising globalization, and poisonous partisanship—the adverse price of unprecedented prosperity—are pushing these nations to the brink. Acclaimed author, economist, hedge fund manager, and presidential advisor Todd G. Buchholz argues that without a sense of common purpose and shared identity, nations can collapse. The signs are everywhere: Reckless financial markets encourage people to gamble with other people’s money. A coddling educational culture removes the stigma of underachievement. Community traditions such as American Legion cookouts and patriotic parades are derided as corny or jingoistic. Newcomers are watched with suspicion and contempt. As Buchholz makes clear, the United States is not the first country to suffer these fissures. In The Price of Prosperity he examines the fates of previous empires—those that have fallen as well as those extricated from near-collapse and the ruins of war thanks to the vision and efforts of strong leaders. He then identifies what great leaders do to fend off the forces that tear nations apart. Is the loss of empire inevitable? No. Can a community spirit be restored in the U.S. and in Europe? The answer is a resounding yes. We cannot retrieve the jobs of our grandparents, but we can embrace uniquely American traditions, while building new foundations for growth and change. Buchholz offers a roadmap to recovery, and calls for a revival of national pride and patriotism to help us come together once again to protect the nation and ensure our future.