Pride of the Nation Ratan Tata


Prateeksha M. Tiwari
    

We Can All Do Better


Bill Bradley - 2012
    The eighteen-year New Jersey Senator, financial and investment adviser, Olympic and NBA athlete, national radio host, and bestselling author has lived in the United States as both political insider and outsider, national sports celebrity and behind-the-scenes confidante, leader and teammate. His varied experiences help to inform his unique and much-sought-after point of view on Washington and the country at large.   In We Can All Do Better, for the first time since the financial meltdown and since the worst of the intensifying political gridlock, Bradley offers his own concise, powerful, and highly personal review of the state of the nation. Bradley argues that government is not the problem. He criticizes the role of money and politics, explains how continuing on our existing foreign policy, electoral, and economic paths will mean a diminished future, and lays out exactly what needs to be done to reverse course.   Breaking from the intransigent long-held viewpoints of both political parties, and with careful attention to our nation’s history, Bradley passionately lays out his narrative. He offers a no-holds-barred prescription on subjects including job creation, deficit reduction, education, and immigration. While equally critical of the approaches of the Tea Party and Occupy Movements, he champions the power of individual Americans to organize, speak out, bridge divisions, and he calls on the media to assume a more responsible role in our national life. As this moving call to arms reminds us, we can all—elected officials, private citizens, presidents—do a better job of moving our country forward. Bradley is perhaps the best guide imaginable, with his firsthand knowledge of governments’ inner-workings, the country’s diversity, and the untapped potential of the American people.

Easy Money: Evolution of Money from Robinson Crusoe to the First World War


Vivek Kaul - 2013
    Books on the current financial crisis which started in late 2008 are a tad like that. Until now they have tended to deal with certain aspects of the crisis without looking at the bigger picture of what really went wrong. That bigger picture of the ongoing financial crisis has now started to evolve. Easy Money captures this big picture. The history of money and the financial system as it has evolved over the centuries stand at the heart of this endeavor. It explores the idea that the evolution of money over centuries has led to an easy money policy being followed by governments and central banks across the world, which in turn has fueled humongous Ponzi schemes, which have now started to unravel, bringing the whole world on the brink of a financial disaster. The book also explains how the lessons of the financial crisis have still not been learned, and in trying to deal with it, governments across the world are making the same mistakes which led to the current crisis in the first place.

alchemy of Money: THINK RICH INITIATIVES


Anand S - 2016
    It is important for every person to save for one’s retirement as one can expect to live for twenty years after one retires as life expectancy of an Indian is going up steadily due to lower infant mortality and better medical care. There is a complete absence of social security safety net for most Indians today, even for those working in Government sector, there is no inflation adjusted pension available anymore. I have tried to simplify the advantages and disadvantages involved in investing your savings in various asset classes. I have deliberately left out two of the most popular forms of investment among middle class Indians 1) Life insurance 2) Real estate Let us consider life insurance first most of us confuse insurance as an instrument of savings, it is not. We have this wrong view because of the tax breaks given to income tax assesses by the Central Government. Insurance is a product that mitigates risk and is sold by the rich to the middle class and is always skewed in the favour of the insurer rather than the insured. A substantial portion of the total money invested by you goes towards paying agent’s commission and premium for insuring you for the risk of mortality. The balance left out is invested in government securities and other securities. Hence the amount of money invested out of the total premium paid is less than half paid by the insurer. The return on money invested by the policy holder is less than half of the money he would have earned either in bonds or fixed deposits. A person who needs insurance is a person whose family will need support in the event of his untimely death. Alternately insurance is required for a person who has debt in form of mortgage and does not want to burden his family in the event of his passing. The product which covers these risks is called term insurance. One should not buy insurance to avoid taxes as there is better tax saving tools available. Real estate is also considered as a good investment by several retail investors but nothing can be further from the truth. Nobody makes money by buying plots in the middle of nowhere. The easy availability of mortgages from the nineties and the tax breaks given by the Central Government on housing loans has created an unparalleled boom in the residential market. There is now a painful correction process under way in that sector. The price of land is reflexively connected to availability of money. The lower the cost of money, greater the returns in real estate. Buying plots in the middle of nowhere is similar to buying lottery tickets as investment. Land cannot be liquidated immediately into cash at a short notice to meet urgent requirements. Cost of maintenance and protection of real estate from illegal occupation is prohibitive and time consuming. Verification of title deeds to the property is a complex process and needs sound legal advice. You should have a house to live and another to collect rent as rent is equivalent of inflation adjusted pension. The return on investment generated in the three different asset classes over 25 years would be in the following order 1) Equities 2) Gold and finally 3) Debt instruments. I enjoyed writing this book as a companion volume to my first book. It is my fond hope that you enjoy reading this book.

Shadow Warrior


David Everett - 2008
    Here, for the first time, is his remarkable story.A far-from-strapping lad from Tasmania, Dave proved everybody wrong by passing the gruelling selection course to join the SAS. Unsatisfied by the Regiment, he left to take up the cause of the oppressed Karen people of Burma, becoming a seasoned jungle-fighter in the process.On his return to Australia, Dave became every government’s nightmare: a highly skilled special-forces soldier on a crime spree. On a mission to raise funds for the Karen, he kidnapped people from their homes, robbed movie theatres and plotted some of the most audacious crimes ever conceived in Australia. At the height of his infamy every police officer in the country was on the lookout for him, while the tabloid press fuelled the public’s fear of a trained killer gone crazy.Dave was blown-up, shot at, starved, bashed, interrogated, tortured and locked in solitary confinement, but nothing diminished his wild streak. While serving his jail sentence, he had time to reflect. In Shadow Warrior, he tells his story with unflinching honesty and larrikin wit.

Little Book of Bull's Eye Investing


John Mauldin - 2012
    Clinging to outdated strategies and played out market trends are sure ways to miss out on new investments, and in The Little Book of Bull's Eye Investing, acclaimed investment expert John Mauldin teaches you how to read the direction of the markets to make decisions that capitalize on today's investment opportunities. A practical road map to what's in store for the markets to help you stay ahead of the curve, the book debunks many of the myths that have come to govern investment logic, particularly the buy-and-hold, relative return vehicles that Wall Street peddles to unsuspecting investors. Giving you a clear view of the trends shaping the markets right now which are likely to provide investment options for the decade ahead, The Little Book of Bull's Eye Investing teaches the value of careful research before you put your money to work.Whether the market is on its way up or down, there are always excellent opportunities to invest profitably. You just need to know where they are. Looking at how the markets have behaved in the past to make an educated prediction about where they?re going, The Little Book of Bull's Eye Investing explains how to make investment decisions that make sense today, whether you?re trading stocks, bonds, gold, real estate, or anything else.Making the most of the markets is like hitting a moving target?difficult, but not impossible?and with The Little Book of Bull's Eye Investing in hand, you have everything you need to improve your eye for investing and make stable and secure trading decisions that can turn a profit in even the most turbulent of times.

A Huntsman's Fate: A Sword And Sorcery Bundle


Liam Reese - 2018
    Limited -time price of 99c – regular $6.99. Orphaned by an assassin’s blade, Besmir spends his youth on the fringes of society. He grows into a hunstman of some note, suitable to put food on the Duke’s table, if unfit to join the meal. His simple, meager life is thrown into chaos when he finds himself approached by Zaynorth, an illusion mage who has come in search of Besmir, bearing a remarkable truth: the huntsman is far more than he knows himself to be. A Hunstsman’s Fate is an epic fantasy saga of breathtaking scope, following the rise of a man of humble beginnings across time as he shapes not only his own destiny, but the fates of kingdoms, worlds, and even the gods themselves. Includes the first three standalone novels of the series: Heart of a Huntsman, Duel with a Demoness, and The Ire of Eloran.

The Secret Son


Jennifer Burke - 2013
    There he is stunned to discover that his father’s will disinherits his family and leaves everything – including the family home – to a secret son, Andrew Shaw.The news fills the Shaw family with hope. Twenty-year-old Andrew is in desperate need of a kidney transplant, and for him the inheritance may mean the difference between life and death. However, the lives of Andrew, his devoted older sister Tors and young brother Jack are disrupted when their mother insists they move from their home in Kerry to Wicklow to stake their claim under the will. There they live in a tiny bungalow on the sea front, while the Murtaghs take steps to contest the will.Gradually, both Seán Murtagh and Tors Shaw recognise the need to seek some middle ground but that seems impossible, such is the hostility between the families and the burning resentment that exists between the mothers.Andrew Shaw’s focus, however, is not on the question of the inheritance. There is something else he needs from the Murtaghs . . . something only they can give him . . .The Secret Son is a poignant and thought-provoking story that will stay with you long after you turn the last page.

The Fed and Lehman Brothers: Setting the Record Straight on a Financial Disaster


Laurence M. Ball - 2018
    Ever since the bankruptcy, there has been heated debate about why the Federal Reserve did not rescue Lehman in the same way it rescued other financial institutions, such as Bear Stearns and AIG. The Fed's leaders from that time, especially former Chairman Ben Bernanke, have strongly asserted that they lacked the legal authority to save Lehman because it did not have adequate collateral for the loan it needed to survive. Based on a meticulous four-year study of the Lehman case, The Fed and Lehman Brothers debunks the official narrative of the crisis. It shows that in reality, the Fed could have rescued Lehman but officials chose not to because of political pressures and because they underestimated the damage that the bankruptcy would do to the economy. The compelling story of the Lehman collapse will interest anyone who cares about what caused the financial crisis, whether the leaders of the Federal Reserve have given accurate accounts of their actions, and how the Fed can prevent future financial disasters.

Macro Economics: Theory and Policy


H.L. Ahuja - 2010
    Economics, finance, business & management

The Young and the Restless


Gurmehar Kaur - 2019
    

Caesar Triumphant


R.W. Peake - 2013
    The story opens with the last target of conquest: an island nation known then as the Isles of Wa, and what we know today as the country of Japan. It will be the final challenge of a remarkable career, but facing him and his battle-hardened Legions are a race of people as fiercely dedicated to the profession of arms, and fanatically devoted to their emperor as any foe Caesar and his Romans have ever faced. The Wa have never tasted defeat, repelling every attempted invasion of their sacred islands. In these warriors, has Caesar and his unstoppable force of an army finally met their match in the immovable object, in the form of the men of Wa, or will Caesar once again be triumphant? Caesar Triumphant is an alternative history, by the author of the bestselling and critically acclaimed Marching With Caesar series, R.W. Peake, featuring Titus Pullus, Legionary of Rome.

The Road to Hell


Michael Maren - 1997
    Maren also attacks the United Nation's "humanitarian" missions are controlled by agribusinesses and infighting bureaucrats.

Confessions of a Microfinance Heretic: How Microlending Lost Its Way and Betrayed the Poor


Hugh Sinclair - 2012
    Sadly, evidence does exist for negligence, corruption, and methods that border on extortion. Part exposé, part memoir, and part financial detective story, this is the account of a one-time true believer whose decade in the industry turned him into a heretic.Hugh Sinclair worked with several microfinance institutions around the world. He couldn’t help but notice that even with a booming $70 billion industry on their side, the poor didn’t seem any better off. Exorbitant interest rates led borrowers into never-ending debt spirals, and aggressive collection practices resulted in cases of forced prostitution, child labor, suicide, and nationwide revolts against the microfinance community.Sinclair weaves a shocking tale of a system increasingly focused on maximizing profits—particularly once large banks got involved. He details his discovery of several scandals, one of the most disturbing involving a large African microfinance institution of questionable legality that charged interest rates in excess of 100 percent per year, and whose investors and supporters included some of the most celebrated leaders of the microfinance sector. Sinclair’s objections were first met with silence, then threats, attempted bribery, and a court case, and eventually led him to become a principle whistleblower in a sector that had lost its soul.Microfinance can work—Sinclair describes moving experiences with several ethical and effective organizations and explains what made them different. But without the fundamental reforms that Sinclair recommends here, microfinance will remain an “investment opportunity” that will leave the poor with hollow promises and empty pockets.

Soil and Soul: People versus Corporate Power


Alastair McIntosh - 2001
     In this powerful and provocative book, Scottish writer and campaigner Alastair McIntosh shows how it is still possible for individuals and communities to take on the might of corporate power and emerge victorious. As a founder of the Isle of Eigg Trust, McIntosh helped the beleaguered residents of Eigg to become the first Scottish community ever to clear their laird from his own estate. And plans to turn a majestic Hebridean mountain into a superquarry were overturned after McIntosh persuaded a Native American warrior chief to visit the Isle of Harris and testify at the government inquiry. This extraordinary book weaves together theology, mythology, economics, ecology, history, poetics and politics as the author journeys towards a radical new philosophy of community, spirit and place. His daring and imaginative responses to the destruction of the natural world make Soil and Soul an uplifting, inspirational and often richly humorous read.