Forget complicated, abstract philosophy—people need sound financial advice that's easy to follow and can be implemented immediately. For the first time, a leading financial adviser has developed a remarkable set of guidelines to give individuals the same kind of objective insight into their personal finances that successful businesses have. Your Money Ratios will help readers effectively manage debt, invest prudently, and develop a realistic and effective savings plan to ensure both financial success and security. Readers need only plug their income and age into Farrell's ratios in order to get an instant picture of their savings status and overall financial health, as well as a roadmap for the important choices they must make in the future. Here’s what you will find in this book:IF YOU ARE IN YOUR 20s OR 30s: Your Money Ratios will tell you how to get started and what you need to do over the next 35 years to stay on track. If you are lucky enough to read this book when you are young, you will have a clear vision for where you need to go throughout your working career. By setting yourself on the right path, you won’t have to work so hard later in life to meet your goals.IF YOU ARE IN YOUR 40s: You can benchmark your own financial circumstances against the ratios and see how you are doing with respect to your savings, debt, investments and insurance. You have plenty of time to make adjustments if necessary and plot out your path to retirement.IF YOU ARE IN YOUR 50s: The formula will provide you with a realistic assessment of your ability to retire. It will help you make the important decisions about how to allocate your financial resources over the next 10 to 15 years, and how to put on the final push for retirement.

    and Mrs. Smith had kids and wrote a parenting book, this is what you'd get: a practical guide for how to utilize key spy tactics to teach kids important life skills--from self-defense to effective communication to conflict resolution. --Working MotherChristina was a single, successful CIA analyst with a burgeoning career in espionage when she met fellow spy, Ryan, a hotshot field operative who turned her world upside down. They fell in love, married, and soon they were raising three children from his first marriage, and later, two more of their own.Christina knew right away that there was something special about the way Ryan was parenting his kids, although she had to admit their obsession with surviving end-of-world scenarios and their ability to do everything from archery to motorcycle riding initially gave her pause. More than that, Ryan's kids were much more security savvy than most adults she knew. She soon realized he was using his CIA training and field experience in his day-to-day child-rearing. And why shouldn't he? The CIA trains its employees to be equipped to deal with just about anything. Shouldn't parents strive to do the same for their kids?As Christina grew into her new role as a stepmom and later gave birth to their two children, she got on board with Ryan's unique parenting style--and even helped shape it using her own experiences at the CIA. Told through honest and relatable parenting anecdotes, Christina shares their distinctive approach to raising confident, security-conscious, resilient children, giving practical takeaways rooted in CIA tradecraft along the way. License to Parent aims to provide parents with the tools necessary to raise savvier, well-rounded kids who have the skills necessary to navigate through life.

    But every year thousands of research papers are published, some of which contradict each other. How can busy teachers know which research is worth investing time in reading and understanding? And how easily is that academic research translated into excellent practice in the classroom?In this thorough, enlightening and comprehensive book, Carl Hendrick and Robin Macpherson ask 18 of today's leading educational thinkers to distill the most up-to-date research into effective classroom practice in 10 of the most important areas of teaching. The result is a fascinating manual that will benefit every single teacher in every single school, in all four corners of the globe.Contributors: Assessment, marking & feedback: Dylan Wiliam & Daisy Christodoulou; Behaviour: Tom Bennett & Jill Berry; Classroom talk and questioning: Martin Robinson & Doug Lemov; Learning myths: David Didau & Pedro de Bruyckere; Motivation: Nick Rose & Lucy Crehan; Psychology and memory: Paul Kirschner & Yana Weinstein; SEN: Jarlath O Brien & Maggie Snowling; Technology: Jose Picardo & Neelam Parmar; Reading and literacy: Alex Quigley & Dianne Murphy

    You thought life was in control, until it erupted into chaos. You assumed you were strong, until you were suddenly brought to your knees. You thought you walked by faith, until you found yourself consumed in the darkness of despair. Hope is gone. You’re facing circumstances in life that seem insurmountable, even for God.We quickly realize that our problem isn’t that we haven’t trusted God, but that we trusted God and believed He’d come through . . . and He didn’t. He could have prevented our pain and suffering, but He chose not to. We cry out, but there is no answer and our faith takes a tragic turn.But God’s silence is not His solution and His absence is not His answer. His goals are eternal, not earthly. You want a way out . . . He’s making a way through. You crave comfort . . . and He brings you to the Cross. It is there that we realize: we can’t deliver ourselves from a crisis that God himself has orchestrated.God is taking you on a journey of faith, and hope is just a step away . . . but a step in the right direction takes you right through the valley. And it is there, where all hope seems gone that God takes your faith places you never knew it could go. He’s teaching you to trust Him through your doubt and in your fears. He’s growing your faith and showing you that you can trust Him . . . even when there is no evidence that you should.

    A great guide for movie watching.

    Now, James Scurlock engages, educates, and entertains readers with the captivating story of DHL co-founder and billionaire Larry Hillblom.King Larry begins with an early biography of Larry Lee Hillblom, a mercurial young man who grew up on a peach farm outside of Fresno, California. Hillblom co-founded DHL in 1969 (three years before FedEx), and it became the fastest-growing corporation in history. Hillblom’s expatriate life began in 1981, when he retreated to a small tax haven in the Western Pacific. There he led the resistance to American meddling in the Marianas Islands. Hillblom’s voracious appetite for underage prostitutes is another facet of his unusual story. In 1995, Hillblom’s amoral, thrill-seeking nature caught up to him when his seaplane disappeared off the coast of Anatahan, leaving behind an estate worth billions. Weeks later, five impoverished women and their attorneys came forward to challenge Hillblom’s will in a legal battle for his fortunes that continues to this day. Meticulously researched and thoroughly engaging, King Larry will satisfy fans of such bestsellers as Confessions of an Economic Hit Man and The Accidental Billionaires .

    Ninety-nine percent of the time, the world spins like a top, the skies are clear, and your refrigerator is full of good food. But the world is a volatile place-storms rage, fires burn, and diseases spread. No one is ever completely safe. Humans live as part of a very complex ecosystem that is unpredictable and merciless. Could you protect your family in the case of an emergency-domestic or global? The Disaster Preparedness Handbook will help you to establish a practical disaster plan for your entire family (covering all fourteen basic human needs) in case the unpredictable happens. Additional information is also presented for those with special needs, including the elderly and disabled, children, pregnant women, and even pets. Well-researched by an army veteran and current NASA engineer, this is the essential guide every family should have, study, and keep handy, in case the unthinkable should occur.Shelter.First Aid.Protection.With this book you can outline your survival plan.

    Rather than give into her frustration, she reached for Buddha’s teachings—the Zen wisdom that formed the basis of her own longtime spiritual practice. She survived the semester and gradually rediscovered the joy of teaching that had been progressively declining. In this wonderful book, she shares the lessons she learned—lessons that reveal time and again: No matter the situation, it’s always about getting your head in the right place first. Resolution begins in our own minds. Some days, some semesters, and even some years will be more challenging and more wearisome than others, she warns. But in Buddha in the Classroom, Quesada offers a lasting source of encouragement and inspiration. Although the book draws from Eastern teachings, the wisdom is for everyone, regardless of personal background, creed, or faith. With elements of The Last Lecture as well as Chicken Soup for the Teacher’s Soul, this is the perfect gift for teachers—but also for anyone needing inspiration.

    Good decisions lead to strong results, which in turn increase your influence. If you get these two things right, your leadership effectiveness improves. But as all leaders know, it's not that easy, especially in today's fast-paced, complex, and connected environment. To make the best decisions and have maximum impact, you need to see your business from seven perspectives: - current reality- long-term vision- strategic bets- the team- the customer- your role- the outsiderDrawing upon his 25 years of experience as a successful CEO and executive coach, and including conversations and thinking from more than 20 well-known business and organizational leaders, Daniel Harkavy unpacks a proven framework you can implement for immediate results in your organization's culture and performance. If you're looking to improve your leadership, this book will give you a straightforward framework to do so.

    Her recipes, which are broken down into simple steps, teach readers how to cook, highlighting key tools and basic techniques everyone should know. And yet her flavors are anything but basic; Kelsey gives everyone the confidence to start with the 2.0 version of a recipe instead of the boring standards. For example, she makes her house pilaf with quinoa instead of rice, and her addictive fruit salad is a savory first course instead of a lackluster dessert.      With 100 recipes and 60 color photographs, Kitchen Confidence brings home all of the energy and spirit of the Cooking Channel show of the same name, making it an excellent handbook for newlyweds, recent college graduates, and those discovering their kitchens for the first time.

    This is the story of Albert Einstein who born in Germany in 1879. Despite facing countless difficulties in his life, he earned his name in the field of science and proved that what extent a person can go to chose his way. No one born as a genius—man's hard work and passion makes him a genius. CONTENTS: 1. Early Life 2. School Years 3. University Years 4. Post-University Years 5. Scientific Discoveries 6. Personal Life 7. Interesting Facts about Einstein 8. Famous Words by Albert Einstein 9. An Overview of Einstein’s Life

    By a child-care authority and mother of an only child, this useful, knowledgeable book provides sound advice on creating an enriching environment that's stimulating and enjoyable for only children and their parents alike.From the Trade Paperback edition.

    Your body fights to keep you within a range of about 15 pounds -- also known as your "setpoint weight." New research reveals that you can lower your setpoint and end that battle for good by focusing on the quality of calories you eat, not the quantity. With The Setpoint Diet, you will reprogram your body with a 21-day plan to rev up your metabolism, eliminate inflammation, heal your hormones, repair your gut, and get your body working like that of a naturally thin person -- permanently. The Setpoint Diet is a lower-carb menu that focuses on specific anti-inflammatory whole foods, including tons of produce, nutritious proteins, and therapeutic fats. Its creator, Jonathan Bailor, founded SANESolution, a weight loss company that has reached millions of people. Proven to help you lose weight naturally and maintain it, The SetpointDiet is your new blueprint for healthy living.

    In a truly intoxicating read that was hard to put down, Matt Higgins has managed to make real a world about as far removed from daily life as it gets.” --Daily Beast "Matt Higgins cracks open this astonishingly dangerous sport and captures the spectacular adrenaline surges it delivers." -- The Wall Street Journal "[R]iveting... a must-read. A highflying, electrifying story of a treacherous sport in which every triumph is an eye blink away from becoming a disaster." --Kirkus (STARRED) A heart-stopping narrative of risk and courage, Bird Dream tells the story of the remarkable men and women who pioneered the latest advances in aerial exploration—from skydiving to BASE jumping to wingsuit flying—and made history with their daring. By the end of the twentieth century BASE jumping was the most dangerous of all the extreme sports, with thrill-seeking jumpers parachuting from bridges, mountains, radio towers, and even skyscrapers. Despite numerous fatalities and legal skirmishes, BASE jumpers like Jeb Corliss of California thought they had discovered the ultimate rush. But all this changed for Corliss in 1999, when, high in the mountains of northern Italy, he and other jumpers watched in wonder as a stranger—wearing a cunning new jumpsuit featuring “wings” between the arms and legs—leaped from a ledge and then actually flew from the vertiginous cliffs. Drawing on intimate access to Corliss and other top pilots from around the globe, Bird Dream tracks the evolution of the wingsuit movement through the larger than life characters who, in an age of viral video, forced the sport onto the world stage. Their exploits—which entranced millions of fans along the way—defied imagination. They were flying; not like the Wright brothers, but the way we do in our dreams. Some dared to dream of going further yet, to a day when a wingsuit pilot might fly, and land, all without a parachute. A growing number of wingsuit pilots began plotting ways in which a human being might leap from the sky and land. A half dozen groups around the world were dedicated to this quest for a “wingsuit landing,” conjuring the pursuit of nations that once inspired the race to first summit Everest. Given his fame as a stuntman, the brash, publicity-hungry Corliss remained the popular favorite to claim the first landing. Yet Bird Dream also tracks the path of another man, Gary Connery—a forty-two-year-old Englishman—who was quietly plotting to beat Corliss at his own game. Accompanied by an international cast of wingsuit devotees—including a Finnish magician, a parachute tester from Brazil, an Australian computer programmer, a gruff hang-gliding champion-turned-aeronautical engineer, a French skydiving champion, and a South African costume designer—Corliss and Connery raced to leap into the unknown, a contest that would lead to triumph for one and nearly cost the other his life. Based on five years of firsthand reporting and original interviews, Bird Dream is the work of journalist Matt Higgins, who traveled the world alongside these extraordinary men and women as they jumped and flew in Europe, Africa, Asia, and the Americas. Offering a behind-the-scenes take on some of the most spectacular and disastrous events of the wingsuit movement, Higgins’s Bird Dream is a riveting, adrenaline-fueled adventure at the very edge of human experience.

    Duane became a viral sensation thanks to a 2008 lecture outlining the reasons why you should never agree to answer questions from the police—especially if you are innocent and wish to stay out of trouble with the law. In this timely, relevant, and pragmatic new book, he expands on that presentation, offering a vigorous defense of every citizen’s constitutionally protected right to avoid self-incrimination. Getting a lawyer is not only the best policy, Professor Duane argues, it’s also the advice law-enforcement professionals give their own kids.Using actual case histories of innocent men and women exonerated after decades in prison because of information they voluntarily gave to police, Professor Duane demonstrates the critical importance of a constitutional right not well or widely understood by the average American. Reflecting the most recent attitudes of the Supreme Court, Professor Duane argues that it is now even easier for police to use your own words against you. This lively and informative guide explains what everyone needs to know to protect themselves and those they love.