And everything is based on the “science of investing” – evidenced with studies from peer-reviewed journals.Overall, this adds up to a complete retirement guide, packed with the latest and best knowledge. Don’t enter your retirement without it.

    . .Twenty-three-year-old artist Andrea Morales escaped her Midwestern Catholic childhood—and the closet—to create a home and life for herself within the thriving but insular lesbian underground of Portland, Oregon. But one drunken night, reeling from a bad breakup and a friend’s betrayal, she recklessly crosses enemy lines and hooks up with a man. To her utter shock, Andrea soon discovers she’s pregnant—and despite the concerns of her astonished circle of gay friends, she decides to have the baby.A decade later, when her precocious daughter Lucia starts asking questions about the father she’s never known, Andrea is forced to reconcile the past she hoped to leave behind with the life she’s worked so hard to build.A thoroughly modern and original anti-romantic comedy, Stray City is an unabashedly entertaining literary debut about the families we’re born into and the families we choose, about finding yourself by breaking the rules, and making bad decisions for all the right reasons.

    A talented artist, Paul is sensitive and agonizingly insecure, incomprehensible to his working-class family, and desolate with grief over his father’s recent death. Paul sees the wealthy, effortlessly charming Julian as his sole intellectual equal—an ally against the conventional world he finds so suffocating. He idolizes his friend for his magnetic confidence. But as charismatic as he can choose to be, Julian is also volatile and capriciously cruel. And admiration isn’t the same as trust.As their friendship spirals into an all-consuming intimacy, Paul is desperate to protect their precarious bond, even as it becomes clear that pressures from the outside world are nothing compared with the brutality they are capable of inflicting on one another. Separation is out of the question. But as their orbit compresses and their grip on one another tightens, they are drawn to an act of irrevocable violence that will force the young men to confront a shattering truth at the core of their relationship.   Exquisitely plotted, unfolding with a propulsive ferocity, These Violent Delights is a novel of escalating dread and an excavation of the unsettling depths of human desire.The Secret History meets Call Me by Your Name in Micah Nemerever's compulsively readable debut novel—a feverishly taut Hitchcockian story about two college students, each with his own troubled past, whose escalating obsession with one another leads to an act of unspeakable violence.

    Instead of bowing to the bigots and an outdated school administration, Jeremy decides to make some noise—and how better than by challenging his all-star ex-boyfriend Lukas for the title of Homecoming King?Lukas Rivers, football star and head of the Homecoming Committee, is just trying to find order in his life after his older brother’s funeral and the loss of his long-term girlfriend—who turned out to be a boy. But when Jeremy threatens to break his heart and steal his crown, Lukas kickstarts a plot to sabotage Jeremy’s campaign.When both boys take their rivalry too far, the dance is on the verge of being canceled. To save Homecoming, they’ll have to face the hurt they’re both hiding—and the lingering butterflies they can’t deny.

    Norrell in debut author Freya Marske’s A Marvellous Light, featuring an Edwardian England full of magic, contracts, and conspiracies. Robin Blyth has more than enough bother in his life. He’s struggling to be a good older brother, a responsible employer, and the harried baronet of a seat gutted by his late parents’ excesses. When an administrative mistake sees him named the civil service liaison to a hidden magical society, he discovers what’s been operating beneath the unextraordinary reality he’s always known.Now Robin must contend with the beauty and danger of magic, an excruciating deadly curse, and the alarming visions of the future that come with it—not to mention Edwin Courcey, his cold and prickly counterpart in the magical bureaucracy, who clearly wishes Robin were anyone and anywhere else.Robin’s predecessor has disappeared, and the mystery of what happened to him reveals unsettling truths about the very oldest stories they’ve been told about the land they live on and what binds it. Thrown together and facing unexpected dangers, Robin and Edwin discover a plot that threatens every magician in the British Isles—and a secret that more than one person has already died to keep.

    We meet them once a year on their shared birthday as they grow and change: as Eric figures out who he is and how he fits into the world, and as Morgan makes the difficult choice to live as her true self. Over the years, they will drift apart, come together, fight, make up, and break up—and ultimately, realize how inextricably they are a part of each other.

    But when the king and Ren’s half-brother, Crown Prince Hellic are brutally murdered, Ren is accused. Now, he is forced to flee the city together with the mysterious prisoner Anik who may know how to survive in the wild, but who seems to have an agenda of his own, one that may spell danger for Ren.Ren’s accuser now sits on his family’s throne, and things are about to get much, much worse. It may be time to seek help in unexpected places.

    With his intrepid sister and the Veep’s genius granddaughter, they’re the White House Trio, a beautiful millennial marketing strategy for his mother, President Ellen Claremont. International socialite duties do have downsides—namely, when photos of a confrontation with his longtime nemesis Prince Henry at a royal wedding leak to the tabloids and threaten American/British relations. The plan for damage control: staging a fake friendship between the First Son and the Prince. As President Claremont kicks off her reelection bid, Alex finds himself hurtling into a secret relationship with Henry that could derail the campaign and upend two nations. What is worth the sacrifice? How do you do all the good you can do? And, most importantly, how will history remember you?

    Or at least that's his reputation. Some reputations are deserved, some not. Or perhaps Tymon's notoriety is a means toward quite a different end.

    See, Henrique didn't disclose his positive HIV status to Victor until after they had sex, and even though Henrique insisted on using every possible precaution, Victor is livid.That's when Victor meets Ian, a guy who's also getting tested for HIV. But Ian's test comes back positive, and his world is about to change forever. Though Victor is loath to think about Henrique, he offers to put the two of them in touch, hoping that perhaps Henrique can help Ian navigate his new life. In the process, the lives of Ian, Victor, and Henrique will become intertwined in a story of friendship, love, and stigma-a story about hitting what you think is rock bottom, but finding the courage and support to keep moving forward.Set in Rio de Janeiro, Brazil, this utterly engrossing debut by Brazilian author Lucas Rocha calls back to Alex Sanchez's Rainbow Boys series, bringing attention to how far we've come with HIV, while shining a harsh light on just how far we have yet to go.

    Then, in walks Jordan, a completely normal (and undeniably cute) boy who also happens to run at a cool 110 degrees Fahrenheit. When the boys start spending time together, Dylan begins feeling all kinds of ways, and when he spikes a fever for two weeks and is suddenly coughing flames, he thinks he might be suffering from something more than just a crush. Jordan forces Dylan to keep his symptoms a secret. But as the pressure mounts and Dylan becomes distant with his closest friends and family, he pushes Jordan for answers. Jordan's revelations of why he's like this, where he came from, and who's after him leaves Dylan realizing how much first love is truly out of this world. And if Earth supports life that breathes oxygen, then love can only keep Jordan and Dylan together for so long.

    Lives were mangled. Fortunes were made. All for your pleasure. Follow writer and narrator Jon Ronson as he uncovers our web of desire.

    If only she could stop getting in her own way and find someone, anyone, willing to help. But her best friend Ellis MacQueen “fixes” problems by running away from them―including his broken relationship with his twin brother, Tommy. And Tommy’s depression has hit a new low, so he’s not up for fixing anything.In the wake of the town’s latest devastating storm, Tommy goes out for a swim that he doesn’t intend to survive. It’s his unexpected return that sets into motion a sea change between these three teens. One that tests old loyalties, sparks new romance, and uncovers painful secrets. And nothing stays secret in West Finch for long.

    I make no apology for that, nor am I nervous that it will it make a jot of difference. I shall still be thought to be kindly, cosy and essentially harmless. I am in the pigeon-hole marked 'no threat' and did I stab Judi Dench with a pitchfork I should still be a teddy bear.'Alan Bennett's third collection of prose Keeping On Keeping On follows in the footsteps of the phenomenally successful Writing Home and Untold Stories, each published ten years apart. This latest collection contains Bennett's peerless diaries 2005 to 2015, reflecting on a decade that saw four premieres at the National Theatre (The Habit of Art, People, Hymn and Cocktail Sticks), a West End double-bill transfer, and the films of The History Boys and The Lady in the Van.There's a provocative sermon on private education given before the University at King's College Chapel, Cambridge, and 'Baffled at a Bookcase' offers a passionate defence of the public library. The book includes Denmark Hill, a darkly comic radio play set in suburban south London, as well as Bennett's reflections on a quarter of a century's collaboration with Nicholas Hytner. This is an engaging, humane, sharp, funny and unforgettable record of life according to the inimitable Alan Bennett.

    Yet each has a reason why they have to win the upcoming Odyssey gaming tournament and neither is willing to let emotion get in the way—even if it means giving up their one chance at something truly magical.