Whether you are a rookie or an established Broker, this is the guide you need to lay the foundations for long-term success. Author Dustan Woodhouse has packed this book with dozens of tips and lessons gleaned from personal experience processing over 1,300 mortgage files and taking in over 2,000 applications verbally. You'll learn... - The old-school piece of technology that's every broker's best friend - How to have a complete application built by the time the very first phone call ends - When smart brokers decide to walk away from a file - Where to invest your marketing dollars (and where you'd just be throwing that money away) - How to trade cold-calling for warm-calling - How the "paycheque mentality" can sink your business, and what to do about it Every step, every tip, every process is aimed at building long-term relationships with clients and referral partners alike. It's all designed to get you to the holy grail of a referral-only business. Your mantra? Get the application. Here's how to do it.

    But then, matrimony came along and politics suddenly felt like the non-essential elaichi in this Mughlai Biryani called life. When my ‘loved ones’ subjected me to scenarios unimaginable, when as the groom I had to wait for an hour for my baaraat to arrive, when certain ‘rituals’ scarred me with shame for the rest of my life, I so wanted to give it back to the society! And hence, ‘Lehengey and Lafdey’ was born. LnL will raise your ire, tickle your funny bone, and show you everything except what a wedding is supposed to be: a sacred union. In a world filled with romantic novels, where love always wins in the end; patience, perseverance and the insane ability to bear a butt load of crap is required to emerge victorious in the holy war of matrimony. Enough talk! Jump right in and witness a whirlpool of emotions, with a cup of masala chai and some fryums on the side. Put your seat belts on, for it is going to get crazy. Welcome to the world of Lehengey and Lafdey!

    

    Few others can offer such a remarkable insight into life at Anfield from Shankly to Houllier and beyond. Born in Liverpool in 1954, Phil later moved to his spiritual home of Kirkby where his footballing abilities were soon noticed and he quickly acquired a range of schoolboy honours before signing professional forms for his beloved Reds in 1971.As he staked a claim for a first-team place, Kop messiah Bill Shankly would memorably declare: “Aye, Phil Thompson. The boy tossed up with a sparrow for his legs and lost!”Shanks, however, was in no doubt about the young Thommo’s qualities and Phil would go on to claim a host of Anfield honours including seven League Championships, three European Cups, two League Cups and an FA Cup.The proudest moment of his footballing life came in 1981 when he led the Reds to a third European Cup with a 1-0 defeat of Real Madrid in Paris, later parading the trophy at his local pub, The Falcon.He left the Reds after winning 42 England caps before returning to Anfield in a coaching capacity under Liverpool player manager Kenny Dalglish.Despite being controversially sacked by Reds boss and former teammate Graeme Souness in 1992, he sensationally returned to Anfield as Gerard Houllier’s right-hand man in 1998, going on to revive the glory days by claiming a famous treble of trophies in 2001.Coming full circle and happy to be a fan again, he shared in the joy of the Reds’ 2005 Champions League triumph in Istanbul – as highlighted during remarkable scenes on SKY TV.

    Excited at the prospect of her new business, she's also well aware that most bars fail in their first six months. There's no margin for error here. Across town, Detective Mockler, investigates two gruesome homicides linked to an alleged curse that mimics the signs of the stigmata. He dismisses the curse story only to find himself afflicted with the wounds that, according to the curse, will take his life in seven days...

     A young couple from the city move to a small town, looking for a fresh start. They soon find their dream house in an old Victorian mansion and everything seems perfect, that is, until they experience strange supernatural occurrences linked to an unsolved mass murder from forty years ago. Unearthing the secrets buried within the mansion won't be easy. Can they solve the mystery in time, or will they face the same doomed fate as the tenants who came before them? Take a terrifying journey into the new supernatural mystery thriller by best-selling author Roger Hayden, "The Haunting of Bechdel Mansion," where anything can happen, no one can be trusted, and doom awaits around every corner.

    On a sunny Sunday 29 years later, Carleen and Maurice Bryant's beloved first-born loaded the boot of his yellow Volvo with guns and ammunition and returned to Tasmania's historic Port Arthur settlement, scene of many idyllic childhood summers. There, the young man with the striking surfie hair and mesmeric eyes, calmly shot 35 people dead and injured another 21. His crime, the world's worst killing spree by a lone gunman, horrified the nation and changed Australia forever.Thirteen years on, Robert Wainwright and Paola Totaro, both senior news writers, delve backwards over five generations and across two hemispheres to unravel the complete story of Bryant's life and reveal why he committed this heinous crime. They have uncovered Bryant's family history, spoken to his mother, his psychiatrists, lawyer and others who knew him, to piece together the story of eccentric and disparate characters whose lives intersected – with catastrophic results. From Bryant's shocking behind-the-scenes confessions to his own 11th-hour attempt to turn back, this book asks if the Port Arthur massacre could have been prevented. And explains why it could happen again.

    A great way to connect in a wired, increasingly busy world, but do you really know who hides behind the smiling pictures? The flirtatious text messages? What if the person on the other end of the dating profile isn’t quite what they appear to be… WHAT IF THEY AREN'T EVEN ALIVE?Mark found her photo on a popular dating app that was all the rage. Her name was Akasha, and she was beautiful. Seductive. Irresistible. She wrote that she was looking for friendship. Love. A real connection.But Akasha is concealing a horrible secret. Now Mark must solve a terrifying mystery if he is to save those he loves the most and survive a dangerous obsession.

    Wherever we go, there will always be stories that the person telling you has heard from someone else or from their ancestors. Due to the passing down of these stories from one person to the other, the true story often changes and becomes rather distant from the original.Over the last 300 years, there have been a lot of cases and stories that have been passed from generation to generation. Some of these stories are not traceable anymore. One cannot possibly trace the true root of the story and why it actually happened. Sometimes, one cannot even know for sure if it really happened.One thing is sure though, over these 300 years, 7 stories made up our top list. Ever watched Blair Witch Project? Well that movie was based on a supposed true story and that story is the first one in our list. Find out what happens when a family gets haunted by a witch.I’m sure you have watched the viral video of Elisa Lam in the elevator. This ranks first in our unexplained stories, simply because there are still no explanations of how she got to where she died.Grab it now for some of the weirdest and creepiest stories from the last 300 years of our history! * Scroll Up and Get Now! *

    She is the girl with the blue tattoo.The story behind the distinctive tattoo is the stuff of legends. Some believed it was placed on her face during her captivity, following the brutal murders of her family members and the kidnapping of her and her sister. Others believe it was placed on her after her return.Rumors swelled. Her tattoo became a symbol of Native barbarianism and the triumph of American goodness, but like many stories of that era, the truth is far more complicated.This short book details the murders, her captivity, the aftermath, and her baffling return to her captors. Unravel the mystery of the woman who would become famous for all the wrong reasons and discover what her life story says about cultural identity, the power of resiliency, and what happens when fact and fiction bend and twist to muddy the waters.Read on to find out the truth!

    The autobiography of the most troubled footballer of modern times.

    But when terrifying dreams haunt her nights and someone unseen begs for help during the day, a terrified Megan questions her sanity. But when Megan realizes the nightmares aren't nightmares at all, and the voice belongs to someone who is long gone, things become even more sinister. And when Megan discovers the old metal container in the basement, her life will never be the same. Can Megan unravel the house's horrific past before she falls victim to the deadly presence? The house hopes not.

    It was the U.K.’s worst rail disaster in years. On the morning of October 5, 1999, two rush-hour commuter trains collided just outside London. Hundreds were feared dead. Though he was traveling in the front-most carriage, the novelist Andrew Rosenheim survived the crash. In “The Secrets of Carriage H,” Rosenheim recalls in heart-pounding detail the events of that day and opens up about the emotional rollercoaster that consumed him for months thereafter. Told with the rich textures of a novel and the bare heart of a memoir, “The Secrets of Carriage H” explores the unspoken consequences of survival and offers brutal, sometimes hilarious insight into the human condition. Andrew Rosenheim was born and raised in Chicago, but has lived in England for the last thirty-five years. He worked in publishing for many years at Oxford University Press and then as the Managing Director of Penguin Press. He is the author of seven novels, most recently Fear Itself and The Little Tokyo Informant. His writing has appeared in The Times, The New York Times, the Times Literary Supplement, and many other publications. Married, he lives with his wife and twin daughters near Oxford and is the editor of Kindle Singles in the U.K.Cover design by Evan Twohy.