In Confessions of a Subprime Lender: An Insider's Tale of Greed, Fraud, and Ignorance, he reveals the truth about how the subprime lending business spiraled out of control, pushed home prices to unsustainable levels, and turned unqualified applicants into qualified borrowers through creative financing. Learn about the ways the mortgage industry can be fixed with his twenty suggestions for critical change.

    They raise direct questions regarding the source of thought, the essence of our being and are as relevant today as they were 2000 years ago.The Isavasya proclaims the all-pervasiveness of this totality of consciousness which is here called Isha, the Lord, and urges one to let go the narrow and self-centered identity we are caught up in and rejoice in the flow of the infinite wholeness of Life.The word Kena means Who. This Upanishad concerns itself with the question of ones ID. Is there a separate I or is it merely a term used to describe the totality of cognizance. Is there an I beyond the limited, self-centered ID?The Mandukya examines the same idea but in a different way, exploring the states of consciousness all human beings experience namely, the waking state, the dream state and the deep sleep state, and postulates that there is a common experiencer in all these states, a witness, not affected by the states and which is the totality of consciousness called Turiya represented by the Pranava, OM.PrefaceThe Upanishads represent the high watermark not only of Hindu Philosophy but of spiritual literature anywhere in the world. These marvellous discourses and dialogues between self-realized seers, known as Rishis, and one or more disciples, contain powerful and eloquent statements regarding the ultimate reality in its multifarious facets. They have been well described as providing an ‘ecstatic slide show of reality, a privileged glimpse of the unitive vision in which all thing are one in a world aflame with God’. They contain some of the most eloquent passages such as – ‘I have seen that Great Being shining like a thousand suns beyond the darkness; it is only by knowing that being that we can achieve immortality’ and again, ‘Hear O children of immortal bliss, you are born to be united with the Divine; follow the path of the illumined ones and be united with the Supreme Being’.The universal truths articulated in the Upanishads have formed the basis for numerous commentaries down through the centuries, beginning with the luminous insights of Adi Shankaracharya. In our own times Sri Aurobindo, Sri Krishnaprem, Dr Radhakrishnan, Swami Ranganathananda, Eknath Ishwaran and other great seers and sages have produced commentaries and interpretations on various Upanishads. The Upanishads are enduring and unfailing sources of inspiration, and their impact grows with each successive reading. One of my favourites is the Mundaka which I have translated and upon which I have attempted a short commentary.The author of this book, Sri Mumtaz Ali, popularly known as ‘M’, has spoken extensively upon the Upanishads, based on his personal experience. The fact that a person born a Muslim should have such a deep insight into the Hindu tradition proves once again that the spiritual path accepts no boundaries. The three Upanishads upon which M has commented are among the most important – the Ishavasya, which is always given pride of place in any list of Upanishads, the Mandukya which expounds the deeper symbolism of the sacred symbol Aum, and the Kena where we have the marvellous allegory of the Devas who thought they had won a victory, whereas actually it was the victory of the divine Brahman. In this Upanishad we come across Shiva and Yaksha, whose identity the Devas are unable to comprehend, and are also introduced to Uma, Haimavati, the many splendoured daughter of the Himalayas, who appears as the mediator between the Devas and the Supreme Brahman.In these talks M has expounded in a clear and cogent fashion various aspects of these three great texts. I have pleasure in commending this book to spiritual seekers and students of Hinduism around the world.

    I will show you my daily life and choices that have created such an easy life and help to not only live frugally but create and build wealth.

    The Book is, without a doubt, a revelation from the Lord of the Universe. The Final Testament comes with built-in physical evidence that it is God's message to you; it is mathematically composed beyond human capability. This proves that God is the Truth, and that He revives the dead, and that He is Omnipotent. Our Salvation in the hereafter lies on upholding The Quran. The Quran is God's Final Testament to the world. Unlike any other book, the Quran is taught by God (55:1-2); He teaches us what we need at the time we need it. This is why we read the Quran hundreds of times without getting bored. We can read a novel, for example, only once. But the Quran can be read an infinite number of times, and we derive new and valuable information from it every time. Since the Quran is God's message to all the people, regardless of their language, the Quran is accessible to the believers, regardless of their language (41:44). This explains a profound phenomenon: the believers who do not know Arabic know the Quran better than the Arabic speaking unbelievers. Because of the invisible forces serving the Quran, it is readily and enjoyably accessible to the sincere believers, and utterly inaccessible to the unbelievers (17:45, 18:57, 56:79).

    This book, totaling 1,333 pages, went on to sell more than two million copies around the world. Its lessons are meant to be digested one at a time; those who study ACIM do so over years, often struggling to progress through its resonant but difficult-to-comprehend truths.Jon Mundy-who knew the Course's founders and the text from the very beginning-is the perfect guide to the book's central tenets. Using passages from ACIM, he illuminates its teachings on such subjects as the self, forgiveness, desire, health, money, addiction, and the afterlife. Through Jon's lively storytelling and in-depth knowledge of the Course's wisdom, readers gain wisdom that might otherwise have taken them a lifetime to grasp.

    

    

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    Looking up at the stars or witnessing a beautiful sunrise leaves us feeling like there has to be more to our existence. Is there more out there than this? Who am I? What is my purpose? The answers to these questions are hidden in the Natural Laws of the Universe. These Cosmic Laws govern ALL things and shape our inner and outer worlds. They do not leave uncertainty or doubt. They are the key to ALL things in existence and they can help you to achieve anything you desire out of life. Unlock the secrets of the universe to help open your mind to a more fulfilling life. What you will gain from this book: Learn that there is more to life than what there seems How to gain knowledge and anything you want in life Why we are not told about the laws and why they are hidden from us How the laws are the key to ALL existence How to stop struggling and start living a meaningful life The Law of Attraction is one of the best known universal laws. It can help manifest anything you desire, but combined with other valuable laws it will reshape your thinking and bring more meaning to your existence. Not only can you have anything you desire, you can increase your quality of life and make more sense of the world around you. This book could be the most life changing book you've ever read. You can be in complete control of your life and the world around you by understanding the laws that govern all things. Take advantage of the hidden secrets of the universe and start living the life you deserve. Scroll up and grab a copy now!

    Great Freedom, whereby you are not bound by the life you live in.The writings of Truth that guides you to the life of wisdom, cleanses your mind and leads you to the true and eternal world.

     Did you know that 40% of bariatric surgery patients regain weight within 5 years of having weight loss surgery? When it comes to long-term weight-loss surgery success, you've got to get a handle on your emotions and motivation. The food will always be there, and it’s not about knowing WHAT to eat, but instead, transforming your relationship with food. This is why conquering your MINDSET is essential. If you are not in the right head-space, you can slide backward and enter the danger zone of regaining weight. Unfortunately, the cravings, emotional impulses, and habits to eat whatever and whenever still pop up after surgery. Even with the knowledge of what to eat, you will also need to learn how to manage yourself and your mindset around food. Fancy meal plans won’t help you if you haven’t tackled the most difficult part of having weight loss surgery; your brain! After investing so much time to get your body where you want it, is having the wrong mindset worth the risk of sabotaging all you've worked hard to achieve? In Bariatric Mindset Success, you will be guided by Kristin, a professional psychotherapist and a successful gastric sleeve post-op patient through her most coveted weight loss surgery success strategies. She’ll guide you through the WLS basics as well as advanced mindset, motivation, and emotional techniques to help you stay focused and on track through the ups and downs of life. You’ll gain practical tools and techniques to create lifestyle habits that keep you focused on WLS success for life, not just in the short term. Also, she gives you tools to handle friendships and relationships after weight loss surgery in addition to giving you a compass for living your best life, beyond the weight loss. Ready to get started? Scroll up to the top of the page and click on the “Add to Cart” button.

    

    You, too, are invited to reflect and discover your own divine encounter.You will learn how to see through Heaven’s eyes—through the Father’s eyes—and that look of love will transform everything, including:•God. •Yourself. •Other people. •Your family. •Your enemies. •The end times.   Seeing Through Heaven’s Eyes is powerfully presented and will bless and free you to experience a deeper relationship with Father God.

    Radical Frugality tells the story of 5 people who did it: Paul, 27, discovering how to overcome student loan debt; David and Winona, late 40's, living their retirement dream today; and Dan and Charlotte, family of 4, with an underwater mortgage. Waking up every morning debt-free with cash in your pocket helps your brain feel safe, secure, and smart. Embracing the concepts in this book frees you from the overwhelming anxiety of the consumer lifestyle by showing you how to take control. You can start today. What if you could spend 66% less money than you spend today setting yourself up to live a self-determined lifestyle doing exactly what you love to do regardless of financial compensation? Radical Frugality shows you exactly how to achieve those goals within one to five years. Using our step-by-step common sense plan, we teach you what to do (break the spell of the consumer credit con), when to do it (planning and preparation), and most importantly where to do it (discover the 5 top cities for living frugally). We'll help you evaluate your financial situation. Are you in the Yellow Zone, the Orange Zone, the Red Zone, or even the Dead Zone (paying debt with debt)? This book lays out a plan for how to pay off your debt and get into the Neutral Zone (getting back to monthly break-even), the Green Zone (debt free with $1,000 a month free cash-flow) or even the Golden Zone (living a self-determined life). Whether you are desperate right now about your financial situation, facing retirement, just starting out, or just plain tired and worn-out from struggling to pay bills, Radical Frugality can show you over 100 tips for feeling better today. Radical Frugality offers a soup to nuts plan for living a self-determined life that will leave you happier and healthier than ever before. CHAPTER ONE: IT'S NOT ABOUT WHAT YOU EARN—IT'S ABOUT WHAT YOU SPEND. HOW TO TAKE CONTROL CHAPTER TWO: THE CONSUMER CREDIT CON. HOW MARKETERS PLAY TRICKS ON YOUR BRAIN CHAPTER THREE: WHY FRUGALITY? GETTING STRAIGHT ABOUT WHY YOU'RE ON THE PLANET CHAPTER FOUR: WHO ARE YOU TODAY? EVALUATE YOUR SPENDING PROFILE CHAPTER FIVE: HOW TO DO IT. YOUR STEP BY STEP PLAN TO GAIN CONTROL CHAPTER SIX: GOING GREEN AND NEVER LOOKING BACK. THIS IS YOUR BRAIN ON CASH CHAPTER SEVEN: WHEN WILL YOU BE READY? LEARNING TO ASK THE RIGHT QUESTIONS CHAPTER EIGHT: LIVING THE DREAM. WHERE YOU LIVE DETERMINES HOW YOU LIVE