Whether motivated by a desire for adventure, or the need to make the most of a diminished nest egg, more and more Americans are considering an overseas retirement. Drawing on her more than three decades of experience helping people relocate happily and successfully, Kathleen Peddicord shows how living in an unconventional retirement destination can cost less than a traditional home in Florida or Arizona. Peddicord addresses all of the essential issues, including: ? Death ? Taxes ? Health Care ? Bank Accounts Whether readers are interested in relatively unknown havens like Nicaragua, well-traveled areas in Italy, or need some help deciding, "How to Retire Overseas" is the ultimate guide to making retirement dreams come true.

    trading partner in sub-Saharan Africa, petroleum-rich Nigeria exports half its daily oil production to the United States. Like many African nations with natural resources coveted by the world's superpowers, the country has been shaped by foreign investment and intervention, conflicts among hundreds of ethnic and religious groups, and greed. Polio has boomed along with petroleum, small villages face off with giant oil companies, and scooter drivers run their own ministates. The oil-rich Niger Delta region at the heart of it all is a trouble spot as hot as the local pepper soup.Blending vivid reportage, history, and investigative journalism, in A Swamp Full of Dollars journalist Michael Peel tells the story of this extraordinary country, which grows ever more wild and lawless by the day as its refined petroleum pumps through our cities. Through a host of colorful characters--from the Area Boy gangsters of Lagos to a corrupt state governor who stashed money in his London penthouse, from the militants in their swamp forest hideouts to oil company executives--Peel makes the connection between Western energy consumption and the breakdown of the Nigerian state, where the corruption of the haves is matched only by the determination and ingenuity of the have-nots. What has happened to Nigeria is a stark warning to the United States and other economic powers as they grow increasingly frantic in their search for new oil sources: unbridled plunder eventually rebounds on those who have done the taking.A Swamp Full of Dollars--shortlisted for the Guardian First Book Award--shows that if the Arab world is the precarious eastern battle line in an intensifying world war for crude, then Nigeria has become the tumultuous western front.

    Travelling over 20,000 kilometres on trains across Europe and Asia, he sets out to reach his objective via the little used Trans-Manchurian route across Siberia to Beijing, and from there to the Qinghai–Tibet railway across the Tibetan Plateau – the highest railway in the world. Unprepared for what he is to experience in Lhasa, he discovers a city in modern-day China, but a place still largely living in the traditions of a truly mythical past. Those that know Woodward’s writing will appreciate his honest and humorous reflections of life on the rails, and his efforts – sometimes successful – to decode cultural misunderstandings. He tells his story with thoughtfulness and introspection you’d expect of a solo traveller, and gives you the detail that makes an incredible journey like this feel possible for you, too.

    

    Along with her husband and pate-loving dog, Folly, they gain insights on the history, people, and daily life. Joyful reading for voyagers and armchair travelers alike!

    And once you're on the trail, you'll enjoy the sidebars on flora and fauna, and historical highlights that accompany many of the routes. There is a full-color front map and then two-color section maps, along with clear driving directions to the trail head, options for nearby camping, ratings for trail difficulty and photos of what you'll see on your hike. Hikes are typically less than 12 miles round trip. The Day Hiking series guidebooks are the most comprehensive and attractive trail guides available for Washington state. **Mountaineers Books designates 1 percent of the sales of select guidebooks in our Day Hiking series toward volunteer trail maintenance. Since launching this program, we've contributed more than $14,000 toward improving trails. For this book, our 1 percent of sales is going to Washington Trails Association (WTA). WTA hosts more than 750 work parties throughout Washington's Cascades and Olympics each year, with volunteers clearing downed logs after spring snowmelt, cutting away brush, retreading worn stretches of trail, and building bridges and turnpikes. Their efforts are essential to the land managers who maintain thousands of acres on shoestring budgets.

    Patricia and her husband Patrick are spending the summer in their holiday home in the Languedoc village of Morbignan la Crèbe. One hot Friday afternoon Patrick walks in with the little dog, thinking she is a stray. They have no intention of keeping her. ‘Just for tonight,’ says Patrick. ‘We will take her to the animal shelter tomorrow.’ It never happens. They spend the weekend getting to know and love the little creature, who looks at them appealingly with big brown eyes, and wags her absurd stump of a tail every time they speak to her. On the Monday her owner turns up, alerted by the Mairie. They could have handed her over. Instead Patricia finds herself saying: ‘We like your dog, Monsieur. May we keep her?’ It is the start of what will be four years as Morbignanglais, as they settle into life as permanent residents of the village. “At Home in the Pays d’Oc” is about their lives in Morbignan, the neighbours who soon become friends, the parties and the vendanges and the battles with French bureaucracy. It is the story of some of their bizarre and sometimes hilarious encounters: the Velcro bird, the builder in carpet slippers, the neighbour who cuts the phone wires, the clock that clacks, the elusive carpenter who really did have to go to a funeral.

    Unfortunately, much of the advice that is dispensed is either unsubstantiated or betrays a strong vested interest. In The Essential Retirement Guide, Frederick Vettese analyses the most fundamental questions of retirement planning and offers some startling insights. The book finds, for example that:Saving 10 percent a year is not a bad rule of thumb if you could follow it, but there will be times when you cannot do so and it might not even be advisable to try. Most people never spend more than 50 percent of their gross income on themselves before retirement; hence their retirement income target is usually much less than 70 percent. Interest rates will almost certainly stay low for the next 20 years, which will affect how much you need to save. Even in this low-interest environment, you can withdraw 5 percent or more of your retirement savings each year in retirement without running out of money. Your spending in retirement will almost certainly decline at a certain age so you may not need to save quite as much as you think. As people reach the later stages of retirement, they become less capable of managing their finances, even though they grow more confident of their ability to do so! Plan for this before it is too late. Annuities have become very expensive, but they still make sense for a host of reasons. In addition, The Essential Retirement Guide shows how you can estimate your own lifespan and helps you to understand the financial implications of long-term care. Most importantly, it reveals how you can calculate your personal wealth target - the amount of money you will need by the time you retire to live comfortably. The author uses his actuarial expertise to substantiate his findings but does so in a jargon-free way.

    Learn the Alphabet and pronunciation as well as useful phrases in 8 categories, such as greetings, travel and directions, making friends to business and emergencies. Download, read and enjoy your vacation like never before.

    

    She imagined posh flights and swanky hotels. Then I said the three words every girl longs to hear: Volkswagen camper van.’This frank and funny true story of a 'family gap year' like no other shows how the passing comment of a bored 9-year-old can snowball into an absurd expedition into strange lands, financial peril and some distinctly unsavoury living arrangements. With Strawberry Fields New York in their sights, the Beatnik Beatles inadvertently gatecrash an Italian wedding, suffer brutal torture at the hands of a Turkish masseur, appear in a Bollywood film and trust their entire journey across Australia to the whim of an army of online-blog followers - and all to a Lennon & McCartney soundtrack, played badly on instruments bought on eBay.Got a taste for adventurous travel? Ever felt the peril of performing in public? Tried to entertain children on a very, very long car journey? Great! Do you want to join a band?‘It’s a dirty story of a dirty man.’Paul McCartney‘Please stop calling us.’The Times Literary Supplement‘We do not condone absenteeism on this scale.’Oxfordshire Education Authority(From Amazon.co.uk)

    Sick of the weather, perennial colds and their increasingly routine lifestyle, they’d all been getting restless. Finally, Guy and Juliet broke in spectacular style – they re-mortgaged their house and bought a yacht. Her name was Forever.The plan? To pick up Forever from her mooring in the Leeward Antilles off the coast of Venezuela, and sail around the West Indies before crossing the Atlantic back to Scotland. This was despite the fact that Guy, skipper of the expedition, had almost no sailing experience.Travelling around the lush tropical islands of the Caribbean and up the waterways of America, the family had countless sublime moments as they discovered the freedoms of sailing – anchoring in deserted bays, night passages under star-studded skies, and entering New York by water, greeted by the Statue of Liberty. But there were also testing times as they grappled with seasickness and bad weather, coping with young children at sea and learning to run a large, complex boat. Far from being the idyllic escape they’d envisaged, the journey forced Guy and Juliet to draw on reserves of courage and endurance they never knew they had.Wry, funny and buccaneering, this is a compelling tale of bravery and endeavour, out on the open sea.

     In this volume he relates the first four years of his outdoor odyssey, from his initial escapist trips, through his gradual move towards full-time outdoor living, to his decision to put the harsh British winters behind him and head off to the more benign climate of southern Spain. Sincere but light-hearted, this story recounts his experiences in Lancashire, Yorkshire and Scotland, alongside the mental journey leading to his conviction that a conventional life is no longer for him, despite the well-meaning advice of his family and friends. The second and final part of Tony’s story will be available this winter.

    Are you gutsy enough to try it? Rouse your inner gypsy/rebel with this intimate introduction to van dwelling. It’s stocked with DIY tips and tricks for turning a vehicle into a home (on any budget) and emotional resources to gracefully sidestep the psychological pitfalls of such an unconventional lifestyle. With concrete advice and personal reflection from an experienced solo van dweller, this guide thoroughly covers the basics of everyday life in a van with a refreshing twist of self-empowerment and a whole lotta sass.Topics covered inside: -- vehicle selection-- DIY ideas for customizing your mobile abode-- ventilation-- parking tips-- showering and toilet needs-- safety for solos-- earning an income-- mental health as a van dweller...and much more!

    "This book will change the outlook of those who read it." - Murali Vijay, Indian Cricketer "This book changed the way I looked at vacation planning and...I only wish that I had access to it at the start of my career." - Muthu Krishnan From the Author This step by step guide to your version of the Rich Life includes: - How your attitude toward money should move over from 'past looking' to 'future focusing' -How to find mistake fares to Europe, Pacific and Far East and make that extended 4-day weekend, Thai trip for under 10k INR - Years of research resulting in 40 resources of 'free and cheap accommodations' for vacations - Tried-and-tested scripts to negotiate down credit card, Dish TV, Phone and Internet Bills - How credit cards can help you lower home-loan payments - How to setup the cashflow, so that you can make Diwali, Birthdays and other repetitive expenditures, a breeze - How to make big purchases like a home or a car - a walk in the park - How to invest for your retirement with peanut money now - Enjoy guilt-free irrational spending while also being responsible over the future - Automate every part of your money-life If you are in a 9-5 and are even part-disgruntled, Gamechanger is going to be the turning point of your life