But it doesn’t have to be! Personal Finance 101 will provide you with all the skills you need to make good financial decisions and grow your personal wealth. Full of must-have advice and organized in an easy-to-read format, this book provides a wealth of knowledge on personal finance basics including: -Choosing your bank (and why it matters) -Building an emergency fund -Salary and benefit packages -Where your money is going (and how to keep more of it) -Refinancing or consolidating student loans -Health and property insurance -Building credit responsibly -How to get a mortgage Use this guide and make the most of the money you have, plan for future purchases like a house or a vacation, save for retirement, or simply become more financially responsible. Perfect for finance beginners or those looking to refresh their knowledge, Personal Finance 101 is the one-stop shop for all of your personal finance questions!

    A strategy that’s not pie-in-the-sky and not just a bunch of theory, but rather a systematic plan that is backed up with real numbers showing it clearly beating the S&P 500 over time. A trading strategy that’s understandable, repeatable, that works and works simply.Anyone can do this. In simple-to-understand language, you’ll discover---- The six ETFs that power the strategy, and why.-- The simple technique for identifying which of those ETFs to buy, and which to sell. And most importantly, when.-- How $5,000 can end up $1,000,000 in your retirement portfolio.-- How to protect your portfolio during market downturns with a simple cash trigger.-- In short, how to earn an average of 12% annually in the stock market with minimal trading, less volatility, and less risk.Beat "The Street" in just 20 minutes.If you have 20 minutes a month and a computer, you can turn any investment amount into a steadily growing compounding machine that will make you the envy of Mad Money’s Jim Cramer and 99% of all mutual fund managers.Make just 2-4 trades one day a month. The strategy tells you what ETFs to buy and what to sell. That’s it. Then turn off the computer and go live your life.

    The book helps psychologists apply the Ethics Code to the constantly changing scientific, professional, and legal realities of the discipline. Author Celia B. Fisher addresses the revised format, choice of wording, aspirational rationale, and enforceability of the code and puts these changes into practical perspective for psychologists. The book provides in-depth discussions of the foundation and application of each ethical standard to the broad spectrum of scientific, teaching, and professional roles of psychologists. This unique guide helps psychologists effectively use ethical principles and standards to morally conduct their work activities, avoid ethical violations, and, most importantly, preserve and protect the fundamental rights and welfare of those whom they serve.

    If you have ever set a goal for yourself and then self-sabotaged the moment you hit it, let fear dictate what you do, been emotionally broken by a failure, lacked confidence and felt full of self-doubt or let negative people influence you, then this is the book for you. Read 'Rewire Your Mindset' to: - Learn how to get the success your desire and the life you deserve! - Take 100% responsibility because then you can control and change your life - Decide exactly what you want to achieve then make it happen - Believe whatever you want is possible

     While mistaken members of the media like Rachel Maddow have called Anthony Fauci "a great American," Dr. Fauci will soon take in his place in history as the chief operator of a Ponzi scheme that has plunged the world into a dystopian medical darkness of fraud, deceit, and neglect. This little book is an explosive chapter from The Chronic Fatigue Syndrome Epidemic Cover-up Volume Two with a new afterword that explores the extensive damage Fauci's Ponzi scheme has done to the Chronic Fatigue Syndrome community, people stigmatized with "HIV/AIDS," and everyone suffering from the viruses that Fauci's cover-up has been concealing from the world: the HHV-6/7/8 family of viruses. The list of the potential victims of Fauci's Ponzi scheme includes virtually everyone. Even the health of millions of doctors and nurses has been put at risk. These the elements of Fauci's scientific Ponzi scheme: 1. Nosological fraud. (That's the branch of medicine dealing with the classification of disease. It is ground zero for public health fraud.) 2. Epidemiological fraud. 3. Virological fraud. 4. Treatment fraud. (Treatments that harm more than they heal or conceal more than they reveal.) 5. Public health policy fraud. 6. Concealment of negative scientific data and paradigm-challenging anomalies. 7. Use of an elite network of "old boys" and pseudo-activist provocateurs to censor critics and whistleblowers. 8. Chronic obscurantism. 9. If necessary, vigilantism and witch-hunts against any intellectuals, scientists, or citizens who constitute any form of resistance to the Ponzi scheme. Fauci and his puppets at NIH have created a real mess. Like Bernie Madoff, Anthony Fauci is rich, famous, and powerful as a result of his scientific Ponzi scheme. And Fauci is a clever manipulator who will continue to try and hide the nature of his scientific Ponzi scheme from the public the way Bernie Madoff hid his financial records. But luckily, this brilliant and uncompromising work of journalism will enlighten members of Congress and the media as they begin extensive investigations of the Fauci Ponzi scheme.

    The colonists were fighting for rights they felt they deserved, not only as British citizens, but as human beings. The belief that rights to life, liberty, and the pursuit of happiness were God given and not dependent upon any government or ruler gave the revolutionaries the courage to fight against overwhelming odds and eventually win their freedom. Inside you will read about... ✓ A Series of Oppressions ✓ Death and Taxes ✓ Out of Many, One ✓ War in Earnest ✓ Voices of Liberty ✓ Independence And more! The new government they created for the United States of America would be unlike anything seen before in world history, and their fight has continued to change the world to this day.

    Learn the importance of obedience to God's Word in planting seed for finances.

    I'm here to tell you it is not. In fact, fundamental poker math is very easy to learn. More importantly, it can yield you a lot more profits at the poker table. Without using simple math at the poker table, you are simply playing a guessing game. Use Simple Math at the Poker Table and Increase You Winnings In this book I will teach you how to use simple arithmetic at the poker table to gain a huge skill advantage over your opponents that will allow you to win more and lose less. Poker players that don't use math are simply guessing and you'll learn to no longer guess and know the right mathematical move at the poker table. These simple mathematical concepts I will be teaching you will drastically help improve your poker game and allow you to make the most profitable decisions at the poker. Contents and Overview First you will be introduced to some fundamental overarching poker concepts that apply to poker mathematics. Then we will begin our journey into poker mathematics where you will learn about probabilities and odds, pot odds and implied odds, pot equity, and expected value. You will then learn how to quickly estimate your equity at the poker table using the Rule of 2 & 4. Moreover, you'll learn the steps involved in determining if calling with a drawing hand is profitable or not. We will also cover how to size your bets with the best hand and teach you how often bluffs and hero calls need to work to be profitable. Lastly, we will show you how to perform EV calculations and better understand card combinations. Effectively Understand and Utilize Essential Poker Math Develop a keen understanding of Probability and Odds Learn to quickly calculate Pot Odds & Implied Odds at the poker table Effectively use Pot Equity & The Rule of 2 & 4 to Determine the correct poker play Understand how to use Expected Value (EV) both on and off the table to analyze your plays Learn the important math behind Bluffs & Hero Calls to give you a skill advantage over your opponent Learn Card Combinations to further enhance your card reading abilities And Many More Amazing Topics… What You Will Get out of This Book Suitable for both beginning and experienced poker players alike you'll learn many essential fundamental poker mathematical concepts that will help you drastically improve your poker game. After reading this book, you will have mastered fundamental No Limit Holdem mathematics. You will have gained a huge skill advantage over your opponents and you will be able to quickly and effectively use math at the poker table to make are always the most profitable move. Most importantly, you will become a much better and profitable poker player! So what are you waiting for? Purchase this book today to start learning how to advance your poker game with simple poker math! Alton Hardin is the founder of MicroGrinder.com, a free micro stakes poker website that is dedicated to helping micro stakes poker players improve their poker game by offering a wide array of free and low-cost resources including poker courses, poker t

    . . . Almost every page could make you say, I didn’t know that!"Tampa Tribune"Gannon’s love for Florida comes through in a marvelous narrative style [that] doesn’t bog down in dates and reams of facts that historians find interesting, but others don’t."--Miami Herald"First rate . . . desperately needed . . . entertaining . . . fun!"--Orlando Sentinel"Gannon is a lifelong student of the history of his state, an acclaimed teacher, a masterful and tireless raconteur, and a superb stylist. Florida: A Short History showcases each of these strengths and talents and contains the latest archaeological and historical scholarship."--Florida Historical QuarterlyAs if Ponce de León, who happened on the peninsula in 1513, returned today to demand a quick reckoning (“Tell me what happened after I was there, but leave out the boring parts!”), Michael Gannon recounts the longest recorded history of any state in the nation in twenty-seven brisk, fully illustrated chapters.From indigenous tribes who lived along spring-fed streams to environmentalists who labor to "Save Our Rivers," from the first conquistadors whose broad black ships astonished the natives to the 123,000 refugees whose unexpected immigration stunned South Floridians in 1980, the story of the state is as rich and distinctive as the story of America.And it’s older than most people think. As Gannon writes, “By the time the Pilgrims came ashore at Plymouth, St. Augustine was up for urban renewal. It was a town with fort, church, seminary, six-bed hospital, fish market, and about 120 shops and houses. Because La Florida stretched north from the Keys to Newfoundland and west to Texas, St. Augustine could claim to be the capital of much of what is now the United States.”Gannon tells his fast-marching saga in chronological fashion. Starting with the wilderness of the ancient earth, he fills the landscape with Indians, colonists, pioneers, entrepreneurs, politicians, and the panorama of Florida today--“the broad superhighways that wind past horse farms, retirement communities, international airports, launch pads, futuristic attractions, and come to rest, finally, amidst the gleaming towers of Oz?like cities.” This revised edition concludes with a look into the twenty-first century, including “in-migration,” restoration of the Everglades, education, the work force, and the infamous 2000 presidential election.Michael Gannon is distinguished service professor emeritus of history at the University of Florida. Among other honors, he has received the first Arthur W. Thompson Prize from the Florida Historical Society and the decoration Knight Commander of the Order of Isabel la Católica from King Juan Carlos I of Spain. He is the author of the best-selling Operation Drumbeat and editor of The New History of Florida.

    In Where There's a Will, Stephen M. Silverman shows just how different with a peek at the wills of the richest, most celebrated people of all time, and he provides the intimate scoop on what their heirs had to say about it. Discover what secret pact Clark Gable made in 1942 and took to his grave - only to be exposed when his will was read. Learn why it took more than a year for Liza Minnelli to raise the $37,500 needed to bury the ashes of her mother, Judy Garland, and what treasures were left to the heirs of Babe Ruth, James Dean, John Jacob Astor, Ernest Hemingway, and Ayn Rand once those wills cleared probate. From Marilyn Monroe and Andy Warhol to John Lennon, Jim Morrison, John Steinbeck, Rita Hayworth, and Jack Dempsey, Where There's a Will . . . is an utterly engrossing read sure to captivate tycoons and gossip addicts alike with its fascinating tales of how the other half bequeaths.

    Making one attempt after another, you fail and continue to fail, and it seems there’s no way to make the change stick for longer than a couple of weeks. Perhaps… except some people somehow manage to stick to their resolutions in the long term and their lives do get better — permanently. What makes the difference between those superheroes and “mere mortals”? More importantly, can the “mortals” acquire those superpowers, or should they accept that they’ll never be able to permanently change their lives? Written by bestselling author, Martin Meadows, This Time Will Be Different: A Short Book on Making Permanent Changes goes through a 4-step process called STAR that will take you on a journey, from the moment you introduce a new change, all the way to how to live your life after you’ve successfully implemented it. Designed to be a short read packed with practical advice, you can finish the entire book in just one or two sittings and quickly begin to implement it in your own life. Here are just some of the things you’ll learn from the book: - One motivator you might not have thought about that can mean the difference between failure and success. Don’t proceed any further until you learn about it… - What motivational links are and why they’re crucial if you want to introduce permanent changes. This unique concept alone can be enough to successfully implement a change in the long term. - How to gain traction when implementing new changes. Discover CCC, a 2-step process designed to help you undergo an identity shift that leads to a permanent change. - 5 tools to help you persevere when you’re struggling to stick to your new resolution. That’s when most people give up. Avoid their fate by applying the strategies discussed in this chapter. - 3 core principles to live your success. It’s not only about reaching success; it’s also about maintaining it, which is often trickier than achieving it. Learn how to ensure permanent, long-term success. If you’re tired of consistently unsuccessful attempts and itch for a permanent positive change in your life, buy this book now and learn how to finally make this time different!

     Beginning with her solitary childhood in London, it took years for Melanie Phillips to understand her parents’ emotional frailties and even longer to escape from them. But Phillips inherited her family’s strong Jewish values and a passionate commitment to freedom from oppression. It was this moral foundation that ultimately turned her against the warped and tyrannical attitudes of the Left, requiring her to break away not only from her parents—but also from the people she had seen as her wider political family. Through her poignant story of transformation and separation, we gain insight into the political uproar that has engulfed the West. Britain’s vote to leave the EU, the rise of far-Right political parties in Europe, and the stunning election of US president Donald Trump all involve a revolt against the elites by millions. It is these disdained masses who have been championed by Melanie Phillips in a career as prescient as it has been provocative. Guardian Angel is not only an affecting personal story, but it provides a vital explanation why the West is at a critical crossroads today. “Melanie Phillips has been one of the brave and necessary voices of our time, unafraid to speak the language of moral responsibility in an age of obfuscation and denial. This searing account of her personal journey is compelling testimony to her courage in speaking truth to power.”—Rabbi Lord Jonathan Sacks

    Christian and Muslim scriptures provide evidence about this journey.

     Approaching or beginning retirement is a milestone event. For most of our lives retirement feels like it’s on the distant horizon, something to think about tomorrow rather than today. When the day finally does arrive, for many it can feel a little daunting and overwhelming – how should one spend all this new found free time? Olivia Greenwell has the answers, with friendly advice on: How to navigate your way through the questions you may have New opportunities that could present themselves in retirement How to find further information on the exciting opportunities presented As you experience the wonderful peace and contentment of retirement, this book will help you discover what makes you happy, and how to enjoy your life to the fullest. What are you waiting for? Start living the retirement you always dreamt of, by uncovering all the tools you need today!