Whether you are a rookie or an established Broker, this is the guide you need to lay the foundations for long-term success. Author Dustan Woodhouse has packed this book with dozens of tips and lessons gleaned from personal experience processing over 1,300 mortgage files and taking in over 2,000 applications verbally. You'll learn... - The old-school piece of technology that's every broker's best friend - How to have a complete application built by the time the very first phone call ends - When smart brokers decide to walk away from a file - Where to invest your marketing dollars (and where you'd just be throwing that money away) - How to trade cold-calling for warm-calling - How the "paycheque mentality" can sink your business, and what to do about it Every step, every tip, every process is aimed at building long-term relationships with clients and referral partners alike. It's all designed to get you to the holy grail of a referral-only business. Your mantra? Get the application. Here's how to do it.

    As a top coach, Stockton has taught a long list of pro players-including Annika Sorenstam, Yani Tseng (winner of four LPGA tournaments), Adam Scott (Texas Open champion), Hunter Mahan (Phoenix Open champion), and Morgan Pressel (World Ladies Championship of Japan winner)-the putting strategies that finessed their game.Stockton's breakthrough concept is that every player has their own Signature Stroke, which is unconscious. Good putting comes from the mind, Stockton says, not from a series of stiff mechanical positions. With visualization, the right frame of mind, an efficient pre-putt routine, and connection to the individual internal stroke signature, any player can make far more putts. Putting has always been taught as an offshoot to the full swing, when in reality it is far different- almost a different game. "Unconscious Putting" will help players get out of the rigid, mechanical, overthinking trap.In "Unconscious Putting," Stockton shows how players at every handicap level-from pros to weekend golfers-can putt effortlessly and with confidence by integrating a new mental approach with a few simple physical routines that will keep them locked on target. Readers will also gain invaluable advice on reading greens and equipment. Illustrated throughout and filled with anecdotes about how Stockton's lessons have helped today's leading players, "Unconscious Putting" is a must-have golf book and a category classic-in-the-making.

    The teaching of poetry languishes, and that region of youthful neurological terrain capable of being ignited only by poetry is largely dark, unpopulated, and silent, like a classroom whose shades are drawn. This is more than a shame, for poetry is our common treasure-house, and we need its vitality, its respect for the subconscious, its willingness to entertain ambiguity, its plaintive truth-telling, and its imaginative exhibitions of linguistic freedom, which confront the general culture's more grotesque manipulations. We need the emotional training sessions poetry conducts us through. We need its previews of coming attractions: heartbreak, survival, failure, endurance, understanding, more heartbreak.—from "Twenty Poems That Could Save America"Twenty Poems That Could Save America presents insightful essays on the craft of poetry and a bold conversation about the role of poetry in contemporary culture. Essays on the "vertigo" effects of new poetry give way to appraisals of Robert Bly, Sharon Olds, and Dean Young. At the heart of this book is an honesty and curiosity about the ways poetry can influence America at both the private and public levels. Tony Hoagland is already one of this country's most provocative poets, and this book confirms his role as a restless and perceptive literary and cultural critic.

    In a series of coruscating set pieces, Greif asks why we put ourselves through the pains of exercise, what shopping in organic supermarkets does for our sense of self-worth, what the political identity of the hipster might be, and what happens to us when we listen to too much Radiohead. From such counter-intuitive observations, Greif exposes the fundamental contradictions between our actions, desires and the excuses that we make to ourselves in hope of consolation. With the wit and seriousness of David Foster Wallace, Against Everything is the most thought-provoking study and essential guide to everyday life under 21st-century capitalism.

    And now, finally, the story is being brought to you by the people who lived it.During the ‘80s and into the mid-‘90s, City Gardens was a haven for the underground. Music, art, and a general sense of creative collectivism drove the imaginations of its patrons and performers alike, and the resulting memories have been captured and molded into a narrative that, while reminiscent of a larger history, is still uniquely Jersey.The doors of 1701 Calhoun St. closed some 20 years back, but in the minds of many, the “House That Randy Built” still casts its long shadow of influence. Whether you grew up there or you were just visiting, chances are City Gardens had some impact on you, and that impact probably informs and instructs the person you are today. Some of those stories are here; some of those stories still reek of pit-sweat and still glow with the exuberance of youth colored by nostalgia. In the pages of this book are war stories and friendship stories and the inspirational stories of lives realized and identities met. It is a story of life; the imperfect, often messy and sometimes brilliant moments of life. Its cast is as diverse as its moments, yet still uniform in one similar goal: the search for something different. Almost each and every person who participated in the world of City Gardens will echo, in some combination of description and passion, the desire to reject what was handed to them and, instead, find their own path. The universal sentiment is one of belonging; of a visceral impulse to connect to something larger and to find a safety in similarity. To find home.Know that when you read these stories that have been curated with great care; with almost a kind of religious reverence. They have been handled with loving, gloved hands; as one would handle a brittle old photo of a long-lost loved one. They have been chosen to represent the lives of so many people. Regardless of where you were from or how you came to City Gardens, your story is as valuable as any we’ve recorded. The sheer volume of lives intersecting with lives and history piled on top of history may have hindered the inclusion of all stories, but, hopefully, if you lived the life and you felt the joy and the strength of the music we all celebrate, you’ll recognize yourself in some of these words. You can order the book here:http://www.citygardensnj.com/?page_id=9

    Simultaneously channeling the gonzo energy of Hunter S. Thompson and the wit and insight of Joan Didion, Sullivan shows us—with a laidback, erudite Southern charm that’s all his own—how we really (no, really) live now. In his native Kentucky, Sullivan introduces us to Constantine Rafinesque, a nineteenth-century polymath genius who concocted a dense, fantastical prehistory of the New World. Back in modern times, Sullivan takes us to the Ozarks for a Christian rock festival; to Florida to meet the alumni and straggling refugees of MTV’s Real World, who’ve generated their own self-perpetuating economy of minor celebrity; and all across the South on the trail of the blues. He takes us to Indiana to investigate the formative years of Michael Jackson and Axl Rose and then to the Gulf Coast in the wake of Katrina—and back again as its residents confront the BP oil spill. Gradually, a unifying narrative emerges, a story about this country that we’ve never heard told this way. It’s like a fun-house hall-of-mirrors tour: Sullivan shows us who we are in ways we’ve never imagined to be true. Of course we don’t know whether to laugh or cry when faced with this reflection—it’s our inevitable sob-guffaws that attest to the power of Sullivan’s work.

     In the late 1800s, British engineers building some of the first railways in the Dominion of India discovered large numbers of bricks buried in the dusty plains of the Punjab. This was odd because historians were not aware of any cities or civilizations which might have constructed buildings in this area. It wasn’t until archeological expeditions in the 1920s that it was finally realized that these bricks were the remains of mighty cities built by a previously unknown ancient civilization. Inside you will read about... ✓ Discovery ✓ Excavation of Harappa ✓ Origins ✓ Life and Death in the Indus Valley ✓ Downfall of the Indus Valley Civilization And much more! This culture has become known as the Indus Valley Civilization or sometimes the Harappan Civilization, after Harappa, the first city to be discovered. It has proved to be one of the largest ancient cultures, having a population of over five million people at its height and covering an area of one and a half million square kilometers. It also created very large cities, carefully planned and laid out where almost every house had its own bath and flush toilet, thousands of years before such things became common in other parts of the world. Somehow, the Harappans seem to have controlled this vast territory without having a large army or by conquering other weaker cultures, and they did not seem to have a single ruler such as a king or emperor. Then, for reasons that still aren’t understood, this culture declined and then vanished so completely that all that was left were piles of bricks in the plains of present-day India and Pakistan. We are still learning about these people, but this is what we know so far about the mysterious Indus Valley Civilization.

    With this volume spanning from her punk fanzine roots to her landmark piece on R. Kelly's past, The First Collection leaves no doubt why The New York Times has called Hopper's work "influential." Not merely a selection of two decades of Hopper's most engaging, thoughtful, and humorous writing, this book documents the last 20 years of American music making and the shifting landscape of music consumption. The book journeys through the truths of Riot Grrrl's empowering insurgence, decamps to Gary, IN, on the eve of Michael Jackson's death, explodes the grunge-era mythologies of Nirvana and Courtney Love, and examines emo's rise. Through this vast range of album reviews, essays, columns, interviews, and oral histories, Hopper chronicles what it is to be truly obsessed with music. The pieces in The First Collection send us digging deep into our record collections, searching to re-hear what we loved and hated, makes us reconsider the art, trash, and politics Hopper illuminates, helping us to make sense of what matters to us most.

    Laura M. Ahearn shows that young Nepalese people are applying their newly acquired literacy skills to love-letter writing, fostering a transition that involves not only a shift in marriage rituals, but also a change in how villagers conceive of their own ability to act and attribute responsibility for events. These developments have potential ramifications that extend far beyond the realm of marriage and well past the Himalayas.The love-letter correspondences examined by Ahearn also provide a deeper understanding of the social effects of literacy. While the acquisition of literary skills may open up new opportunities for some individuals, such skills can also impose new constraints, expectations, and disappointments. The increase in female literacy rates in Junigau in the 1990s made possible the emergence of new courtship practices and facilitated self-initiated marriages, but it also reinforced certain gender ideologies and undercut some avenues to social power, especially for women. Scholars, and students in such fields as anthropology, women's studies, linguistics, development studies, and South Asian studies will find this book ethnographically rich and theoretically insightful. Laura M. Ahearn is Assistant Professor of Anthropology, Rutgers University.

    Every Pākehā becomes a Pākehā in their own way, finding her or his own meaning for that Maori word. This is the story of what it means to me. I have written this book for Pākehā - and other New Zealanders - curious about their sense of identity and about the ambivalences we Pākehā often experience in our relationships with Maori. A timely and perceptive memoir from award-winning author and academic Alison Jones. As questions of identity come to the fore once more in New Zealand, this frank and humane account of a life spent traversing Pākehā and Maori worlds offers important insights into our shared life on these islands.

    In this analysis of a startling cultural transformation Kristin Ross finds the contradictions of the period embedded in its various commodities and cultural artifacts--automobiles, washing machines, women's magazines, film, popular fiction, even structuralism--as well as in the practices that shape, determine, and delimit their uses.In each of the book's four chapters, a central object of mythical image is refracted across a range of discursive and material spaces: social and private, textual and cinematic, national and international. The automobile, the new cult of cleanliness in the capital and the colonies, the waning of Sartre and de Beauvoir as the couple of national attention, and the emergence of reshaped, functionalist masculinities (revolutionary, corporate, and structural) become the key elements in this prehistory of postmodernism in France.Modernization ideology, Ross argues, offered the promise of limitless, even timeless, development. By situating the rise of end of history ideologies within the context of France's transition into mass culture and consumption, Ross returns the touted timelessness of modernization to history. She shows how the realist fiction and film of the period, as well as the work of social theorists such as Barthes, Lefebvre, and Morin who began at the time to conceptualize everyday life, laid bare the disruptions and the social costs of events. And she argues that the logic of the racism prevalent in France today, focused on the figure of the immigrant worker, is itself the outcome of the French state's embrace of capitalist modernization ideology in the 1950s and 1960s.

    Celebrating Christmas is so often about nostalgia. With a nod and a wink to the days of Christmas past, It's a Wonderful Christmas presents classic images of the Yuletide icons of mid-20th-century America.Bubbler lights and glow-in-the-dark icicles. Catalogues crammed with toys. Norad bulletins tracking Rudolph's red nose through the nighttime sky. Along with hundreds of such quintessentially American illustrations, author Susan Waggoner stocking-stuffs her lively text with fascinating bits of information, lore, and lists. Wonder what the all-time most popular Christmas song is? How the tradition of the department store Santa got started? The answers are here. Loaded with images of vintage Christmas cards, wrapping paper, magazine ads, Lionel toy trains, and more, all in full color, this charming book will appeal to anyone who associates Christmas with home movies, "The Chipmunk Song," and Santa relaxing with an ice-cold bottle of Coca-Cola.

    From the office TGIF (the overgrown frat boy in the office who always says “party”) to the Lieberal (a Democrat with Republican sympathies), from Uncle Tomatoes (Italians who hate The Sopranos) to Cherohonkees (white Baby Boomers who dress like Native Americans), each profile offers a detailed description of everything from sex appeal and favorite pick-up lines to popular names and habitats. The result is both a brilliant parody and thorough outing of just about every neurosis, attribute, and personality type there is.

    

    She claimed the police had inserted a stick inside her… Swaranpreet realised that she had been cruelly violated; He spoke a single sentence but repeated it twice in chaste Punjabi: ‘Please give me a turban? I want nothing else…’ These are voices begging for deliverance in the aftermath of Indira Gandhi’s assassination in October-November 1984 in which 2,733 Sikhs were killed, burnt and exterminated by lumpens in the country. Nilanjan Mukhopadhyay walks us through one of the most shameful episodes of sectarian violence in post Independent India and highlights the apathy of subsequent governments towards Sikhs who paid a price for what was clearly a state-sponsored riot. Poignant, raw and most importantly, macabre, the personal histories in the book reveal how even after three decades, a community continues to battle for its identity in its own country.