They’re wrong. When University of Chicago professor Harold Pollack interviewed Helaine Olen, an award-winning financial journalist and the author of the bestselling Pound Foolish, he made an off­-hand suggestion: everything you need to know about managing your money could fit on an index card. To prove his point, he grabbed a 4" x 6" card, scribbled down a list of rules, and posted a picture of the card online. The post went viral. Now Pollack teams up with Olen to explain why the ten simple rules of the index card outperform more complicated financial strategies. Inside is an easy-to-follow action plan that works in good times and bad, giving you the tools, knowledge, and confidence to seize control of your financial life.

    Traditional, effective and fast to implement, these 9 habits change the way you live instantly. A "must have" book that challenges all the rules of the game and establishes a new approach towards life. This smooth and short read, with each habit supported by scientific facts, changes your life with the breath-taking and real life daily secrets of the billionaire!

    Readers will marvel at the warmth, generosity and wisdom the world had to offer them on this journey of a lifetime.What began as letters to family and friends ultimately became an engaging book that chronicles the realization of a lifelong dream of the author and his wife to explore the world on a sailboat and is a powerful testament to the life and love that flourished during their five-year “world-wind” voyage. The memoir begins with a flashback sequence as the reader is catapulted into a world of high-wind hurricanes and pirate-threats with adventures from Guantanamo, Cuba to Djibouti in the horn of Africa and nearly forty countries in between. From the joy of new friendships and landscapes to a broken autopilot in the middle of the Pacific, a four-day storm heading for the Southern Cook Islands, and the despair of running Skimmer on the rocks, the seven seas were great teachers and have never been so restless—or forgiving.

    Today, the approach of using the dividend yield to identify values in blue chip stocks still outperforms most investment methods on a risk-adjusted basis.Written by Kelley Wright, Managing Editor of Investment Quality Trends, with a new Foreword by Geraldine Weiss, this book teaches a value-based strategy to investing, one that uses a stock's dividend yield as the primary measure of value. Rather than emphasize the price cycles of a stock, the company's products, market strategy or other factors, this guide stresses dividend-yield patterns.Details a straightforward system of investing in stick-to-quality blue-chip stocks with reliable dividend histories Discusses how to buy and sell when dividend yields instruct you to do so Investors looking for safety and transparency will quickly discover how dividends offer the yields they desire With Dividends Still Don't Lie, you'll gain the confidence to make sophisticated stock market decisions and obtain solid value for your investment dollars.

    Minimalist Budget will help you to turn your bloated expenses into a well-toned budget, spending on exactly what you need and nothing else. This book presents solutions for two major problems in our consumer society: (1) how to downsize your cravings without having to sacrifice the fun stuff, and (2) how to whip your finances into shape and follow a personalized budget. This is not a get rich quick book. But I can promise day-by-day, month-by-month, you’ll budget better and become richer as a consequence. Regardless of how much your income is we’ll find a way to budget, save, and increase your net worth. Since my youth, I’ve had to live on a budget that ranged from $100 to $200 a month if I was lucky. Even though I never knew how much I would have the next month, I was always able to have enough for my essential expenses, personal pleasures, and savings. If you’re tired of the false and impossible-to-follow promises of “finance gurus,” try out my simple, straightforward, easy-to-stick-to methods. Improve your spending habits: • Incorporate minimalism into your finances • How to avoid becoming a minimalist consumerist • Learn the psychological traps that make you overspend • Control your compulsive spending habits Feel financially secure every day: • Learn about two A-Z budgeting methods and how to make them work for you • Learn ratio-based budgeting and fixed-amount budgeting • Discover the best budgeting software programs • Design a bulletproof savings strategy to get out of debt, be prepared for emergencies, and set yourself up for retirement Stop hating your financial life: • Learn how to set SMART financial goals • Increase your self-confidence with budgeting • 50 small budgeting tips Financial education is not part of our educational system. It is normal that we don’t know how to budget when we step into the craziness we call adulthood. But it is not normal to stay ignorant about a field of life that (like it or not) guarantees our material survival. Money management is an essential skill for everybody who earns, shops or consumes. If you follow the budgeting tips in this book, you’ll be able to keep track of your finances. You’ll clearly know where your money goes, where it comes from and where can you save. You won’t feel stressed of running out of money unexpectedly, you’ll clear yourself out of debts and have savings for bigger expenses like a vacation, new car or unexpected events. Leave money struggles for yesterday. Grab a copy of Minimalist Budget by hitting buy now in the top right corner of this page.

    The mistakes people make with their money are basic, and avoidable, and unless you understand what they are, you're probably going to repeat them. What you need is someone who can shed light on the obstacles we face and show you how to avoid getting tripped up by them.Financially Stupid People Are Everywhere shows how society is rigged to take as much of your wealth as possible, and simple ways you can resist. It investigates, explains, and offers advice for all those who have fallen into debt, taken a second mortgage, been trapped by credit cards, or found themselves unable to get ahead.Discusses what you can do to stop the destructive cycle of borrowing and spending Illustrates the four major tenets of getting money right Highlights how to avoid the many ways that government, banks, and big business try to trap you with debt To secure your financial future, you must break the dangerous cycle of borrowing and spending, and learn how to guard your wealth against corporate ploys. Financially Stupid People Are Everywhere leads you down the only proven path to financial freedom.

    which would you like to experience first?Is It Possible To:Reach your fat loss goals in record short time?Feast like a king, never feel hungry and still shed unwanted fat?Finally have the healthy, fit body you want without wrestling with constant cravings?Experience more energy, stamina and focus than you ever imagined?The answer is yes, and much more...Pure Fat Burning Fuel by certified nutritionist Isabel De Los Rios, is not a diet but rather a deliciously simple way of eating which can help you quickly burn fat, while at the same time totally curbing any feelings of hunger or cravings.Inside Pure Fat Burning Fuel You Will Discover: Five Shockingly Common Mistakes Almost Nobody Knows About That Are Keeping You Fat...How To Quickly & Easily Sculpt Your Dream Body...The Three Healthy Eating Tricks To Help You Melt Fat Quickly, Effectively And Permanently...4 Shocking Foods You Must NEVER Eat...23 Quick, Easy & Delicious Fat Melting Recipes To Kickstart Your Fat Loss Fast...And Much, Much More...

    CLEAN UP AND CLEAN OUTIf you feel stuck or overwhelmed with the clutter around you, there is hope! With her passion for goals, success stories, and her practical teaching, Terri Savelle Foy shows you how to organize your life.In Declutter Your Way to Success, you will discover the practical and spiritual effects of clutter and what to do about it, including:* The connection between organization and success* How clutter affects more than your home* How to overcome procrastination* The seven habits of excellenceExperience the peace and promotion that comes from a clutter-free home, mind, and life.

    Their boat handling, navigation, sail handling, anchoring and mooring skills all have to be carried out both efficiently and effectively, preferably with the minimum of physical effort (to conserve energy).But most sailing technique books assume a crew of 3 or 4, all willing to lend a hand. This book is therefore a first, addressing the most common sailing scenarios that anyone cruising will have to deal with, and providing clever, original, highly effective (and most importantly successfully tried and tested by the author) techniques and solutions for dealing with the huge variety of essential operations on a boat – from sail setting and reefing, to picking up mooring buoys in a variety of wind and tide situations, anchoring, berthing and leaving a pontoon shorthanded, picking up a man overboard, sailing in fog and heavy weather – and even going up the mast.This book will be a godsend to anyone sailing single or shorthanded – including couples with young children who need to be supervised by one parent whilst the other runs the boat.Organised into techniques for different cruising scenarios, the book features step by step sequential photos showing exactly how to approach each situation and carry out the task in hand.

    

    Mastering the fat hormone leptin is the single most important factor in preventing obesity, diabetes, and heart disease. The Leptin Diet contains five simple lifestyle guidelines to get the hormone leptin into balance for permanent weight loss, increased energy, and optimum health. What is Leptin? Fat cells produce the powerful hormone leptin, a primary force instructing metabolism, weight loss, and hormone balance. Leptin communicates directly to your brain, telling the brain how much fat is in storage. It controls appetite, energy, and metabolic rate. Leptin problems are the primary reason for food cravings, overeating, faulty metabolism, the obsession with food, and heart disease. Read The Leptin Diet and notice the difference!

    We can't see it, or touch it, but we can feel it. We all know it when we experience it. It's an obvious description of obvious events. But does it go deeper than this? And if it goes deeper, does it do so in any way which we can harness to our own and others' advantage? Taking us on a richly anecdotal ride through the more popular theories and histories of luck - from pseudoscience to paganism, through mathematicians to magicians - Max Gunther arrives at a careful set of scientific conclusions as to the nature of luck, and the possibility of managing it. Based entirely on drawing out the logical truths hidden in some examples of outrageous fortune (and some of the seemingly absurd theories of its origins), he presents readers with the concise formulae which make up what he calls "The Luck Factor" - the five traits that lucky people have in common - and shows how anyone can improve their luck.

     You’ve seen all the goofy ideas and fads that don’t work. Now it’s time to get back to basics with a simple, time-tested, step-by-step plan that anyone can follow. Arm yourself with the truth about getting out of debt. Knowledge is power and you’re going to get it. Find out: • Whether your mortgage is good or bad (the answer may surprise you!) • About the Power Pay Off Plan (and how Sam saved 20 grand) • The secrets to successfully get out of debt • Where to find the money you need for debt free living • How much money you ought to be putting towards paying off debt • The truth about debt consolidation (including pitfalls to avoid) • How to use insurance to protect yourself from the unexpected • What to do next, once you’ve started on the road to wealth Your student loans, mortgage, car loans, and credit card balances can all be gone with the straightforward strategies you’ll learn in this book. You don’t have to feel stress, shame, or embarrassment over it for one moment longer. You’re going to take control and change your life for the better. You’ll also get free access to The Debt Destroyer. This wickedly good tool will create a customized plan for you to pay off debt and ensure that more of your money stays in your pocket. You don’t have to tackle this alone, and you don’t have to be rich to pull this off. If you want debt help on a budget - with straight talk and no tricks - you’ll find everything you need right here. Debt relief can be yours. Buy this book today and get started. It’s your turn.

    Based on her own life-changing experiment of “going minimalist,” Rose provides a realistic guide to reducing your excess stuff and reclaiming your hard-earned free time. Less offers attainable steps that you can take to achieve the clutter-free, functional home you crave. Through candid stories from her life as a minimalist blogger-turned-businesswoman, Rose will inspire you to stop spending your time dealing with your stuff and start living a better life with less.

    Understand the essentials of stock investing, how to get started, and how to pick winners.