Perhaps you thought of grocery stores or something sexy like internet retailing, but chances are you didn’t think of banking. Yet, most likely you interact with a bank every time you’re paid and when you pay your bills. Banks facilitate the flow of money through the economy and even if you don’t interact with a bank daily, the businesses you deal with on a daily basis do. For all the interaction people have with banks, few understand how they work or why they work. Even fewer understand why they should consider including bank stocks in their investment portfolio. There are a lot of misconceptions about banks, including understanding what they are and what they do. For many people the word “bank” evokes images of receiving a toaster upon opening an account, or thoughts of security related to the storing of precious items in a safety deposit box. Others might go further and tap their inner Michael Moore and talk about how banks are greedy and evil. It’s our belief that banks aren’t just places to store idle savings (on which you receive virtually nothing in interest) or to cash checks, but that they should be an integral part of an investor’s portfolio. The goal of this book is to provide you with a foundation and framework with which you can both begin to understand banks, but also learn the basic tools used to analyze banks as investments.

    A veterinarian, a trainer, and a breeder team up to cover all the questions new owners tend to have, and many they don't think to ask, including:- What to ask the breeder before bringing your puppy home- Which vaccinations your puppy needs and when to get them- How to make potty training as smooth (and quick) as possible- What to do when your puppy cries at night- Why and how to crate train your puppy- When socialization should happen and how to make sure it does- When your puppy is ready to learn basic commands--like Sit, Stay, and Come--and the best way to teach them- When and how to go about leash training- How much exercise your puppy needs to stay physically and mentally healthy- What, how much, and when to feed your puppy to give him the nutrition he needs without the extra weight he doesn't- When your puppy is ready for obedience training and how to make sure it works- How and how often to bathe your puppy, brush his coat, clip his nails, and brush his teeth- How to know when a trip to the vet is needed- What causes problem behaviors, when to expect them, and how to correct them

    But what does it mean to always have the Lord's Spirit with us? And how can we recognize the presence and guidance of the Holy Ghost in our lives?Paired with both inspirational and personal photography, this new book brings together some of Elder Ronald A. Rasband's greatest stories and counsel about recognizing the divine hand of the Lord in our lives. Get to know Elder Rasband and his teachings as he draws upon personal experiences from his younger life and his ministry as an Apostle. Through his own experience, he helps us learn first how to seek the Spirit and then how to recognize and respond to divine guidance in our families, with friends and colleagues, in our Church service, and during times of trial.Each of these short quotes, heartfelt stories, and brief messages is an important reminder that the Lord is in the small details of our lives. He is interested in our success and eternal happiness, and He has provided the Holy Ghost to offer divine guidance and lead us back to Him.

    Often deceptively simple, the task of a logo is hardly ever an easy one--via extreme reduction it needs to radically and perfectly distill an image or message into a simple, easily recognizable icon.Assembling the works of designers from around the globe this substantial volume contains an incredible wealth of pictorial representations, providing a broad overview of contemporary logo design of cutting edge designers.

    This claim is not only false, but its presence in the debate is an insult to science." With these words, the authors begin a detailed analysis of one of the most controversial topics of the day. The authors make a compelling case against claims of a scientific consensus. The purported proof of such a consensus consists of sloppy research by nonscientists, college students, and a highly partisan Australian blogger. Surveys of climate scientists, even those heavily biased in favor of climate alarmism, find extensive disagreement on the underlying science and doubts about its reliability. The authors point to four reasons why scientists disagree about global warming: a conflict among scientists in different and often competing disciplines; fundamental scientific uncertainties concerning how the global climate responds to the human presence; failure of the United Nations Intergovernmental Panel on Climate Change (IPCC) to provide objective guidance to the complex science; and bias among researchers. The authors offer a succinct summary of the real science of climate change based on their previously published comprehensive review of climate science in a volume titled Climate Change Reconsidered II: Physical Science. They recommend that policymakers resist pressure from lobby groups to silence scientists who question the authority of the IPCC to claim to speak for climate science. More than 50,000 copies of the first edition were sold or given away in five months to elected officials, civic and business leaders, scientists, and other opinion leaders. The response from the science community and experts on climate change has been overwhelmingly positive. To meet demand for more copies, we have produced this second revised edition. Changes include a foreword by Marita Noon, at the time executive director of Energy Makes America Great, Inc. Some of the discussion in Chapter 1 has been revised and expanded thanks to feedback from readers of the first edition. Graphs in Chapters 4, 5, and 6 are now full color, and new graphs have been added.

    Graphs are not included, but both the graphs and the concepts behind them are explained; only basic math is included, and you can even skim over the math and still come away with an understanding of the concepts; statistics is not included at all.BASIC ECONOMICS FOR STUDENTS AND NON-STUDENTS ALIKE is an easy way to learn concepts relating to economics and the economy. It is a product of thousands of hours spent online, teaching basic concepts in economics to hundreds of students worldwide over the course of the past several years. From back and forth communications, I have discovered the explanations for the concepts that students find easiest to understand, as well as the areas that most often get misunderstood and under-emphasized.I have worked with students located throughout the United States and from many different countries, on six different continents; students from many different school systems with different points of emphasis; students with different levels of knowledge, different backgrounds, and different levels of interest in the subject. I have received numerous comments and testimonials regarding the teaching methods that I incorporate in BASIC ECONOMICS FOR STUDENTS AND NON-STUDENTS ALIKE.The subject matter included in BASIC ECONOMICS FOR STUDENTS AND NON-STUDENTS ALIKE comes from a compilation of many different textbooks at the introductory and intermediate levels. My goal was to include every subject in economics that normally will be found in an introductory level textbook of economics, microeconomics, or macroeconomics. Since different school systems, different classroom instructors, and different textbooks cover a slightly different combination of topics, BASIC ECONOMICS FOR STUDENTS AND NON-STUDENTS ALIKE is a little more comprehensive than most single introductory textbooks of economics. Some of the topics will be found in introductory classes in some schools, but in intermediate-level classes in other schools.

    The secret to lower scoring is to sink more putts of eight feet or less while consistently lagging long putts close to the hole to avoid three putting. The Bulletproof Putting System teaches you to do exactly that, in five easy lessons. Written for the recreational golfer who has limited practice time and no desire to become a slave to the game, Bulletproof Putting in Five Easy Lessons will help you •Read greens more accurately and visualize the correct roll paths for your putts•Make a dependable putting stroke that hits the ball where you aim•Ingrain your bulletproof pre-shot and in-shot routines to increase confidence•Master the four types of putts: slam dunk, drillable, drainable, and lag•Utilize precious practice and warm up time to your best advantage. Bulletproof Putting in Five Easy Lessons is written in an approachable style by Michael McTeigue, former Northern California PGA Teacher of the Year and author of the popular full-swing instruction classic, The Keys to the Effortless Golf Swing. Michael conducted thousands of golf lessons as a PGA professional at Bel Air Country Club, Riveria Country Club, and Palos Verdes Golf Club in California. His beautifully illustrated new book will improve your putting and enrich your enjoyment of the game. Bulletproof Putting in Five Easy Lessons is certain to become a treasured favorite in your golfing library.

    Woulfe compares this training exercise with other schemes in other branches of service.

    This comprehensive guide is THE industry standard driving manual. Learn how to get the most enjoyment from your driving with the correct skills, attitude and behaviour.

    Starting at the very beginning with basic, but crucial, details, such as what type of spoon to use and the time of day to first offer solids, and covering other common concerns like when to begin weaning, fussy eaters and the latest allergy advice.50 delicious, nutritious puree recipes and 3 menu planners will show you exactly what to feed your baby, and when. And input from the 'Weaning Club', parents of six babies who are expertly guided by Annabel through the weaning process, troubleshooting any problems they, and you may encounter along the way, will steer you and your baby along the right path to solid food.

    Within six weeks, all but one had been found guilty of mutiny, their sentences ranging from five years’ penal servitude to death. Fifty years on, Saul David became the first military historian to gain access to the court martial papers – normally restricted for 75 years. In addition to crucial defence documents and the testimony of eye-witnesses, these papers have enabled Saul David to expose: •How poorly-equipped Eighth Army veterans, some still recovering from wounds and illness, were needlessly sent as reinforcements to Salerno when Fifth Army men were available.•How transit camp authorities deliberately deceived the reinforcements as to their destination.•How the defence team at the trial was forced, by lack of time, lack of witnesses and the hostility of the court, to offer a case based on no evidence and doomed to fail.•How, after the humane intervention of the adjutant-general and the suspension of the sentences, insensitive staff officers and victimization in their new units caused many mutineers to desert.•How, as a result of their convictions, the former war heroes were stripped of their campaign and gallantry medals and branded as cowards. Concluding that the men were victims of a terrible injustice, Mutiny at Salerno provides a compelling case for a free pardon. It is a book that no one interested in World War Two will want to miss. 'Mutiny' has been critically acclaimed: 'An important book' (Military Illustrated) 'Mr David has added considerably to the knowledge of the Salerno mutiny. This book should be read by anyone with an interest in the episode.' (Prof. Peter Rowe,RUSI Journal)'A thoroughly enjoyable and interesting book and the author makes his case well' (Journal of the Royal Military Academy Sandhurst) 'A detailed account... David is right to stress that the mutiny stemmed from the men's reluctance to fight amongst strangers rather than their reluctance to fight at all, and that many of the mutineers preserved a dignified and soldierly attitude throughout the proceedings.' (Richard Holmes, TLS)Saul David is Professor of War Studies at the University of Buckingham and the author of several critically acclaimed history books, including The Indian Mutiny: 1857 (short-listed for the Westminster Medal for Military Literature), Prince of Pleasure: The Prince of Wales and the Making of the Regency, Zulu: The Heroism and Tragedy of the Zulu War of 1879 (a Waterstones Military History Book of the Year) and, most recently, Victoria's Wars: The Rise of Empire.He has also written two best-selling historical novels set in the wars of the late 19th Century, Zulu Hart and Hart of Empire. An experienced broadcaster, he has presented and appeared in history programmes for all the major TV channels and is a regular contributor to Radio 4.Endeavour Press is the UK's leading independent digital publisher.

    In other cases, whatever it is you’re intending to protect may be highly confidential information that requires increased security. A hollow book just won’t do. This book isn’t hollow; in it, we will discuss various hiding places, from the simple and straight forward to the complex – a place to hide your cash from your light-fingered roommate or a place where your family heirlooms may be safe from the most cunning of jewelry thieves. We will also look at secret hiding places specific to travel, as tourists are often a prime target for petty theft or burglary. The use of secret hiding places isn’t limited to hiding items of value; hiding places can also be used to conceal weapons. Carrying a weapon on your person at all times will allow you to defend yourself should the need arise, without provoking suspicion in your assailant or making those around you feel threatened. We’ll provide a few methods by which to hide both valuables and weapons on your person. Learn how to hide your treasures, items and documents securely: 1) In Your Home 2) On The Road 3) When You're Traveling 4) From Hackers/Cyber Thieves and more...

    

    Cricket and Bollywood. So there are only two kinds of people, who have unconditional fan following in India. That is Film actors and Cricket players. There are millions of Indians, who are huge fan of Cricket and cricketers. The book is all about collection of memoirs of the author in regard with his idols in the game. Book gives inside in to career span of few of the most prolific Indian cricketers in contemporary Cricket and few of greatest in international Cricket. The career path of them is embedded with most splendid performance of these players and interesting anecdotes (few of them are untold). All in all, a full sketch of these players in a very concise and interesting manner. There are chapters on:- Sachin Tendulkar Kapil Dev Kris Srikkanth Javagal Srinath Mohd. Azharruddin Ajay Jadeja Rahul Dravid Viv Richard Wasim Akram Shane Warne Author – Pankaj Agrawal

    Featuring additional content in the form of photographs and record-breaking facts, The Bonus Chapter also provides a behind-the-scenes look at Guinness World Records. The Bonus Chapter is available exclusively as a richly designed eBook and includes our Top 10 Claimants, a 'Day in the Life of an Adjudicator' as well as a special section on the Olympics and a quiz to test your superlative knowledge. A perfect accompaniment to Guinness World Records 2013, The Bonus Chapter is for all those fans who want to learn even more about the ultimate authority on record-breaking.