In Confessions of a Subprime Lender: An Insider's Tale of Greed, Fraud, and Ignorance, he reveals the truth about how the subprime lending business spiraled out of control, pushed home prices to unsustainable levels, and turned unqualified applicants into qualified borrowers through creative financing. Learn about the ways the mortgage industry can be fixed with his twenty suggestions for critical change.

    Yet in the 1520s, the Spanish, from their imperial perch in Santo Domingo, had already brought enslaved Africans to what was to become South Carolina. The enslaved people here quickly defected to local Indigenous populations and compelled their captors to flee.The Dawning of the Apocalypse is a riveting revision of the “creation myth” of settler colonialism and how the United States was formed. Here, Gerald Horne argues forcefully that, in order to understand the arrival of colonists from the British Isles in the early 17th century, one must first understand the “long 16th century”—from 1492 until the arrival of settlers in Virginia in 1607.During this prolonged century, Horne contends, “whiteness” morphed into “white supremacy.” That allowed England to co-opt not only religious minorities but also various nationalities throughout Europe, forging a muscular bloc that was needed to confront rambunctious Indigenes and Africans.In retelling the bloodthirsty story of the invasion of the Americas, Horne recounts how the fierce resistance by Africans and their Indigenous allies weakened Spain and enabled London to dispatch settlers to Virginia in 1607. These settlers laid the groundwork for the British Empire and its "revolting spawn" that became the United States of America.

    He invented the design used in virtually all modern pistols, created the most popular hunting rifles and shotguns, and conceived the machine guns that proved decisive not just in World Wars I and II but nearly every major military action since. Yet few in America knew his name until he was into his sixties. Now, author Nathan Gorenstein brings firearms inventor John Moses Browning to vivid life in this riveting and revealing biography. Embodying the tradition of self-made, self-educated geniuses (like Lincoln and Edison), Browning was able to think in three dimensions (he never used blueprints) and his gifted mind produced everything from the famous Winchester “30-30” hunting rifle to the awesomely effective machine guns used by every American aircraft and infantry unit in World War II. The British credited Browning’s guns with helping to win the Battle of Britain. His inventions illustrate both the good and bad of weapons. Sweeping, lively, and brilliantly told, this fascinating book that “gun collectors and historians of armaments will cherish” (Kirkus Reviews) introduces a little-known legend whose impact on history ranks with that of the Wright Brothers, Thomas Edison, and Henry Ford.

    It is the most ambitious history of the continent ever undertaken.

    They first came into existence as an idea, before they had a common ruler and before the country they lived in even had a name. They have lasted as a recognizable entity ever since, and their defining national institutions can be traced back to the earliest years of their history.The English have come a long way from those precarious days of invasion and conquest, with many spectacular changes of fortune. Their political, economic and cultural contacts have left traces for good and ill across the world. This book describes their history and its meanings from their beginnings in the monasteries of Northumbria and the wetlands of Wessex to the cosmopolitan energy of today's England. Robert Tombs draws out important threads running through the story, including participatory government, language, law, religion, the land and the sea, and ever-changing relations with other peoples. Not the least of these connections are the ways the English have understood their own history, have argued about it, forgotten it, and yet been shaped by it. These diverse and sometimes conflicting understandings are an inherent part of their identity. Rather to their surprise, as ties within the United Kingdom loosen, the English are suddenly beginning a new period in their long history. Especially at times of change, history can help us to think about the sort of people we are and wish to be. This book, the first single-volume work on this scale for more than half a century, and which incorporates a wealth of recent scholarship, presents a challenging modern account of this immense and continuing story, bringing out the strength and resilience of English government, the deep patterns of division, and yet also the persistent capacity to come together in the face of danger.

    But in this major new work, Bancroft Prize-winning scholar Odd Arne Westad argues that the Cold War must be understood as a global ideological confrontation, with early roots in the Industrial Revolution and ongoing repercussions around the world.In The Cold War, Westad offers a new perspective on a century when great power rivalry and ideological battle transformed every corner of our globe. From Soweto to Hollywood, Hanoi, and Hamburg, young men and women felt they were fighting for the future of the world. The Cold War may have begun on the perimeters of Europe, but it had its deepest reverberations in Asia, Africa, and the Middle East, where nearly every community had to choose sides. And these choices continue to define economies and regimes across the world.Today, many regions are plagued with environmental threats, social divides, and ethnic conflicts that stem from this era. Its ideologies influence China, Russia, and the United States; Iraq and Afghanistan have been destroyed by the faith in purely military solutions that emerged from the Cold War.Stunning in its breadth and revelatory in its perspective, this book expands our understanding of the Cold War both geographically and chronologically, and offers an engaging new history of how today’s world was created.

    Jefferson Cowie’s edgy and incisive book—part political intrigue, part labor history, with large doses of American musical, film, and TV lore—makes new sense of the 1970s as a crucial and poorly understood transition from New Deal America (with its large, optimistic middle class) to the widening economic inequalities, poverty, and dampened expectations of the 1980s and into the present.Stayin’ Alive takes us from the factory floors of Ohio, Pittsburgh, and Detroit, to the Washington of Nixon, Ford, and Carter. Cowie also connects politics to culture, showing how the big screen and the jukebox can help us understand how America turned away from the radicalism of the 1960s and toward the patriotic promise of Ronald Reagan. Cowie makes unexpected connections between the secrets of the Nixon White House and the failings of George McGovern campaign; radicalism and the blue-collar backlash; the earthy twang of Merle Haggard’s country music and the falsetto highs of Saturday Night Fever. Like Jeff Perlstein’s acclaimed Nixonland, Stayin’ Alive moves beyond conventional understandings of the period and brilliantly plumbs it for insights into our current way of life.

    They were helpless. It sounds like a familiar story, but these people were not African. They were Irish, and they were slaves before African slavery became widespread. This is their story.

    Chartered by Queen Elizabeth I, their colony was to establish a foothold for England in the New World. But by the time the colony's leader, John White, returned to Roanoke from a resupply mission in England, his settlers were nowhere to be found. They had vanished into the wilderness, leaving behind only a single clue--the word "Croatoan" carved into a tree. The disappearance of the Lost Colony became an enduring American mystery. For four centuries, it has gone unsolved, obsessing countless historians, archeologists, and amateur sleuths. Today, after centuries of searching in vain, new clues have begun to surface. In The Secret Token, Andrew Lawler offers a beguiling history of the Lost Colony, and of the relentless quest to bring its fate to light. He accompanies competing archeologists as they seek out evidence, each team hoping to be the first to solve the riddle. In the course of his journey, Lawler explores how the Lost Colony came to haunt our national consciousness, working its way into literature, popular culture, and politics. Incisive and absorbing, The Secret Token offers a new understanding not just of the Lost Colony, but of how its absence continues to define--and divide--America.

    Smoke ascended the sky in thick, black volumes and amid it all, the planes – now a dozen or more in number – still hummed and darted here and there with the agility of natural birds of the air.” – Eyewitness account It all began on Memorial Day, May 31, 1921. Around or after 4:00 p.m. that day, a clerk at Renberg’s clothing store on the first floor of the Drexel Building in Tulsa heard a woman scream. Turning in the direction of the scream, he saw a young black man running from the building. Going to the elevator, the clerk found the white elevator operator, 17-year-old Sarah Page, crying and distraught. The clerk concluded that she had been assaulted by the black man he saw running a few moments earlier and called the police. Those facts are just about the only things people agree on when it comes to the riot in Tulsa in 1921. By the time the unrest ended, an unknown number of Tulsa’s black citizens were dead, over 800 people were injured, and what had been the wealthiest black community in the United States had been laid to waste. In the days after the riot, a group formed to work on rebuilding the Greenwood neighborhood, which had been all but destroyed. The former mayor of Tulsa, Judge J. Martin, declared, “Tulsa can only redeem herself from the country-wide shame and humiliation into which she is today plunged by complete restitution and rehabilitation of the destroyed black belt. The rest of the United States must know that the real citizenship of Tulsa weeps at this unspeakable crime and will make good the damage, so far as it can be done, to the last penny.” However, financial assistance would be slow in coming, a jury would find that black mobs were responsible for the damage, and not a single person was ever convicted as a result of the riot. Indeed, given that racist violence directed at blacks was the norm in the Jim Crow South, and accusations of black teens or adults violating young white girls were often accepted without evidence, people barely batted an eye at the damage wrought by the riot, which would remain largely overlooked for almost 70 years. Only in the last two decades have Oklahomans reckoned with this shameful episode in their history. The Tulsa Massacre of 1921: The Controversial History and Legacy of America’s Worst Race Riot examines the conditions and events that led to the riot, the damage done, and the aftermath. Along with pictures depicting important people, places, and events, you will learn about the Tulsa race riot of 1921 like never before.

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    In Unfinished Empire, he marshals his gifts to deliver a monumental one-volume history of Britain's imperium-a work that is sure to stand as the most authoritative, most compelling treatment of the subject for a generation.Darwin unfurls the British Empire's beginnings and decline and its extraordinary range of forms of rule, from settler colonies to island enclaves, from the princely states of India to ramshackle trading posts. His penetrating analysis offers a corrective to those who portray the empire as either naked exploitation or a grand "civilizing mission." Far from ever having a "master plan," the British Empire was controlled by a range of interests often at loggerheads with one another and was as much driven on by others' weaknesses as by its own strength. It shows, too, that the empire was never stable: to govern was a violent process, inevitably creating wars and rebellions.Unfinished Empire is a remarkable, nuanced history of the most complex polity the world has ever known, and a serious attempt to describe the diverse, contradictory ways-from the military to the cultural-in which empires really function. This is essential reading for any lover of sweeping history, or anyone wishing to understand how the modern world came into being.

    Justified as a humanitarian enterprise, the undertaking was to be systematic and rational, overseen by Washington’s small but growing bureaucracy. But as the policy unfolded over the next decade, thousands of Native Americans died under the federal government’s auspices, and thousands of others lost their possessions and homelands in an orgy of fraud, intimidation, and violence. Unworthy Republic reveals how expulsion became national policy and describes the chaotic and deadly results of the operation to deport 80,000 men, women, and children.Drawing on firsthand accounts and the voluminous records produced by the federal government, Saunt’s deeply researched book argues that Indian Removal, as advocates of the policy called it, was not an inevitable chapter in U.S. expansion across the continent. Rather, it was a fiercely contested political act designed to secure new lands for the expansion of slavery and to consolidate the power of the southern states. Indigenous peoples fought relentlessly against the policy, while many U.S. citizens insisted that it was a betrayal of the nation’s values. When Congress passed the act by a razor-thin margin, it authorized one of the first state-sponsored mass deportations in the modern era, marking a turning point for native peoples and for the United States.In telling this gripping story, Saunt shows how the politics and economics of white supremacy lay at the heart of the expulsion of Native Americans, how corruption, greed, and administrative indifference and incompetence contributed to the debacle of its implementation, and how the consequences still resonate today.

    But in One Nation Under God, historian Kevin M. Kruse reveals that the belief that America is fundamentally and formally Christian originated in the 1930s.To fight the “slavery” of FDR’s New Deal, businessmen enlisted religious activists in a campaign for “freedom under God” that culminated in the election of their ally Dwight Eisenhower in 1952. The new president revolutionized the role of religion in American politics. He inaugurated new traditions like the National Prayer Breakfast, as Congress added the phrase “under God” to the Pledge of Allegiance and made “In God We Trust” the country’s first official motto. Church membership soon soared to an all-time high of 69 percent. Americans across the religious and political spectrum agreed that their country was “one nation under God.”Provocative and authoritative, One Nation Under God reveals how an unholy alliance of money, religion, and politics created a false origin story that continues to define and divide American politics to this day.

    What followed is the American epic, written in blue and gray and gore. So how is that 150 years later, we are still fighting over why the war was fought? Few historical questions stir up as much passionate confusion as that one—even though scholars consider it a settled question. In this ebook, veteran TIME writer, David Von Drehle explores process of forgetting, denying, and rediscovering the meaning of the Civil War.