Whether you are a rookie or an established Broker, this is the guide you need to lay the foundations for long-term success. Author Dustan Woodhouse has packed this book with dozens of tips and lessons gleaned from personal experience processing over 1,300 mortgage files and taking in over 2,000 applications verbally. You'll learn... - The old-school piece of technology that's every broker's best friend - How to have a complete application built by the time the very first phone call ends - When smart brokers decide to walk away from a file - Where to invest your marketing dollars (and where you'd just be throwing that money away) - How to trade cold-calling for warm-calling - How the "paycheque mentality" can sink your business, and what to do about it Every step, every tip, every process is aimed at building long-term relationships with clients and referral partners alike. It's all designed to get you to the holy grail of a referral-only business. Your mantra? Get the application. Here's how to do it.

    But in the aftermath of 9/11, Flynn leaves his wife and children, resigns his teaching position and heads west, only to get lost in his guilt and in the mountains of Colorado. When he ends up stuck overnight in a snow drift during a blizzard on the Continental Divide, he realizes he needs to remake himself into the kind of man his children need him to be. With wit and insight, David Hicks turns a compassionate but unblinking eye on what it means to be human—to be lost while putting yourself back together again, to be cowardly while being brave, to fail and fail again on the way to something that might be success.With wit and insight, David Hicks turns a compassionate but unblinking eye on what it means to be human—to be lost while putting yourself back together again, to be cowardly while being brave, to fail and fail again on the way to something that might be success.

    A bond punctuated by absence and distance...Two continents. Two cities. Two people.And letters. Hundreds of them.Over years. Across oceans. Between hearts.Between Abhi, who is training to be a neurosurgeon in London, and Uma, who is just stepping into the world of medicine in Kolkata. As they ink their emotions onto paper, their lives get chronicled in this subtly nuanced conversation through letters ... letters about dreams, desires, heartbreaks, and longings... about a proverbial good life falling apart, about a failed marriage, a visceral loss, and about a dream that threatens social expectations...Letters that talk. And don't. Letters about this and that. Letters about everything...Letters with a story you would never expect.

    "This comprehensive and attractively written guide should be required reading for anyone contemplating an MBA at an international business school."says Dr Jochen Runde (former MBA Director), University of CambridgeThis is the international edition of the bestselling book praised by the Admission Officers of the top international MBA programs, the media and readers considering GMAT MBA programs.

    Wearing her highest heels and hottest pregnancy jeans, Amy Sprenger marched into her doctor's office, latte in hand, ready to finally see whether her baby was a boy or a girl. Sure, sure, this appointment was supposed to be about checking the health of the baby, but everyone who's ever been there knows it's really about looking for what lays, or doesn't lay, between the legs. So when the doctor tells her she has an incompetent cervix, Amy does what any woman would do. She becomes immediately offended. Is that a politically correct way of saying her cervix sucks? Unfortunately, as she's soon to learn, it's a lot more than that. The only way to keep that baby from falling out on the sidewalk (probably in front of Starbucks) is for her doctor to stitch her cervix closed and for Amy to stay in bed for the next four months. Four months that are carefully detailed in this "memoir." A memoir that, while basically true, has been embellished with Amy's signature brand of humor and hilarity. With more time off than a castoff contestant on "The Bachelor," Amy took pen to paper and settled in for the ride. But instead of sitting around eating bonbons, she's popping hypertension drugs to stave off preterm labor. And complications? Oh, she's got your complications. She's gut-rehabbing her house. Her mother moves in to care for her. Her husband takes a "mancation" while she's stuck in the hospital. And every time she has a contraction, she's convinced it's The Big One. Living by the adage that laughter is the best medicine, Amy fumbles her way through a series of sometimes serious and usually embarrassing situations. And just to be clear, using a bedpan qualifies as both serious and embarrassing. "Amy Sprenger's foray into factual fiction is a hilarious (and sometimes poignant) look at high-risk pregnancy from her view at the end of the bed. Sprenger offers a fresh and funny voice that readers will love!" --New York Times bestselling author Jen Lancaster

    It covers a range of items from the political integration of India to the making of Indian constitution, the history of Indian sports, economy, movies, science, among other topics. Through this exciting train journey we will meet the various historic characters - Nehru, Patel, Ambedkar, Tendulkar, VP Menon, Kalam, Homi Bhaba, Narasimha Rao. The first 9 chapters of this 18 chapter book focus on the darker side of the history - wars, accidents, disasters and deaths. The second 9 chapters focus on the brighter side of the history - the various achievements India has made in foreign policy, economics, science and art. We will start with the distant past history that led to 1947 and we will end with the recipes for the future.

    

    With these characters William will make us laugh and cry. And never again will we think that someone is just a regular bloke - everyone can be a king or a queen in their own suburb.

    Over the years sports debates have become muddled by many myths that do not match the numbers generated by those playing the games. In The Wages of Wins, the authors use layman's language and easy to follow examples based on their own academic research to debunk many of the most commonly held beliefs about sports.In this updated version of their book, these authors explain why Allen Iverson leaving Philadelphia made the 76ers a better team, why the Yankees find it so hard to repeat their success from the late 1990s, and why even great quarterbacks like Brett Favre are consistently inconsistent. The book names names, and makes it abundantly clear that much of the decision making of coaches and general managers does not hold up to an analysis of the numbers. Whether you are a fantasy league fanatic or a casual weekend fan, much of what you believe about sports will change after reading this book.

    An inventive, thought-provoking and characteristically bold collection of short fiction and essays from Hanif Kureishi, centered around the vexed relationship between love and hate.In the story of a Pakistani woman who has begun a new life in Paris, an essay about the writing of Kureishi's acclaimed film Le Week-End, and an account of Kafka's relationship with his father, readers will find Kureishi also exploring the topics that he continues to make new, and make his own: growing up and growing old; betrayal and loyalty; imagination and repression; marriage and fatherhood.The collection ends with a bravura piece of very personal reportage about the conman who stole Kureishi's life savings - a man who provoked both admiration and disgust, obsession and revulsion, love and hate.

    Tired of her job and the domestic grind, and bewildered by her teenage daughter, one night Jenny stumbles into a vigilante rescue. Suddenly her world is exciting again - and she's a hero. In the costume, she can be anyone she wants. And so her secret life begins. But when a real villain appears, Jenny's need for adventure begins to cost her dearly. As she starts to see less and less clearly through the mask, she finds her fantasy life becoming frighteningly real.We all want to be extraordinary, and we all have a moment in our lives when we realise that we're not. Vigilante is about a woman who refuses to accept it gracefully...

    Indeed, this enduring obsession provided fodder for some of Singh’s best-known work, both as a journalist and as a peerless raconteur.On Women, a wide-ranging selection of Singh’s writings on the subject, includes Singh’s recounting of an embarrassingly drunken meeting with Begum Para, an actress of yesteryears; a sharp profile of Shraddha Mata, a tantric sadhvi who was alleged to have borne Jawaharlal Nehru’s illegitimate child; and a touching sketch of Singh’s grandmother in the twilight of her life. Also featured in this volume are unforgettable women characters from Khushwant Singh’s most popular works of fiction: Georgine, a clueless American teenager who is seduced by a middle-aged tour guide in Delhi; and Nooran, a young girl in pre-Partition Punjab, who discovers the sweet pleasure of first love only to be overtaken by cataclysmic events which leave her adrift.Insightful, poignant, and occasionally wicked, the essays and extracts in On Women are testament to why Khushwant Singh remains one of the most popular writers of our times.

    Years of trying and failing to bear a child have given her an air of sadness overlaid with a hardened determination to persevere. Hiring Brazilian Professional Bull Rider, Alex, who is on a slow road to recovery from potentially career-ending injuries, will help Hanna get her wheat in before the fall rains come. The handsome cowboy makes it clear that he will return to bull riding before the start of the new PBR season in January. Alex didn’t count on his ex-wife dropping off his toddler daughter Chloe without warning. Hannah didn’t count on caring for the cowboy or his precious daughter. Despite his love for Chloe and the way he cares for Hannah, Alex’s goal remains the same—to return to bull riding, the only life he’s ever wanted. Three hearts hang in the balance, and one decision will break them all. If you like hot cowboys, strong women, and ranching in the new West, then this book will have you burning through the pages.

    The video of Vikram asking the minister some highly embarrassing questions in front of a packed auditorium goes viral.Instead of having Vikram suspended from service, a vengeful RPR unleashes violence on the officer’s family, and to continue the torture, RPR gets Vikram posted as the sub-divisional magistrate in Laxmipur—the politician’s backyard.As soon as Vikram joins duty, RPR resumes his vengeance. However, a new drama unfolds when a large number of people start dying of heart attacks across Laxmipur. As Vikram tries to unravel these mysterious deaths with the help of Veda, a cardiologist, and Raghu, a police officer, extreme panic grips the city, which soon leads to riots and pandemonium. Vikram is left with no other choice but to risk his life to get to the bottom of this mind-numbing situation.Join Vikram in this fast-paced thriller as he fights to save Laxmipur from HEARTQUAKE

    In an exemplary interpretation of the novel, this volume integrates theoretical concepts from narrotology, visual culture and cultural history into a close reading of the aesthetic and structural features of the novel. Interpretative insight into a postmodern novel is thus combined with the provision of transferable conceptual knowledge.