That is why a typical investor loses more than one million dollars in his/her investing career (see pages 172-175). The GOOD news is that you can smile now because finally there is a simple solution. Robert Rolih will share with you the details and secret subtleties that will enable you to fire your financial adviser, take control of your money and investments and outperform the pros - while spending only a few hours per year. By reading The Million Dollar Decision, you'll finally discover how to make sure your invested money works for you - and not for the financial industry: The Six Dark Forces of Investing: if you don't learn what these forces are, you will never be able to invest profitably. Get to know them, and Darth Vader will seem like a good guy to you. The Commission Camouflage Effect: learn how the financial industry takes most of your future returns - without you even being aware of it. The most important formula of your financial life: Financial Success Formula. This is an entirely new philosophy on personal finance and investing that will, quite literally, save you financially. If you have adult children, you will want to share it with them right away. Financial safety with the A.R.M.O.R. Formula: even if you are the kindest and most positive person, something unforeseen can happen that turns everything around. Use this simple formula to prevent financial disasters from disrupting your financial security. Selecting the right financial products and minimizing risk: stocks, bonds, mutual funds, index funds, gold, silver. Get a clear answer on how to make the right choices. Investing for retirement or to grow your wealth simply can't get easier! How to beat Richard Branson's speed of creating wealth with one smart move? No hype. Just facts. This will come as a total surprise for you. Short-Term Investing Slaughterhouse: learn the sad truth about short-term trading. If you are thinking about trading stocks, Forex, binary options and other instruments, this chapter will be a life saver. How to get out of the rigged game of investing and add a million to your net worth in just a couple of hours per year? By reading this book you'll have total confidence in yourself when investing and outperform even the experts in just a couple of hours per year. Add this book to cart now and make your Million Dollar Decision! "Being a doctor of medicine I have never enjoyed books about personal finance and investing.

    Before air travel overtook trains, nearly every coast-to-coast journey included a stop there, and this flow of people and commodities made it America's central clearinghouse, laboratory, and factory. Between the end of World War II and 1960, Mies van der Rohe's glass and steel architecture became the face of corporate America, Ray Kroc's McDonald's changed how we eat, Hugh Hefner unveiled Playboy, and the Chess brothers supercharged rock and roll with Chuck Berry. At the University of Chicago, the atom was split and Western civilization was packaged into the Great Books.Yet even as Chicago led the way in creating mass-market culture, its artists pushed back in their own distinct voices. In literature, it was the outlaw novels of Nelson Algren (then carrying on a passionate affair with Simone de Beauvoir), the poems of Gwendolyn Brooks, and Studs Terkel's oral histories. In music, it was the gospel of Mahalia Jackson, the urban blues of Muddy Waters and Howlin' Wolf, and the trippy avant-garde jazz of Sun Ra. In performance, it was the intimacy of Kukla, Fran and Ollie, the Chicago School of Television, and the improvisational Second City whose famous alumni are now everywhere in American entertainment.Despite this diversity, racial divisions informed virtually every aspect of life in Chicago. The chaos—both constructive and destructive—of this period was set into motion by the second migration north of African Americans during World War Two. As whites either fled to the suburbs or violently opposed integration, urban planners tried to design away “blight” with projects that marred a generation of American cities. The election of Mayor Richard J. Daley in 1955 launched a frenzy of new building that came at a terrible cost—monolithic housing projects for the black community and a new kind of self-satisfied provincialism that sped the end of Chicago's role as America's meeting place.In luminous prose, Chicago native Thomas Dyja re-creates the story of the city in its postwar prime and explains its profound impact on modern America.

    BART" himself When BART opened in the San Francisco Bay Area in 1972, it became a catalyst for a renaissance in modern rail transit, both nationally and internationally. The concept as sold to Bay Area voters was gargantuan: by adopting aerospace technologies such as microchips for ground transportation, the new computer-operated rail system would bridge counties and curb urban sprawl amid a booming automobile culture. But it all came within a gnat's eyelash of not happening. The question raised by pundits and taxpayers alike was: would this space-age plan actually work, or be the biggest boondoggle in the country's history? In the first-ever history book about BART, longtime agency spokesman Michael C. Healy gives an insider's account of the rapid transit system's inception, hard-won approval, construction, and operations, "warts and all." Written with a master storyteller's homey wit and sharp attention to detail, Healy recreates the politically fraught venture to bring a new kind of public transit to the West Coast. What emerges is a sense of the individuals who made (and make) BART happen. From tales of staying up until 3:00 a.m. with Bill Stokes and Jack Everson to hear the election results for the rapid transit vote or weathering scandals, strikes, and growing pains, this look behind the scenes of an iconic, seemingly monolithic structure reveals people at their most human-and determined to change the status quo.

    It examines the concept of "cultural humility" as part of the major characteristics of cultural competence in counselor education and practice; roles of white allies in multicultural counseling and in social justice counseling; and the concept of "minority stress" and its implications in work with marginalized populations. The book also reviews and introduces the most recent research on LGBTQ issues, and looks at major research developments in the manifestation, dynamics, and impact of microaggressions.Chapters in Counseling the Culturally Diverse, 8th Edition have been rewritten so that instructors can use them sequentially or in any order that best suits their course goals. Each begins with an outline of objectives, followed by a real life counseling case vignette, narrative, or contemporary incident that introduces the major themes of the chapter. In-depth discussions of the theory, research, and practice in multicultural counseling follow.Completely updated with all new research, critical incidents, and case examples Chapters feature an integrative section on "Implications for Clinical Practice," ending "Summary," and numerous "Reflection and Discussion Questions" Presented in a Vital Source Enhanced format that contains chapter-correlated counseling videos/analysis of cross-racial dyads to facilitate teaching and learning Supplemented with an instructor's website that offers a power point deck, exam questions, sample syllabi, and links to other learning resources Written with two new coauthors who bring fresh and first-hand innovative approaches to CCD Counseling the Culturally Diverse, 8th Edition is appropriate for scholars and practitioners who work in the mental health field related to race, ethnicity, culture, and other sociodemographic variables. It is also relevant to social workers and psychiatrists, and for graduate courses in counseling and clinical psychology related to working with culturally diverse populations.

    Yin's bestselling text provides a complete portal to the world of case study research. With the integration of 11 applications in this edition, the book gives readers access to exemplary case studies drawn from a wide variety of academic and applied fields. Ultimately, Case Study Research and Applications will guide students in the successful design and use of the case study research method. New to this Edition Includes 11 in-depth applications that show how researchers have implemented case study methods successfully. Increases reference to relativist and constructivist approaches to case study research, as well as how case studies can be part of mixed methods projects. Places greater emphasis on using plausible rival explanations to bolster case study quality. Discusses synthesizing findings across case studies in a multiple-case study in more detail Adds an expanded list of 15 fields that have text or texts devoted to case study research. Sharpens discussion of distinguishing research from non-research case studies. The author brings to light at least three remaining gaps to be filled in the future: how rival explanations can become more routinely integrated into all case study research; the difference between case-based and variable-based approaches to designing and analyzing case studies; and the relationship between case study research and qualitative research.

    I am with you at all times.”Clothed in spotless white… the image of simplicity and gentleness, Anandamayi Ma was one of the most influential spiritual teachers of our time. Her devotees ranged from prime ministers to renowned saints to humble villagers.Although virtually uneducated, Ma spoke with the authority of direct experience and mesmerised all with her ethereal beauty, sweetness and grace. A free spirit, she wandered all over the country showering her love and tender care on everyone. Across India, several ashrams, established and dedicated in her name, today serve as sanctuaries for spiritual seekers.Wherever she went, miracles followed in her wake. From suddenly appearing at the bedside of a dying woman… to breathing life into an ant crushed thoughtlessly underfoot, everything was manifested effortlessly and graciously through Ma. Her samadhi at Kankhal near Haridwar, radiates peace and showers blessings on devotees who come to pay their respects from all over the world.This short biography, written by a "dikshit" – a direct disciple of Ma, seeks to acquaint you with the sacred persona, inspired wisdom and the divine life of Anandamayi Ma. Its highlight is a chapter on new incidents that have come to light and never before been published in any biography of Ma.

    Michael Savage explains the origins of viruses and their impact on the U.S. With new and resurgent diseases resulting from unregulated immigration and a politicized public health system, Michael Savage sees the need for some changes - starting with the President and the Center for Disease Control telling us the truth. Savage makes his case for the government to enforce travel bans, the use of quarantines and the importance of proper border screenings. However, this is not a cure or treatment for any of these diseases. With Zika virus, tuberculosis, hepatitis, Enterovirus 68 and other new disease threats emerging across the U.S., Savage will explain ways to fortify your immune system and defend against these and other diseases. Drawing from his extensive training, Dr. Savage examines the benefits of using specific nutrients to boost the human immune system which, in turn, increases the odds of surviving a viral infection as well as preventing other diseases. Based on his knowledge of the politics of medicine being played by the Obama mandarins and his Ph.D. in Epidemiology and Nutrition from the University of California, Berkley, Dr. Savage presents solid information to protect your health. Whether you want to defend your body against deadly diseases, boost your immunity, or learn more about the government's impact on reemerging and imported diseases, DISEASES WITHOUT BORDERS is your source for informative, helpful, and potentially life-saving advice.

    They spend most of their time watching and playing the sport they love. They dream of making their living in the sport.When they are not playing the game, they put on their thinking cap and come up with alternate versions of important matches or provide parodic answers to questions that have plagued cricket fans over the years.However, fate intervenes in their idyllic life. On 18th April 1986, Javed Miandad hits Chetan Sharma for a six in Sharjah and leaves their cricket viewing life in tatters. The after-effects of this fateful event, continue to haunt them for many years.Their problems don’t end there. Sat fails to graduate from school level cricket to state level cricket. He is heartbroken by the loss of his dreams and faces a mini identity crisis.How do the boys solve their problems?Will the boys ever recover from that Javed Miandad incident?Will Sat get his mojo back? Come, join the heartwarming ride and find out the answers, as Sat takes you through his nostalgic memories of the sport and narrates his coming of age story, which is deeply influenced by the sport!

    Rather, The Color of Law incontrovertibly makes clear that it was de jure segregation—the laws and policy decisions passed by local, state, and federal governments—that actually promoted the discriminatory patterns that continue to this day.Through extraordinary revelations and extensive research that Ta-Nehisi Coates has lauded as "brilliant" (The Atlantic), Rothstein comes to chronicle nothing less than an untold story that begins in the 1920s, showing how this process of de jure segregation began with explicit racial zoning, as millions of African Americans moved in a great historical migration from the south to the north.As Jane Jacobs established in her classic The Death and Life of Great American Cities, it was the deeply flawed urban planning of the 1950s that created many of the impoverished neighborhoods we know. Now, Rothstein expands our understanding of this history, showing how government policies led to the creation of officially segregated public housing and the demolition of previously integrated neighborhoods. While urban areas rapidly deteriorated, the great American suburbanization of the post–World War II years was spurred on by federal subsidies for builders on the condition that no homes be sold to African Americans. Finally, Rothstein shows how police and prosecutors brutally upheld these standards by supporting violent resistance to black families in white neighborhoods.The Fair Housing Act of 1968 prohibited future discrimination but did nothing to reverse residential patterns that had become deeply embedded. Yet recent outbursts of violence in cities like Baltimore, Ferguson, and Minneapolis show us precisely how the legacy of these earlier eras contributes to persistent racial unrest. “The American landscape will never look the same to readers of this important book” (Sherrilyn Ifill, president of the NAACP Legal Defense Fund), as Rothstein’s invaluable examination shows that only by relearning this history can we finally pave the way for the nation to remedy its unconstitutional past.

    By the late 1960s, it had become a symbol of urban decay and blight, compared by journaliststo bombed-out Dresden and war-torn Beirut. Several decades and a dozen casinos later, Atlantic City is again one of America's most popular tourist spots, with thirty-five million visitors a year. Yet most stay for a mere six hours, and the highway has replaced the Boardwalk as the city's mostimportant thoroughfare. Today the city doesn't have a single movie theater and its one supermarket is a virtual fortress protected by metal detectors and security guards. In this wide-ranging book, Bryant Simon does far more than tell a nostalgic tale of Atlantic City's rise, near death, and reincarnation. He turns the depiction of middle-class vacationers into a revealing discussion of the boundaries of public space in urban America. In the past, he argues, thepublic was never really about democracy, but about exclusion. During Atlantic City's heyday, African Americans were kept off the Boardwalk and away from the beaches. The overly boisterous or improperly dressed were kept out of theaters and hotel lobbies by uniformed ushers and police. The creationof Atlantic City as the Nation's Playground was dependent on keeping undesirables out of view unless they were pushing tourists down the Boardwalk on rickshaw-like rolling chairs or shimmying in smoky nightclubs. Desegregation overturned this racial balance in the mid-1960s, making the city's public spaces more open and democratic, too open and democratic for many middle-class Americans, who fled to suburbs and suburban-style resorts like Disneyworld. With the opening of the first casino in 1978, the urbanbalance once again shifted, creating twelve separate, heavily guarded, glittering casinos worlds walled off from the dilapidated houses, boarded-up businesses, and lots razed for redevelopment that never came. Tourists are deliberately kept away from the city's grim reality and its predominantlypoor African American residents. Despite ten of thousands of buses and cars rolling into every day, gambling has not saved Atlantic City or returned it to its glory days. Simon's moving narrative of Atlantic City's past points to the troubling fate of urban America and the nation's cultural trajectory in the twentieth century, with broad implications for those interested in urban studies, sociology, planning, architecture, and history.

    He thrives on the thrill of seeing what others do not see, let alone even know exists. It all began quite innocuously. After moving to New York City to pursue graduate studies in Urban Planning, he began unearthing hidden facets of the city—abandoned structures, disused subway stops, incredible rooftop views that belonged to cordoned-off buildings. At first it was about satiating a niggling curiosity; yet the more he experienced and saw, the more his thirst for adventure grew, eventually leading him across five continents. In this memoir of his experiences, Gates details his trespasses through underground canals, sewers, subways, crypts, through cities spanning four continents. In this finely-written book, Gates describes his immersion in the worldwide subculture of Urban Exploring; how he joined a world of people who create secret art galleries in subway tunnels, break into national monuments for fun, and travel the globe sleeping in centuries-old catacombs and abandoned Soviet relics rather than hotels or bed-and-breakfasts. They push each other further and further—visiting the hidden side of a dozen countries, discovering ancient underground Roman ruins, scaling the Brooklyn, Manhattan, and Williamsburg bridges, partying with mole people, sneaking into Stonehenge, and even finding themselves under arrest on top of Notre Dame Cathedral.    Ultimately, Gates contemplates why he and other urban explorers are so instinctively drawn to these unknown and sometimes forbidden places—even (and for some, especially) when the stakes are high. Hidden Cities will inspire readers to contemplate the potential for urban exploration available for anyone, anywhere—if they have only the curiosity (and nerve!) to dig below the surface to discover the hidden corners of this world.

    These are some of the triggers that drove the women captured in these pages to become lawbreakers.Queens of Crime demonstrates a haunting criminal power that most people do not associate women with. The acts of depravity described in this book will jolt you to the core, ensuring you have sleepless nights for months.Based on painstaking research, these are raw, violent and seemingly unbelievable but true rendition of India's women criminals.

    This book is about making those encounters as compelling as we can make them." -Harvey "Smokey" Daniels and Steven ZemelmanWe are specialists to the bone-in science, math, social studies, art, music, business, and foreign language. But now, the Common Core and state standards require us to help our students better understand the distinctive texts in our subject areas. "Nobody's making us into reading teachers," write Smokey Daniels and Steve Zemelman, "but we must become teachers of disciplinary thinking through our students' reading."If this shift sounds like a tough one, Subjects Matter, Second Edition is your solution. Smokey and Steve, two of America's most popular educators, share exactly what you need to help students read your nonfiction content closely and strategically: 27 proven teaching strategies that help meet-and exceed-the standards how-to suggestions for engaging kids with content through wide, real-world reading a lively look at using "boring" textbooks motivating instruction that's powered by student collaboration specifics for helping struggling readers succeed.Subjects Matter, Second Edition enables deep, thoughtful learning for your students, while keeping the irreverent, inspiring heart that's made the first edition indispensable. You'll discover fresh and re-energized lessons, completely updated research, and vibrant vignettes from new colleagues and old friends who have as much passion for their subjects as you do."We'll be using methods particular to our fields as well as engaging reading materials that help students understand and remember our content better," write Smokey and Steve. "We can realize that vision of the light going on in kids' heads and maybe fill them with enthusiasm about the amazing subject matter that we have to offer. Sound good? Let's get to work." Read a sample chapter from Subjects Matter, Second Edition.

    Today, however, punishing rents and the increasingly prohibitive cost of ownership have turned housing into the foremost symbol of inequality and an economy gone wrong. Nowhere is this more visible than in the San Francisco Bay Area, where fleets of private buses ferry software engineers past the tarp-and-plywood shanties where the homeless make their homes. The adage that California is a glimpse of the nation's future has become a cautionary tale.With propulsive storytelling and ground-level reporting, New York Times journalist Conor Dougherty chronicles America's housing crisis from its West Coast epicenter, peeling back the decades of history and economic forces that brought us here and taking readers inside the activist uprisings that have risen in tandem with housing costs. To tell this new story of housing, Dougherty follows a struggling math teacher who builds a political movement dedicated to ending single-family-house neighborhoods. A teenaged girl who leads her apartment complex against their rent-raising landlord. A nun who tries to outmaneuver private equity investors by amassing a multimillion-dollar portfolio of affordable homes. A suburban bureaucrat who roguishly embraces density in response to the threat of climate change. A developer who manufactures homeless housing on an assembly line.Sweeping in scope and intimate in detail, Golden Gates definitively captures a fundamental political realignment in America as it plays out during a moment of rapid technological and social change.

    But street addresses were not invented to help you find your way; they were created to find you. In many parts of the world, your address can reveal your race and class.In this wide-ranging and remarkable book, Deirdre Mask looks at the fate of streets named after Martin Luther King Jr., the wayfinding means of ancient Romans, and how Nazis haunt the streets of modern Germany. The flipside of having an address is not having one, and we also see what that means for millions of people today, including those who live in the slums of Kolkata and on the streets of London. Filled with fascinating people and histories, The Address Book illuminates the complex and sometimes hidden stories behind street names and their power to name, to hide, to decide who counts, who doesn’t―and why.