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The Truth About Retirement Plans and IRAs
Ric Edelman - 2014
Yet only half of all eligible Americans contribute to a retirement plan. That’s because all plans—including the 401(k), 403(b), 457, and even the IRA—are complicated, confusing, and costly. New York Times bestselling author and acclaimed financial advisor Ric Edelman has counseled thousands of savers and retirees and has accumulated his advice in this book. Edelman has created a step-by-step guide. With illuminating prose and simple explanations, he shares everything you need to know as a plan participant: how to contribute even when you think you can’t afford to, how to make wise choices among your investment options, and how to convert your 401(k) into income so you can provide yourself with the lifestyle you want in retirement. Along the way, he debunks the myths and clears up the confusion.
Worthless: The Indispensible Guide to Choosing the Right Major
Aaron Clarey - 2011
While teachers, guidance counselors and even parents are afraid to tell you the truth in an effort to spare your feelings, "Worthless" delivers a blunt and real-world assessment about the economic realities and consequences of choosing various degrees with a necessary and tough fatherly love. Don't lie to yourself. And certainly don't waste four years of your youth and thousands of dollars in tuition on a worthless degree. Buy this book and understand why it is important you choose the right major. The book itself could be the wisest investment you ever make.
Tree Houses You Can Actually Build: A Weekend Project Book
Jeanie Trusty Stiles - 1998
This inspirational yet thoroughly practical guide shows even the most inexperienced weekend carpenter how to design and build a lifetime of memories for the entire family. With more than 200,000 copies of their popular Weekend Project Books sold, David and Jeanie Stiles have become America's First Couple of do-it-yourself woodworking. In Tree Houses You Can Actually Build, they explain basic building procedures through clear, simple instructions and non-technical line drawings that illustrate every step of the project, from the earliest sketches to the final cedar shingle. The authors outline five basic designs that can be adapted to virtually any set of conditions, and throughout the book, they emphasize safety for both adults and children. In addition to line drawings, the book contains a section of full-color photographs highlighting a variety of tree house projects, plus helpful building tips based on interviews with their owners.
Stock Investing for Canadians for Dummies
Andrew Dagys - 2003
Understand the essentials of stock investing, how to get started, and how to pick winners.
God's Plan for Victory
Rousas John Rushdoony - 1977
Central to that optimistic generation is Rousas John Rushdoony's jewel of a study, God's Plan for Victory (originally published in 1977). The founder of the Christian Reconstruction movement set forth in potent, cogent terms the older Puritan vision of the irrepressible advancement of Christ's kingdom by his faithful saints employing the entire law-word of God as the program for earthly victory.
How to Go to College Almost for Free, Updated
Ben R. Kaplan - 2000
But that was before he discovered that there are billions of scholarship dollars out there for students with all types of interests, skills, and backgrounds. After winning enough college cash to cover virtually the entire cost of his dream school, he's written an indispensable guide that shows you how to stake your own scholarship claim.Now in this fully revised and updated edition, Ben distills his proven step-by-step game plan that positions you to win big money for college -- regardless of your age, GPA, financial situation, or family background. With humor and insight, he reveals insider secrets for successfully finding, applying for, and winning lucrative scholarship awards -- empowering you with the information, inspiration, and know-how to afford the college of your choice and realize your educational dreams.Special Note: As a valued reader of this book, you also receive access to the Coach's Locker Room at Ben Kaplan's ScholarshipCoach.com website. The Coach's Locker Room provides a wealth of bonus material, updates to information contained in How to Go to College Almost for Free, question and answer postings, and other helpful resources.
Wrongful Deaths (A Drake Cody Suspense-Thriller Book 3)
Tom Combs - 2018
An invasion of the deadliest of all opioid drugs has turned Minneapolis and Drake's ER into a war zone. In addition hospitalized patients are dying tragically and malpractice is the claim. Is it incompetence - or something much worse? When emergency doctor Drake Cody tries to stop the explosion of ODs and find the cause of the hospital deaths he and those he loves are targeted for murder. Overdoses, malpractice, and murder--wrongful deaths all. Nothing is as it seems as Drake and police track evil where none expect it. More die by the minute as Drake struggles to solve a mystery that links greed, corruption, and betrayal. "Wrongful Deaths" puts readers on the front-lines of the opioid epidemic and exposes the seamy underbelly of the medical, legal, and business worlds. Characters you care about face authentic life-or-death challenges in a story that captivates, informs and entertains. "One of the BEST surprise endings ever penned" TopShelf Magazine Amazon International Bestseller (Canada, Great Britain, and Australia) April, 2019 John Grisham introduced the intrigue and thrills of the legal world to the mainstream...Tom Combs has done the same with the world of medicine.
A Swamp Full of Dollars: Pipelines and Paramilitaries at Nigeria's Oil Frontier
Michael Peel - 2009
trading partner in sub-Saharan Africa, petroleum-rich Nigeria exports half its daily oil production to the United States. Like many African nations with natural resources coveted by the world's superpowers, the country has been shaped by foreign investment and intervention, conflicts among hundreds of ethnic and religious groups, and greed. Polio has boomed along with petroleum, small villages face off with giant oil companies, and scooter drivers run their own ministates. The oil-rich Niger Delta region at the heart of it all is a trouble spot as hot as the local pepper soup.Blending vivid reportage, history, and investigative journalism, in A Swamp Full of Dollars journalist Michael Peel tells the story of this extraordinary country, which grows ever more wild and lawless by the day as its refined petroleum pumps through our cities. Through a host of colorful characters--from the Area Boy gangsters of Lagos to a corrupt state governor who stashed money in his London penthouse, from the militants in their swamp forest hideouts to oil company executives--Peel makes the connection between Western energy consumption and the breakdown of the Nigerian state, where the corruption of the haves is matched only by the determination and ingenuity of the have-nots. What has happened to Nigeria is a stark warning to the United States and other economic powers as they grow increasingly frantic in their search for new oil sources: unbridled plunder eventually rebounds on those who have done the taking.A Swamp Full of Dollars--shortlisted for the Guardian First Book Award--shows that if the Arab world is the precarious eastern battle line in an intensifying world war for crude, then Nigeria has become the tumultuous western front.
Why the Christian Right Is Wrong: A Minister's Manifesto for Taking Back Your Faith, Your Flag, Your Future
Robin R. Meyers - 2006
Why the Christian Right Is Wrong is a rousing manifesto that will ignite the collective conscience of all whose faith and values have been misrepresented by the Christian Right.Praise for Why the Christian Right Is Wrong "In the pulpit, Robin Meyers is the new generation's Harry Emerson Fosdick, George Buttrick, and Martin Luther King. In these pages, you will find a stirring message for our times, from a man who believes that God's love is universal, that the great Jewish prophets are as relevant now as in ancient times, and that the Jesus who drove the money changers from the Temple may yet inspire us to embrace justice and compassion as the soul of democracy. This is not a book for narrow sectarian minds; read it, and you will want to change the world." --Bill Moyers"In this book, a powerful and authentic religious voice from America's heartland holds up a mirror to the Bush administration and its religious allies. The result is a vision of Orwellian proportions in which values are inverted and violence, hatred, and bigotry are blessed by one known as 'The Prince of Peace, ' who called us to love our enemies. If you treasure this country and tremble over its present direction, this book is a must-read!" --John Shelby Spong author, The Sins of Scripture: Exposing the Bible's Texts of Hate to Reveal the God of Love"This is a timely warning and a clarion call to the church to recover the Gospel of Jesus Christ and to a great nation to resist the encroachment of the Christian Right and of Christian fascism. Many of us in other parts of the world are praying fervently that these calls will be heeded." --Archbishop Desmond Tutu
Wilford Woodruff's Witness: The Development of Temple Doctrine
Jennifer Ann Mackley - 2014
Understanding its origin and development through the experiences of Wilford Woodruff will answer questions posed by individuals inside and outside of the Church. What is the relationship of temple ordinances and Old Testament rituals? Why have some ordinances been discontinued? Why did married women choose to be sealed to Joseph Smith? What is priesthood adoption? When were proxy ordinances introduced?Many books and articles address a specific temple ordinance or a period of time in Mormon history, but the development of all temple ordinances has never been included in a single volume - until now.Jennifer Mackley's meticulously researched biographical narrative chronicles the development of temple doctrine through the examination of Wilford Woodruff's personal life. The account unfolds in Woodruff's own words, drawn from primary sources including journals, discourses, and letters. Mackley elucidates the doctrine's sixty-year progression from Old Testament practices of washings and anointings in the 1830s, to the endowment, sealings, and priesthood adoptions in the 1840s, through all of the vicarious ordinances for the dead in the 1870s, to the sealing of multigenerational families in the 1890s. Her narrative is enhanced by 120 archival images (some previously unpublished), as well as extensive footnotes and citations for the reader's further study. More information can be found at www.wilfordwoodruff.info.
A Family of Value
John Rosemond - 1995
John Rosemond's A Family of Value presents a critical view of the child care literature of the past quarter century and argues for an end to overindulgent parenting and a return to the goal of instilling moral values, such as responsibility, respectfulness, and resourcefulness.
The Essential Retirement Guide: A Contrarian's Perspective
Frederick Vettese - 2015
Unfortunately, much of the advice that is dispensed is either unsubstantiated or betrays a strong vested interest. In The Essential Retirement Guide, Frederick Vettese analyses the most fundamental questions of retirement planning and offers some startling insights. The book finds, for example that:Saving 10 percent a year is not a bad rule of thumb if you could follow it, but there will be times when you cannot do so and it might not even be advisable to try. Most people never spend more than 50 percent of their gross income on themselves before retirement; hence their retirement income target is usually much less than 70 percent. Interest rates will almost certainly stay low for the next 20 years, which will affect how much you need to save. Even in this low-interest environment, you can withdraw 5 percent or more of your retirement savings each year in retirement without running out of money. Your spending in retirement will almost certainly decline at a certain age so you may not need to save quite as much as you think. As people reach the later stages of retirement, they become less capable of managing their finances, even though they grow more confident of their ability to do so! Plan for this before it is too late. Annuities have become very expensive, but they still make sense for a host of reasons. In addition, The Essential Retirement Guide shows how you can estimate your own lifespan and helps you to understand the financial implications of long-term care. Most importantly, it reveals how you can calculate your personal wealth target - the amount of money you will need by the time you retire to live comfortably. The author uses his actuarial expertise to substantiate his findings but does so in a jargon-free way.
On Money
Rick Morton - 2020
He has seen the bone-weary effort his single mum mustered to raise three kids and pay the bills. A poor boy who grew into a middle class man, his spending habits and attitude to money are still informed by growing up without it.Money is one of the most fraught subjects; it raises powerful emotions in all of us. Too much money often corrupts people - too little can make people feel desperate.In On Money, Morton examines the meaning of money and exposes the lie behind the government's mantra: have a go, get a go.
Gamechanger: Forget Start-ups, Join Corporate and Still Live the Rich Life you want
M Pattabiraman - 2017
"This book will change the outlook of those who read it." - Murali Vijay, Indian Cricketer "This book changed the way I looked at vacation planning and...I only wish that I had access to it at the start of my career." - Muthu Krishnan From the Author This step by step guide to your version of the Rich Life includes: - How your attitude toward money should move over from 'past looking' to 'future focusing' -How to find mistake fares to Europe, Pacific and Far East and make that extended 4-day weekend, Thai trip for under 10k INR - Years of research resulting in 40 resources of 'free and cheap accommodations' for vacations - Tried-and-tested scripts to negotiate down credit card, Dish TV, Phone and Internet Bills - How credit cards can help you lower home-loan payments - How to setup the cashflow, so that you can make Diwali, Birthdays and other repetitive expenditures, a breeze - How to make big purchases like a home or a car - a walk in the park - How to invest for your retirement with peanut money now - Enjoy guilt-free irrational spending while also being responsible over the future - Automate every part of your money-life If you are in a 9-5 and are even part-disgruntled, Gamechanger is going to be the turning point of your life
Common Sense: The Investor's Guide to Equality, Opportunity, and Growth
Joel Greenblatt - 2020
It shouldn't take a worldwide pandemic and nationwide protests to bring economic and racial inequality to the forefront of problems we desperately need to solve. But now that the opportunity is here, what should we do? How can we create more equality, opportunity, and growth for everyone? Not someday, but what can government and the private sector do right now to disrupt a status quo that almost everyone wants to change?In Common Sense, the New York Times best-selling author Joel Greenblatt offers an investor's perspective on building an economy that truly works for everyone. With dry wit and engaging storytelling, he makes a lively and provocative case for disruptive new approaches--some drawn from personal experience, some from the outside looking in. How can leading corporations immediately disrupt our education establishment while creating high-paying job opportunities for those currently left behind? If we want a living wage for everyone, how can we afford it while using an existing program to get it done now? If we subsidize banks, what simple changes can we make to the way we capitalize and regulate them to help grow the economy, increase access, and create more jobs (while keeping the risks and benefits where they belong)? Greenblatt also explains how dramatically increasing immigration would be like giving every American a giant bonus and the reason Australia might be the best place to learn about saving for retirement.Not everyone will agree with what Greenblatt has to say--but all of us can benefit from the conversations he aims to start.