Whether you are a rookie or an established Broker, this is the guide you need to lay the foundations for long-term success. Author Dustan Woodhouse has packed this book with dozens of tips and lessons gleaned from personal experience processing over 1,300 mortgage files and taking in over 2,000 applications verbally. You'll learn... - The old-school piece of technology that's every broker's best friend - How to have a complete application built by the time the very first phone call ends - When smart brokers decide to walk away from a file - Where to invest your marketing dollars (and where you'd just be throwing that money away) - How to trade cold-calling for warm-calling - How the "paycheque mentality" can sink your business, and what to do about it Every step, every tip, every process is aimed at building long-term relationships with clients and referral partners alike. It's all designed to get you to the holy grail of a referral-only business. Your mantra? Get the application. Here's how to do it.

    

    Even in Hell, love can bloom.

    Few others can offer such a remarkable insight into life at Anfield from Shankly to Houllier and beyond. Born in Liverpool in 1954, Phil later moved to his spiritual home of Kirkby where his footballing abilities were soon noticed and he quickly acquired a range of schoolboy honours before signing professional forms for his beloved Reds in 1971.As he staked a claim for a first-team place, Kop messiah Bill Shankly would memorably declare: “Aye, Phil Thompson. The boy tossed up with a sparrow for his legs and lost!”Shanks, however, was in no doubt about the young Thommo’s qualities and Phil would go on to claim a host of Anfield honours including seven League Championships, three European Cups, two League Cups and an FA Cup.The proudest moment of his footballing life came in 1981 when he led the Reds to a third European Cup with a 1-0 defeat of Real Madrid in Paris, later parading the trophy at his local pub, The Falcon.He left the Reds after winning 42 England caps before returning to Anfield in a coaching capacity under Liverpool player manager Kenny Dalglish.Despite being controversially sacked by Reds boss and former teammate Graeme Souness in 1992, he sensationally returned to Anfield as Gerard Houllier’s right-hand man in 1998, going on to revive the glory days by claiming a famous treble of trophies in 2001.Coming full circle and happy to be a fan again, he shared in the joy of the Reds’ 2005 Champions League triumph in Istanbul – as highlighted during remarkable scenes on SKY TV.

    As a member of the Nolan sisters, Coleen Nolan was born into the spotlight and has stayed there ever since. She has now become one of the nation's favourite TV presenters and is used to newspapers and magazines claiming to have the inside story of her private life. In No Regrets Coleen finally reveals the truth of what really happened during the last few rollercoaster years, truly the worst of her life. Whilst it's certainly been a traumatic time for the whole family, Coleen is a survivor. First and foremost, she is a mum and is determined to hold her family together. The Nolans finally put aside their infamous feud to rally round their beloved sister Bernie, who tragically lost her fight with cancer on the 4th of July last year, aged just 52. In this memoir, Coleen movingly describes her struggle to deal with the emotional scars that come from losing someone so close and the effect it has had on her own life. In this incredibly candid memoir, Coleen writes with raw honesty about her family troubles, her career highs and lows, and her struggle with her body image. In recent years, Coleen has found herself in both a plastic surgeon's office looking at a £20,000 bill to 'fix her face' and at a breast cancer clinic asking for the removal of her healthy breasts to avoid becoming the fourth sister in the family to be struck down by cancer. Wonderfully warm and moving, and brilliantly funny and honest, No Regrets will take you from laughter to tears and back again as you share in Coleen's very personal journey.

    A quick-reference guide for teachers and students to use during writing lessons and for independent work.

    It is not a simplified study, but a selective grammar that points out many time-saving short cuts.Constantly drawing comparisons with English construction, it covers all of the important points in French grammar (verb forms and tenses, parts of speech, negative sentences, possessives, partitive construction, etc.) fully and logically, and with refreshing clarity. It was created for those who prefer the phrase approach, and all grammatical points are illustrated with phrases and sentences that you can incorporate directly into your working vocabulary. Many of the discussions include a list of common expressions that use the rule under study.In addition to the grammar text itself, there are several unusual features of great value to anyone who wants to build a French vocabulary: a section on common word-endings and their French equivalents, for example, and a 50-page lit of French-English cognates.This grammar does not assume any previous knowledge either of grammatical terms or of French grammar. English grammatical terms are explained in a separate section and all discussion begins with essentials and works up from there. Use it as an introduction to grammar, for independent class courses, with phrase courses, as a refresher, or for beginning self-study.

    16,000 words in length.

    Along the way, these inspiring people have blazed a trail through history. Anyone who has seen The Sound of Music knows how Maria von Trapp's life began--but what happened after the final scene? Discover what Maria's life was like after fleeing Nazi-occupied Austria for America. With intriguing facts about her life in the nunnery, her romance with Captain von Trapp, their ten children, and their singing careers, this inspiring story reaches beyond The Sound of Music--and reveals the courage and determination of a kind, energetic, and very real woman.

    Writing with marvelous brio, Winchester first serves up a lightning history of the English language--"so vast, so sprawling, so wonderfully unwieldy"--and pays homage to the great dictionary makers, from "the irredeemably famous" Samuel Johnson to the "short, pale, smug and boastful" schoolmaster from New Hartford, Noah Webster. He then turns his unmatched talent for story-telling to the making of this most venerable of dictionaries. In this fast-paced narrative, the reader will discover lively portraits of such key figures as the brilliant but tubercular first editor Herbert Coleridge (grandson of the poet), the colorful, boisterous Frederick Furnivall (who left the project in a shambles), and James Augustus Henry Murray, who spent a half-century bringing the project to fruition. Winchester lovingly describes the nuts-and-bolts of dictionary making--how unexpectedly tricky the dictionary entry for marzipan was, or how fraternity turned out so much longer and monkey so much more ancient than anticipated--and how bondmaid was left out completely, its slips found lurking under a pile of books long after the B-volume had gone to press. We visit the ugly corrugated iron structure that Murray grandly dubbed the Scriptorium--the Scrippy or the Shed, as locals called it--and meet some of the legion of volunteers, from Fitzedward Hall, a bitter hermit obsessively devoted to the OED, to W.C. Minor, whose story is one of dangerous madness, ineluctable sadness, and ultimate redemption. The Meaning of Everything is a scintillating account of the creation of the greatest monument ever erected to a living language. Simon Winchester's supple, vigorous prose illuminates this dauntingly ambitious project--a seventy-year odyssey to create the grandfather of all word-books, the world's unrivalled uber-dictionary.

    Laura M. Ahearn shows that young Nepalese people are applying their newly acquired literacy skills to love-letter writing, fostering a transition that involves not only a shift in marriage rituals, but also a change in how villagers conceive of their own ability to act and attribute responsibility for events. These developments have potential ramifications that extend far beyond the realm of marriage and well past the Himalayas.The love-letter correspondences examined by Ahearn also provide a deeper understanding of the social effects of literacy. While the acquisition of literary skills may open up new opportunities for some individuals, such skills can also impose new constraints, expectations, and disappointments. The increase in female literacy rates in Junigau in the 1990s made possible the emergence of new courtship practices and facilitated self-initiated marriages, but it also reinforced certain gender ideologies and undercut some avenues to social power, especially for women. Scholars, and students in such fields as anthropology, women's studies, linguistics, development studies, and South Asian studies will find this book ethnographically rich and theoretically insightful. Laura M. Ahearn is Assistant Professor of Anthropology, Rutgers University.

    From humble beginnings in a barn in Pennsylvania to soaring victories in the French Alps, Team 7-Eleven is the complete history that has never been fully told-until now.

    She imagined posh flights and swanky hotels. Then I said the three words every girl longs to hear: Volkswagen camper van.’This frank and funny true story of a 'family gap year' like no other shows how the passing comment of a bored 9-year-old can snowball into an absurd expedition into strange lands, financial peril and some distinctly unsavoury living arrangements. With Strawberry Fields New York in their sights, the Beatnik Beatles inadvertently gatecrash an Italian wedding, suffer brutal torture at the hands of a Turkish masseur, appear in a Bollywood film and trust their entire journey across Australia to the whim of an army of online-blog followers - and all to a Lennon & McCartney soundtrack, played badly on instruments bought on eBay.Got a taste for adventurous travel? Ever felt the peril of performing in public? Tried to entertain children on a very, very long car journey? Great! Do you want to join a band?‘It’s a dirty story of a dirty man.’Paul McCartney‘Please stop calling us.’The Times Literary Supplement‘We do not condone absenteeism on this scale.’Oxfordshire Education Authority(From Amazon.co.uk)

    Yes, it’s almost unbelievable to understand how all of it had happened and why the world fell in love with the boy wizard. From the fantastic books written by the British author J.K. Rowling to the blockbuster movies that were welcomed by hundreds of fans outside the cinemas worldwide, Harry Potter’s legacy lives on and is still felt in the pop culture. That’s why we’ll look at the ultimate list of 500 (yeah, you read that right) Potter-related facts! Enjoy and prepare to read tons of exciting facts! You and your kids will love this book... Grab it now while it's still available at this discounted price. NOTE: This is a book intended for any Harry Potter fan of any age. This book is NOT affiliated in any way with any other official or unofficial Harry Potter book.

    Tackling issues such as time, mood, inspiration, and support, she revealed that writing is in fact a natural-and crucial-part of life. Questions of how, when, and why yielded to the virtual tool kit of strategies, tips, and tools she provides in this extremely valuable book. With The Writer's Life, Cameron's pivotal insights and pointers are distilled in a tiny, portable companion that will help readers lead a writer's life more easily, joyfully, and powerfully.