Minimalist Budget will help you to turn your bloated expenses into a well-toned budget, spending on exactly what you need and nothing else. This book presents solutions for two major problems in our consumer society: (1) how to downsize your cravings without having to sacrifice the fun stuff, and (2) how to whip your finances into shape and follow a personalized budget. This is not a get rich quick book. But I can promise day-by-day, month-by-month, you’ll budget better and become richer as a consequence. Regardless of how much your income is we’ll find a way to budget, save, and increase your net worth. Since my youth, I’ve had to live on a budget that ranged from $100 to $200 a month if I was lucky. Even though I never knew how much I would have the next month, I was always able to have enough for my essential expenses, personal pleasures, and savings. If you’re tired of the false and impossible-to-follow promises of “finance gurus,” try out my simple, straightforward, easy-to-stick-to methods. Improve your spending habits: • Incorporate minimalism into your finances • How to avoid becoming a minimalist consumerist • Learn the psychological traps that make you overspend • Control your compulsive spending habits Feel financially secure every day: • Learn about two A-Z budgeting methods and how to make them work for you • Learn ratio-based budgeting and fixed-amount budgeting • Discover the best budgeting software programs • Design a bulletproof savings strategy to get out of debt, be prepared for emergencies, and set yourself up for retirement Stop hating your financial life: • Learn how to set SMART financial goals • Increase your self-confidence with budgeting • 50 small budgeting tips Financial education is not part of our educational system. It is normal that we don’t know how to budget when we step into the craziness we call adulthood. But it is not normal to stay ignorant about a field of life that (like it or not) guarantees our material survival. Money management is an essential skill for everybody who earns, shops or consumes. If you follow the budgeting tips in this book, you’ll be able to keep track of your finances. You’ll clearly know where your money goes, where it comes from and where can you save. You won’t feel stressed of running out of money unexpectedly, you’ll clear yourself out of debts and have savings for bigger expenses like a vacation, new car or unexpected events. Leave money struggles for yesterday. Grab a copy of Minimalist Budget by hitting buy now in the top right corner of this page.

    Loco of the influential blog "Loco in Yokohama) vividly illustrates with unflinching introspection and candor, the birth and evolution of a racist, and in doing so makes the persuasive argument that the only way to cure this social virus is by first acknowledging and engaging one’s own racism. Loco takes us on a scintillating journey from the streets of Brooklyn, where a child’s first playground was the frontlines of the Black Nationalist Movement of the seventies, to a period of black militancy, military service, interracial romance and corporate bigotry in the eighties and nineties. Following the traumatic events of 9/11/2001, Loco relocates to Japan where he learns that old adage -— you can’t hide from yourself -— the hard way. He finds the woman he was made to love; only she’s a member of a race he has come to loathe. In the name of this love, Loco confronts this dark stowaway with deep roots even as the world is literally falling apart around him, in the form of the Tohoku disaster of 3/11/2011. A book that is both a memoir and an impassioned call to arms, Hi! My Name is Loco and I am a Racist tells us in no uncertain terms that while racism continues to be demonized as a dark aberration that only “evil people,” ignorant fools, or people lacking compassion and common decency are subject to, then it will remain at large – hiding in plain sight, in our schools, offices, carpools, living rooms...and sometimes even in the mirror.

    • Useful for collegiate students as well as for those who are opting for entrance examinations.This completely new and innovative textbook provides a comprehensive account of pericyclic reactions and organic photochemistry for undergraduate and postgraduate courses. The approach is based on mechanism and reaction type, and the subject matter is developed and concentrated on better understanding rather than on merely grasping factual knowledge.Salient Features: • Basics of the subject are explained in thorough details. • Important points are revisited and mentioned wherever they are relevant. • Provides over 200 excellent thought-provoking textual problems. • Glossary and questions for self-assessment are given at the end of each chapter. • The most important aspect of this book is Chapter 14 which contains about 400 problems and their solutions based on pericyclic reactions and photochemistry. • Applied photochemistry is also discussed in the book.

     So you've been hearing about it, but what exactly is a Bullet Journal?  Well, simply put, a Bullet Journal is your ticket to a more organized, well-planned, and less stressful life!  In this book, I'll show you the super simple method of bullet journaling that is sure to change your life.  In this book, you will learn:   How to start a bullet journal Best practices for using your bullet journal effectively What to look for when purchasing a bullet journal notebook Tons of bullet journal ideas to unleash your creativity How to use your bullet journal to give meaning to your day This book will pay for itself by giving you the tools needed to take back control of your day, your life, and your sanity! Let's get started!  Buy Quick Guide to Starting a Bullet Journal today and take the first step to a more stress-free life!

    So, when she finds a handsome stranger already at the cottage, she's baffled. Has her aunt double-booked the cottage by mistake or is she up to her match-making tricks once again?Christmas at the Castle Life at Caldoon Castle in the Highlands of Scotland isn't easy for Catriona Fraser and her two children especially since her husband died. So, when Iain MacNeice and his two daughters book the castle for the Christmas holidays, Catriona's prayers seem to be answered. But the MacNeices arrive with a whole host of their own problems and it's going to take time, patience and a little bit of Christmas magic to make this holiday a happy one.Christmas at the Cottage After a bad breakup, all Rowan Corrigan wants is time alone at the family cottage in the Lake District. But her sister Rachel and husband Paul have exactly the same idea. As does Paul's best friend Nick - the very last man Rowan wants to see after her embarrassing encounter with him at Rachel and Paul's wedding. As the snow begins to fall, this could become the worst Christmas on record. But Christmas is a time for miracles and Rowan has always believed in those...

    It matters WHY you do it. “What’s good, if brief, is twice as good.” – Baltasar Gracian Don't you hate it when you've always wanted to read a book but never able to quite find the time? Or do you just want to extract the key ideas of a book without having to spend weeks and months reading through it all? Fret not! Welcome to Top Line Summaries, brought to you by BrevityBooks Publishing - encapsulating the core concepts, big ideas and best bits from all your favourite business and leadership, personal development and self-help bestselling books. In an age where personal time is more limited than ever, our core belief is that ‘being brief is best.’ Whether in business or at home, Topline Summaries will get you on the express road to success! The latest book to get the infamous 'Topline Summary Treatment' is Simon Sinek's groundbreaking book, Start with Why. “The more organizations and people who learn to start with WHY, the more people there will be who wake up being fulfilled by the work they do.” – Simon Sinek, Start with Why Have you ever wondered why some companies fail, others do average, and some - the rare few – become huge success stories? Why is it that some leaders never achieve greatness and others motivate millions? What sets apart the mundane from the masterful, the indifferent from the inspirational? Simon Sinek encapsulated the answers to all of these questions in his groundbreaking book Start with Why, following on from his hugely popular and now legendary TED talk. We have extracted the best and most pertinent parts of the book and here it now is, available just a short read away!

    Fredrik Nath is one of those few."- The Masked PersonaFrom the author of wartime adventure novel 'The Cyclist', the Historical Novels Society editor's choice February 2011.A reluctant hero in war-torn France...A teacher in St Cyprien, a small town in Aquitaine, France, descends into an alcoholic daze, after his son dies in the Spanish Civil War. His life seems meaningless and he moves to Bergerac where he survives by poaching and fishing. Isolating himself from the world, he ruminates over his hatred of the Fascists who killed his son. He is dragged back to reality when, after the occupation of France by the Nazis, he witnesses Security Police beating a young Jewish girl. He reacts by killing the Germans and hides Rachelle, the young teenager. She breathes life into the world in which he has hidden himself and gives him a reason to go on.Dufy begins a path of revenge on the occupying Germans. A sniper in the Great War, he uses his skills to devastating effect, always posing as the town drunk.Then the British drop supplies and a beautiful SOE agent whom Dufy falls in love with. But as the invaders hunt down the partisans in the deep, crisp woodland, nothing works out as Dufy had hoped.Farewell Bergerac is an unforgettable wartime tale of fragile love, loss and redemption.

    Literature and film adaptations studies students will find plenty of material to support their courses and essay writing on how the film versions provide different readings of the original text. Focussing on several film versions and adaptations, the book discusses: the literary text in its historical context, key themes and dominant readings of the text, how the text is adapted for screen and how adaptations have changed our reading of the original text. There are many references to the literary text and screenplays and the book also features quotations from directors, critics and others linked with the chosen film and text.

    Details from cell structure and genetics, to immunology and pathogenicity, to taxonomy and phylogeny are covered. Also, based on recent taxonomic advances in RNA analysis, a new organization also makes this the first text to be divided by the three cell domains--Bacteria, Archaea, and Eukaryotes.

    New features include an enhanced reader-friendly approach, new color illustrations, and a greater emphasis on clinical applications. A new, interactive CD-ROM offers three-dimensional animations of masticatory movements - including tooth contact relationships and temporomandibular joint movements - that bring the text's illustrations to life. Plus, an interactive mock examination mimics the National Board exam for outstanding review and practice.

    . .I'm in love with my job, married to my career, focused on my goals.But when the mysterious CEO summons me to his office and says something that makes me shake, makes me shiver, makes me sweat . . . . . . that's when I know my life changed the moment I walked through his dark door.If you've read my other novella series, you know how wild my stuff can get. It's not for everyone, but maybe it's for you ;)Drama and madness. Twists and turns. Chaos and crazy.Sweetness with a touch of darkness.No cheating. No cliffhangers. Always a happy ending.This is insta-love, Annabelle Winters style.

    The Jewel Fairies Boxed Set, Books 1-5:- India The Moonstone Fairy- Scarlett The Garnet Fairy- Emily The Emerald Fairy- Chole The Topaz Fairy- Amy The Amethyst Fairy Flying Fairy Pen Included!

    Thought to be buried somewhere within the Mato Grosso region of the Amazon rainforest, the lure of the vanished riches has long proven deadly to treasure-seekers who brave the forbidding wilderness and mysterious creatures in search of it. Disgraced historian Dr. Hunter Winslow, fired from a lucrative professorship for stealing rare documents in order to gain a competitive edge over his colleagues, thinks the key to Manuscript 512 lies not in its words, but in its paper itself. The only problem is that to confirm his hypothesis means to destroy the document, something the Brazil National Library in Rio de Janeiro will never allow. But old habits die hard, and Hunter knows his way around a Special Collections room. After a brazen theft that triggers an international manhunt, the rogue historian is able to reveal the document’s secrets in a way no one else can, or ever will be able to again—by using its physical properties to reveal missing sections that had supposedly been irreversibly damaged. Armed with this new information, Hunter embarks on an expedition to the deepest Amazon to put to rest the mystery of the lost city once and for all. But while Hunter is looking for the fabled treasure, the long arm of the law is looking for him. Will they catch up to him before he can locate the treasure of a thousand lifetimes, or will he become as lost as the city he seeks?

    Based on the experience of the authors in teaching Mathematics Courses for almost four decades at the Institute of Technology, New Delhi, this text book rather than a guide/problem book, lays emphasis on the presentation of fundamentals and theoretical concepts in an intelligible and easy to understand manner.

    Josie's brothers and sisters are terrified of their violent alcoholic father, but Josie is not like the rest, for she has something that will enable her to rise out of the slums: a beautiful singing voice, with which even as a child she earns enough pennies to keep her father happy. When she discovers that her father is trying to put her younger sister, Gertie, on the game, Josie and Gertie flee the family home, taking refuge with a friend. By educating herself and taking singing lessons, Josie starts on the journey to success and security - but can she also find love?