“I work hard, I deserve this.” “I bought it on sale.” But at twenty-two, the recent college graduate was $18,000 in debt and sinking fast. It was time to take control. Patrice educated herself about finance, adopted a new attitude toward money, and most importantly, adjusted her spending habits. By twenty-five she was debt free—and used the wisdom she gained to start her own successful real estate and mortgage brokerage—and by twenty-nine started her own financial counseling business.Patrice’s former bad spending habits aren’t unique, and women find themselves in financial hot water for a host of reasons. Women earn less than men and have to stretch those hard-earned dollars further. They contribute more to caregiving and aging parents, live longer, and many—including most African American women—are choosing to stay single.Real Money Answers for Every Woman teaches you how to take responsibility for your financial future, whether you’re just starting out or need a fresh start. In a handy Q & A format, it offers relatable and easy to understand and implement advice on everything from managing credit cards, home ownership, and student loans to affordable childcare and even negotiating for a higher salary. Following Patrice’s practical advice, you’ll learn to form “wealthy” habits, establish an “opportunity fund,” stop collecting STUFF that causes debt, and discover the freedom that comes from feeling financially secure.

    Between choosing your real estate agent and lender, picking the right neighborhood, and finally, choosing the house itself, you're suddenly making more decisions than you ever thought possible. All this while trying to keep a level head for what may be the biggest purchase of your life! Speaking of big purchases—buying a house isn’t always a good investment. Your home can either be a destroyer of wealth and freedom or a generator of the same. This book will show you not only how to afford your first home, but also how to make a decision that gives you the most financial flexibility possible. Scott Trench and Mindy Jensen of the BiggerPockets Money Podcast have been buying and selling houses for a collective thirty years. In First-Time Home Buyer, they’ll give you a comprehensive overview of the home-buying process so you can consider all of your options and avoid pitfalls while jumping into the big, bad role of homeowner.

    He wins approval from his tough gang of friends by spotting an opportunity for a robbery at a local supermarket. He just never thought they'd go through with it. Even though they escape with more money than they'd anticipated, it is a botched job and cataclysmic events unfold. To make matters worse, Kelly Jenkins, the girl Trick has been in love with since he was seven years old, is planning her escape from their small town. If he doesn't tell her how he feels now, he risks losing her forever.A gritty fast-paced story full of suspense and intrigue, Trick is about friendship, love and a good kid’s determination to make something of his life, against all the odds.

     The Honey Bee tells the story of Noah—a disappointed, disaffected salesman who feels like his life is going nowhere until the day he has a chance encounter with a man named Tom Barnham, the beekeeper. In his charming, down-home way, Tom the “Bee Man” teaches Noah and his wife Emma how to grow their personal wealth using the lessons he learned from his beekeeping passion. Full of concrete lessons delivered through chapter after chapter of engaging vignettes, each of which includes actionable advice for new or aspiring entrepreneurs. Workbook-style sections at the end of each chapter help bring the lessons home, including questions to help you apply the lessons to your own business, and links to rich digital resources for even more information on how to get started creating your own multiple streams of income.

    A career on the line. If she fails to catch him, she’ll lose more than her job. After a recent mistake, FBI special agent Frankie Johnson is desperate to prove she has what it takes to become a lead profiler with the Bureau’s Charlotte, NC field office. So when the district attorney’s daughter is discovered bound, raped, and murdered, she volunteers to assist the local detective on the case to help find her killer. The evidence leads to two suspects—the victim’s husband and her lover—but after a series of intense interrogations, the detective finds himself no closer to uncovering the truth. It’s clear both suspects are lying, but about who, what, and when? Frankie develops four possible profiles based upon the murderer’s motive and intent, but with the facts shifting daily, any one of them could prove correct. She battles the headstrong detective to convince him of her findings, but with physical evidence that is simultaneously damning and circumstantial, she senses their only hope in finding the true killer is to uncover the lies in their suspects’ testimony. Now, it’s a race to expose someone who knows the deception game as well as she does. Can she see through the misleading words and actions of a killer to uncover the one lie that will expose the truth before a killer walks free? 99 Truths is the electrifying first book in the Frankie Johnson FBI Local Profiler thriller series. If you like cop dramas, heroines with heart, and surprising twists, then you’ll love Lori Lacefield’s chilling mystery.

    Their clients are the richest people in the country and they pay a lot of money to stay safe. He works on the outer perimeter of a security team and is one of the best in the business. From running with gangs as a teenager, and with the US Army in Iraq during the surge, he has a unique set of skills to keep his team alive.It was a standard operation, a bread and butter job, get a client from one point to another and back again.Badger works the perimeter as always, and the client is a beautiful young singer, a rising star who is going to a nightclub in the gritty belly of the city after midnight. Everything is going smooth until the convoy is ambushed, and Badger wakes up in the hospital with no memory of what happened.Everyone else in the convoy is dead, the singer is missing, and Badger is a prime suspect.The agency is in trouble, more ruthless than the mob, and they’ll get answers out of him using any means necessary, if they can only get their hands on him.He is on the run from the agency, the kidnappers, and the police, and he has to find the girl, or die trying.

    But who was this Iceman, what was he doing high on a glacier 8000 years ago, and why was he carrying a strange metallic cylinder? Archaeologists can only speculate, but neuroscientist Doctor Lisa Cho knows a better way. Young and ambitious, Dr. Cho is at the threshold of developing technology capable of replicating the neural pathways of the human brain and has devised an audacious plan; she wants to wake the Iceman from his primeval slumber and let him provide the answers to his past. But the Iceman’s story is not what anyone expected.As Cho seeks to understand the Iceman’s origin, her path converges in France with a brilliant theoretical physicist on his own mission to unravel the meaning of the Iceman’s cryptic artifact. Their quests become intertwined and increasingly perilous as they inch closer to the truth and the mystery behind the enigmatic Iceman. Waking Iceman is a far-reaching science fiction thriller that takes the reader on a sweeping journey from the inner mind of an ancient human to a parallel world with a profound secret. It’s a tale that raises deep questions: Is information more fundamental than mass and energy? Is there more to human consciousness than basic biology? Can love survive an 8000 year divide?  And what is real and what’s only a dream? For Cho, the answers will come at a price—sending her and everyone else on a collision course with destiny.More at: https://crwahl.com

    After reluctantly taking over his family’s party supply store following his father’s death, he is approached by a terminally ill family friend who’s had enough. The friend, a retired policeman, has an intricate plan involving something Eli has ready access to – helium. Eli is initially shocked and repulsed by the proposal, but soon begins to soften his stance and, after much deliberation, eventually agrees to lend a hand.It was supposed to be a one-time thing. How could Eli have known euthanasia was his true calling? And how long can he keep his daring underground "exit" operation going before the police or his volatile new girlfriend get wise?

    Nursing a broken heart, she decides to visit her parents in Ahmedabad for a short reprieve. Even as she struggles to resign herself to a marriage ‘arranged’ by her parents, she runs into their neighbour’s attractive son.Parth is more than happy to spend time in his own company, in the comforts of his ‘resort’. His plan to take some time off before he plunges head long into his career lands him in front of a lovely girl. The pain in her eyes belies her warm smile and he finds himself irresistibly drawn to her. Yet he knows that this cannot end well, for any intimacy with her is forbidden.Fate plays a cruel trick with Ayesha when it ends her search for love in a cul-de-sac, a point of no return. Ayesha is distraught when she realizes that the one person she has finally fallen in love with, is not hers to be had. They part ways with memories that will return to haunt them and questions that will remain unanswered, until another tryst, seven years later on the other side of the world.

    

    He’s also out of his element. He’s just an ex-cop from a small New Hampshire town turned private eye, who finds himself looking for a murderer among America’s modern-day aristocracy in Greenwich, Westchester, and the Upper East Side. Earl doesn’t much like these people, their lifestyles, or their attitudes, and they don’t like Earl. Along the way, they’ll underestimate him, mock him, seduce him, and even try to kill him.

    I pretended to be someone else. Now, he's found me. And he's determined to make me pay for deceiving him. But how can I resist when the payment he demands is so, so sweet? On the night she discovers her ex's engagement, Rachel meets Landon, the sexiest man she's ever seen, and he mistakes her for a hooker. The thing is, he's so sexy...what harm can there be in losing herself in his touch just for one night?Landon prefers his women beautiful and sophisticated, with no desire for commitment, so when his brother ignores his protests and sends him a hooker on his birthday, he's surprised by how willing he is to continue paying for her services. It should be easy, except she's no hooker, and she has no intention of letting him into her life.As the billionaire owner of Swanson Court Hotels, Landon is used to getting what he wants, and Rachel is not going to be an exception.This collection includes Drawn to You, Addicted to You, and Lost in You.

    After they recover an NBN executive’s PAD at a protest in Broadcast Square, it seems Lana Rael and her friends, Johnny and Tim, might finally have their chance to discover the truth behind NBN’s saccharine and explosively popular franchise, Sunshine Junction.But when the aspiring activists stumble into the corporation’s all­ seeing eye, they find themselves in the limelight—and not in the way they hoped.As camdrones begin to follow them through the megacity and broadcast their every move on live threedee, Lana and her friends will have to ask themselves just how much they’re willing to sacrifice to fight the corps. Is making a difference worth risking their privacy, their lifestyle, or their lives?Fans of media giant NBN, its colorful programs, and its high-profile characters gain unparalleled access to the megacorp's HQ in Leigh Alexander's Monitor. As the media-focused megacorp responds to the threat posed by a trio of wannabe activists, we learn more about such popular characters as Jackson Howard, Victoria Jenkins, and Dinosaurus.Meanwhile, as the protagonists have their privacy stripped away, they lose control of their lives. Their actions become increasingly desperate and surprising. As they look for ways to retaliate, will their lives spiral into total anarchy? Will they regain control of the context that defines them? And who is responsible for their suffering? In Monitor, the truth is malleable, and learning how to shape it is paramount.In addition to its 96 pages of fiction, the hardcover edition of Monitor comes with a sixteen-page full color insert with setting information on activism in the Android future, NBN's Global Adaptive Entertainment, MegaBuy, and the future of marketing.

    It turns out that traveling through time has catastrophic consequences, but in 1763 London, Lord Luxon only has eyes for time travel’s awesome possibilities. He has his sights set on capturing the prize of America, and he abducts Peter and Kate from the present day in order to enact to his plan. Suddenly in another century, Peter and Kate begin to understand that history has arrived at its tipping point. And as they pursue their nemesis through the dark streets of eighteenth-century London, they realize that a monster may hold the fate of the world in his hands.Ideal for fans of J.K. Rowling and with the lively thrills of Quantum Leap and Back to the Future, this boxed set includes paperback editions of The Time Travelers, The Time Thief, and The Time Quake.

    Strange things are happening on the empty streets of Rockwell, Idaho. People are disappearing, and there are shadows in places where there is nothing to create them. In this upside down world where unnatural creatures walk the earth, Johnny is left with difficult choices about who to trust and how to survive.This breakthrough novel will completely revolutionize the horror genre. Just kidding. It's really more of a vampire love triangle.