A magician to the world at large, wielding the powers of magic, only not. That’s just a part of his cover, and a clever use of his true power.His alter ego is Bob Williams who is a powerful telekinetic that works in the civilian business world, no one knows that he’s truly the infamous Mythic, and keeping the streets of Chicago safe from monsters with powers. Supervillains.He isn’t the only superhero vigilante. With the end of the MTF, heroes were back on the streets, but the rules had changed again. Lawful heroes had to by law, reveal who they were, take off the mask. That was something he and the others he fought alongside of simply could not do. Not when they had families vulnerable to any psychotic supervillain bent on revenge for past slights.Things are about to get a lot more complicated for Bob, as he teams up with two of the other vigilantes, Lady Lightning and Elegant Prodigy. Will they be able to keep their secrets from each other?After all, the government had mind reader supers, it wasn’t safe for even allies to know the true identity of a vigilante, lest they all be caught when one was. Join Bob as he fights to protect Chicago, and the surprises in store for him.Content Warning: Not suitable for children. This is a Superhero Harem story with explicitly mature scenes between a man and a woman, and other mature content. This first book has no harem action, but plenty of explicit sex, and the harem aspects will come in book two and three. You have been warned.

    The Money Goddess is a fun but also incredibly informative personal finance guide tailored specifically to the needs of women. The book features a fictional group of girlfriends who experience all the ups and downs of financial life, interwoven with thoroughly researched, expert advice on subjects ranging from debt to investing, buying a house, pensions, going on maternity leave and much more. Whether you're just hopeless with money, or not so bad but haven't changed your building society since they gave you a Paddington Bear for opening an account, this is the perfect companion for any woman of any age. It's never too early or late to make sure you're in the know when it comes to money.

    This book discuses various major types of financial institutions and financial instruments present along with how and why the system of money and capital markets is changing. It also provides a descriptive explanation of how interest rates and security values are determined.

    In it, you'll discover exactly how you can use your life insurance to benefit you while you are alive—and help you build financial security. In addition, it will reveal ways to make the best of your policy no matter what age you are. Most people don't realize what a powerful tool they have in their life insurance policies—this book will be your guide.Life insurance is one of the oldest financial products around, and yet it is one of the most misunderstood. People debate its efficacy from every angle, but rarely is it championed. That is, until recently. Now, in this landmark book, you'll discover:• The invaluable CLUE concept• How to leverage opportunity and investment capability• How one dollar can do many jobs• How to use your death benefit while you are alive• Why you should set up a family bank• And much more."Live Your Life Insurance" is a book about life and living—using and benefiting from your life insurance while you are alive to enjoy it. And, in today's economy, it is more important than ever to understand and utilize all the financial tools we have at our disposal.

    Investing the Templeton Way provides a never-before-seen glimpse into Sir John's timeless principles and methods.Beginning with a review of the methods behind Sir John's proven investment selection process, Investing the Templeton Way provides historical examples of his most successful trades and explains how today's investors can apply Sir John's winning approaches to their own portfolios. Detailing his most well-known principle investing at the point of maximum pessimism- this book outlines the techniques Sir John has used throughout his career to identify such points and capitalize on them.Among the lessons to be learned:Discover how to keep a cool head when other investors overreact to bad newsBecome a bargain stock hunter like Sir John-buy the stocks emotional sellers wish to unload and sell them what they are desperate to buySearch worldwide to expand your bargain inventoryProtect your portfolio from yourself through diversificationRely on quantitative versus qualitative reasoning when it comes to selecting stocksAdopt a virtuous investment strategy that will endure in all market conditions

    You’re probably reading this because, well, you feel the same way.Perhaps you’re worried about one specific scenario (the death of the banking system, hyperinflation or something else) but then again, maybe you’re not able to identify specific threats. Instead, you just feel “something” is wrong. You feel it deep down inside and it haunts you.Rightfully so, in my opinion!The Age of Anomaly is here to provide much-needed clarity. My name is Andrei Polgar but a lot of you might know me as “the One Minute Economics guy on YouTube” and I’ve never been an economist who desperately wants to sound intelligent.Instead, through my work, I’ve had one goal and one goal only: making economics easy to understand, something traditional education has failed at remarkably. As time passes, my work is featured in more and more universities all over the world. Students love it, people who already graduated feel the same way and even those who aren’t necessarily interested in economics become fascinated by this often misunderstood but amazing field.Why do people like what I do?For one simple reason: because it works.Through The Age of Anomaly, I’ve made it clear that understanding financial calamities and being prepared doesn’t have to involve rocket science. Anyone can do it and frankly, everyone should do it.I’ve provided a “from A to Z” perspective by:1) Analyzing quite a few hand-picked economic calamities of the past, from the tulip mania to the Great Depression, the Great Recession and even case studies pretty much nobody heard of such as the short domain mania of 2015-20162) Drawing parallels and finding common denominators so as to provide tips that help readers become better and better at spotting financial storms3) Explaining that becoming better at spotting financial storms is just not enough. Even I may very well end up being caught off-guard by the next crash and as such, it makes sense to dedicate just at much energy to becoming more resilient in general so as to better withstand anything life throws your wayBy becoming good at spotting financial storms as well as resilient, you’ll be multiple orders of magnitude (and I consider even this the understatement of the century) better off than the average individual, who blissfully chooses to live in a bubble of ignorance!

    Whether through luck or fortune, he was assigned a position with the real estate group. He was handed a book that soon birthed his love affair with real estate that continues to this day. Erez left the investment banking firm and applied to Wharton Business School where he became a Teacher and Research Assistant to his mentor, Dr. Linneman. During that time, he met, talked, and heard stories from distinguished real estate titans, such as Stephen Ross, Barry Sternlicht, Sam Zell, Steven Roth, etc. This informative time placed him in a unique position to collect knowledge from many of these titans.Surrounded by so many titans, Erez's curiosity grew and can be distilled into three critical questions: 1. What inspires these titans to work so hard and reach such extraordinary levels of success?2. What are the main elements and traits inside of them that propel them to be so grandoise?3. How have thse individuals, which most of the time had less resources and talent, succeeded on a much bigger scale than so many of their competitiors?Through these questions, Erez interviewed the most successful real estate titans around the world; to take their combined knowledge and delve it for commonalities - to dig dig and find the core pieces of knowledge that drove each of these titans to the top of their chosen fields.In Real Estate Titans, Erez will reveal the seven key lessons he learned from his journey of discover - key lessons that revealed themselves both through these interviews and his time working with multiple mentors and magnates in his careers.

    Tantalized by the legend of the Driver—the anonymous, possibly nonexistent organizer of the world's ultimate secret race—Roy set out to become a force to be reckoned with. At speeds approaching 200 mph, he sped from London to Morocco, from Budapest to Rome, from San Francisco to Miami, in his highly modified BMW M5, culminating in a new record for the infamous Los Angeles to New York run: 32:07.Sexy, funny, and shocking, The Driver is a never-before-told insider's look at an unbelievably fast and dangerous society that has long been off-limits to ordinary mortals.

    Part I asks: Is evolving Nature all there is – self-generated, self-sustaining, self-contained? Are human beings, as the topmost outgrowth of Nature, responsible to none other but themselves? That is the stance of naturalist and atheist Richard Dawkins. Or is evolving reality derived from, and dependent on, a transcendent Source and Destiny, to whom humans are accountable and whose benevolence reaches out to humans as persons because humans are persons? That is the conviction of the Christian faith. Part II shows that Dawkins’ interpretation of religion is deficient even in evolutionary terms and lacks the objectivity and impartiality of genuine science.Backed with in-depth study and thorough research, Richard Dawkins’ God Delusion: A repentant refutation is a masterfully written work that attempts to provide answers to believers and non-believers by presenting scientific and religious reasoning.

    "This book will change the outlook of those who read it." - Murali Vijay, Indian Cricketer "This book changed the way I looked at vacation planning and...I only wish that I had access to it at the start of my career." - Muthu Krishnan From the Author This step by step guide to your version of the Rich Life includes: - How your attitude toward money should move over from 'past looking' to 'future focusing' -How to find mistake fares to Europe, Pacific and Far East and make that extended 4-day weekend, Thai trip for under 10k INR - Years of research resulting in 40 resources of 'free and cheap accommodations' for vacations - Tried-and-tested scripts to negotiate down credit card, Dish TV, Phone and Internet Bills - How credit cards can help you lower home-loan payments - How to setup the cashflow, so that you can make Diwali, Birthdays and other repetitive expenditures, a breeze - How to make big purchases like a home or a car - a walk in the park - How to invest for your retirement with peanut money now - Enjoy guilt-free irrational spending while also being responsible over the future - Automate every part of your money-life If you are in a 9-5 and are even part-disgruntled, Gamechanger is going to be the turning point of your life

    His spacious office looked out onto New York Harbor. “Bust,” said the vice president, a younger, douchier version of Widow’s Peak. He slashed his red ballpoint pen across the sheet and flipped to the next page. “Walk me through the debt paydown and your interest rate assumptions,” continued the VP. “Pretty dovish view. Maybe the Fed knows what they’re doing after all,” said Widow’s Peak. He shot a glance at the VP. They shared a chuckle—at what, I couldn’t tell you. This question about interest rates I knew: Dovish, I thought. Doves fly south for the winter, so dovish is downwards…low interest rates— “We’re running short on time,” said Widow’s Peak. He flipped to the cover page of my presentation. “One final point—all pitch decks should have the same title.” “Since this presentation was geared towards an LBO analysis I was thinking—” “No thinking. All decks—same title—Discussion Materials.” Noted.Discussion Materials gives the reader an honest look at Wall Street from someone in the trenches. After graduating from Columbia Business School, Bill Keenan joined Deutsche Bank’s investment banking division as an associate where despotic superiors (and the blinking red light of his BlackBerry) instilled low-level terror on an hourly basis. You’ll join him in his cubicle on the 44th floor of 60 Wall Street as he scrambles to ensure floating bar charts are the correct shade of orange and all numbers are left-aligned, but whatever you do, don’t ask him what any of it means. Leaning heavily on his fellow junior bankers and the countless outsourcing resources the bank employs, he slowly develops proficiency at the job, eventually gaining traction and respect, one deal at a time, over a two-year span, ultimately cementing his legacy in the group by attaining the unattainable: placing a dinner order on Seamless one Sunday night at work from Hwa Yuan Szechuan amounting to $25.00 (tax and tip included), the bank’s maximum allowance for meals—the perfect order.

    It shouldn't take a worldwide pandemic and nationwide protests to bring economic and racial inequality to the forefront of problems we desperately need to solve. But now that the opportunity is here, what should we do? How can we create more equality, opportunity, and growth for everyone? Not someday, but what can government and the private sector do right now to disrupt a status quo that almost everyone wants to change?In Common Sense, the New York Times best-selling author Joel Greenblatt offers an investor's perspective on building an economy that truly works for everyone. With dry wit and engaging storytelling, he makes a lively and provocative case for disruptive new approaches--some drawn from personal experience, some from the outside looking in. How can leading corporations immediately disrupt our education establishment while creating high-paying job opportunities for those currently left behind? If we want a living wage for everyone, how can we afford it while using an existing program to get it done now? If we subsidize banks, what simple changes can we make to the way we capitalize and regulate them to help grow the economy, increase access, and create more jobs (while keeping the risks and benefits where they belong)? Greenblatt also explains how dramatically increasing immigration would be like giving every American a giant bonus and the reason Australia might be the best place to learn about saving for retirement.Not everyone will agree with what Greenblatt has to say--but all of us can benefit from the conversations he aims to start.

    Innocent women need to watch out for the ruthless alpha males in these novels. From forced marriages to embracing past battle scars, there are a lot of hurdles to be overcome in these stories. Find out what happens when you stalk a dangerous dragon shifter in exchange for free cookies. Worse yet, what happens when the only way to escape terrorists is to run into the arms of a terrifying giant? This box set includes three Onyx Dragons and an exclusive bonus short story. ONYX DRAGONS: MALACHITE Dragon shifter CEO, Malachite, has no choice but to marry a human. If not, then he’d have to return to his home planet. Could his mysterious intern, Cheryl, be the one to produce his dragonlets? Cheryl sets his soul on fire, and she needs to respond to his marriage proposal. Will she say yes? ONYX DRAGONS: PYROCHLORE Stalking the dangerous dragon shifter may not have been the smartest idea. Pyrochlore is a bad boy dragon VP and Amy has been studying him through binoculars. It was the only way for the starving student teacher to get free cookies. It’s hard for Amy to maintain her focus, especially when Pyrochlore whisks her away to Vegas for a very indecent proposal. ONYX DRAGONS: KYANITE Kyanite’s hardened scars make him a monster. Perhaps, that’s what nursing intern, Laura, likes about him. She has embraced the dragon shifter security chief. Her understanding of the hard and terrifying giant is deepening. No wonder she runs into his arms when terrorists target her, but can she really trust her instinct and let the warrior into her heart? The drama is never-ending, and the only way to escape it is to let it abduct you first. It also includes the happily ever after stories "Mal's First Birthday," "Pyro's Wedding Day," and "Kyan's Housewarming Party" as well as the bonus story "The Ultrasound" that's exclusive to this boxed set.

    It is important for every person to save for one’s retirement as one can expect to live for twenty years after one retires as life expectancy of an Indian is going up steadily due to lower infant mortality and better medical care. There is a complete absence of social security safety net for most Indians today, even for those working in Government sector, there is no inflation adjusted pension available anymore. I have tried to simplify the advantages and disadvantages involved in investing your savings in various asset classes. I have deliberately left out two of the most popular forms of investment among middle class Indians 1) Life insurance 2) Real estate Let us consider life insurance first most of us confuse insurance as an instrument of savings, it is not. We have this wrong view because of the tax breaks given to income tax assesses by the Central Government. Insurance is a product that mitigates risk and is sold by the rich to the middle class and is always skewed in the favour of the insurer rather than the insured. A substantial portion of the total money invested by you goes towards paying agent’s commission and premium for insuring you for the risk of mortality. The balance left out is invested in government securities and other securities. Hence the amount of money invested out of the total premium paid is less than half paid by the insurer. The return on money invested by the policy holder is less than half of the money he would have earned either in bonds or fixed deposits. A person who needs insurance is a person whose family will need support in the event of his untimely death. Alternately insurance is required for a person who has debt in form of mortgage and does not want to burden his family in the event of his passing. The product which covers these risks is called term insurance. One should not buy insurance to avoid taxes as there is better tax saving tools available. Real estate is also considered as a good investment by several retail investors but nothing can be further from the truth. Nobody makes money by buying plots in the middle of nowhere. The easy availability of mortgages from the nineties and the tax breaks given by the Central Government on housing loans has created an unparalleled boom in the residential market. There is now a painful correction process under way in that sector. The price of land is reflexively connected to availability of money. The lower the cost of money, greater the returns in real estate. Buying plots in the middle of nowhere is similar to buying lottery tickets as investment. Land cannot be liquidated immediately into cash at a short notice to meet urgent requirements. Cost of maintenance and protection of real estate from illegal occupation is prohibitive and time consuming. Verification of title deeds to the property is a complex process and needs sound legal advice. You should have a house to live and another to collect rent as rent is equivalent of inflation adjusted pension. The return on investment generated in the three different asset classes over 25 years would be in the following order 1) Equities 2) Gold and finally 3) Debt instruments. I enjoyed writing this book as a companion volume to my first book. It is my fond hope that you enjoy reading this book.

    One day, she receives an invitation from a high-tech entrepreneur, offering her six invaluable antique books from his collection and a free long weekend at his North Carolina Mountain Mansion. The invitation is also extended to her fiancé, Drake Rivenbark, who has just been qualified for the PGA Tour. The offer, although suspicious, is hard to pass on. What is it that awaits the couple in the secluded mountain mansion?The weekend will quickly turn sour when a terrible snow storm effectively imprisons the couple in the mansion, along with the rest of the visitors. Suddenly, the rationale behind this meeting feels extremely suspicious to April and Drake, especially when they discover secrets that the guests would kill to keep buried. An enigmatic game begins between seemingly unrelated people, and the couple will be called to discover their host's dubious motives. Will they succeed before time runs out?April and Drake must grapple with what seems to be an impossible puzzle and find the answer, before it's too late. Will they be able to find their host's hidden agenda and survive the weekend on the snowy and secluded mansion?"Mystery in the Secluded Mansion" is an intriguing cozy mystery novel of approximately 60,000 words. No cliffhangers, just pure captivating mystery.