The debate has been mostly marked by mud-slinging and name-calling and the debates that have ensued often have no basis in fact. While most people have a hazy notion of black money, only a few are able to unpack the concept to reveal its various shades.In this e-single, which is part of a larger, ongoing work, Prof. R. Vaidyanathan provides the reader with a brief overview of black money—its generation, its estimates and how and why it is spirited away to tax havens. This is a unique, timely work that packs in much information and offers a 360-degree view of the issue.Prof. R. Vaidyanathan recently retired from IIM, Bangalore as Professor of Finance. He is now Cho S Ramaswamy Visiting Professor of Public Policy at Sastra University, Thanjavur.

    "How to Boost You Credit score 100+ Points Without Credit Repair" will show credit industry secrets for maximizing the other 65%. The best part is you will see real results in just 30 days.

    Some quotes and description below: "Wow! I just read this book today. Yes, I read the whole book in one day! It is a wonderful account of the joy of a large family. His writing is hilarious, heartwarming, and inspiring. So many of his stories brought back fond memories of life with our gang. I would highly recommend this book!" See additional endorsements below the description. Description: On their wedding day in November 1998, Gerry and Mary Robinson would never have thought they would have 10 children nine years old and younger before their 11th anniversary. Yet, that is exactly what happened. In what can only be called a miracle, their family grew in record time, and the fun that came along with it is a story for the ages. This is their story. It is a testament to how children bring joy to the family, and how God has a loving part in all of it. The stories are hilarious and the lessons life long. This is a great read for all couples, whether they be dating, engaged, or married. Quote from Dr. Theresa Farnan: The Joy of Children is a candid, funny, first person account of a family that lives the meaning of “Thy kingdom come, Thy will be done” and never seem to want for their “daily bread.” Gerry and Mary Robinson and their beautiful family are living proof that God is never outdone in generosity. In addition to being a wonderful tribute to the joy of children, this book is filled with insights about the joy of marriage. The Robinsons' inspirational story illustrates that family life is not always easy but it can be consistently joyous when families commit themselves to complete, trustful surrender to Divine providence. About Dr. Theresa Farnan: Theresa is the Co-Author of the Book: Where Did I Come From? Where Am I Going? How Do I Get There? and Consultant to the USCCB committee on Laity, Marriage, Family Life and Youth. Quote from James M. Littleton, President and Co-founder of Forming Faithful Families: The Joy of Children, by Gerry Robinson is a beautiful, candid story of heroic parents who overcame the fear-driven popular mindset of the modern culture by faithfully trusting in God's loving Providence by taking perceived risks in being open to a large family which opened the floodgates of blessings and joy to be poured into their lives and their family. The Joy of Children is full of hilarious anecdotes that make it a fun read. It is an important book for these times, jarring our spirit to awaken to the realization that God and family are so much more important and lasting than the things of this world. I highly recommend the Joy of Children. About James M. Littleton: James Littleton is a hope-filled, inspirational national speaker and Evangelist, Co-Founder and Co-Director of Forming Faithful Families and One More Baby For Jesus, Co-Host, Co-writer and Producer of Forming Faithful Families Formational Video & Televisions Series

    You’ll learn how to quickly rack up hundreds of thousands of frequent flyer miles. (These tips helped me earn over 1.4 million points since 2010.) You’ll also learn how to:- Earn elite status in just one flight- Bring along a companion anywhere you fly — free — for two years- Add extra cities to your trip- Get bumped- And morePlenty of books promise to teach you how to get the cheapest airfare possible with 350 pages worth of useless tips like “book your flights on Tuesdays at 1pm” or “try to fly the same carrier each time.” This isn’t that book. How To Fly For Free is a practical, step-by-step guide that will let you avoid paying thousands for airfare.Words: 13,132Pages: 56-----------------------Table of ContentsIntroductionSection 1: How to Get Free Flights1) The Fastest Way To Get Free Flights2) How Your Credit Score Works3) Step-By-Step Guides For Three Types Of Travelers4) How To Get Bumped5) Earning Elite Status In One Roundtrip Flight6) Complaints = Miles7) Bring A Companion For FreeSection 2: How to Use Your Miles8) Spending Points Wisely9) How To Fly To Additional Cities For Free10) Using Partner Airlines To Fly Anywhere In The WorldSection 3: Planning a Trip From Start to Finish11) How To Plan A Trip, Step-By-Step12) Finding Cheap Flights-----------------------About the author: Scott Keyes is a travel expert who has earned 1.4 million points in the past two years. He personally travels around 100,000 miles per year. Though once skeptical about the usefulness of frequent flyer miles, free trips to places like Norway, Dominican Republic, and the Galapagos Islands put his fears to rest.

    With enough space to record a single thought, a family quote, or a special event each day for five years, this beautiful keepsake makes sure those precious memories will last a lifetime.

    The fun and easy-to-follow guide to potty training even the most stubborn child just 3 daysLora shares the method she put together in a step-by-step book that has children potty trained in just 3 short days.  Not just for pee and poop but for day and night too!  Lora’s method is all about training the child to learn their own body signs.  If the parent is having to do all the work, then the child isn’t truly trained, but with Lora’s method your child will learn when their body is telling them that they need to use the potty and they will communicate that need to you.

    

    The Blake Brothers are three brothers that know what they want and will do anything to get it! Each story is steamy, sweet, and short. Be ready! I'm sure you're going to find your next book boyfriend in either Jason, Jack, or Jared. If I Say YesAn Alpha Tattooed Man and Curvy Woman Romance ChelseyHe made me fall in love with him. I couldn't stop it.He's a professional baseball player, with women falling all over him... but he chose me, the plus-size woman in the stands.But the day of the wedding, his true colors come out and with my heart broke in two, I escape and leave him standing at the altar.JasonI knew the first time I saw her that she would be the woman I'd marry.In a whirlwind, we set the date.But with a case of misunderstandings and mistaken identity, she leaves for our honeymoon... single.I do what any man in love would do... I follow her - and make her mine. Love Like OursAn Alpha Older Man and Curvy Younger Woman Romance EmilyI met him for the first time and it felt like I've known him forever.When we're thrown together on vacation because of a misunderstanding, well, it just gives me more time to fall in love.Guarding my heart should be my number one priority... because he's leaving in a week.JackI never dreamed that I would want to settle down.But from the first moment I laid eyes on her, I knew she was special.It may take some convincing, and a change in my ways, But I'm going to make her mine. Never Been Kissed KrissyFour years ago, he was the nerd in high school. I was the captain of the cheerleading squad. I liked him then, but nothing ever came of it.When I see him again, all those old feelings come up and I know that I won't let him go again.JaredI've followed her for four years... from afar.I've taken care of her, even though she doesn't know it.When I need her help, I try to prove to her exactly how I feel about her.But when she finds out how hard I worked to make this happen, will she forgive me?

    

    

    Recommended reading for all mothers of twins."" Deborah Platek, MD, Director of Maternal Fetal Medicine, Harvard Vanguard Medical Associates The best twin-tested tips used by real moms The stresses that come with raising two babies are numerous - but they are predictable and manageable. From a mom who's been there, Juggling Twins is a funny, realistic, and reassuring guide for every new mom of twins who may be asking herself, ""Can I really pull this off?"" From pregnancy to health issues, to eating, sleeping, bathing, and leaving the house, Juggling Twins is packed with the detailed, authoritative information that parents of multiples crave. Author and mother of twin boys Meghan Regan-Loomis offers an indispensable toolkit of solutions and techniques, designed to create order out of the chaos and help you catch your breath during this daunting and exhilarating time. You'll learn how to: Nurse two babies at the same time, comfortably and efficiently Get exactly the help you need from family and friends in those first few weeks Safely transport two babies at once when it's just you and them Survive the nights by breaking them into shifts (that include you sleeping) Stockpile the right food and supplies in advance of their arrival Maintain your identity and your marriage through the madness Get prepared, stay calm, and count your blessings (two )-raising twins can be a wonderful, intense challenge that draws on the best in you.

    There is nothing wrong with that desire. But you must have known the secrets of avoiding losses. Share Market is a field that has of late developed overwhelmingly. Millions of people invest in it with enthusiasm and are interested in knowing details about this grey area. Sadly, not everyone who invests in it earn profits. Some people who constantly learn end up earning, but those who do not know anything about it and put their trust on luck lose miserably. This book shows the way to avoid losses and increase gains in share market. This comprehensive book touches upon every aspect of stock market investment. A fantastic starting point for anyone aspiring to enter into the unknown world of share market. Even for investors who are already in the market, this book can serve a guide. People say, you either earn or learn in share market. This book preaches the secrets of learning and earning at the same time. This work takes you through an introduction about shares, functioning of share markets, relevance of stock market indices and different approaches for primary & secondary market investments. In also talks about the real qualities of an investor and how he differs from a speculator in the marketplace. Relationship between inflation & investments and the need for achieving inflation adjusted returns are stressed upon. Various stock selection processes, approaches to adapt for different market conditions and more more importantly the art of avoiding losses are discussed in details. You will learn how to analyse a company, its shares, market dynamics, how to value a business, what price to pay for a company etc. All important parameters, numbers and ratios are explained with interesting real time illustrations. Difference between value investing and growth oriented stock selection process is analysed thoroughly, Likewise, fundamental analysis and technical analysis are compared in a rational way. On top of these, this books describe the qualities that differentiate successful investors from ordinary ones. Those qualities are analysed in detail. More importantly, the book stresses the importance of identifying bad companies and unethical management, and teaches how to stay away from them.

    

    "This book will change the outlook of those who read it." - Murali Vijay, Indian Cricketer "This book changed the way I looked at vacation planning and...I only wish that I had access to it at the start of my career." - Muthu Krishnan From the Author This step by step guide to your version of the Rich Life includes: - How your attitude toward money should move over from 'past looking' to 'future focusing' -How to find mistake fares to Europe, Pacific and Far East and make that extended 4-day weekend, Thai trip for under 10k INR - Years of research resulting in 40 resources of 'free and cheap accommodations' for vacations - Tried-and-tested scripts to negotiate down credit card, Dish TV, Phone and Internet Bills - How credit cards can help you lower home-loan payments - How to setup the cashflow, so that you can make Diwali, Birthdays and other repetitive expenditures, a breeze - How to make big purchases like a home or a car - a walk in the park - How to invest for your retirement with peanut money now - Enjoy guilt-free irrational spending while also being responsible over the future - Automate every part of your money-life If you are in a 9-5 and are even part-disgruntled, Gamechanger is going to be the turning point of your life

    How devastatingly and terrifyingly wrong she was.Her entire world was about to be broken apart in more ways than she could ever have imagined.Who could she turn to, and more importantly, who would listen?