DESTINY’S CHILDREN is a powerful story of love and desire, ambition and greed, danger and courage. It is a tale of men and women drawn by the promise and magic of untamed California.The novel plays out over a large canvas and is based on the actual pioneers whose super human struggles forged the modern west. The story follows a wide range of characters: from the railroad's financial mavericks who conned their way to fame, fortune and ruin, down to the hard luck laborers toiling out of desperation and the hope of a better tomorrow. One leading figure is an iconoclastic female physician who arrives in San Francisco to practice medicine in an era when women doctors were restricted to midwifery. Another is a clever deserter from the Manchu army in China who takes on the most dangerous jobs laying track through the impassable mountains of California's Sierra Nevada. DESTINY’S CHILDREN has the kind of scope, humanity, and factually inspired story of best sellers like Michener's HAWAII and Steinbeck’s GRAPES OF WRATH. This is one of those big, emotionally charged novels that readers love to recommend to friends. DESTINY’S CHILDREN is written in a light, sometime humorous style reminiscent of Amy Tan's celebrated JOY LUCK CLUB.

    She is surrounded by all the grandeur and respectability money can buy – but without the furnishings of affection.Robert Fitzbolton, a young aristocrat, is the companion of her lonely childhood, her comfort through family tragedy and the heartache of young love. But is the support of Robert’s friendship enough?Together they flee to Florence searching for freedom and fulfilment. Robert finds what he is seeking, but Jessica is a true Hawthorne and is drawn – inevitably – back to Melbury, to her destiny…. The Hawthorne’s Heritage is a compelling historical romance of betrayal, love, and friendship perfect for fans of Lily Graham and Natalie Meg Evans.

    At one time he was wealthy and successful but he went down the rabbit hole because of a scandalous backstory that follows him. Now he has virtually nothing, working odd jobs, mostly cleaning out barns and old homes. What he finds cleaning out one barn leads to a series of events he could never have predicted. Another clean-out job at an old Victorian home adds to the mystery and suspense. Full of surprises, plot twists, well-drawn characters and superb dialogue. A great two or three-night read, one to curl up to on a quiet evening. Taut and tight.

    Investing in funds is a hands-off way to build wealth over time. Avoid the stress of picking your own stocks. Let the fund managers do all the work so you can get on with more important things in life! Why invest in funds? 1. Choosing funds is easier than choosing stocks. 2. You can employ the stock picking talents of the best professional fund managers. 3. Funds hold lots of different stocks to diversify your investments. 4. Unlike with stocks, some online investment platforms won’t charge you a fee to buy or sell fund units. 5. You can buy or sell fund units on any working day of the week. 6. You can invest in funds with as little as £100 through most online investment platforms. 7. Through funds, you can own stocks that you wouldn’t normally be able to buy directly. For example, you could own a fund made up of Chinese stocks that are not directly for sale to UK citizens. This concise book covers everything you need to know to get started on the journey to financial freedom. From fundamentals, like the power of compounded investment returns, to more advanced investment techniques like Value Cost Averaging. You’ll learn how to find the right funds for your investment portfolio. The ten simple rules for effectively investing in funds will then show you how to manage your portfolio in an effective and automated way. Take control of your financial future by investing rather than saving your hard-earned money. Stop Saving Start Investing shows you how to simplify your investing without compromising on your investment returns.

    

    d) Trading needs ability to predict market e) Trading needs continuous updates on news f) Trading needs winning at least 60-80% of trades g) Trading is very stressful h) Trading needs subscribing to tips service then you are in for big surprise. Vikram Singh will show how he trades for a living with real money in real market and executing real trades without using charts, indicators, studies, news, tips service, etc. He publishes his real contract notes as a proof (never done before) that how he devotes less than 15 minutes a day to earn his living. He puts in trade for next day the previous night and so he is literally free next day unless market stops him out. In this book, he explains how to become successful trader by using his trading system, psychology and money management concepts and then shows how he applied this knowledge in real market to make money for his living. He is 8 times winner of Zerodha 60 day trading challenge and trades for living. This book shows you how you can also trade for a living or earn additional income without leaving your job. “Trading is simple and I will show you how with real proofs” – Vikram.

    This ebook cuts out all the BS seen in larger books and gets right to the point. By telling you the story of multiple real estate purchases I have made you will be able to put these practices to use to find properties in your area and close deals. If you want to know how to find and buy houses at rock bottom prices, this book is a good place to start. To make sure you do not waste your money, let me tell you more about to expect. I am a normal, average guy that has purchased all but one house with cash, spending as little as $5,000 and no more than $15,000. My most expensive house was purchased through owner financing. I prefer to buy cheap and use cash so that I do not go into debt. My first house cost $5,000. When I started the process, I only had about $1,000 but I sold some junk and came up with the rest of the money. I originally got into real estate investing because I wanted rental property. While that is still part of my investing, I've moved into buying and selling as well. Another aspect that I recently dipped my toes into is wholesaling, just completing my first deal. My long-term goal is to buy, renovate and sell houses for big profit and wholesale houses due to its low cost and fast turnover. Along the way, I will keep houses if they are great for rentals. If this sounds like you or something you want to work towards, that is the perspective that these books will be written from. Most of my books are short and to the point, I do this because I myself am not a huge reader due to time so I don't want to put you all through having to read a novel just to get some simple points. What it comes down to is that most things are easier than people think. I hope in telling my own story that you are able to push forward and make your first steps into real estate investing a reality. I'll be writing more on topics like this in the future, be sure to follow my Youtube channels, website and other social media for updates. "The Homestead Craftsman" & "Homemade Home" on Youtube. My website- www.thehomesteadcraftsman.com If you have any questions before buying the book, let me know. Thanks.

    

    

    He wanted to go; she wanted to stay. They both learn, grow, and change as a new level of freedom evolves.This book is light-hearted and humorous but at the same time serious. While not a How-To book, it gives lots of basic information about RVing. And while not a travelogue, it touches upon many travel destinations in the United States and Canada. On deeper levels, the book is about marital relationships, retiring and getting old, and finding a new kind of freedom through a minimalistic lifestyle.After reading this book, you’ll never again look at one of those huge monstrosities driving down the road in quite the same way. The book answers questions for non-RVers and triggers chuckles of recognition from experienced RVers.What Others Are Saying:When his RV dream rear-ends her perfectly mapped-out retirement, navigating through their travails and travels - in life and on the road - spins a romantic and humorous adventure. - Doreen Orion, author of Queen of the Road

    The wagon trains, Indian attacks, a lone survivor, and her tale of life among the Kumeyaay. Parts of this story are factual: the trail blazing Butterfield Overland Mail, the unfolding conflicts in California over the issue of slavery, and the looming Civil War. Woven into this historical fabric are the stories of Abby, a young girl raised by Indians; John Jay Butterfield, scion of the founder of the Overland Mail; Waterman Ormsby, reporter for the New York Herald; and many other compelling personages drawn from fact and fiction. Join author Marian Sepulveda as she guides you through this unique chapter in early California lore.

    A person would spend their entire career with ONE company and then upon retirement they would receive a pension which was a guaranteed paycheck every month for the rest of their life. Most Americans have no chance at getting that deal anymore. The burdens, challenges, and risks of today's world are far greater. The stock market has seen negative returns for an entire decade. Health care costs are up but benefits are down. Life expectancy has dramatically increased but pensions are all but extinct! We are in a time when people need guaranteed income more than ever, yet fewer people have it than ever before. Paychecks and Playchecks: Retirement Solutions For Life is a guide for retirement that is BUILT for markets like these. It's a roadmap for surviving, and thriving, in difficult economic times. This book is not an Op-Ed on how "Average Joe" can invest to generate huge returns. It is a mathematical and scientifically proven guide on how to create a solid retirement with as much upside potential and downside protection as possible. Its purpose is to help you make absolutely sure that you have guaranteed lifetime income to keep you and your family protected in any market.By using simple financial products properly, having a plan for long term care, and utilizing cutting edge estate planning ideas, Paychecks and Playchecks will show you how to retire with enough guaranteed lifetime income to cover your basic expenses and optimize the rest of your portfolio to make sure you receive your "playchecks." It's not rocket science - it's financial sense. Despite what most experts say, "Happily ever after" still exists and it starts with Paychecks and Playchecks: Retirement Solutions For Life.

    These money making apps pay you for completing the following: watching videos, taking surveys, completing short tasks, investing, working out, shopping online, mystery shopping and unlocking your phone. This is a great way to earn some extra cash on the side without having to use a large amount of effort. The best part is that some of these apps are completely passive, meaning you can earn a passive income without needing to do anything else other than installing the app and cashing out. As a bonus, we've also included 5 money making websites in addition to the 101 money making apps.

    This reassuring book debunks the generally-accepted claims about necessary savings rates, which can cause paranoia among those beginning to contemplate retirement. The authors offer greater insight into planning approaches that are not widely understood, demystifies retirement targets (age, savings, income), and outlines concrete approaches to maximizing retirement savings.Offers practical advice for dealing with the changes to Canada's retirement system Includes advice for calculating your Neutral Retirement Income Target Contains solid financial advice in accessible language Written by the Executive Chairman and Chief Actuary of Morneau Shepell Canada's national actuarial consulting firm The Real Retirement offers a down-to-earth guide for preparing for comfortable retirement and shows what it takes to achieve it.

    Rich By Retirement gives simple, low-cost investment advice that's tailored for the Singaporean market and for Singaporean investors. It'll help you get started with investing - in Singapore and in overseas markets; you'll learn how to save and invest for the long term; and you'll even have some fun along the way. Here's what you'll learn: * How to start an emergency fund to cover those unexpected expenses; * Whether you really need all those insurance policies; * How to invest in Singapore without paying high costs; * How to buy into overseas markets and diversify your investments; * How to turn your first investments into an investment that'll last the rest of your life; * How to spot - and avoid! - an investment scam; * And ten simple rules for investing for the long term. Rich By Retirement is friendly and easy to follow, so you can read it and put the investment strategies into action straight away. It's written for the regular investor, so anyone can use its advice, whether you're a new investor or already well-off. And the book explains why you're doing what you're doing; you get more than just a strategy, you'll learn how and why it works.