“I work hard, I deserve this.” “I bought it on sale.” But at twenty-two, the recent college graduate was $18,000 in debt and sinking fast. It was time to take control. Patrice educated herself about finance, adopted a new attitude toward money, and most importantly, adjusted her spending habits. By twenty-five she was debt free—and used the wisdom she gained to start her own successful real estate and mortgage brokerage—and by twenty-nine started her own financial counseling business.Patrice’s former bad spending habits aren’t unique, and women find themselves in financial hot water for a host of reasons. Women earn less than men and have to stretch those hard-earned dollars further. They contribute more to caregiving and aging parents, live longer, and many—including most African American women—are choosing to stay single.Real Money Answers for Every Woman teaches you how to take responsibility for your financial future, whether you’re just starting out or need a fresh start. In a handy Q & A format, it offers relatable and easy to understand and implement advice on everything from managing credit cards, home ownership, and student loans to affordable childcare and even negotiating for a higher salary. Following Patrice’s practical advice, you’ll learn to form “wealthy” habits, establish an “opportunity fund,” stop collecting STUFF that causes debt, and discover the freedom that comes from feeling financially secure.

    

    a very, very good book" - Steve Wright (BBC Radio 2) on Do Less, Get More"Inspiring ... sage and sane advice" - Booklist on Do Less, Get MoreHave you ever dreamt of doing something new - setting up a business, getting in shape, or writing a novel - but haven't gotten round to actually doing it? Does 'now' never feel like a good time to start? The time has come.In January 2015, entrepreneur and bestselling author Sháá Wasmund made a decision: to finally get what she wanted. Years after packing in her business (and her salary) to take the plunge, life is everything she hoped it would be. As she discovered, the key to getting what you want is within reach.Building on her many years of professional experience and inspired by her own personal challenges and sh*t-fixing moments, How to Fix Your Sh*t is your pocket life coach. In this simple and systematic guide, Wasmund will empower you to conquer fear, ditch the excuses and start living your best life today.

     The disappearance of the beautiful, vivacious hostess at a popular Myrtle Beach, South Carolina restaurant made international headlines and triggered a sweeping high-stakes investigation that exposed a twisted web of deception, betrayal, sexual obsession, police corruption and revenge. But Heather's body was never located. A series of sensational trials involving a handsome restaurant coworker and his Disneyland-obsessed wife resulted in shocking verdicts – but no body – as her family desperately sought closure and fought for justice, and a resort town struggled to regain calm. Read this latest gripping true crime from the bestselling author of BETTER OFF DEAD.

    IT’S A BLOOD SPORT IN THE PERFECT 10.The final of the US Open is just days away, and Juancito Harrington, the world’s best polo player, is found dead in a posh Palm Beach hotel suite.The good news is that Palm Beach P.D. quickly identifies the trophy wife of Juancito’s team owner as the primary suspect. The bad news is that everyone in polo knows that Kelly Dick doesn’t murder her lovers. She recycles them.Only one man can crack the case: Rick Hunt, a West Point graduate currently assigned to the White House. Hunt is no detective, but he’s a lifelong polo player who needs no introduction to the world’s top pros. Or his ex-fiancée. Or her new boyfriend, an old teammate with a score to settle.

    It tells what it was like to enlist in the Marine Corps and serve as a field radio operator with an infantry battalion. We operated near the southern edge of the DMZ in Vietnam in 1967, a time and place of intense fighting. Most of us believe that the world is less than ideal, and that there are people and countries from whom we need to defend ourselves. The Marine Corps is an important part of that defense, but war does have its costs. When we ask so much of our Marines, we owe it to them to try to understand their sacrifice. This book can help.

    His faithful witness is testimony to his great love of God and passion to serve Him. This easy-to-read biography tells Billy Graham s story, including his humble beginnings as a southern farm boy, his calling to the ministry, the start of the crusades, his service to America s leaders, and his later years preaching around the globe. As you read these details of a life dedicated to the cause of Christ, you will be encouraged. Also these stories will inspire anyone who desires to give their life in service to God. Here s a fresh look at a contemporary man of God and giant of the faith."

    For five months, and two thousand miles, the wagon train lumbers toward California on the Oregon Trail and into big trouble. The emigrants endure disease, dirt, and attacks from outlaws, and invaded Indians. Bitter strife erupts between ill-matched pioneers forced together by necessity.The 1845 wagon train is part of a vast westward movement; a monument to Americana that fascinates readers 175 years later.In one of the wagons is a heart-sick physician, Hannah Blanc, whose tribulations are Jobian: the suicide of a beloved husband, unfair denial of her medical career by graybeards of the profession, and a nightmarish new "marriage of necessity to a vile man named Ed Spencer.The guide is a hard-to-figure mountain man, Nimrod Lee, who knows the trail, but is also looking a man he needs to kill. Guilt over the murder of his Crow wife beclouds his conscience. Betrayal of his word to her chief father threatens his life. The killer of his wife is still out there.A love affair between Hannah and Nimrod is inevitable, but it's complicated, because for both, painful histories and mixed-up emotions make tall walls. The heart of the story is the pool of misgivings that threatens to drown their tenuous affair.The wagon train is a village of strangers locked together with no escape.Beyond all they must endure, the pioneers keep fighting, and keep coming. Those who make it are survivors; survivors with a great story to tell.

    Readers can view the templates used in consulting studies and how they are used. All the foundational strategy and business analyses tools are taught along with the soft skills and practical tools to solve any business problem. This is the only book of its kind walking the reader step-by-step through a complete consulting study.This book follows an engagement team as they assist a large company in diagnosing and fixing deep and persistent organizational issues over an 8-week assignment. Readers will learn how they successfully navigate a challenging client environment, frame the problem and limit the scope, develop hypotheses, build the analyses and provide the final recommendations.We have placed the explanation of management consulting techniques within a lively and engaging storyline, which allows the reader to truly understand the challenges faced on consulting engagements, connect with the characters, and understand both how and why they debated elements of the study.It is written so that the reader may follow, understand, and replicate a strategic engagement using the same techniques used by the leading firms, such as McKinsey, Bain, and BCG. To make the story realistic and useful, we have worked with one client engagement throughout the book. Using different examples and different clients to explain concepts would have made it difficult for readers to see the data linkages and development of the final recommendations. The client and engagement are fictitious. The data presented are also fictitious, but they are based on actual consulting engagements and the experiences of the author and the contributing McKinsey, BCG, et. al. partners at FIRMSconsulting.com & StrategyTraining.com.

    This book will show you that you do not have to be born with a silver spoon, come from royalty, become a celebrity or date the richest guy in the world to become elegant. The book contains practical tips and tricks on how to achieve elegance without the need for stylists, a walk-in closet and all the fancy things we think we need to be elegant. It will help you understand what works for you, what will feel good for you and what is suitable for the different roles that you play in life.

    Drews unfolds the drama brilliantly, right through to the sentencing of the husband to a life in prison and even an afterword from the mistress apologizing years later. Sent to prison, the husband and mistress still can't let go and she becomes a prison bride.Readers are left to decide for themselves if it was murder, suicide, or manslaughter by neglect. Run at Destruction is lust, murder, and obsession delivered with the beat of a runner's heart, as the theme of running is woven throughout. The book grabs at a large cross-section of readers because everyone can relate to the desire and often disaster that comes with affairs.This is true-crime court drama and author Drews exposes the characters to such a depth that readers will feel like they are reading a novel, only, this really happened.

    It will take courage to learn how to live again.‘An all-round triumph.’ John HudspithFor the families of the victims of the St Botolph and Old Billingsgate disaster, the undoing of a miscarriage of justice should be a cause for rejoicing. For more than thirteen years, the search for truth has eaten up everything. Marriages, families, health, careers and finances.Finally, the coroner has ruled that the crowd did not contribute to their own deaths. Finally, now that lies have been unravelled and hypocrisies exposed, they can all get back to their lives.If only it were that simple.Tapping into the issues of the day, Davis delivers a highly charged work of metafiction, a compelling testament to the human condition and the healing power of art. Written with immediacy, style and an overwhelming sense of empathy, Smash all the Windows will be enjoyed by readers of How to Paint a Dead Man by Sarah Hall and How to be Both by Ali Smith.

    Returning to the USA, he pursued even more intense study, becoming a live in apprentice to a Japanese Jujutsu and Aikido master. This is a recollection of a life changing journey, the lessons learned by living in a dojo, and his introduction to the art of Brazilian Jiu Jitsu.

    My objective has been to provide you with a lifetime supply of icebreakers and points of discussion. Amaze your friends and family by telling them that all the planets in our Solar System could fit in the distance between Earth and the Moon or that flamingos can drink boiling water.Following the success of my site RaiseYourBrain, I decided to collect the best trivia gems and present you with a fact compendium suitable for a wide audience. This is the product of years of sifting through history and references books on a myriad of subjects as well as searching the Internet and paying attention to the news.These facts are a result of years of sifting through history and reference books, as well as searching the Internet and researching the news. Each fact is suitable for nearly any age – the “spiciest” entries are separated by their own chapter but still use clean language!Become a trivia whiz with even more facts in the Hard to Believe Facts series!

    It is the most innovative, up-to-date and intelligent method which will lead you to become smokefree forever. The program is based on a natural and powerful approach which sets the record straight with our smoking while revealing every weak spot that keeps us dependent on cigarettes. Through this amazing method you will acquire the knowledge of how to use the same mechanisms that keep the addiction going, in order to set yourself absolutely free from smoking.