SNOWFALL AT WILLOW LAKE Sophie Bellamy has dedicated her life to helping people in war-torn countries. But after narrowly escaping a hostage situation, she yearns to return home to Avalon. There, Sophie discovers the surprising rewards of small-town life—including an unexpected passion for Noah Shepherd, the local veterinarian. FIRESIDE Baseball hopeful Bo Crutcher is about to get his shot at the majors. But when life throws him a curveball in the form of AJ, the son he's never met, Bo and his newly hired publicist Kimberly van Dorn begin to realize that they both have a lot to learn about the game of life…and putting love first. LAKESHORE CHRISTMAS Maureen Davenport is finally getting her shot to direct Avalon's annual holiday pageant, but her storybook notion of Christmas is disrupted when Eddie Haven is assigned to assist her. As they spar over every detail of the pageant, their passion for the perfect performance begins to blossom into something more.

    On March 2nd, 2000, the technology company 3Com spun off its insanely profitable hand-held computer subsidiary, Palm. It was one of the most fascinatingly high profile and complex and bungled trades in history, but All The Evil Of This World isn't about the millions and millions of dollars that instantly came into play, it's about seven separate voices from seven separate individuals (an ambitious low-level clerk fresh out of school, a drug-addicted, party-throwing broker with bad taste and gross amounts of money, a seemingly infallible hedge fund manager tortured by his own good luck, to name a few) and the 3Com/Palm trade is what weaves their stories together. They all collide into it and out of it, and it sometimes unites them, implodes them, saves them, or destroys them.This book is not for the faint of heart--these characters are just as troubled and intense and volatile as their surroundings, and the writing pulls not a single punch--but it's an unrelenting examination into a cast of characters that we rarely examine fairly or patiently, and who we often find it easy to dehumanize. The people who inhabit this world aren't cartoon heroes or villains--as it turns out, people who happen to handle large amounts of money for a living--are just people, with shortcomings, just like us.

    It's the first book in the "I've Got Nothing For You.." series. This series of books aims to guide you through the process of becoming financially free through real estate investing. If You Can't Wholesale After This was written for people who are fed up with the traditional "rat race" style of living and want to create a new way of living no matter if you have ever been involved in real estate or have any money of your own. This book will guide your mind and actions to building massive wealth step by step. Todd himself completed his first deal with only $11 in his checking account. He believes that anyone can build financial freedom by changing their mindsets and improving their daily habits. This book will change the way that you think about money and the way you think about the opportunity surrounding you each and every day. This book will inspire you to begin your own real estate business and provide a living for your family that you only dreamed of previously.

    Benefit from 20 years of investing and trading experience Limit your chances of trading ruin by learning from someone with more than 20 years in the stock market and who used these very strategies to go from zero to multiple six figures in his investment accounts. Steve will teach you how to start from the ground up and build a sizeable account, even if you're starting from zero. It's never too late to start investing in your future! Not sure where to start? Maybe you aren't sure how the stock market works, or if you should fully invest in your company's 401K, and what's a ROTH, anyway?? Steve will answer this and so much more in this easy to understand and implement guide to investing. A strong investing foundation This book will give you a strong foundation to begin your investing journey. Easy to understand explanations of complex topics Detailed, real life examples Learn what to go all in on, and what to avoid like the plague Buy now and build your future financial security This book is a must read for anyone wanting to secure their future. If you're fifty or younger, Social Security is not a 'sure thing'. Make your own wealth and secure your own retirement by implementing the steps in this book.You can find Our eCourses at New Trader U, and you can follow Steve on Twitter: @sjosephburns

    The Funniest Text Message Autocorrects, Wrong Numbers & Mishaps on Smartphones!

    Jokes, humor, and comedy come in many forms. Whether it is a few funny jokes, a silly joke book, or a funny movie, we can all benefit from the positive effects of comedy and humor! You'll love this hilarious joke book. Share a funny joke with a friend today! Amazon Prime Members can borrow this book for FREE! 151+ funny yo momma jokes Hilarious yo momma insults and humor Hours of funny jokes and entertainment With this MASSIVE collection of funny yo momma jokes you can make everyone laugh! This ebook full of funny yo momma jokes is perfect for any occasion. You and your friends will laugh for hours at this funny joke book. Uses for funny jokes... Can aid in story-telling Great for conversation starters Improves conversation and social skills Can make others laugh, smile, and be more playful Can lighten tense moods and create rapport with others Are you looking for funny and hilarious yo momma jokes? Yo momma is so fat… she walked in front of the TV and I missed 3 shows! LOL Yo momma is so old… she knew Burger King while he was still a prince! HAHA Yo momma is so short… she can use a sock for a sleeping bag! Funny Yo Momma Jokes! Yo momma is so tall… she tripped over a rock and hit her head on the moon! HAHA Yo momma is so poor… she can't afford to pay attention! LOL Yo momma is so stupid… she sold her car for gas money. Funny Yo Momma Jokes! Yo momma is so ugly… that she scares blind people! HAHA Yo momma is so hairy… you almost died of rug burn at birth! LOL Yo momma is so bald… you can see what’s on her mind. This Hilarious Joke Book has 151+ Funny Jokes About... Yo momma is so fat… Yo momma is so skinny… Yo momma is so old… Yo momma is so short… Yo Momma is so tall… Yo momma is so poor… Yo momma is so stupid… Yo momma is so ugly… Yo momma is so hairy… Yo momma is so bald… Yo momma is so lazy… Other yo momma jokes… LOL Funny Jokes Club The LOL Funny Jokes Club is dedicated to comedy. We'll tickle your funny bone with our side-splitting jokes and humor.

    

    She and her two younger sisters gather at his side, praying he’ll live… At a time like this, falling in love is the last thing on Valerie’s mind. And with Dr. Colby Winston, of all people! He’s David’s heart surgeon, a renowned specialist who enjoys small-town living, while Valerie is a high-powered businesswoman who prefers city life. They’re complete opposites in every way. Yet David keeps insisting she and Colby are a perfect couple. Meanwhile, Stephanie has other worries besides her father’s health. She fled Orchard Valley three years earlier, after her humiliating rejection by local journalist Charles Tomaselli. Now she’s home, and it’s not long before they begin reliving past battles—and renewing old feelings. He was the reason she left. This time, will he give her a reason to stay? David seems to think so… Norah is feeling a bit unneeded these days. Her father is recovering, and her sisters are busy planning their weddings. But then a cantankerous Texan named Rowdy Cassidy crashes his small plane in Orchard Valley. The same Rowdy Cassidy who’d been Valerie’s boss…and who’d demanded Valerie marry him. Now he’s Norah’s patient, and in all her nursing experience she’s never encountered a more difficult man. Or a more irresistible one! Except…is he still in love with her sister?When Norah’s friend Sherry Waterman leaves Orchard Valley, Oregon, for Pepper, Texas, she’s definitely not in the mood for Lone Star Lovin’. But if anyone can change her mind, it’s Cody Bailman—a hardworking, good-looking rancher. Not only that, Cody has a twelve-year-old daughter who thinks Sherry’s “just perfect for Dad!”

    Even if she skipped or was late for school, she should be up, her cell phone charged, ready for action by now. Then a concerned policeman appears. He too is looking for Aria. Her mother is also worried: nobody can find the missing student. And some of Aria’s clothes are missing. Suddenly, Spencer remembers the text message she recently received from the Little Liars’ mysterious, truth-telling antagonist, “A” – “Five foot two, eyes of blue; has anyone seen my gal?” Even though Aria has hazel eyes, the girls are freaked. When A has something bad to report, she’s never ever wrong.A Kiss For Luck is a spellbinding story inspired by the bestselling, award-winning Pretty Little Liars’ series.

    The private, sexy bar owner was content in his life and excited to move forward with his new business project. There was just one problem--he'd never been able to forget about that kiss...or about her. For her, everything had fallen apart...Shelby Kellan was once confident in knowing who she was and what she wanted. But recent events caused the gorgeous, blue-eyed beauty to barely recognize the woman she saw when she looked in the mirror. She knew she needed a fresh start. Could she do it with his kiss still lingering on her lips?Eighteen months ago, Levi and Shelby shared the perfect kiss. Now, he wanted more, but would she be able to give that to him after already losing so much?Secret KissAdam Dorsey was used to living a life of deceit and falsehood both professionally and personally. The former CIA operative—with an extremely high IQ—was ready for a quieter, more authentic life. Enter Jane, a gorgeous and adorable hazel eyed beauty that complicated his plan. No matter what she made him feel, he knew that he had to stay away from her for fear of damaging more than just her innocence…Jane Marshall always believed in the power of positive thinking and all that could create. She felt accomplished in her career, and was blessed with great friends and family. And yet, she questioned whether or not there existed a man that would be able to unleash and explore her inexperienced heart…until she laid eyes on Adam.Will Adam be able to let go of his past and accept Jane for the genuine soul she truly is? Will Jane be able to navigate through never before had feelings? Are there some things that are even beyond the control of two highly intelligent people? Discover the truth in …Secret KissMagic KissHe’d lost his best friend…Logan Dorsey left the military and his job as an undercover detective, but he still couldn’t shake the nightmares that haunted him. The only thing that had ever silenced the horrors for the chiseled former Marine was the one woman that was untouchable for so many reason…She’d lost her husband…Emma Locke wrote romantic stories for a living despite the fact that her happily-ever-after had been taken away years ago. The gorgeous, blue-eyed, twenty-six year old widow and single mom had nothing in her life to connect her with the love and heat she needed to write about. Nothing to inspire that kind of passion...except the one man that was off limits.They say time heals all wounds, but can it also be enough to grow new love?Lucky KissLucas “Lucky” Dorsey was at the top of his game in the world of MMA, and his nickname…well, let’s just say the ladies couldn’t get enough of the tattooed bad boy. But then…he met her…As the first female firefighter in the Hope Falls Fire Department, Deanna Bishop was focused on making a fresh start in her new town. She was ready to put out fires with the rest of the boys, but the beauty with emerald eyes was never ready for the fire he’d started in her heart… She brought him back to life, and he wanted more. He filled her with passion, and she wanted to run. Will Deanna be able to open her heart and let someone fight for her? Will Lucky be able to prove that a Lucky Kiss could lead to more than just that…Christmas Wish - NovellaBright lights…Fame…Wealth…Kyle Austen Reed had it all, and his devilishly handsome good looks were known to steal hearts on and off the screen…Fired…Evicted…Caring for a special needs child…Aurora Rose&rsq

    Leaving behind a dead-end life, I thought settling in with the Le Roux family was what I was meant to do. But meeting Victor changed everything, and now I can’t imagine surviving without him. I, Sierra Steele never expected sexual pleasure to become my nightmare. My body is reveling in my new predicament, while my mind is screaming at the invasion. But protecting Carly is my purpose, and I’ll do what’s necessary. As long as I stay sane…

     From the founder of Dividend Mantra, this is a definitive guide on why you should aim to achieve financial independence early in life and how to actually get there. It includes information on my background, the strategies I've used to grow my wealth from below zero to well into the six figures, and practical, nuts-and-bolts advice. I've written over 650 articles, and this book includes some of my most useful, inspirational, and evergreen content I've ever put out there. If you're looking for information on how to execute a a real-life journey to financial independence in real-time, this is the book for you. I describe why you should aim for financial independence and I explore the idea of true sacrifice. I also discuss the 4% safe withdrawal rate, index funds, the power of dividends and dividend growth, living below your means, and how to analyze and value stocks. I've been featured in major media, including USA Today, CNBC, Today, Yahoo, and Mr. Money Mustache. I'm hoping this book inspires you. Living below your means and investing your excess capital into high-quality companies that pay and grow dividends is not only an incredibly easy and fun way to achieve financial independence early in life, but also incredibly robust.

    He’s also a former professor of American Studies who writes in-depth profiles about film and music legends who changed our culture.Few film actors had the lasting popularity of John Wayne, especially in westerns. During his lifetime, Wayne was a top-ten box office star for twenty-four years. Three decades after his death, a 2012 Harris poll continued to place him among the top 5 most-liked film actors. In this comprehensive essay, award-winner David Morrell analyzes Wayne’s career in westerns and explores his fascinating personality, including his Latin studies in high school and his skills as a chess player. Even Wayne’s most knowledgeable fans will be surprised by this insightful study.Morrell’s fascination with Wayne motivated him to use this iconic actor as the inspiration for the main character of a historical novel LAST REVEILLE, which dramatizes America’s 1916 invasion of Mexico, supposedly to pursue the Mexican bandit, Pancho Villa, but actually to practice military exercises for America’s entry into World War I.Critical reaction:“John Wayne: the name still conjures political reaction and cinematic fascination. In this excellent e-essay, author David Morrell (First Blood) presents a thorough and evenhanded consideration of Wayne and his Westerns, from THE BIG TRAIL (1930) to THE SHOOTIST (1976). He’s precise about the narrative problems in THE SEARCHERS, insightful regarding the remarkable emotional range Wayne demonstrates in THE MAN WHO SHOT LIBERTY VALANCE, and mystified at the meaning critics find in RIO BRAVO. While also examining Wayne’s drinking (16 martinis before a Thanksgiving dinner), smoking (five packs a day on THE ALAMO) and expertise as a chess player, Morrell allows us to appreciate and understand how Wayne, ‘an undeniable phenomenon,’ helped create that unique film category: John Wayne Westerns.”—Tom Clagett, ROUNDUP MAGAZINE (WESTERN WRITERS OF AMERICA)David Morrell is the award-winning author of First Blood, the novel in which Rambo was created. A former professor of American literature at the University of Iowa, he has written numerous New York Times bestsellers, including the classic Brotherhood of the Rose spy trilogy. The main character in Morrell’s western novel, Last Reveille, was inspired by Wayne’s career. “David Morrell is, to me, the finest thriller writer living today, bar none.”—Steve Berry, New York Times bestselling author of The Columbus Affair“Morrell, an absolute master of the thriller, plays by his on rules and leaves you dazzled.”—Dean Koontz, New York Times bestselling author of 77 Shadow Street

    If you have not yet bought the original copy, make sure to purchase it before buying this unofficial summary from aBookaDay. SPECIAL OFFER $2.99 (Regularly priced: $3.99) OVERVIEW This review of The Big Short: Inside the Doomsday Machine by Michael Lewis provides a chapter by chapter detailed summary followed by an analysis and critique of the strengths and weaknesses of the book. The main theme explored in the book is how corruption and greed in Wall Street caused the crash of the subprime mortgage market in 2008. Despite being completely preventable, the big firms in Wall Street chose to ignore the oncoming fall in favor of making money. Michael Lewis introduces characters—men outside of the Wall Street machine—who foresaw the crisis and, through several different techniques, were able to predict how and when the market would fall. Lewis portrays these men—Steve Eisman, Mike Burry, Charlie Ledley, and Jamie Mai—as the underdogs, who were able to understand and act upon the obvious weaknesses in the subprime market. Lewis’s overall point is to demonstrate how the Wall Street firms were manipulating the market. They used loans to cash in on the desperation of middle-to-lower class Americans, and then ultimately relied on the government to bail them out when the loans were defaulted. Using anecdotes and interviews from the men who were involved first-hand, the author makes the case that Wall Street, and how they conducted business in regards to the subprime mortgage market, is truly corrupt beyond repair, and the men he profiles in this novel were trying to make the best out of a bad situation. By having the words from the sources themselves, this demonstrates Lewis’s search for the truth behind what actually happened. Ultimately, we as an audience can not be sure if the intentions of these underdogs were truly good, but Lewis does an admirable job presenting as many sides to the story as possible. The central thesis of the work is that the subprime mortgage crisis was caused by Wall Street firms pushing fraudulent loans upon middle-to-lower class Americans that they would essentially not be able to afford. Several people outside of Wall Street were able to predict a crash in the market when these loans would be defaulted on, and bought insurance to bet against the market (essentially, buying short). Over a time period from roughly 2005-2008, the market crashed and huge banks and firms lost billions of dollars, filed for bankruptcy, or were bailed out by the government. These men, the characters of Lewis’s novel, were able to bet against the loans and made huge amounts of money, but it was not quite an easy journey. Michael Lewis is a non-fiction author and financial journalist. He has written several novels—notably Liar’s Poker in 1989, Moneyball in 2003, and The Blind Side in 2006. Born in New Orleans, he attended Princeton University, receiving a BA degree in Art History. After attending London School of Economics and receiving his masters there, he was hired by Salomon Brothers where he experienced much about what he wrote about in Liar’s Poker. He is currently married, with three children and lives in Berkeley, California. SUMMARY PROLOGUE: POLTERGEIST Michael Lewis begins his tale of the remarkable—and strange—men who predicted the immense fall of the housing market by immediately exposing himself as the exact opposite type of person from them. He explains to the reader that he has no background in accounting, business, or money managing.

    It is important for every person to save for one’s retirement as one can expect to live for twenty years after one retires as life expectancy of an Indian is going up steadily due to lower infant mortality and better medical care. There is a complete absence of social security safety net for most Indians today, even for those working in Government sector, there is no inflation adjusted pension available anymore. I have tried to simplify the advantages and disadvantages involved in investing your savings in various asset classes. I have deliberately left out two of the most popular forms of investment among middle class Indians 1) Life insurance 2) Real estate Let us consider life insurance first most of us confuse insurance as an instrument of savings, it is not. We have this wrong view because of the tax breaks given to income tax assesses by the Central Government. Insurance is a product that mitigates risk and is sold by the rich to the middle class and is always skewed in the favour of the insurer rather than the insured. A substantial portion of the total money invested by you goes towards paying agent’s commission and premium for insuring you for the risk of mortality. The balance left out is invested in government securities and other securities. Hence the amount of money invested out of the total premium paid is less than half paid by the insurer. The return on money invested by the policy holder is less than half of the money he would have earned either in bonds or fixed deposits. A person who needs insurance is a person whose family will need support in the event of his untimely death. Alternately insurance is required for a person who has debt in form of mortgage and does not want to burden his family in the event of his passing. The product which covers these risks is called term insurance. One should not buy insurance to avoid taxes as there is better tax saving tools available. Real estate is also considered as a good investment by several retail investors but nothing can be further from the truth. Nobody makes money by buying plots in the middle of nowhere. The easy availability of mortgages from the nineties and the tax breaks given by the Central Government on housing loans has created an unparalleled boom in the residential market. There is now a painful correction process under way in that sector. The price of land is reflexively connected to availability of money. The lower the cost of money, greater the returns in real estate. Buying plots in the middle of nowhere is similar to buying lottery tickets as investment. Land cannot be liquidated immediately into cash at a short notice to meet urgent requirements. Cost of maintenance and protection of real estate from illegal occupation is prohibitive and time consuming. Verification of title deeds to the property is a complex process and needs sound legal advice. You should have a house to live and another to collect rent as rent is equivalent of inflation adjusted pension. The return on investment generated in the three different asset classes over 25 years would be in the following order 1) Equities 2) Gold and finally 3) Debt instruments. I enjoyed writing this book as a companion volume to my first book. It is my fond hope that you enjoy reading this book.