HOW THE 1 PERCENT PROVIDES THE STANDARD OF LIVING OF THE 99 PERCENT


George Reisman - 2015
    As they see matters, wealth in the form of means of production and wealth in the form of consumers’ goods are essentially indistinguishable. For all practical purposes, they have no awareness of the existence of capital and of its importance. Thus, capitalists are generally depicted as fat men, whose girth allegedly signifies an excessive consumption of food and of wealth in general, while their alleged victims, the wage earners, are typically depicted as substantially underweight, allegedly signifying their inability to consume, thanks to the allegedly starvation wages paid by the capitalists.The truth is that in a capitalist economic system, the wealth of the capitalists is not only overwhelmingly in the form of means of production, such as factory buildings, machinery, farms, mines, stores, warehouses, and means of transportation and communication, but all of this wealth is employed in producing for the market, where its benefit is made available to everyone in the economic system who is able to afford to buy its products.Consider. Whoever can afford to buy an automobile benefits from the existence of the automobile factory and its equipment where that car was made. He also benefits from the existence of all the other automobile factories, whose existence and competition served to reduce the price he had to pay for his automobile. He benefits from the existence of the steel mill that provided the steel for his car, and from the iron mine that provided the iron ore needed for the production of that steel, and, of course, from the existence of all the other steel mills and iron mines whose existence and competition served to hold down the prices of the steel and iron ore that contributed to the production of his car.And, thanks to the great magnitude of wealth employed as capital, the demand for labor, of which capital is the foundation, is great enough and thus wages are high enough that virtually everyone is able to afford to a substantial degree most of the products of the economic system. For the capital of the capitalists is the foundation both of the supply of products that everyone buys and of the demand for the labor that all wage earners sell. More capital—a greater amount of wealth in the possession of the capitalists—means a both a larger and better supply of products for wage earners to buy and a greater demand for the labor that wage earners sell. Everyone, wage earners and capitalists alike, benefits from the wealth of the capitalists, because, as I say, that wealth is the foundation of the supply of the products that everyone buys and of the demand for the labor that all wage earners sell. More capital in the hands of the capitalists always means a more abundant, better quality of goods and services offered for sale and a larger demand for labor. The further effect is lower prices and higher wages, and thus a higher standard of living for wage earners.Furthermore, the combination of the profit motive and competition operates continually to improve the products offered in the market and the efficiency with which they are produced, thus steadily further improving the standard of living of everyone.In the alleged conflict between the so-called 99 percent and the so-called 1 percent, the program of the 99 percent is to seize as far as possible the wealth of the 1 percent and consume it. To the extent that it is enacted, the effect of this program can only be to impoverish everyone, and the 99 percent to a far greater extent than the 1 percent. To the extent that the 1 percent loses its mansions, luxury cars, and champagne and caviar, 99 times as many people lose their houses, run-of-the mill cars, and steak and hamburger.

Forty Centuries of Wage and Price Controls: How Not to Fight Inflation (LvMI)


Robert Lindsay Schuettinger - 1979
    This outstanding history illustrates the utter futility of fighting the market process through legislation, which always uses despotic measures to yield socially catastrophic results.The book covers the ancient world, the Roman Republic and Empire, Medieval Europe, the first centuries of the United States and Canada, the French Revolution, the 19th century, World Wars I and II, the Nazis, the Soviets, postwar rent control, and the 1970s. It also includes a very helpful conclusion spelling out the theory of wage and price controls.This book is a treasure, and super entertaining!To search for Mises Institute titles, enter a keyword and LvMI (short for Ludwig von Mises Institute); e.g., Depression LvMI

The Trail Runner's Companion: A Step-by-Step Guide to Trail Running and Racing, from 5Ks to Ultras


Sarah Lavender Smith - 2017
    

All the Money in the World: What the Happiest People Know about Getting and Spending


Laura Vanderkam - 2012
    We spend endless hours obsessing over our budgets and investments, trying to figure out ways to stretch every dollar. We try to follow the advice of money gurus and financial planners, then kick ourselves whenever we spend too much or save too little. For all of the stress and effort we put into every choice, why are most of us unhappy about our finances?According to Laura Vanderkam, the key is to change your perspective. Instead of looking at money as a scarce resource, consider it a tool that you can use creatively to build a better life for yourself and the people you care about. For instance, the average couple spends $5,000 on engagement and wedding rings, making these pricey purchases largely because everyone else does. But what if you decided to spend $300 on rings and apply the rest to future date nights, weekend getaways, and thinking-of-you bouquets over the next ten years? In he long run, what would bring more joy to your marriage? Likewise, will owning a home with a pristine lawn and a two-car garage—the American Dream—really make you more satisfied? Or are you saving up for this investment just because financial planners tell you it’s worth it?Vanderkam shows how each of us can figure out better ways to use what we have to build the lives we want. Drawing on the latest happiness research as well as the stories of dozens of real people, Vanderkam offers a contrarian approach that forces us to examine our own beliefs, goals, and values.Among her advice:Laugh at the Joneses: It’s human nature to compare yourself to those around you, but you can create lifestyle hat rings you personal satisfaction without copying your neighbors.Give yourself the best weekend ever: Studies show that experiences often bring more pleasure than material goods. With a little planning and creativity, you can give yourself a memorable getaway without leaving town or going broke.Embrace the selfish joy of giving: Giving back not only helps you build karma, it also helps you build a community—which is much more fulfilling than a tax deduction. All the Money in the World is a practical and inspiring guide that shows how money can buy happiness—if we spend it wisely.

To Be Fair: Confessions of a District Court Judge


Rosemary Riddell - 2021
    

Recession-Proof Real Estate Investing: How to Survive [and Thrive!] During Any Phase of the Economic Cycle


J. Scott - 2019
    After the crash, many real estate investors lost everything they’d worked so hard to achieve—but not every investor suffered that fate. Even during the worst parts of the downturn, some real estate professionals were able to grow and scale their businesses. Not only did they come out the other side unscathed, but they also created a better financial situation than ever before. In Recession-Proof Real Estate Investing, accomplished investor J Scott dives into the theory of economic cycles and the real-world strategies for harnessing them to your advantage. With a glossary of terms, articulate visuals, and clear instructions for every type of investor, this easy-to-follow guide will show you how to make money during all of the market’s twists and turns. Inside, you'll discover: The basics behind how our economy works and how to make it work for you The four major phases of the economic cycle: Expansion, Peak, Recession, Recovery How to know when economic shifts are likely to occur and strategies to withstand those impending changes The positive and negative impacts the economic cycle has on real estate investing and businesses Strategies to continue to profit and grow your business during every point in the economic cycle Multiple strategies to modify your investing tactics—not only to survive economic downturn, but to also thrive!

Every Landlord's Legal Guide


Marcia Stewart - 1997
    This Nolo bestseller gives every landlord and property manager the legal and practical information they're looking for Residential landlords will find the answers they need to: - screen and choose tenants- write a legal rental agreement or lease- hire a property manager- understand repair, maintenance and security responsibilities- avoid injuries and lawsuitsEvery Landlord's Legal Guide also contains state-by-state legal charts on how to comply with laws concerning: - terminating tenants- securing security deposits- privacy- discrimination- and much moreThe book also provides tips, insider information, checklists, sample letters, leases and forms as tear-outs and on CD-ROM.

Transcription: Free Preview: A Novel


Kate Atkinson - 2018
    Sent to an obscure department of MI5 tasked with monitoring the comings and goings of British Fascist sympathizers, she discovers the work to be by turns both tedious and terrifying. But after the war has ended, she presumes the events of those years have been relegated to the past forever. Ten years later, now a radio producer at the BBC, Juliet is unexpectedly confronted by figures from her past. A different war is being fought now, on a different battleground, but Juliet finds herself once more under threat. A bill of reckoning is due, and she finally begins to realize that there is no action without consequence. Transcription is a work of rare depth and texture, a bravura modern novel of extraordinary power, wit and empathy. It is a triumphant work of fiction from one of the best writers of our time.

Paris With The Billionaire


Flora Ferrari - 2021
    It will be the perfect place to work on my novel.What I don’t expect is the hotel’s owner, billionaire silver fox Forrest Ford, to be waiting for me in my room. There’s been a mix-up. He didn’t know I was coming.I offer to move, but he demands that I stay… with him. I can’t deny how tempting it is. He’s six foot six with hair the color of iron, his eyes are dreamy blue, and his body is so muscular just looking at him in his fashionable suits drives me crazy.But I know I have to ignore these desires. There’s no way this forty-two year old billionaire would be interested in a twenty year old virgin… who’s nerdy, curvy, and shy to boot.But then Forrest reveals something to me that rocks my world. He lays claim to me in the most possessive way a man can. “I own you,” he tells me in his intense voice. “You belong to me now.”Just as I’m trying to come to terms with this, someone from my past comes back to haunt me. Zack Sykes has mob connections and, even if Forrest says he can protect me, I’m not so sure we’re going to get out of this in one piece.What started as a dream could all too easily become a nightmare.I can only be sure of one thing.My life will never be the same after being in Paris with the billionaire.

Utopia Project: Everyone Must Die


Billy Dering - 2021
    

Alpha Killian


Jane Doe
    The Ferocity of this man and his pack have been the source of many legends and nightmares. Most who have met him, have died at his hands. Claire Miller has lived a simple life as the daughter of the Beta in her pack. With a will like none other, she refuses to conform to the submissive roles the females in her pack fill. Uninterested in finding a mate, she avoids the constant advances of the unmated males in her pack and seeks to make her own way in life. As the Moon Ball approaches, and every pack in the United States gathers to meet, the sense of dread building inside of her grows. What will happen when Claire is thrown into the arms of the most ferocious and cruel Alpha known to man? Will she prove to be the exception to his malicious ways? Or will she suffer the same fate as countless others?

The Cheating Wife


David Stone - 2018
    His wife left him for her boss and he’s in pain. As Martin shares his story, discoveries come to light to reveal his troubles go deeper than losing his wife. He doesn’t know how to love a woman. Kelly and Rob, who have issues of their own, might have a solution to everyone’s problem. Though deeply in love, their marriage has lost its fire. Could Martin be the key to getting it back? Though it’s risky, Kelly and Rob have a plan. They'll fix their marriage by teaching Martin how to please a woman and find true happiness for himself. Kelly’s never cheated before, but could she do it to fix her marriage? The Cheating Wife is part of The Wife Chronicles, a collection of standalone, thematically linked stories investigating the perils and humorous adventures of smart couples finding their happy-ever-afters.

Mercenary


Paul Bennett - 2010
    HE’S AN EX-MERCENARY WHO WANTS TO SEE JUSTICE DONE. WHATEVER IT TAKES . . . AND THAT USUALLY INVOLVES BREAKING A FEW THINGS.Johnny Silver's brother, Carlo, the head of an investment bank, disappears along with ten million euros.DON’T MESS WITH HIS FAMILY.Johnny, an ex-mercenary on the run, is persuaded to come out of hiding to track him down. The trail leads Johnny into the world of gambling, prostitution, drugs, and human-trafficking to a crime that shocks the core of a man who thought he’d seen everything.Sometimes even the most cynical man discovers something that shakes him.Perfect for fans of Mark Dawson, Frederick Forsyth, David Baldacci, J.B. Turner, and Rob Sinclair.WITH A PLOT THAT TWISTS AND TURNS AS IT MOVES AT A DAZZLING PACE, MERCENARY IS A STORY NOT TO BE MISSED.

Children of Titan Series: Books 1-4


Rhett C. Bruno - 2020
    Earther corporations have extended their reach through our solar system: greenhouses on Mars, gas mining on Saturn, casinos in the Asteroid Belt—they control everything. Using bounty hunters known as Collectors, they erase offworld problems before they escalate. But Saturn’s moon, Titan, is done fighting for scraps.Malcolm Graves, a corporate collector from Earth, is sent to investigate a bombing carried out by a rebel cell known as the Children of Titan. At the same time, a lowly offworlder with a dark past is hand-selected to serve as the face of Titan's uprising. When these two opposites collide, war is not just inevitable, it’s catastrophic. Titan must fight to earn its freedom. But when the dust from their bloody revolution settles, will they even deserve it? Or will the horrors of war transform them into the very thing they're fighting?Books included in the set: Book 1: TitanbornBook 2: Titan's SonBook 3: Titan's RiseBook 4: Titan's Fury

The Spy Who Swapped Shoes


Geoffrey Davison - 2011
     A deadly game of cat and mouse — but who has the upper hand? Eastern Europe, 1964 Three men and a woman are seated in a train carriage travelling from Istanbul to Vienna. As they cross the Bulgarian border, a fourth man enters and joins them. That man ends up dead. The other passengers get to work transforming a British agent into a Soviet spy – taking the dead man’s clothes and stealing his identity. Under hypnosis, the British agent must forget all memories of his past. That life is gone, and he is now Comrade Dimitri Nickovitch. But will the months of training be enough? Can the British agent infiltrate the Soviet camp? Or could this foray through the Iron Curtain be his last…? THE SPY WHO SWAPPED SHOES is the first classic international Cold War mystery in the Stephen Fletcher espionage thrillers series: intriguing political double-dealing spread over Europe and the Middle East. THE STEPHEN FLETCHER ESPIONAGE THRILLER SERIES: Book One: The Spy Who Swapped Shoes Book Two: Nest of Spies Book Three: The Chessboard Spies