These photographs were captured during a road trip from Manali to Leh, one of the most challenging drives in the world. The photographs are accompanied by a short description of the place where they were clicked and have been arranged in the order they were clicked so as to give the reader a realistic idea of how the landscape changes during the journey from Manali to Leh.

    The rarest of gems, one capable of turning any mage into an unstoppable force of destruction. A gem found only in the empty lands surrounding the Tyber River. And now war has come. Endless war between Esteria and the native Tyberons, a savage and mysterious people who prowl the grass-covered land with spearpoints ready. Unable to end the conflict the Esterians rely on mercenaries to bolster their military, desperate men like Dain Gladstone, a disgraced Paladin. Dain dreams of a peaceful life, a quiet home of his own, and he’s willing to fight for it. The Esterians have a new plan to conquer their enemies. A bold expedition to strike into the heart of the Tyberons and Dain finds himself caught at its center. Can his dream survive the River of Spears?

    As the Ten Plains King lays siege to the mysterious kingdom of the Riln, the Healer realises that if he is to survive, he has to think and fight like a soldier. But Chalos isn't a soldier. He doesn't even own a sword. To make matters worse, the famed Wielder of Aphazail, a mage of extraordinary power, has come to the aid of the Riln... and is slaughtering the invaders in droves. Empires clash, gods walk, kingdoms tremble and sorcery carves a bright and blazing path across an ancient and mysterious land... a path that leads to HEALER'S RUIN.

    You've reached major milestones and accumulated more assets than you dreamed possible, and yet you hesitate. “Can I retire?” This book will help answer that question by showing you…. The tools you need to live a secure and independent retirement, without worrying about money What you must know before leaving a career behind How much it will cost you to live in retirement, and how to manage your cash flow The current choices for retirement health care, including lesser-known but effective options The threat from inflation: two secrets that politicians and bankers will never admit A realistic assessment of the impact that income taxes will have on your retirement Social Security’s role in your retirement: when you should claim and how much it’s worth to you How to construct and manage an investment portfolio for income and growth in retirement About immediate annuities and why you need multiple sources of retirement income The key variables and unknowns in your retirement withdrawal equation Reviews of the best retirement calculators, and tips for how to use them accurately Beyond the simplistic 4% Rule to the latest research on safe withdrawal rates Realistic bracketing of your retirement savings needs, without over caution or overconfidence The history of economic cycles and the related asset classes for optimal retirement security A survey of strategies plus original research for how to orchestrate your retirement distributions A practical retirement fuel gauge alerting you to problems while you still have time to act Backup plans: the lifeboat strategies for ensuring you'll never be without essential income The 6 crucial questions to answer before you can retire The one, simple, powerful, non-financial reason that you can and should retire earlier than later

    This is no ordinary "how-to" manual for CFA candidates. Written by an internationally published author who passed all three CFA exams on the first try, this book is packed with real strategies that get real results. What tactics make the difference? How do passing candidates set themselves apart? Direct Path to the CFA Charter enables you to adopt the right methods and strategies to pass the exams the first time around. With actionable takeaways, sample study schedules, and unique tips for every CFA Level, this book is for the serious candidate who not only wants to understand the CFA Program, but succeed in it.

    Or at least that's the way it's been for Slump. Since a child he had the responsibility of taking care of himself along with his younger brother and sister by any means necessary. The only thing he has ever been good at is killing, so good that the streets named him. "The Boogyman" but Slump faces a problem when he has to find out the hard way that not everyone is afraid of the Boogyman. He has one goal, get this money and get out fast. That's until his past begins to catch up to him. This classic tale by Jason Brent is sure to leave readers breathless.

    This level one reader uses words directly from the Dolch Pre-primer Word List. Perfect for shared reading or those just beginning to read alone. By bestselling author Cindy Bracken.

    

    In Confessions of a Subprime Lender: An Insider's Tale of Greed, Fraud, and Ignorance, he reveals the truth about how the subprime lending business spiraled out of control, pushed home prices to unsustainable levels, and turned unqualified applicants into qualified borrowers through creative financing. Learn about the ways the mortgage industry can be fixed with his twenty suggestions for critical change.

    One that cause him to use the forbidden Glimmer Stones which create constructs of physical light, and by law only nobles are allowed to touch. Threatened with death by duchy law and evil forces intent on capturing him and his dark secret, Aiden is forced to learn how to control this emerging power to save all that he holds dear. However, will that which saves him also be his world's downfall? The dreaded Mourning Lords, beings that came from the dawn of the Cataclysm four thousand years earlier once more walk the land, searching for an answer to their torment. Will Aiden learn how to become a master of Glimmer Steel or will the mystery of the Cataclysm and the destruction of technology drown him as surely as it nearly cracked the world in half? A Glimmer of Truth, Book 2 of the Glimmer Stone Saga will be available in September 2016. (Chapter 1 of book 2 is included as a sneak peek!) A Glimmer of War, Book 3 of the Glimmer Stone Saga will be available January 2017.

    For over a decade,the authors have studied the world’s successful traders. Based on their learnings, they started practicing it and are now part of the 5%. Trade and Grow Rich teaches not just concepts but also methods with the help of anecdotes. This book has to be read one chapter at a time, rather than just being a one-time read. If you want to enjoy an adventurous journey to become a successful trader, then this is the book you are looking for!

    An unfortunately common situation...quickly develops into a wonderfully uncommon and heartfelt adventure." - An Erma Bombeck "Hot Tamale" http://humorwriters.org/2016/02/19/ho... - “Spot-on, highly entertaining, and absolutely hilarious” - Lynne Willard, Editor & U.S. expat - - "Jaw droppingly hilarious" Carol Penn-Romaine, award-winning writer - - A wealth of cultural information tucked between the chuckles - - Includes discussion questions for book clubs & classrooms - - As the zany protagonist comes to understand Mexico & appreciate Hispanic culture, readers do the same - - 20% of profits go to the ACLU - - "Holy Cow! This book is hilarious!" - Cynthia Norman, Cosmic Philosopher - “Learning about a new culture can be hilarious – as seen through this book!” – Diane Gilliard, Counselor - An Amazon Top-10 Bestseller in Travel/Mexico (7/17-9/17); Biography/Memoir, Crimes & Criminals, Solo Travel, Single Parenting, Teen & Young Adult Biographies (various dates) - SYNOPSIS A suburban housewife liberates herself from her peanut-butter-and-jelly life and flees to Mexico. While battling the cultural quirks that send less adventurous souls hightailing it back to the U.S., she struggles to learn Spanish, cope with foreign customs, raise her kids, and run a school. To supplement her meager income she smuggles, using her gift for gab and wily wit to outfox the government officials. But not all of her smuggling tricks and tactics go as planned. EMBEDDED MULTICULTURAL ISSUES - The women’s movement - The 1960s cultural revolution - Culture shock - Immigrant adjustment & adaptation - Immigrant parenting issues - Identity development in children of immigrants - Intergenerational value clashes in immigrant families - Diverse customs & mores - Racism - Sexism - Prejudice - Classism - Ageism - Cultural evolution - Expatriate re-integration - Individualist/Independent (e.g., North American) vs. Interdependent/Collectivist (e.g., Hispanic) orientation to: ° Time (past/present/future) ° Activity (being/becoming/doing) ° Social relations (hierarchical/collateral/egalitarian) ° Self-efficacy (fate/destiny vs. personal control)

    He could feel the man's life force, his memories, his talents and hard won skills filling his own mind and body, turning him into something much more than the lowly soldier he'd been just mere moments before. Take The Body and Give me the Rest, is the first novel in the new Dark Fantasy series, by Julius Schenk a new Australian Fantasy Author.

     Her beautiful home in Cades Cove, Tennessee, lies deep in the Smoky Mountains. For decades, her family has farmed and lived peacefully, until the soldiers came and made every day a struggle to survive. Whether they wear gray or blue, the men in uniform arrive unexpectedly and take whatever they want. Not only do they steal food and livestock, but some believe they can help themselves to anything they desire. Lily now has something to fear. Caleb Henry is running from his own battles, bleeding and broken. He seeks refuge in the cove and literally runs into Lily. Because he’s injured, she shows compassion and sneaks him into her cabin, trusting her folks to tend him. But there’s more to Caleb than they see on the surface. His arrival changes their lives, and what happens going forward can never be undone.

    A cynical, wise-cracking vampire charged with protecting the Balance between vampires and humans, he is part cop, part spy, and part commando -- James Bond with fangs. Lawson mixes shrewd cunning with unmatched lethality to get his job done. He tries his best to dismantle conspiracies, dispatch bad guys, and live long enough to get home.