What made ancient India the Golden Bird in the first place? What did China, the Land of the Dragon, have in common with India, and when did these two ancient civilizations diverge on their paths to global success? Raina Singhwi Jain discusses the immediate need and measures for a quantum jump in our attitude towards development. While conventional wisdom suggests improvements in manufacturing, the ease of doing business and digital technology, Jain goes a step further, drawing surprising parallels between other areas that beg our attention—process engineering, communication design, journalism, and education. This is a work of reflection and a call to action, urging Indian denizens to act now for a revival of the genius that lies dormant within each one of us.

    Economics, finance, business & management

    It is important for every person to save for one’s retirement as one can expect to live for twenty years after one retires as life expectancy of an Indian is going up steadily due to lower infant mortality and better medical care. There is a complete absence of social security safety net for most Indians today, even for those working in Government sector, there is no inflation adjusted pension available anymore. I have tried to simplify the advantages and disadvantages involved in investing your savings in various asset classes. I have deliberately left out two of the most popular forms of investment among middle class Indians 1) Life insurance 2) Real estate Let us consider life insurance first most of us confuse insurance as an instrument of savings, it is not. We have this wrong view because of the tax breaks given to income tax assesses by the Central Government. Insurance is a product that mitigates risk and is sold by the rich to the middle class and is always skewed in the favour of the insurer rather than the insured. A substantial portion of the total money invested by you goes towards paying agent’s commission and premium for insuring you for the risk of mortality. The balance left out is invested in government securities and other securities. Hence the amount of money invested out of the total premium paid is less than half paid by the insurer. The return on money invested by the policy holder is less than half of the money he would have earned either in bonds or fixed deposits. A person who needs insurance is a person whose family will need support in the event of his untimely death. Alternately insurance is required for a person who has debt in form of mortgage and does not want to burden his family in the event of his passing. The product which covers these risks is called term insurance. One should not buy insurance to avoid taxes as there is better tax saving tools available. Real estate is also considered as a good investment by several retail investors but nothing can be further from the truth. Nobody makes money by buying plots in the middle of nowhere. The easy availability of mortgages from the nineties and the tax breaks given by the Central Government on housing loans has created an unparalleled boom in the residential market. There is now a painful correction process under way in that sector. The price of land is reflexively connected to availability of money. The lower the cost of money, greater the returns in real estate. Buying plots in the middle of nowhere is similar to buying lottery tickets as investment. Land cannot be liquidated immediately into cash at a short notice to meet urgent requirements. Cost of maintenance and protection of real estate from illegal occupation is prohibitive and time consuming. Verification of title deeds to the property is a complex process and needs sound legal advice. You should have a house to live and another to collect rent as rent is equivalent of inflation adjusted pension. The return on investment generated in the three different asset classes over 25 years would be in the following order 1) Equities 2) Gold and finally 3) Debt instruments. I enjoyed writing this book as a companion volume to my first book. It is my fond hope that you enjoy reading this book.

    Chase instructs readers on where to find coupons, how to use them, where to get the most bang for your buck, and how to start thinking like a couponer every time you make a purchase. Sound too easy? With a little practice, you'll see the savings rolling in while you live your life -- stress-free and thousands of dollars per year richer!

    My objective is to identify and invest in what I call the stars of tomorrow—the fastest growing, most innovative companies in the world.” Michael Moe was one of the first research analysts to identify Starbucks as a huge opportunity following its IPO in 1992, when its market cap was $220 million. Today, its market cap is $23 billion. Lucky? Maybe a little. Art or science? Both. For more than fifteen years Moe has made great calls on many other stocks, earning a reputation as one of today’s most insightful market experts. Now, in his first book, Moe shows how winners like Dell, eBay, and Home Depot could have been spotted in their start-up phase and how you can find Wall Street’s future giants. He forecasts the areas with the greatest potential for growth, including peer-to- peer networking, nanotechnology, and alternative energy. And he explains his four Ps of future superstars: great people, leading product, huge potential, and predictability. Ironically, while the opportunities for outsized returns for investors lie in identifying early-stage growth companies, large investment banks are driven by the economics of trading volume and therefore generally ignore the stars of tomorrow. If you are looking to invest in tomorrow’s winners it’s unlikely you will find them by reading Wall Street research. Mainly, Wall Street is focused on reporting on companies everybody already knows about. Coincidentally, to identify and invest in tomorrow’s stars, you are unlikely to be battling Wall Street’s finest—they aren’t there. Throughout the book Moe includes interviews with some of the biggest names in business—from Howard Schultz and Bill Campbell to Vinod Khosla and Michael Milken—who reveal their own insights into how they discover the stars of tomorrow. For Wall Street insiders and individual investors alike, Finding the Next Starbucks is an indispensable guide to spotting growth opportunities.

    As of January 14, 2016, this is an unverified document. NOTE: this document has been reformatted for the Kindle. It can be searched, bookmarked, annotated, etc. It is not a dump of the PDF.

    This book is written in a simple manner for readers to understand the various terminologies and working process of the financial markets. If you are looking to understand and enter the stock markets but don't know from where to start, then this book is for you. The basic concepts are same for Indian and overseas markets so it will help you understanding both. It will help you as a reference guide for investing in stock markets. Specifically it will help you in:- 1. Know basic terms and conditions of the stock market. 2. Know products and services associated with the stock market. 3. Know how to kick start in stock markets. 4. know Do's and Don'ts in Stock Markets. 5. Selecting a broker. 6. How to make your first trade. 7. Additional mental mastering technique that will help you to achieve more on markets as well in life. 8. Insight of a trader/investor who has more than 10+ years of experience in stock markets. 9. Illustrated examples for more clarity on topics.

     World War Two is at its height. A formidable flyer and outstanding marksman, at twenty Charles Hubbard stands out amongst his comrades. Shooting down an enemy aircraft before even being sent to France, he quickly gains a reputation as an Ace before being himself shot down. Returning to England as the Nazi push continues, Hubbard continues to gain renown as he becomes embroiled in the Battle of Britain before being posted to North Africa. Soon he finds himself fighting a very different war to the one he is used to, a war not just against the Germans and Italians but against the desert itself. In an area known simply as The Cauldron, Hubbard’s bravery and moral stamina are pushed to the very limit time and again. Teetering on the verge of breakdown, his men are looking up to him to lead them on towards victory. Hubbard does not know if he has the strength left within himself to rise up once more and overcome his fears… ‘The Cauldron’ is a thrilling World War Two adventure from Richard Townshend Bickers. Praise for Richard Townshend Bickers: ‘A valuable history of the air war that began it all… by an ex-flyer of the Second World War who has a genuine feeling for the feats of his predecessors’ - THE BIRMINGHAM POST ‘His sympathy with the fighting man (and woman) shines out of every page’ - LIVERPOOL DAILY POST Richard Townshend Bickers volunteered for the RAF on the outbreak of the second world war and served, with a Permanent Commission, for eighteen years. He wrote a range of military fiction and non-fiction books, including ‘Torpedo Attack’, ‘My Enemy Came Nigh’, ‘Bombing Run’ and ‘Summer of No Surrender’. Endeavour Press is the UK's leading independent digital publisher. For more information on our titles please sign up to our newsletter at www.endeavourpress.com. Each week you will receive updates on free and discounted ebooks. Follow us on Twitter: @EndeavourPress and on Facebook via http://on.fb.me/1HweQV7. We are always interested in hearing from our readers. Endeavour Press believes that the future is now.

    Are you thinking about getting into triathlon or attempting your first race? Maybe you’re curious about this whole “Triathlon” thing and want to know if its right for you?If you've ever thought about doing a triathlon, you’re in the right place . Triathlon: the Beginners Guide Will Be Your Trusted Guide Triathlon can be confusing.  Let me help you get started. Don’t be intimidated by skinny 20-somethings squeezed into lycra. Don’t rush into dangerous amounts of joint-pounding training; risking your health. Don’t be fooled into buying tons of expensive and unnecessary equipment. The Beginners Guide will act as your road-map to Triathlon success It covers every aspect of your triathlon, including: which Triathlon distance is right for you how to swim and get over the fear of swimming in open-water, away from the safety and familiarity of your local pool. becoming a fast (and safe) cyclist, without spending thousands of dollars on a professional-grade bike how to run after you’ve just finished an intense bike ride what to look for in a triathlon training plan, and how to tell if you should tear yours up on the spot what you need to eat and drink; before, during and after your race how to put it all together in the intense “transition area” and how to survive race day nerves and the complex logistics of a triathlon race site. I’ll Also Reveal these Nuggets of Triathlon Gold; Earned from Over 25 Years of Triathlon the same “Six Periods of Training” I use with my $1000 per month one-on-one students the simple truth about structuring your Triathlon training . . . no math formula or science PhD required why “standard” advice about open-water swimming will leave you gasping for air while others swim over the top of you the most powerful cure for fear of swimming ever known . . . and why it’s easier to fix than you’ve ever thought possible the single little-known secret of triathlon training to dramatically reduce your risk of injury . . . by up to as much as 90% the only list you’ll ever need for all your Triathlon planning why most Triathlon coaches are 100% wrong in the way they approach race day how to avoid the embarrassing mistakes even veteran triathletes make on race day Start Your Triathlon Journey Today Triathlons the Beginners Guide is everything a new triathl

    Nyland's translation is called, "Complete Books of Enoch: All Three: New Translation with Extensive Commentary." The mysterious figure of Enoch was the great grandfather of Noah, and an extract from the First Book of Enoch appears in the book of Jude in the New Testament. The First Book of Enoch has been a most controversial book for centuries. The Book of Enoch is of importance to those interested in theology, and controversial knowledge as well as angelology and demonology. Book of Enoch: All About the Three Books of Enoch is by #1 bestselling author and translator Dr. A. Nyland, translator of the Complete Books of Enoch: All Three: New Translation with Extensive Commentary. ABOUT THE AUTHOR. Best selling author and translator Dr. A. Nyland is an ancient language scholar who served as Faculty at the University of New England, Australia. Dr. Nyland is also the translator of "The Book of Jubilees," and "The Gospel of Thomas," and the author of "Angels, Archangels and Angel Categories: What the Ancients said," "Satan: Fiction not Fact. Evidence from the Bible," and "Fallen Angels, Watchers, Giants, Nephilim and Evil," among others.

    You will learn:- How to get your website on the first page of Google- How to get your website showing up multiple times on the first page (one of my websites shows up 6 in the first 7 results!!)- The 3 'Dirty Secrets' that expensive SEO (Search Engine Optimisation) Experts don't want you to know- What you can do for the price of 2 ½ cups of coffee that could have your website ranking top in as little as a day (I have done exactly this and I’ll show you how)- The small things you can do to make a BIG difference- How to analyse your online competition and find their weaknesses- How to pull off the famous ‘Google Leapfrog’- What the recent Google changes mean for people using pre-April 2012 strategies – and it’s not good news!- How to make people click on your website even if it shows up below your competitors!- How to avoid the deadly mistakes that can lead to Google removing your site from the listings- How to survive and thrive post-PenguinWhat most people don't understand is that once you know what to do, it's actually extremely straightforward to rank highly in Google. But there's a lot of misinformation and misunderstanding out there.Tim Kitchen is a Search Engine ranking expert and online business owner currently personally in charge of SEO for over 50 businesses as well as his own businesses in some incredibly competitive markets. He also regularly teaches SEO to more than 2,000 small business owners through his books, courses and videos.In this updated version of the book he shares everything he has learnt from the past 7 years of getting websites to the top of Google.

    . . until they fall into the arms of the One who loves them unconditionally. Sierra Madrid’s life has just been turned upside down when she discovers the handcrafted quilt and journal of her ancestor Mary Kathryn McMurray, a young woman who was uprooted from her home only to endure harsh conditions on the Oregon Trail. Though the women are separated by time and circumstance, Sierra discovers that many of the issues they face are remarkably similar. By following Mary Kathryn’s example, Sierra learns to surrender to God’s sovereignty and unconditional love.The Last Sin Eater:A captivating tale of suffering, seeking, and redemption set in Appalachia in the 1850s, The Last Sin Eater is the story of a community committed to its myth of a human “sin eater,” who absolves the dead of their sins, and the ten-year-old child who shows them the Truth. All that matters for young Cadi Forbes is finding the one man who can set her free from the sin that plagues her, the sin that has stolen her mother’s love from her and made her wish she could flee life and its terrible injustice. But Cadi doesn’t know that the “sin eater” is seeking as well. Before their journeys are over, Cadi and the sin eater must face themselves, each other, and the One who will demand everything from them in exchange for the answers they seek.

    Theoretical, yet applied. Statistics for Business and Economics, Eleventh Edition, gives you the best of both worlds. Using a rich array of applications from a variety of industries, McClave/Sincich/Benson clearly demonstrates how to use statistics effectively in a business environment.The book focuses on developing statistical thinking so the reader can better assess the credibility and value of inferences made from data. As consumers and future producers of statistical inferences, readers are introduced to a wide variety of data collection and analysis techniques to help them evaluate data and make informed business decisions. As with previous editions, this revision offers an abundance of applications with many new and updated exercises that draw on real business situations and recent economic events. The authors assume a background of basic algebra.

    As they see matters, wealth in the form of means of production and wealth in the form of consumers’ goods are essentially indistinguishable. For all practical purposes, they have no awareness of the existence of capital and of its importance. Thus, capitalists are generally depicted as fat men, whose girth allegedly signifies an excessive consumption of food and of wealth in general, while their alleged victims, the wage earners, are typically depicted as substantially underweight, allegedly signifying their inability to consume, thanks to the allegedly starvation wages paid by the capitalists.The truth is that in a capitalist economic system, the wealth of the capitalists is not only overwhelmingly in the form of means of production, such as factory buildings, machinery, farms, mines, stores, warehouses, and means of transportation and communication, but all of this wealth is employed in producing for the market, where its benefit is made available to everyone in the economic system who is able to afford to buy its products.Consider. Whoever can afford to buy an automobile benefits from the existence of the automobile factory and its equipment where that car was made. He also benefits from the existence of all the other automobile factories, whose existence and competition served to reduce the price he had to pay for his automobile. He benefits from the existence of the steel mill that provided the steel for his car, and from the iron mine that provided the iron ore needed for the production of that steel, and, of course, from the existence of all the other steel mills and iron mines whose existence and competition served to hold down the prices of the steel and iron ore that contributed to the production of his car.And, thanks to the great magnitude of wealth employed as capital, the demand for labor, of which capital is the foundation, is great enough and thus wages are high enough that virtually everyone is able to afford to a substantial degree most of the products of the economic system. For the capital of the capitalists is the foundation both of the supply of products that everyone buys and of the demand for the labor that all wage earners sell. More capital—a greater amount of wealth in the possession of the capitalists—means a both a larger and better supply of products for wage earners to buy and a greater demand for the labor that wage earners sell. Everyone, wage earners and capitalists alike, benefits from the wealth of the capitalists, because, as I say, that wealth is the foundation of the supply of the products that everyone buys and of the demand for the labor that all wage earners sell. More capital in the hands of the capitalists always means a more abundant, better quality of goods and services offered for sale and a larger demand for labor. The further effect is lower prices and higher wages, and thus a higher standard of living for wage earners.Furthermore, the combination of the profit motive and competition operates continually to improve the products offered in the market and the efficiency with which they are produced, thus steadily further improving the standard of living of everyone.In the alleged conflict between the so-called 99 percent and the so-called 1 percent, the program of the 99 percent is to seize as far as possible the wealth of the 1 percent and consume it. To the extent that it is enacted, the effect of this program can only be to impoverish everyone, and the 99 percent to a far greater extent than the 1 percent. To the extent that the 1 percent loses its mansions, luxury cars, and champagne and caviar, 99 times as many people lose their houses, run-of-the mill cars, and steak and hamburger.

    Howard Farran shows that running a business isn’t all that complicated—if, you’re focusing on the right three areas: •People: maximizing the potential of employees, customers, and yourself.•Time: mastering the efficiency that helps a business turn the biggest profit possible.•Money: learning to love the numbers that function as the business’s scorecard.With simplicity, good humor, and plenty of stories Dr. Farran reveals the actions that can lead anyone to bigger profits, happier people, and a more fulfilling life.