An Integrated Approach to on and off Balance Sheet Lending Features: *Analysis of financial statements-a pragmatic approach *Profit & Loss and Balance Sheet items- explained from Banking Accounting Legal & Taxation angles *Window Dressing techniques unveiled *Forecasting & Cash Budget applications illustrated *Decision Making in Credit- Step by step approach with real life illustrations *Assessment of Credit Operational Market & country Risks explained in detail *A Full module on Trade Finance (including Documentary Credit) *Dedicated Chapters on Retail credit priority sector lending & Project Finance *Relevant Provisions of the Indian Companies Act, 213 Incorporated