Get: * Debt reduction tips that you'll never learn from VISA. * Real estate solutions the bank will never offer. * Wall Street secrets your broker never tells you. * Energy saving tips worth thousands of dollars each year off of your bills As TD AMERITRADE chairman Joe Moglia says, "College students need this information before they get their first credit card. Young adults need it before they buy their first home. Empty nesters can use the information to downsize to a sustainable lifestyle, before they get into trouble." Stop making everybody else rich and start scoring assets, gains and savings for yourself.

    

    Anderson has written 160 books—nearly fifteen million words!—most of them by dictating into a hand-held recorder while hiking. Award-winning novelist and short story writer Martin L. Shoemaker dictates chapters and stories while driving, turning his daily commute into a productive work session. These two die-hard “dictators,” share their techniques and insights into how dictation can help you *Improve your writing productivity *Use otherwise lost time to brainstorm, plot, develop characters, write articles, and more *Get inspired by leaving your confined office and getting a fresh perspective elsewhere *Stay in shape while writing On Being a Dictator, part of the Million Dollar Writing Series, will help you think outside the box, consider a different writing method, and up your game in the fast-paced ever-changing world of publishing.

    The book unveils a truth of universal importance, namely, by helping others in need we can become their miracles.

    Stan was a "Washington Post" financial reporter for 20 years, and after he retired, he wrote the "Post"'s 'Retirement Journal' column for which he was nominated for a Pulitzer Prize. What I like about Stan's book is that it combines good financial planning information with his story about his own retirement. He's candid about the mistakes he made and how he'd do things differently with the benefit of hindsight." --Steve Vernon, columnist, CBSMoneyWatch.com"Everyone in the workforce today should read this book!" --Horace B. Deets, former Executive Director, AARPAward-winning "Washington Post" retirement columnist Stan Hinden's bestselling "How to Retire Happy" helps you decide if you can retire now, or whether you have to stay on the job for a few more years.This trusted guide has been fully updated to address the stomachchurning issues created by financial market volatility and the economic recession.Will you have enough money for health care? Do you need--and can you afford--a longterm care policy? How much income can your savings produce?The third edition of "How to Retire Happy" provides answers to these questions--plus all-new information about: A new menu of Medigap insurance policies New strategies for maximizing Social Security income Making your money last through a long retirementApply Hinden's reliable, easy-to-understand advice and experience a happy, healthful retirement for years and years to come.