stock market has been rigged for the benefit of insiders. They band together—some of them walking away from seven-figure salaries—to investigate, expose, and reform the insidious new ways that Wall Street generates profits. If you have any contact with the market, even a retirement account, this story is happening to you.

    Laid-back investing is not only easier, it can actually make you richer.Learn how to kill off debt, curb spending, find your best KiwiSaver fund, save painlessly, buy a house or be happy not buying one, and move confidently towards and through retirement (hint: you don't need $1 million). You'll also learn why it's best to 'set and forget' your investments. And why, beyond a certain point, having more money is not the key to happiness.Unlike many writers of finance books, Mary is not selling anything (except this book!). She just wants you to do well. She's on your side.'Mary has that rare ability to cut through the jargon to what really matters. She combines expert wisdom and real-world insights, with fantastic results!'DIANE MAXWELL, RETIREMENT COMMISSIONER'Mary Holm is in the first rank of New Zealanders offering simple and wise advice to those who want to take effective steps to secure their future financial wellbeing. This straightforward guide should help ordinary Kiwis navigate their way through the various traps they can fall into.'SIR MICHAEL CULLEN, FORMER DEPUTY PRIME MINISTER and MINISTER OF FINANCE

    In his richly suspenseful second novel, author David Liss once again travels back in time to a crucial moment in cultural and financial history. His destination: Amsterdam, 1659 — a mysterious world of trade populated by schemers and rogues, where deception rules the day.On the world’s first commodities exchange, fortunes are won and lost in an instant. Miguel Lienzo, a sharp-witted trader in the city's close-knit community of Portuguese Jews, knows this only too well. Once among the city’s most envied merchants, Miguel has lost everything in a sudden shift in the sugar markets. Now, impoverished and humiliated, living on the charity of his petty younger brother, Miguel must find a way to restore his wealth and reputation.Miguel enters into a partnership with a seductive Dutchwoman who offers him one last chance at success — a daring plot to corner the market of an astonishing new commodity called "coffee." To succeed, Miguel must risk everything he values and test the limits of his commercial guile, facing not only the chaos of the markets and the greed of his competitors, but also a powerful enemy who will stop at nothing to see him ruined. Miguel will learn that among Amsterdam’s ruthless businessmen, betrayal lurks everywhere, and even friends hide secret agendas.With humor, imagination, and mystery, David Liss depicts a world of subterfuge, danger, and repressed longing, where religious and cultural traditions clash with the demands of a new and exciting way of doing business. Readers of historical suspense and lovers of coffee (even decaf) will be up all night with this beguiling novel.

    Largely replying to questions put by Bediuzzaman's students, these Letters cover a wide range of subjects: they provide illuminating answers to many questions of belief and Islam; they contain brilliant and unique explanations of the truths of belief and mysteries of the Qur'an, which also illustrate the Qur'anic way of Knowledge of God opened up by the Risale-i Nur; they offer important guidance to contemporary Muslims concerning many questions ranging from nationalism to Sufism; they also throw light on Bediuzzaman's own life in those years of exile and the conditions during the early years of the Turkish Republic; in addition they include the celebrated Nineteenth Letter, which describes more than three hundred of the Miracles of Muhammad (PBUH); the Twentieth Letter, which together with being an important lesson in "reading the Book of the Universe," provides extremely powerful proofs of Divine Unity; and the Twenty-Fourth Letter, which solves convincingly the mystery of the constant activity in the universe, and the change and renewal of beings.

    Complete with real-life examples from importers and exporters, it helps you every step of the way, from targeting a market and preparing a business plan to dealing with foreign currencies, shipping procedures, customs requirements, and more. It also shares tips to help you take advantage of NAFTA and other trade pacts, plus online resources to help you start and grow your business.

    With their lives and liberty on the line, TRANCE was hurriedly condensed from courtroom testimony into a book form and privately published by the authors in September 1995.ACCESS DENIED For Reasons of National Security is the rest of their true life's story, which required 16 years for the authors to survive and 3 years for them to write. This book is an amazing testament to the strength of the human spirit and one you will never forget for as long as your thoughts remain free.While TRANCE has become known worldwide in many licensed translations as one of the most successful US government whistleblowers' books ever written, it was never intended for the public who had no reference for understanding mind control nor was it to be considered a book. Rather it is what it is, a true and to date, uncontested document for the US Congressional Permanent Select Committee on Intelligence Oversight. TRANCE is Cathy O'Brien's documented testimony she provided to US courts, US Congress, and the United Nations Commission on Human Rights Abuses of her existence as a CIA MK-Ultra mind control project's slave.ACCESS DENIED is a real book of answers, solutions and positive hope for all of u.s. and our allies around the world. This book was written for everyone and especially for the thousands who have read TRANCE and were left to imagine pertinent details that could not be included.How did Cathy recover from being tortured "out of her mind" until age 30 when intelligence insider Mark Phillips triggered and rescued her and her daughter Kelly away from their CIA operative handler?What are the documented details of how Mark & Cathy survived the state and federal and Congressional judicial gristmill aptly called the criminal justice system?Last but not least, what are the facts as to how Mark & Cathy were able to survive long enough to globally expose the criminal acts of some of the most politically powerful people who are still in control of our planet to this very day?ACCESS DENIED is a whistleblowers' living guide to success.

    Is it possible for investors to identify emerging bubbles and then profit from their inflation? Likewise, can investors avoid the bursting of these bubbles, and the extreme volatility and losses found in their aftermath to survive to invest another day? Over 70 years ago, Benjamin Graham and David Dodd proposed valuing stocks with earnings smoothed across multiple years. Robert Shiller later popularized this method with his version of the cyclically adjusted price-to-earnings (CAPE) ratio in the late 1990s and correctly issued a timely warning of poor stock returns to follow in the coming years. We apply this valuation metric across more than 40 foreign markets and find it both practical and useful. Indeed, we witness even greater examples of bubbles and busts abroad than in the United States. We then create a trading system to build global stock portfolios, and find significant outperformance by selecting markets based on relative and absolute valuation.

    But it's not a world populated by pinstriped men waiting to rob you, steal your savings and do nasty things to small kittens. You can win. (And you never have to pay a penny in tax!) This book shows you how. Robbie Burns, bestselling author of The Naked Trader, has been spread betting for years. He explains why it's an indispensable tool to use alongside normal investing or trading. Especially as you can make money even if the market goes down. Robbie takes you through everything from how it works, to managing your risk, working out exposure, and how, often, doing nothing is the best move! He explains the ins and outs of successfully betting on shares in his trademark down-to-earth style, covering everything you need to know. From the simple stuff through to proven strategies, including those that can be used in different markets - it's all here. There are also behind-the-scenes visits to two top spread betting firms. But it's a big, bad old world out there, and there are a whole heap of mistakes you can make, an awful lot of money you can lose. Rounding up spine-chilling traders' tales of spread bets gone wrong, and using all he has learnt from making silly mistakes himself, Robbie also helps you learn what not to do. This is the ultimate guide to spread betting - how to do it, have fun and hopefully make a few quid.

    Who hasn't? Well, I was right there when the spaceships crashed. I saw the lasers, felt the heat of the explosions and the clumps of dirt spank my face. And I saw the aliens. Then came the orb and the tats, and with them, the powers. For a few days afterward, I was on cloud 99. And then it all went downhill. First, I was fighting for the lives of strangers. Then I was fighting for my own. Now, I'm fighting for all of the above, and the lives of everyone I love. TAT is a novel for lovers of aliens, super-powers, and more action than is safe for a non-augmented human. Think you know pretty much what's inside? You don't. Think you can predict what's going to happen? You can't. Think you will be bored? You won't.

     CITY OF ROGUES: Book I of The Kobalos Trilogy Kron Darkbow seeks vengeance, and he plans to have it no matter the costs. Returning to the city of his birth after 15 years, he hunts down the wizard responsible for the deaths of those he loved only to find out another was responsible for the murders. That other is Belgad the Liar, a former barbarian chieftain who is now boss of the city's underworld.  ROAD TO WRATH: Book II of The Kobalos Trilogy Kron Darkbow has fled the city of Bond, along with healer mage Randall Tendbones and professional duelist Adara Corvus. Everywhere they turn are enemies. Even the goal of their travels offers no peace, for the group rides to the land of Kobalos where Randall must face that nation’s Lord Verkain, the alleged Dark King of the North.  DARK KING OF THE NORTH: Book III of The Kobalos Trilogy Kron Darkbow and companions have survived the mean streets of the city of Bond and the dangers of the Prison Lands, but now they dare to journey into Kobalos, a dark northern land ruled by King Verkain, a powerful mage rumored to be immortal and mad.  Always on their trail is underworld crime boss Belgad the Liar and his crew of deadly killers. Not only does Belgad seek vengeance against Kron, but he also wants to capture Kron's friend, the healer Randall Tendbones, the last of Verkain's children whom the king wants dead.  It is in Kobalos, in the darkest of hours, alone with enemies all around, Darkbow becomes the last hope for all. But to defeat his foes, first he must learn to defeat his own rage. GHOSTS OF THE ASYLUM: Book I of The Horrors of Bond Trilogy The streets of the city of Bond boil with discontent.  Political struggles within a power vacuum bring dreams of dominance to some among the lower levels of the city’s underbelly. Common thugs and guild bosses alike conspire together, their goal to eliminate the figure of Kron Darkbow.  Permanently.  Kron has become a symbol on the streets, and his removal would not only clear the way for others, but also would be a sign of who has the real power in Bond.  Amidst the chaos, buildings burn, riots go nearly unchecked, and even the city guard find themselves forced to retreat.  DEMON CHAINS: Book II of The Horrors of Bond Trilogy A sick murderer stalks the streets of the city of Bond.  The killer leaves behind tortured and twisted bodies sliced and ripped apart, often after the most horrible of violations. It falls upon Kron Darkbow to hunt this killer preying upon the weak and the strong alike, but he soon realizes there is more than one culprit involved in these horrible crimes. A dark mage and his demon partner are at fault, and with each death they grow more and more powerful.  THE COMPANY OF SEVEN: Book III of The Horrors of Bond Trilogy An undead mage thousands of years old slinks through the city of Bond.  Rising up from beneath the soil, he soon finds himself allied with escaped fugitives from the Prisonlands, a former knight, a pair of assassins and the chief of thieves.  Each has their own wants, their own goals, but the wizard's are the most deadly to the citizens of Bond, and he refuses to be denied his destiny.

    

    He’s the CEO of a respectable investment firm and a generous philanthropist. But Peter is no saint. He’s a violent manipulator, hiding behind a mask of professionalism.Peter grew up in foster care with this twin brother, John. They inherited different traits from their abusive, alcoholic father. Peter is a violent sociopath. John is an alcoholic down and out, but a pacifist.When Peter dies in a car crash, John snatches the opportunity to get a better life. He becomes Saint Peter.Overcoming addiction, acting a new persona, and battling remorse, John struggles to conceal his true identity from the enchanting, empathetic Cassandra Rose. When cocaine snorting property developer, Ray Woods, wants to scam the government out of millions, John discovers that nothing is what it appears. As close colleagues expect him to be cold-bloodied killer, and someone discovers his secret, the stakes rise at every turn. Is John shrewd enough to play the role of Saint Peter?

    Her ‘reel life’ histrionic performances held (and continue to hold) audiences/viewers entranced. Her talent was phenomenal, and she could literally glide through a movie, whatever be the role. She could convey an impressive array of emotions with her eloquent eyes and facial expressions without resorting to melodramatic contortions. Tragedy, romance, comedy, drama, and what have you – she could take everything in her stride, exquisitely and flawlessly, as convincingly proved by superhits such as Mahal, Tarana, Chalti Ka Naam Gaadi and the magnum opus, Mughal-e-Azam. All this she achieved despite a major heart disease, which assumed serious proportions as her career soared. This volume presents a fascinating panorama not only of the ‘reel life’ Madhubala but also of the ‘real life’ Madhubala, who was an extremely compassionate and caring human being, but lived in the shadow of her dominant father. The author recounts her captivating saga, right from her first film – Basant (1942), as a child star, up to the magnificent Mughal-e-Azam (1960) and beyond. Enthralling cameos from her masterpieces such as Mahal, Mr & Mrs 55 and Amar, are depicted in graphic detail. Also, all the drama involved in her love affair with Dilip Kumar, which culminated in intense acrimony, has been poignantly portrayed. The last few years of her life were spent in virtual solitude in spite of her being married to Kishore Kumar, and death, in a way, came as a release for her.

    When the man who ruined her is freed from prison and begins stalking the daughter she gave up for adoption to the founders of the Covenant School, Lissa searches for a way to help. Desperate to protect the child, Lissa takes a job as a janitor in their institution to keep a watchful eye on the girl. War hero and Covenant School security guard, Chad Sagar isn’t easily fooled. Despite his growing attraction to Lissa, it’s obvious from her anxious glances and suspicious behavior that she’s keeping a secret. And secrets can be dangerous. With a predator stalking Lissa and her biological daughter, it takes everything Chad has to save them and protect a bond that's unbreakable--even in the hands of danger. This Christian romantic suspense novella kicks off the Sacred Bond Guardians, a darker spinoff of the Sacred Bond series of Christian romances. Look for more Sacred Bond Guardians Christian Romantic Suspense novels later in 2015. Meanwhile, If you like this book, and want to know how the brotherhood got started, try A Christmas Bond (Christian Romance): Sacred Bond Series Prequel Novella. And check out the rest of the Sacred Bond Christian Romance series, featuring alpha males who live to serve others. Reader comments on the Sacred Bond series of Christian Romance novels: “I haven’t been this excited since I discovered Dee Henderson’s O’Malley series!” “Wonderful stories on how to live Christ-like in the real world with real feelings." “This series is awesome and just seems to get better and better!” “An engaging romance series with strong used-to-be-bad-boy heroes that'll make any woman's heart beat faster.”

    Unfortunately, most of us were never taught how to think and communicate about money. The Money Code is a modern tale of one person's journey to uncover the five secrets to living his one best financial life. Through his voyage, you will learn how to:- Prevent bad decisions about money- Identify your Money Mind‚ Fear, Happiness, or Commitment and how it affects every financial decision you make- Use a custom checklist to improve your entire financial life- Clearly discuss decisions about money with the ones you love- Finally take control of your financial life