What made ancient India the Golden Bird in the first place? What did China, the Land of the Dragon, have in common with India, and when did these two ancient civilizations diverge on their paths to global success? Raina Singhwi Jain discusses the immediate need and measures for a quantum jump in our attitude towards development. While conventional wisdom suggests improvements in manufacturing, the ease of doing business and digital technology, Jain goes a step further, drawing surprising parallels between other areas that beg our attention—process engineering, communication design, journalism, and education. This is a work of reflection and a call to action, urging Indian denizens to act now for a revival of the genius that lies dormant within each one of us.

    The heady mix of human depravity, humour, satire, tragedy, revenge and drama makes these stories an essential cocktail of emotions.Review:“Breezy, Flippant, Poignant... Tales of pleasurable wickedness.”-Salil Desai, author of Inspector Saralkar Mystery Series“Although not all sugar and sunshine, Dalvi's voice is an important one, because he chooses to tell stories that others would normally shy away from. There's a serene resignation in his tales, one that is completely devoid of both hope as well as regret. I thoroughly enjoyed the stories.”-Bhaskar Chattopadhyay, author of Patang, Penumbra, Here Falls the Shadow, The Disappearance of Sally Sequeira and Best Served Cold“Gripping short-stories by Rafaa Dalvi. I am both intrigued and scared by his plot-twists. Thrilled to have read this book.”-Sanhita Baruah, author of The Art of Letting Go and The Art of Healing“Some of the best stories I have read so far. Rafaa has a gift of telling complex stories in a very intuitive and straightforward and are easy to read. This book is the best thing that has come out during these current circumstances.”-S. G. Kabe, author of Everything is Normal“Rafaa Dalvi is a flash fiction expert.”-T.F. Carthick, author of Carthick’s Unfairy Tales and More Unfairy Tales“Taut, propulsive and riveting, Rafaa’s mesmerising stories pack a big punch. Chasing Nirvana has been carefully crafted for maximum impact. A highly compelling read.”-Vivek Banerjee, author of ‘The Long Road’ and ‘The Other Side’

    Economics, finance, business & management

    It is important for every person to save for one’s retirement as one can expect to live for twenty years after one retires as life expectancy of an Indian is going up steadily due to lower infant mortality and better medical care. There is a complete absence of social security safety net for most Indians today, even for those working in Government sector, there is no inflation adjusted pension available anymore. I have tried to simplify the advantages and disadvantages involved in investing your savings in various asset classes. I have deliberately left out two of the most popular forms of investment among middle class Indians 1) Life insurance 2) Real estate Let us consider life insurance first most of us confuse insurance as an instrument of savings, it is not. We have this wrong view because of the tax breaks given to income tax assesses by the Central Government. Insurance is a product that mitigates risk and is sold by the rich to the middle class and is always skewed in the favour of the insurer rather than the insured. A substantial portion of the total money invested by you goes towards paying agent’s commission and premium for insuring you for the risk of mortality. The balance left out is invested in government securities and other securities. Hence the amount of money invested out of the total premium paid is less than half paid by the insurer. The return on money invested by the policy holder is less than half of the money he would have earned either in bonds or fixed deposits. A person who needs insurance is a person whose family will need support in the event of his untimely death. Alternately insurance is required for a person who has debt in form of mortgage and does not want to burden his family in the event of his passing. The product which covers these risks is called term insurance. One should not buy insurance to avoid taxes as there is better tax saving tools available. Real estate is also considered as a good investment by several retail investors but nothing can be further from the truth. Nobody makes money by buying plots in the middle of nowhere. The easy availability of mortgages from the nineties and the tax breaks given by the Central Government on housing loans has created an unparalleled boom in the residential market. There is now a painful correction process under way in that sector. The price of land is reflexively connected to availability of money. The lower the cost of money, greater the returns in real estate. Buying plots in the middle of nowhere is similar to buying lottery tickets as investment. Land cannot be liquidated immediately into cash at a short notice to meet urgent requirements. Cost of maintenance and protection of real estate from illegal occupation is prohibitive and time consuming. Verification of title deeds to the property is a complex process and needs sound legal advice. You should have a house to live and another to collect rent as rent is equivalent of inflation adjusted pension. The return on investment generated in the three different asset classes over 25 years would be in the following order 1) Equities 2) Gold and finally 3) Debt instruments. I enjoyed writing this book as a companion volume to my first book. It is my fond hope that you enjoy reading this book.

    

    

    Companies are shutting down and laying off workers, 401ks are melting away, and the government is spending $700 billion dollars to bail out banks and financial institutions -- and that's only the beginning. The financial services industry, and the many industries that depend on it -- from housing to cars -- is in intensive care. So what happened? How did we get to this point of financial disaster? Is the economy just a huge, Madoff-esque Ponzi scheme? It is a complicated and confusing story -- but Daniel Gross of Newsweek has a special gift for making complicated matters easy to understand and even entertaining. In Dumb Money, he offers a guide to the debacle and to what the future may hold. This is not so much a book about who did what, though that's part of the story. Rather, it pieces together the building blocks of the debt-fueled economy, and distills the theory and personalities behind our late, lamented easy money culture. Dumb Money is a book that finally lays it all out in an engaging way, and might just help people invest their money smartly until the gloom passes.

    As of January 14, 2016, this is an unverified document. NOTE: this document has been reformatted for the Kindle. It can be searched, bookmarked, annotated, etc. It is not a dump of the PDF.

    This book is written in a simple manner for readers to understand the various terminologies and working process of the financial markets. If you are looking to understand and enter the stock markets but don't know from where to start, then this book is for you. The basic concepts are same for Indian and overseas markets so it will help you understanding both. It will help you as a reference guide for investing in stock markets. Specifically it will help you in:- 1. Know basic terms and conditions of the stock market. 2. Know products and services associated with the stock market. 3. Know how to kick start in stock markets. 4. know Do's and Don'ts in Stock Markets. 5. Selecting a broker. 6. How to make your first trade. 7. Additional mental mastering technique that will help you to achieve more on markets as well in life. 8. Insight of a trader/investor who has more than 10+ years of experience in stock markets. 9. Illustrated examples for more clarity on topics.

    One Indian GirlHi. I’m Radhika Mehta and I’m getting married this week. I work at Goldman Sachs, an investment bank. Thank you for reading my story. However, let me warn you: you may not like me too much. One, I make a lot of money. Two, I have an opinion about everything. Three, I have had a boyfriend before. Okay, maybe two. Now, if I was a man, one might be cool with it. But since I am a girl, these three things I mentioned don’t really make me too likeable, do they? Half Girlfriend Once upon a time, there was a Bihari boy called Madhav. He fell in love with a rich girl from Delhi called Riya. Madhav didn’t speak English well. Riya did. Madhav wanted a relationship. Riya didn’t. Riya just wanted friendship. Madhav didn’t. Riya suggested a compromise. She agreed to be his half-girlfriend. From the bestselling author Chetan Bhagat comes a simple and beautiful love story that will touch your heart and inspire you to chase your dreams. Revolution 2020 Revolution 2020 is the story of three childhood friends, Gopal, Raghav and Aarti, who struggle to find love, happiness and success in Varanasi, none of which is easily attainable in a society that favors unfairness and corruption. Gopal gives into the system, Ravi continues to fight it. Who will win? 2 States: The Story of My Marriage Welcome to 2 States, the story of Krish and Ananya, who are from two different states of India, deeply in love with each other and want to get married. Of course, their parents don't agree. To convert their love story into a love marriage, the couple has a tough battle ahead of them; for it is easy to fight and rebel, but harder to convince. Will they make it? From the bestselling author Chetan Bhagat comes another witty tale about inter-community marriages in modern India. The 3 Mistakes of My Life In late 2000, a young boy in Ahmedabad dreams of owning a business. To accommodate his friends’ passion, he opens a cricket shop. However, nothing comes easy in a turbulent city. To realize their goals, they will have to face it all religious politics, calamities, unacceptable love and, above all, their own mistakes. Will they make it? Can an individual’s dreams overcome the nightmares of real life? Can we succeed despite mistakes? One Night @ the Call Center In the winter of 2004, a writer meets a young girl on an overnight train journey. To pass the time, she offers to tell him a story. However, she has one condition: that he make it his second book. The writer hesitates, but asks what the story is about. The girl replies that the story is about six people working in a call center one night. It was the night they got a phone call. A phone call from God. One Night @ the Call Center is the second of bestselling author Chetan Bhagat’s novels. Five Point Someone This is not a book that will teach you how to get into IIT or even survive it. In fact, it describes how bad things can get if you don't think straight. Funny, dark and entertaining, Five Point Someone is the story of three friends whose measly five point something GPAs come in the way of everything their friendships, their love life, their future. Will they make it?

    You may find it for free on the web. Purchase of the Kindle edition includes wireless delivery.

    The renewal of interest in India is all the greater because of what’s happening in neighboring China. For over thirty years, China was the growth engine for many Western multinational companies, but the combination of a slowing economy, rising wages, and increasing political risk has most companies looking for the next China. No other country is better positioned to play that role than India. In the short term, though, India will remain a challenging market, with a well-deserved reputation for corruption, uncertainty, and stultifying bureaucracy. Those hurdles are unlikely to go away soon. Yet India may be on the verge of unprecedented growth. Can you afford to wait or should you plunge into this complex market today? What does it really take to win there? How do executives deal with India’s volatility, uncertainty, and intense competition—and even prosper from it? Ravi Venkatesan, the former Chairman of Microsoft India and Cummins India, offers expert advice on how your company can overcome the unique challenges of the Indian market. He argues that India is in fact an archetype for most developing nations, many of which present similar challenges. Succeeding in India is important not just because it is a big market but also because it is a litmus test for your corporation’s ability to succeed in other emerging markets. If you can win in India, you should be able to win anywhere. Hard as these frontier markets are, Venkatesan argues, the bigger hurdle may well be the internal culture and mind-set at a multinational’s headquarters. The unwillingness to make a long-term commitment or to adequately trust local leadership, combined with the propensity to rigidly replicate the products, business models, and operating systems that have worked at home, drives many companies into a “midway trap.” That often results in India remaining an irrelevantly small contributor to the company’s global growth and profits. Combining personal experience and in-depth interviews with CEOs and senior leaders at dozens of companies—including Microsoft, GE, JCB, Dell, Honeywell, Volvo, Bosch, Deere, Unilever, and Nestlé—Venkatesan shows you how to tackle political changes, policy uncertainty, and corruption and thrive in India. He proves that you can break through, but it takes a very different type of leadership, both locally and at corporate headquarters. If you want to succeed in the twenty-first century, you must succeed in emerging markets. This practical book, written by one of India’s most respected CEOs, gives you the keys to win in India, other emerging markets, and, indeed, globally.

    Unfortunately, a stint at the airport lounge's tea vending machine does not seem to be getting her any closer to her dreams. To pass the time she daydreams, chats with air-hostesses and takes part in mock anti-terrorist drills. At home, she studies her English, fights with her twin and engages in a secret love affair with her cousin and neighbour, Eza. But when a scandal threatens her tenuous happiness, she must pull out all stops on her overactive imagination, and seek a terrible revenge.

    Accustomed to tracking down missing pets and cheating lovers, he is about to have his world change completely when a new case requires him to tail actress Shailaja Kapoor. What seems like a simple request turns into a dramatic dive into her murky past, wading through which is not going to be easy. Or safe. Soon Prachand and his wife, and partner against crime, Vidya, fall under the glare of the police as Shailaja Kapoor is abducted right before their eyes. Now he must put his skills to the test before they become victims at the end of a dark and dangerous game.

    His publishing deals, his relationships, even his job - nothing seems to be working out. To make matters worse, Karan is still trying his best to ruin him as a writer. But when Nisha leaves him, it's the ultimate blow. To win her back Rohit must prove he loves her enough to do things that matter to her: like helping Tara find a publisher. As Rohit takes control of his life, he begins to find things slowly changing for the better for him too. But will Nisha be happy with that? Will she come back to him? Just for You is an adorable, bittersweet story about love and its responsibilities.The central character – Rohit, an author, rebels against his inner self and struggles to settle with his unbalanced life while Karun, another (very) young author leaves no stone unturned to ruin his reputation as a writer because of his revelry and jealousy towards him. Rohit suffers the ultimate blow when is his girlfriend, Nisha leaves him. In order to gather the ripped shreds of his life, Rohit tries to win Nisha back by doing the things that would matter to her the most, in turn bringing his life back on track (or not)! Meanwhile, Karun keeps trying his best to ruin his career anyway!