This edition now includes an Audio Book read by Dave! By laying out his proven Baby Step method, Dave provides a step-by-step process for saving money, getting out of debt, creating a personal budget, and investing for long-term wealth. The Kit includes a hardcover copy of the book, a workbook with useful worksheets and forms, an abridged audio version of the book read by the author, and an easy-to-use finance software CD-ROM with sample worksheets, financial calculators, and a lot of information to help you take control of your finances today!

    People and places are broken all around us.We were made for better than this: We were made to be whole, and wholly human, to tend a world that is wholly humane. We were made in the image of God. This book is a quest to recover that image in ourselves and our neighbors, to help us all become human and humane again.For Christians who lament the brokenness in themselves, their neighbors, and the world around them, Whole offers a rallying cry to pursue wholeness together.

    A wealthy family's tragic secret. A girl determined to make her mark.One winter's night, Molly Earnshaw rescues a newborn baby from the snow and changes two families for ever. The tiny girl grows into a beautiful and gifted young woman. Although devoted to Molly, who she believes is her grandmother, Amy has far-reaching ambitions - encouraged by her neighbour's son, Toby, she longs to move beyond ribbon-weaving to designing the hats and clothes the ribbons adorn. Her talent is recognised by Matthew Forrester, the influential owner of famous hat factories and shops. But Matthew is a haunted man with secrets in his past that torture him and his family. His son's wife, Victoria, is deeply troubled, and when Amy's flair leads her to London and then Paris, Victoria is consumed with jealousy. Amy's dreams seem to be coming true, but as more secrets are revealed and Amy is caught between two worlds, she must choose where her heart truly belongs.

    . . a real page turner' Sheila Newberry 1860s London Orphaned at a young age, Rosa has always looked out for her younger sister, Grace, protecting her from the dangers and bullies of the workhouse.So when Grace is suddenly faced with a world without Rosa, she finds herself alone and forced to make difficult decisions about her future. Can she really walk away from everything she has built to protect the children Rosa has left behind?Returning to the gang-ruled streets of south-east London, Grace is determined to build a better future for herself and for the children of Bell Lane - no matter what the cost . . .

    It's nothing like the suburb you might live in . . . Unless, that is, an insane, Listerine-guzzling Realtor sold you your house? Or perhaps your postman happens to have a disturbing relationship with his claw hammer? A grieving Dan LaBarbara knows something is different in Helltown as soon as he comes back home. Yeah, sure, the town always been a little off. You can feel that about the place, like if you stepped into a house whose only occupants were freshly murdered corpses in an upstairs bedroom. But this is something else entirely. Standing in his little brother Barbie's basement workshop, holding one of those dioramas Barbie's been building since the accident, the ones that seem to move when you hold them, Dan can feel Barbie's terror. Barbie must know something is coming, something big, something evil. He's trying to warn Dan in the only way he knows. Why else would Barbie build a diorama depicting a man-sized version of a cartoon rabbit with bloody teeth about to devour a trembling teenager? Why else would he spend so much time crafting an intricate model of Death standing over a pimply teenager in the school library? And let's not even talk about that little model of the mob of undead surrounding the massive tower of vicious black spines behind the high school. Hilltown has a story to tell, and the lonely brain-damaged man who builds magical dioramas in his basement workshop has been telling it all along. As the evil closes in around them, Dan and his new love interest Jessica must do the impossible: save everyone one in Hilltown before it's too late.

    One night when Zoe's cousin invites her out to stop moping, live a little, and have some fun; fate steps in with both feet and offers up a remedy. West Jameson is a typical ladies man, who is out for a good time, has no clue what it means to be in a relationship or in love. But one memorable one night stand, for both good and bad reasons, sends Zoe and West down a spiraling path neither one of them has anticipated. Take this journey with these two as they discover that love isn't always easy but it's worth it. Chances are never given, they're taken...& sometimes love happens purely...By Chance

    The relationship is perfect from the outside looking in, but what happens when secrets come to light and ends their future? Kenji decides seven years is a long time for things to just end; however, after hearing some of the vile actions his ex committed, he can no longer salvage anything. Sadly, like most ex’s, Robin is in denial and refuses to let any woman take him from her. Nyana Simpson has gone through a lot in her youth, but she made it. As an adult, she’s living her life carefree, and nothing can bring her down. She has a job, and her own place but the loneliness creeps in making her feel as if no one can love her. She comes in contact with a man who couldn’t possibly desire her, the same way she desires him. What happens when one family member brings them together, and another is desperately trying to keep them apart? Sade is living in a nightmare she can’t wake up from. With no help in sight, she decides to transfer her job and start over. Unfortunately, the nightmare follows her, and things go from bad to worse. Somehow, her knight and shining armor appears, but can he save her when he’s dealing with his own nightmare? Sade has to do something to save her life, but what happens when her life is no longer her own and the person responsible decides to show her there’s no way out?

    In Places To Stay In The Night, the lives of two families are irrevocably altered by heartbreaking tragedies. "Ann Hood's big book, her 'breakthrough'".--Booklist.

    It is a tale of high magic, courage, and the eternal struggle between good and evil.

    A figure approaches and, dodging aside to avoid him, she falls into the river. Constable Brendan O'Hara, just coming off duty, sees the girl's plight and dives in to rescue her. He is dazzled by her beauty but Sylvie's husband is in prison and the closeness that Brendan soon longs for is impossible. Sylvie has to escape from Liverpool, so Brendan arranges for her to stay with his cousin Caitlin in Dublin until it is safe to return. There she meets Maeve, a crippled girl from the slums, who will change all their lives when a little girl is lost ...

    This book is a collection of her most personal and inspirational speeches, given over the course of a year and a half, on the Obama's historic journey to the White House. In her own words, Michelle Obama talks about her beliefs, her upbringing, and her values.

    Each of their lives are in turmoil but their love for each other will see them through the most troubled of times.Worthing, 1947Widowed Grace Roberts comes home from her factory job one day to find that her eldest daughter Bonnie has run away to London. Utterly distraught she has no choice but to carry on with her life, struggling to make ends meet for her and youngest daughter Rita. Her boss, Norris Finley is a powerful and calculating man. He promises to assist Grace, but his help will come at a hefty price…Pregnant Bonnie arrives in London eager to be reunited with George so they can begin their new life together. But while she waits anxiously on the platform at Victoria station, he never turns up. Unable to return home as she can’t bear the thought of bringing shame to her family, she is left to fend for herself and her unborn baby.Disturbed by the apparent relationship between her mother and Norris, Rita flees home and meets Emilio who she marries. Yet Emilio is guarding a deep secret and when Rita uncovers the truth, she is left heartbroken.Caught in the very worst of times and separated from one another, can the strong bond of family love eventually bring Grace, Bonnie and Rita back together again?

    But his new bride isn't the stepmother they have in mind. Charlene "Charlie" Hendricks is his vivacious, thirty-five-year-old personal trainer, the single-mother of a teen-age daughter. To Steven's midlife children, she is nothing but a gold digger…Days before her wedding, Charlie, training for a triathlon, decides to go for a swim in the Atlantic Ocean. Out of nowhere, a mysterious figure on a speeding Jet Ski shows up, making an attempt on her life. The children head the list of suspects--but which one plotted her death? Then, after the wedding, a second attack backfires and mistakenly kills her husband, making Charlie a wealthy heiress. Now it is the children who accuse her of murdering their father. Is Charlie a ruthless fortune hunter, or the innocent victim of her husband's greedy heirs?

    Poole, three women are determined to ride their rich men's successes to the very top. . .When her marriage to an NFL phenom ended, so did Adrienne Sheppard's chance at wealth and security. Now she's betting on her exclusive new nightclub--and her new man--to turn her luck around. . . Sexy vixen Shanice Whitaker is taking her pay-for-play schemes to a whole new level to stack up the mad fortune of her dreams. . . And Zakiya Lee is sure she knows how to work the sports fame game straight into full-time professional wife-hood with her NBA star. . .But Zakiya's all-access pass to her man isn't keeping him from straying, or endangering her dreams. Shanice's exploding stardom is putting all her dirty tricks of the trade under the merciless media spotlight--and her future on the line. And Adrienne's insatiable greed for having it all right now is blinding her to business-ending secrets. Soon all three will learn the hard way that truly making it on their own will cost more than they bargained for. . ."Poole's latest sizzles with sex, dazzles with drama, and captivates with boundless emotion. . .Exciting and compelling from the first to the last page." ??RT Book Reviews, 4.5 Stars on Another Man Will"A definite must read." --Candice Dow on Somebody Else's Man "Colorful. . .if you love scandal, this is the book for you!" --Anna J on A Rich Man's Baby

    She is also the only female private detective in Botswana. Her agency the No.1 Ladies' Detective Agency is the best in the country. With help of her secretary, Mma Makutsi, and her best friend, Mr JLB Matekoni, she solves a number of difficult problems. A missing husband, a missing finger and a missing child she will solve these mysteries in her own special way.