An Integrated Approach to on and off Balance Sheet Lending Features: *Analysis of financial statements-a pragmatic approach *Profit & Loss and Balance Sheet items- explained from Banking Accounting Legal & Taxation angles *Window Dressing techniques unveiled *Forecasting & Cash Budget applications illustrated *Decision Making in Credit- Step by step approach with real life illustrations *Assessment of Credit Operational Market & country Risks explained in detail *A Full module on Trade Finance (including Documentary Credit) *Dedicated Chapters on Retail credit priority sector lending & Project Finance *Relevant Provisions of the Indian Companies Act, 213 Incorporated

    He believes he hasfound his perfect soul mate, and come what may, his love for her will lastforever.Seven years later, he gets married to her. Big mistake!A week later, he completely hates her and believes she has turned into adevil.But his perception about love and life change when he hears the poignantlove story of Shekhar, his Captain, on a ship that later gets hijacked bythe pirates of Somalia.As they are left fighting for their lives; they confront if love truly can lastforever…? Or does it get too late

    With just one word, she could have everything the world can offer. She had the perfect life every girl dreams about. But despite of it all, she was longing for something - someone - a person she had always wanted but she could never have. Why? Because he's married.

    It's Book conatins Based on Informatics Practics For Class XI

    Colorists will enjoy hours of creative pleasure with this all-original gallery of paisley designs — 30 full-page illustrations swirling with gorgeous organic themes.

    So, what really happened to Netaji? What is the factual position with regard to the air crash that reportedly killed him in 1945? Is there any truth behind Subramaniun Swamy's belief that Netaji was killed in Soviet Russia at Jawaharlal Nehru's behest? How do the biggest names of the past and present, from Mahatma Gandhi and Vallabhbhai Patel to President Pranab Mukherjee, and Atal Bihari Vajpayee fare in India's longest-running controversy? Who was Gumnami Baba of Faizabad, and if indeed he was Netaji, why did he not surface? Above all, what is preventing the Narendra Modi government from declassifying the Netaji files? The answers would make you believe that truth is stranger than fiction.

    In this her fourth book she reveals in depth the techniques she uses to produce her stunning works of art. Every aspect of botanical painting is covered, including the materials and tools you need, preserving your specimens, drawing, painting, color mixing and composition. Richly illustrated throughout with step-by-step demonstrations and examples of Billy’s work, this book is a visual feast as well as an invaluable source of expert guidance and inspiration. With a diverse range of subjects that include flowers, foliage, fruit and vegetables, Billy provides an insight into her painting techniques that artists of all abilities will find both informative and inspirational.

    Jean's loose, expressive paintings are filled with colour and personality, and embrace a range of subjects that includes flowers, animals, people and places, all influenced by the countries and cities she's lived in and the people she's met during her life. This beautiful book contains easy-to-follow and inspiring introductory sections such as ‘an artist’s treasure chest’ and ‘the colour gym’, offering practical guidance and in-depth exercises in an innovative and accessible way, and the numerous examples of Jean’s work will inspire and encourage novice as well as experienced artists. After this introductory section, the book shows the reader how to put the skills they've learned into practice with gorgeous step-by-step projects packed full of expert tips and advice, encouraging them to move forward and develop their own style of working. Like her painting, Jean's writing is filled with passion and enthusiasm, transporting the reader through a world of watercolour that will not fail to excite and inspire.

    This is no ordinary coloring book! With playful drawings, funny scenarios and fun-to-follow instructions, this book is not just for coloring, but for doodling, drawing, imagining and thinking!

    

    Welcome to Todo High, where the only rule is: get strong or get schooled.Mitsuomi and Maya are now rivals, but once they were close friends. Their lives were changed forever because of one person: Shin Natsume, Maya’s older brother and Mitsuomi’s mentor. Inheritor of the Dragon Eyes and leader of the Supreme Warrior Faction, the charismatic Shin also bears dark and terrible secrets. Struggling under the burden of the immense power he possesses, and manipulated by those who seek to use that power, Shin begins to lose control. Maya and Mitsuomi each have their own ideas for how to deal with his increasingly erratic behavior, but it’s up to Bunshichi to really beat some sense into him!

    

    It is ideal for students preparing to take the state civil service examinations or any other competitive exams where Indian history is a subject of relevance.The first section begins by looking at the pre-historic cultures in India and goes on to discuss the Indus valley civilization and the Mauryan empire. The second section, on medieval India, looks at significant developments post Gupta dynasty and the rise and fall of the Mughal empire. The third section is on modern India, which majorly focuses on the advent of British rule in the country and the Indian struggle for independence.Each section in the book begins with a brief overview of the period represented through a chronological timeline. A separate section on revision is given at the end, followed by a series of model test papers for self-evaluation.About Krishna ReddyKrishna Reddy has also authored Bharat Ka Itihas and General Knowledge Digest 2010.

    Successful colored pencil artists and teachers, Janie Gildow and Barbara Benedetti Newton answer the most commonly asked questions about colored pencil techniques.Over twenty easy-to-follow, step-by-step demonstrations show you how to:- Select the right tools, as well as set up your workspace to optimize efficiency and comfort - Effectively express yourself through color and value to create light, shadow and mood - Use and master basic essential colored pencil techniques - Create the look of realistic metal, including brass, copper and silver - Create glass that sparkles, mirrors that reflect and water that distorts - Create realistic texture, from slippery satin, fuzzy peaches and velvety roses to coarse linen and the bumpy surface of corn - Fix common mistakes and problems with easy-to-use solutions Whether you already enjoy working with colored pencils or are looking to try this exciting medium for the first time, this book will provide you with all the information you need to create your own colored pencil compositions.

    He has friends like the coward–cum–comic Rahul, the hunk–cum–holly James, the honest–cum–humorist Sikander, a job of lacks and above than all his Aphrodite…Samvedna. Life of dreams he has. But he sacrifice it too for the search of achievements and the funny 250pages tells where he reaches.In this inspiring novel Sagar discovers the mysterious nature of life, love, triumph and glee very delicately. It's a novel for the people who searched the meaning of happiness once upon or searching right now or thinking to search… a key to unlock exult hidden inside hearts. Yeah, see The Thing Between U & Me.